Perficient

FEBRUARY 17, 2023

Embedded Payments A 2022 study published by the Federal Reserve Bank of San Francisco noted that app payments increased as a percentage of total consumer purchases from 11% in 2019 to 15% in 2020, to 29% in 2021. At just 4 cents per transaction, the fees to the merchant are far less than the 2% to 3% fees charged by credit cards.

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San Francisco Cards Online Payments 275

PYMNTS

JANUARY 31, 2021

Business payments firm FLEETCOR Technologies has acquired accounts payable (AP) platform provider Roger , Fleetcor announced in a press release. Roger was founded by two Danes and has offices in Copenhagen and San Francisco. Terms of the transaction were not disclosed.

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San Francisco Atlanta America Cards 213

PYMNTS

SEPTEMBER 29, 2020

The giant eCommerce website can now connect a stored credit card with a palm print. But there are plans to expand it across Seattle, New York, Chicago and San Francisco, the company said. The initiative comes as shoppers continue to explore contact-free payment technology.

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PYMNTS

FEBRUARY 6, 2019

The San Francisco-based company also participated in the Y Combinator Winter 2017 batch. The card will be issued by Emigrant Savings Bank. We’ve spent time building our card issuing technology from the ground up, giving us the flexibility to partner with a number of financial platforms.

San Francisco 208

San Francisco Fraud Cards America 208

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NOVEMBER 5, 2020

“Visa seeks to buy Plaid — as its CEO said — as an ‘insurance policy’ to neutralize a ‘threat to our important US debit business,’” the Justice Department said in its lawsuit, filed in San Francisco federal court. The company has already integrated with about 15,000 banks in Canada and the United States.

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US San Francisco United States Policies 343

BankInovation

SEPTEMBER 29, 2020

Blend is continuing to expand beyond its original business of white-label mortgage application technology. Last week, the San Francisco-based digital lending platform launched new application technology for personal loans, credit cards and specialty vehicle loans. “We

San Francisco 81

San Francisco Lending Cards Technology 81

PYMNTS

FEBRUARY 11, 2020

Customers can then pay invoices immediately with a credit or debit card. Square is headquartered in San Francisco, California and was founded in 2009 by Jim McKelvey and Jack Dorsey. Small and medium-sized businesses (SMBs) using Xero can email invoices with the built-in Square payment functionality. and Ireland.

San Francisco 207

San Francisco Payments New York California 207

PYMNTS

NOVEMBER 26, 2018

Cubic said that some of the contactless technology , software and equipment developed for Sydney will be in Cubic projects that will be rolled out over the course of the next few years in cities such as New York, Boston, and San Francisco. That is being made possible by recent contract wins by the company.

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Training System San Francisco Payments 182

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MARCH 5, 2017

Americans have more payment options than ever before, from the digital payment info stored in mobile wallets to credit and debit cards in their physical wallets. And according to a report from the Federal Reserve Bank of San Francisco, “… cash remains a unique, resilient and heavily used consumer payment instrument.”.

Technology 100

Technology San Francisco Analysis United States 100

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NOVEMBER 9, 2016

The conduit between the two is San Francisco-based startup Ripple, which is known for enterprise cross-border applications. But banks aside, credit cards may have no choice but to get into the blockchain game. However, Lewis Cohen of Hogan Lovells said the the credit card industry is a natural fit for blockchain technology.

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New York blockchain Fraud Cards 175

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OCTOBER 21, 2020

We chose Lumin Digital because of their new and fresh approach to how internet banking is handled through their innovative cloud-native technology,” said Amy Sink , chief executive officer, Interra. Lumin Digital was founded in 2016 and is headquartered in San Francisco.

Digital Banking 150

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PYMNTS

JULY 30, 2020

The Salt Lake City payment processing platform has joined with Plaid, a Visa subsidiary based in San Francisco, that builds financial technology platforms to connect bank accounts and initiate automated clearing house (ACH) transfers. Plaid is connected to more than 11,000 financial institutions.

San Francisco 159

San Francisco User Experience Cards Customer Experience 159

PYMNTS

DECEMBER 10, 2018

In the press release announcing the new feature, Walmart noted that customers can pay via cash, check, credit card or Walmart Pay. The retailer said at the time that “associates will help customers pay and go by simply swiping their credit card and providing them with a paper or electronic receipt for their purchase.”

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Cards Data Seattle San Francisco 134

BankInovation

SEPTEMBER 29, 2020

Blend is continuing to expand beyond its original business of white-label mortgage application technology. Last week, the San Francisco-based digital lending platform launched new application technology for personal loans, credit cards and specialty vehicle loans. “We

San Francisco 52

San Francisco Lending Cards Technology 52

PYMNTS

JUNE 14, 2020

Square , the San Francisco-based ePayment company, recently started holding 30 percent for every transaction for four months “to protect you and Square from unexpected loss events,” according to WSJ. Now, the Tacoma, Washington, portrait studio is facing another challenge.

San Francisco 221

San Francisco Boston Washington Software 221

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JULY 26, 2016

In an effort to accelerate digital commerce globally, credit card company Visa announced on Monday (July 25) plans to open an office in Silicon Valley. The employees to be housed in the new facility are ones who are focused on technology research, business intelligence, data security and merchant services.

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San Francisco Innovation Miami Community 100

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JUNE 10, 2020

Flutterwave, based in San Francisco and Nigeria, has been on a roll since it pulled in $35 million last year in venture funding, including from Worldpay. For example in Nigeria you can use your Verve Card or mobile money.”. However, government rules shut the company down in Uganda and Lagos, Nigeria.

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San Francisco Online Cards Examples 130

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SEPTEMBER 14, 2020

USA Today reported the “Uber Eats Contactless Order Feature” allows users to pay the tab with the app while at a restaurant to eliminate the use of bill holders, credit cards and pens. The San Francisco-based company's app update comes as people rely on food delivery platforms to reduce face-to-face contact with people amid the pandemic.

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Bank Innovation

JANUARY 31, 2017

Floyd is responsible for customer insight and digital applications at the San Francisco-based bank, an area that includes the company’s web applications as well as the content and Read More. Marie Floyd, Senior Vice President and Head of Digital Consumer Experience at Wells Fargo, is set to speak at Bank Innovation 2017.

San Francisco 150

San Francisco Innovation Online Cards 150

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APRIL 23, 2020

Stripe , the San Francisco digital payment platform popular with Shopify, Instacart and other major online retailers, announced major updates to its software on Thursday (April 23) that will connect users directly with Mastercard, Visa and the world’s other top credit card networks. billion this year.

San Francisco 131

San Francisco Payments Cards Fraud 131

PYMNTS

JULY 28, 2020

FinTech Revolut is working with Decision Tech , a price-comparison technology company, to launch a new service to help users compare — and switch — providers of gas, electricity, broadband, mobile and TV. For one, the digital bank startup said it had landed $80 million in venture funding from San Francisco-based TSG Consumer Partners.

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Comparison San Francisco Fintech Groups 141

PYMNTS

AUGUST 15, 2019

The technology, similar to that of Amazon Go stores, uses computer vision and artificial intelligence (AI) to identify what customers take from the shelves. Customers can use credit cards or cash or go completely cashierless with Grabango’s payment app. Notably, the store now takes cash since San Francisco banned cashless businesses.

San Francisco 128

San Francisco Retail Minnesota Regional 128

PYMNTS

JANUARY 21, 2020

The Visa partnership means Flutterwave can issue physical and virtual cards and process payments using the network. Launched in 2016 by Nigerians Iyinoluwa Aboyeji and Olugbenga “GB” Agboola, the FinTech startup is headquartered in San Francisco. This latest funding brings Flutterwave’s total investment to $55 million.

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San Francisco Capital Fintech US 130

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APRIL 30, 2020

The FinTech company, based in both San Francisco and Nigeria, secured the venture capital (VC) investment from Worldpay , which has also struck a strategic partnership with the firm. At the time, Flutterwave said it would use the funding to further build out its technology and continue expanding throughout Africa.

Online 141

Online San Francisco Payments Capital 141

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MARCH 25, 2019

From Rent the Runway to McDonald’s , retailers are tapping into a world of technology that lets customers make transactions without visiting a cashier. These are just some of the ways that merchants are using digital innovations to better serve their customers with the help of kiosk and unattended retail technology: .

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PYMNTS

SEPTEMBER 14, 2018

This week, beverage company Dirty Lemon plans to bring such a store to New York City this week – with a little help from mobile technology. To allow shoppers to check out without visiting a cash register, the new store will deploy technology like heat map trackers at the door, which detect the footsteps of customers as they enter and exit.

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Branding Marketing San Francisco Seattle 139

PYMNTS

AUGUST 14, 2020

A week after details of the Federal Reserve’s instant payment initiative emerged, news came via Bloomberg that the central bank is working with the Massachusetts Institute of Technology (MIT) to explore the possibility of issuing digital currency.

San Francisco 283

San Francisco Boston Policies Massachusetts 283

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AUGUST 8, 2019

The ruling came from the 9th Circuit Court of Appeals in San Francisco with a decision of 3-0. It’s not like a Social Security card or credit card number where you can change the number. We have always disclosed our use of face recognition technology and that people can turn it on or off at any time,” a spokesman said.

Illinois 108

Illinois Data San Francisco Google 108

PYMNTS

SEPTEMBER 25, 2019

Instead, they can pay for their purchases via Standard Cognition’s mobile app, the Worcester Red Sox app, or in-store cash and credit card kiosks that automatically recognize their purchases. We have long sought to reduce time spent waiting in lines in our venues, and Standard Cognition’s autonomous checkout technology will do just that.

San Francisco 116

San Francisco Massachusetts Innovation Technology 116

PYMNTS

MAY 10, 2018

If the longest journey begins with a simple step, might the streamlined journey begin with a simple tap of the card? Late April saw the debut of the HOLO card, used for Oahu Transit, a project in which the cards are to be used across the system’s busses and a rail system being built out over the next several years. How bustling?

Hawaii 100

Hawaii Cards Honolulu San Francisco 100

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OCTOBER 1, 2020

The feature is also available for debit, small business and prepaid card users, according to the announcement. We are using our technology and partnerships to make sure our products can power both value and convenience in their everyday lives as well as the priceless possibilities that lay ahead of us.”. Starting Thursday (Oct.

San Francisco 151

San Francisco Maryland Virginia Florida 151

PYMNTS

MAY 26, 2020

Checkout.com faces competition from Stripe, a San Francisco technology company that allows businesses to make and receive payments over the internet, and Adyen, a Dutch payment company that provides businesses a way to accept eCommerce, mobile and point-of-sale payments.

Payments 130

Payments San Francisco social media Regional 130

PYMNTS

FEBRUARY 25, 2020

Ceiling cameras and shelf sensors record what people put in their carts and automatically charge their credit card on file as they exit the store. There are nearly 20 Go stores currently open nationwide in cities like New York and San Francisco. . This proved harder with individual items like produce.

Seattle 142

Seattle San Francisco New York Retail 142

PYMNTS

DECEMBER 8, 2020

The top banking and insurance watchdog in China is looking to crack down on the perceived Big Tech monopoly of financial data and further curb abuses of power, and will especially examine the “spillover” cross-sector between financial and technology. Capital One Halts BNPL Transactions On Its Credit Cards.

San Francisco 130

San Francisco Community Bank Video Capital 130

PYMNTS

OCTOBER 13, 2016

Shoppers in those regions often put less trust in online merchants and credit card companies and feel unsure about giving out their personal payment information. An alternative to advanced credit card payments. In countries like Egypt, many people do not have bank accounts or cards,” Shawky said. for less than $50 were cashless.

Cards 100

Cards Regional San Francisco Online 100

PYMNTS

DECEMBER 13, 2018

Cameras keep track of what shoppers grab – they simply take want from the shelves and the items will be billed to their credit card upon exit. Amazon Go currently has stores in Chicago, San Francisco and other Seattle locations. There are no checkout aisles in the store, and customers need smartphones to enter. Interested?” “Yes.

Seattle 122

Seattle San Jose Los Angeles San Francisco 122

PYMNTS

JULY 22, 2019

Much of the excitement surrounding automated retail — aka cashierless retail — has been driven by Amazon Go, but the enthusiasm for “just-walk-out” technology has been tempered by the stores’ limited locations. French retail giant Carrefour SA has also been testing camera and image-recognition technology in grocery stores.

Innovation 125

Innovation San Francisco Retail Study 125