Accenture

APRIL 21, 2017

A recent Accenture roundtable discussion concluded that European banks have the opportunity to develop innovative transaction banking offerings using virtual accounts, such as virtual cash management, to address changing market needs and create new business models.

Management 200

Management Innovation Taxes Marketing 200

PYMNTS

JANUARY 29, 2020

29) that showed increased spending on cards and across borders up double digits. Management expressed confidence about continued uptake of new payment flows such as with instant payments, and contactless payments in card-present situations. billion, and Mastercard said card growth was 5 percent to 2.6

United States 133

United States Cards Trends Conference 133

South State Correspondent

AUGUST 16, 2023

Home equity lines of credit (HELOCs) and bank card usage are up 24% and 17%, respectively. These are cash flow management tools that send a signal of future problems. This data is consistent across regions. Banks are currently reducing indirect auto financing growth and are managed by greater holdback and fewer exceptions.

Trends 195

Trends Cards Capital Data 195

PYMNTS

DECEMBER 9, 2019

However, transporting shipments from coast to coast presents a host of challenges. PYMNTS recently caught up with nonprofit Women in Trucking Association , and several truck drivers, to discuss what it takes to ease on-the-job expense management. Anderson’s switch to cash preceded receiving an EMV card that resolved the issue.

Cards 163

Cards Tools Operations Payments 163

PYMNTS

NOVEMBER 9, 2020

Duke Chung , co-founder and CEO of corporate travel and expense management firm TravelBank , told PYMNTS, for example, "Not having a lot of travel in our industry right now gave us a lot more time to innovate and think about where the future is.". "And Virtual Cards And Mobile Technology. While losses climbed from $5.7

Innovation 255

Innovation Fintech Payments Mobile 255

PYMNTS

JUNE 24, 2020

As we learn in PYMNTS’ inaugural June 2020 Payments Orchestration Playbook , done in collaboration with Spreedly , “The international eCommerce market presents myriad opportunities for growth, and the COVID-19 pandemic has amplified global demand for digital ways to shop and pay. Analysis, Compliance, Speed.

Payments 130

Payments Regional Analysis Compliance 130

PYMNTS

AUGUST 28, 2019

UnionPay is a global card company, and it has issued in the neighborhood of seven billion cards. The company’s network reaches 174 countries and regions. Members can now pay directly with their UnionPay cards, and Travelzoo perks, like Local Deals and Getaway Offers, will be accessible to UnionPay users in China.

Payments 108

Payments Cards Regional Management 108

PYMNTS

DECEMBER 28, 2016

Payments 2016: The Year Of EMV-Enabled Cards. At the transaction level, consumers began to feel like they were more protected from fraud with the introduction of the EMV chip card. Throughout 2016, financial institutions continued to roll out new EMV-enabled cards to their consumers. Worst of Times.

Cards 116

Cards Payments eBook Fraud 116

The Paypers

FEBRUARY 12, 2018

(The Paypers) Verifi , a US-based end-to-end payment protection and management solutions company has entered the Australian and New Zealand markets.

Regional 28

Regional Fraud Cards US 28

PYMNTS

DECEMBER 2, 2019

China has implemented a new policy requiring citizens who want new phone service to scan their faces to verify identities instead of simply presenting ID cards, according to a report in The Wall Street Journal. 1), and it was ostensibly put into place to tamp down on fraud and stop the illegal sales of mobile phone cards.

Policies 130

Policies Mobile Maine Fraud 130

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. You are all aware we have detailed, sophisticated rules and methodologies we use to present these coveted awards – or, well, maybe we don’t. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

NOVEMBER 8, 2018

The company announced this week the rollout of QR Pay, allowing small businesses to make a mobile payment via their mobile wallet or credit cards when doing business with FedEx. Small businesses can scan the FedEx-provided QR code presented by couriers or on invoices. Reports in Enterprise Innovation on Wednesday (Nov.

Regional 151

Regional Mobile Innovation Survey 151

NCR

AUGUST 29, 2016

The number of EMV payment cards in global circulation had rocketed more than 40 per cent year on year by the end of 2015, new statistics from EMVCo have revealed. billion ‘chip-and-pin’ cards when the data was collected, and 35.8 The region’s chip card adoption rate jumped to 52.3 There were 4.8

Cards 75

Cards Regional National America 75

PYMNTS

NOVEMBER 19, 2020

This represents 59 percent growth over the past 10 years, much of it buoyed by a surge in sign-ups across the Oceania region. CU members stand to benefit greatly from such solutions, as the study reported that 51 percent them of them have had their identities stolen and 68 percent have been targeted by debit or credit card fraud.

Alabama 228

Alabama Meeting Fraud Trends 228

PYMNTS

JULY 8, 2020

That includes paying for everything from clothes to restaurant deliveries through online and card-not-present transactions. But in an interview with PYMNTS, Scott Anderson , director of software product management and go-to-market, banking at Diebold Nixdorf , said that predictions of cash’s imminent demise are premature.

ATM 214

ATM Regional Mobile Payments 214

PYMNTS

MARCH 8, 2017

7), Bluefin Payment Systems announced its new partnership with international online payments and fraud and data management solutions provider First Atlantic Commerce (FAC). And in order to devalue their card data in the POS and make it useless to hackers, all merchants worldwide need technologies such as PCI-validated P2PE.

Marketing 101

Marketing Payments Regional Security 101

PYMNTS

JANUARY 9, 2020

The shift from magnetic stripe to EMV chip cards marked one of the 21 st century’s most widespread payment developments. Chip cards have been heralded for their improved functionality and security, but they have still failed to address critical authentication problems, leaving retailers to bear the brunt of these vulnerabilities.

Fraud 131

Fraud Cards Retail Security 131

Gonzobanker

FEBRUARY 16, 2016

In 2015 we saw some major payments themes come to fruition with EMV/chip cards and tokenization. I recommend the following five mandates be on payments managers’ focus list this year: 1. Institutions that don’t have a payments manager should hire one. billion on incentives to card issuers and merchants.

Management 60

Management Payments Cards Regional 60

PYMNTS

NOVEMBER 2, 2020

While much has been written about India’s vast unbanked population — roughly one-eighth by the World Bank’s estimates — the more important issue to really look at is how much of India ’s population is under banked , Mandar Agashe , founder, managing director and vice chairman of Sarvatra Technologies told Karen Webster.

Fintech 210

Fintech ATM Community Bank Cards 210

Abrigo

AUGUST 31, 2023

Critical KYC Asking uncomfortable questions: the personal touch Senior management may view KYC as a regulatory obligation that burdens the client experience, thus affecting the relationship. Uncommon client situations present themselves more often than they used to, and the circumstances presented may need more procedural guidance.

Compliance 195

Compliance Community Training System 195

PYMNTS

AUGUST 29, 2019

Account takeovers (ATOs), identity theft and phishing were found to be the most common methods of attack in this region. The network found that Australia’s 2018 card fraud rate was 72.8 cents per $1,000 AUD of card spending, down from 75 cents the year prior. percent in 2018 from 13.9 percent in 2017.

Fraud 158

Fraud blockchain System Cards 158

FICO

FEBRUARY 9, 2022

This shift has created significant opportunities for local banks, however with this growth comes the inevitable threat of increased fraud, exacerbated by the Covid pandemic and the explosion in ecommerce and card-not-present fraud. Most Latin American card networks rely on chip and PIN fraud detection technology.

Fraud 52

Fraud Cards Analytics System 52

Gonzobanker

FEBRUARY 8, 2022

Maybe that’s why the special FinXTech presentations running alongside more traditional financial, legal, and risk sessions were jam packed with executives furiously scribbling notes. The grassroots of community and regional banking will no longer be vanilla operations geographically focused. Technology Management Breaking the Bank?

Fintech 165

Fintech Customer Experience Conference Technology 165

Celent Banking

NOVEMBER 2, 2015

The press release is here ; the executive team also held an investor call earlier today – the recording and the presentation are here. It’s true the European payments market has unique dynamics in terms of regulation and competition, both in cards and in payments more broadly. Today Visa Inc.

Cards 100

Cards Regional Leadership Maine 100

PYMNTS

OCTOBER 23, 2018

To capitalize on that aforementioned eCommerce growth in emerging markets and log sales in those regions, U.S. They must offer local payment methods — outside traditional card brands, such as Visa and Mastercard — that will help eCommerce cross-border efforts gain traction. merchants have all sorts of work cut out for them.

Payments 164

Payments Regional Online America 164

PYMNTS

OCTOBER 22, 2019

This developing world of payments and the fierce competition offered by non-traditional providers of financial services presents big challenges to smaller and community banks – those financial institutions (FIs) with less than $10 billion in assets. Those operations manage and own 50 percent of [U.S. Deposit Trends.

Community Bank 116

Community Bank Community Operations Leadership 116

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. To help banking executives choose a course of action that will accommodate different budgets, business cases, and visions for the future, we present three winning core strategies: 1.

Strategy 155

Strategy System Risk Management Technology 155

PYMNTS

NOVEMBER 18, 2020

In a panel discussion with Karen Webster, observers from the front lines of real-time payments said the shift will require new approaches by banks and corporates toward liquidity, receivables management and partnerships. On the other side of the equation, corporates want to better manage liquidity and avoid paper-based processes.

Payments 245

Payments System Innovation Management 245

South State Correspondent

JANUARY 4, 2023

For any banker looking for clarity, we present five New Year’s resolutions, no matter your size, that provide a roadmap to accomplish both the short and long-term objectives of a top-performing bank. For 2023, banks need to prioritize interest rate risk management and credit accuracy as a top priority. Conclusion.

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

DECEMBER 11, 2019

In Norway, banking group Eika Group announced an investment in and collaboration with EedenBull in an effort to help traditional financial institutions in the region strengthen financial services to business clients. The company emphasized the opportunity open banking presents to promote automation for the SMB community.

Fintech 132

Fintech Groups Data Strategy 132

PYMNTS

MARCH 11, 2016

Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. What’s the difference between a revolving balance and a credit card? In Brazil, 80 percent of all transactions involve installments.

America 100

America Payments Fraud Case Study 100

FICO

OCTOBER 17, 2018

If your business uses FICO analytics and software to manage risk, fight fraud, improve profitability, increase financial inclusion or comply with regulations, you are already ahead of the curve. Winners can come from any region or industry. Customer Onboarding and Management - Shanghai Pudong Development Bank.

Analytics 40

Analytics Fraud Compliance Regional 40

PYMNTS

JULY 17, 2018

In the past (and the present), some online lenders have sought to help leverage that exemption as a way to avoid relatively lower interest rate limits. Yet, noted the publication, only one traditional banking player in the region, Standard Chartered , has said it will apply for that license, and the deadline looms at the end of August.

Fintech 100

Fintech Regulation New York Management 100

PYMNTS

OCTOBER 21, 2019

The new SCA Impact Playbook explores how subscription-based merchants can prepare for SCA and manage conversion, churn and card-based risk. The Three Cs: Conversion, Churn and Card-Based Risk. The goal is for merchants to think about how they will manage the SCA transition, and to develop a fraud and exemption strategy.

Strategy 100

Strategy Compliance Fraud Payments 100

FICO

AUGUST 3, 2022

FICO colleagues Andy Procter and Supriti Singh were on hand with their presentation Application Fraud – Rules, Models and Humans. Criminals are making use of automation to industrialize their fraudulent attacks, including card fraud. Here’s an excerpt of what Adam reported: 1. Synthetic Identities and Application Fraud.

Fraud 52

Fraud Analytics Trends Innovation 52

PYMNTS

JUNE 9, 2017

Sure, there’s the occasional rent check or the $100 birthday check from Great Aunt Sue, but for the most part, the debit card put a fork through the heart of the consumer’s appetite for writing paper checks. In the world of consumer payments in 2017, seeing a paper check out in the wild has become a genuinely rare event.

Payments 122

Payments Cards Tools Management 122

PYMNTS

NOVEMBER 13, 2017

The system creates a natural barrier to growth,” observed Jason Thompson, managing director for GrabPay Southeast Asia. Grab , which started as a two-way marketplace for ride-hailing, is one of many organizations investing in the region to try and break down that barrier. The smartest answer seems to be, “Nothing.”.

Regional 100

Regional System Community Strategy 100