South State Correspondent

JULY 20, 2020

Between the interest rate environment over the past several years, the increase in digital spend, and the quest for greater operating leverage, banks can no longer afford large branch structures and still return their cost of capital. As such, most every bank will be forced to rethink its branch strategy.

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BankInovation

MAY 6, 2024

Small businesses demand efficient access to capital and Grasshopper Bank is meeting the needs of its small business clients through its latest digital lending solutions.

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Lending Strategy New York Meeting 117

PYMNTS

AUGUST 4, 2020

Unlike a decade ago, corporates today are flocking less to traditional trade services and more toward off-balance sheet financing tools like supply chain and receivables financing, offerings which Fraser said are resilient to economic downturns thanks to banks’ overhauled capital management strategies.

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PYMNTS

AUGUST 13, 2020

Similarly, those businesses that already had modern human capital management (HCM) software to help manage, pay, schedule and engage their people were ahead of the game. More than ever before, brands must evaluate their revenue model, customer journey and all-important employee engagement strategy and approach.”

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Capital Retail Strategy Management 277

Bank Innovation

DECEMBER 13, 2019

In this episode, Suman Bhattacharyya, senior editor, and Angely Mercado, associate editor, discuss the following news developments: Corporate card and financial product startup Brex’s marketing strategy; Inspired Capital’s recent investment in business banking platform Rho; and […].

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Strategy Branding Video Marketing Strategies 243

South State Correspondent

FEBRUARY 22, 2024

Banks consistently produce under their cost of capital. However, for the average bank, their cost of capital is between 9% and 14% depending on the bank’s equity liquidity with an average of 12.5%. As an industry, we misallocate capital. What does matter is strategy. As such, the duration of capital will be long.

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Bank Innovation

FEBRUARY 10, 2020

Capital One is determined to turn its digital assistant Eno into an affable, personal finance watchdog to build loyalty between the brand and customers. Three years after Eno’s launch, the bank is adding capabilities that go beyond simple balance inquiries to proactive insights on customers’ spending behaviors.

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CB Insights

MAY 15, 2023

The Nasdaq Stock Market is home to over 4,200 listed companies with a combined market capitalization of approximately $19.3T, as of year-end 2022. But more broadly, Nasdaq is a global capital markets tech company that builds and sells financial software to corporations, investors, and other marketplaces. Want the full post?

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Capital Strategy Marketing Analytics 63

Abrigo

JANUARY 10, 2020

Strapped for time to implement these strategies? Setting up your ALM model to satisfy regulators isn’t particularly difficult; however, getting the most mileage out of your institution’s ALM process can be challenging if you don’t recognize the strategies and benefits ALM can offer. Consider leveraging valuable resources to help.

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Strategy Resources Management Capital 195

South State Correspondent

SEPTEMBER 12, 2019

Payment Innovation When it comes to long-range strategic planning in banking, what to do about payments, should be in the top five considerations up there with treasury management, capital allocation, risk tolerance, and human capital. Below, we highlight our ten considerations when developing a payments strategy.

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Strategy Payments Capital National 191

Bank Innovation

FEBRUARY 18, 2020

billion in costs and reallocates capital away from underperforming units. HSBC, a global bank with $2.7 trillion in assets, is blazing a new path for its U.S. business as it cuts $4.5 The top-10 global bank reported Tuesday that in 2019, net profit fell 53% to $6 billion, while pre-tax profits fell 33% to $13.3 […].

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Strategy US Taxes Capital 243

PYMNTS

SEPTEMBER 3, 2020

To assist in creating a blueprint for businesses aiming to expand, Hitachi Capital Business Finance has rolled out its inaugural “Smart Business Planning” initiative that follows its ongoing pledge to help those who own small- to medium-sized businesses (SMBs), Process and Control Today reported.

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Capital Resources Study Meeting 159

Chris Skinner

MAY 10, 2017

London has been leading the charge to be the FinTech capital of the world, but many other cities are nipping at their toes. So I was intrigued to see Hong Kong issue their FinTech strategy today. It shows how important FinTech is when major financial centres vie for focus.

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BankInovation

OCTOBER 6, 2023

Citi Ventures, the venture capital arm of $1.7 trillion Citigroup, is changing its investment strategy amid turbulent macro-economic conditions.

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Strategy Fintech Capital 68

PYMNTS

MAY 20, 2020

To help real estate investors contend with the increasingly complicated accounting and compliance work particular to real estate, Avignon Capital , a European firm, has rolled out a new in-house corporate accounting offering. Comer will spearhead the initiative.

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Capital Texas Analysis Compliance 207

PYMNTS

MAY 27, 2020

as its new chief strategy officer. He will bring some incredible experience and new insights as we continue to deliver on Visa’s strategy, build stronger client relationships and grow our business.”. To lead strategic planning for the firm overall and in conjunction with its regional teams, Chris Newkirk is coming to Visa Inc.

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PYMNTS

OCTOBER 5, 2020

According to Marc Porter , CEO of Porter Capital Corporation , this has indeed been a growing problem throughout supply chains. "We For Porter Capital, the result has been a "less aggressive" risk strategy with companies in the retail space, as well as in the oil and gas sector, said Porter. The Big-Box Struggle.

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Strategy Payments Capital Tools 143

PYMNTS

MARCH 6, 2020

Venture capital firm Sequoia Capital warned in an email to entrepreneurs on Thursday that the coronavirus could potentially be the herald of a “prolonged” global economic slow-down. A startup in Sequoia’s portfolio, Ironclad, said it was going to take a look at its strategy for 2020 after the news.

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Abrigo

APRIL 25, 2024

Takeaway 3 With lower interest rates nowhere in sight, lenders need to monitor and adjust lending and underwriting strategies based on their own institution’s credit risk profile. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

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Lending Trends Capital Strategy 221

ABA Community Banking

JANUARY 22, 2024

The move to MDI status is part of the 130-year-old bank’s pivot to serving its community more deeply while building its capital base to support growth. The post Podcast: MDI status helps a mutual bank supercharge its strategy appeared first on ABA Banking Journal. On the latest episode of [.]

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PYMNTS

DECEMBER 29, 2020

CUs’ production units could not afford to miss deadlines with members’ financial needs at stake, said Nancy McNeill , senior vice president of Operations at Coast Capital Savings Federal Credit Union. McNeill said Coast Capital, like numerous other CUs, has seen robust growth in the number of members who have gone digital during the pandemic.

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Capital Operations Mobile Innovation 190

PYMNTS

NOVEMBER 6, 2020

Handling accounts payable (AP), accounts receivable (AR), cash flows and other capital management tasks is an inescapable reality for almost every business that deals with inventory and sales, but these commonplace processes are fraught with obstacles. How Advanced Analytics Are Helping Businesses Handle Capital Management Changes.

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Analytics Capital Management Data 155

PYMNTS

DECEMBER 21, 2020

Like many venture capital companies in the payments space, Serent Capital has had a busy year. 15 with the announcement of the launch of its fourth fund, Serent Capital IV — at $750 million. 15 with the announcement of the launch of its fourth fund, Serent Capital IV — at $750 million. That was followed on Dec.

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Capital Payments Software Fintech 199

PYMNTS

JANUARY 12, 2021

German food delivery platform Delivery Hero is launching its own early-stage venture capital (VC) firm — DX Ventures — that will be managed independently to focus on advancing founder-led startups. 12) press release. “We We understand the opportunities and challenges these startups are facing because we have gone through them ourselves.” .

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CB Insights

FEBRUARY 21, 2023

Sequoia Capital is one of the world’s oldest and most accomplished venture capital firms, with its long list of early tech investments-turned-home runs including Airbnb, Apple, Instagram, Square, and WhatsApp. While 2022 was a down year for venture capital at large, Sequoia remained active with over 100 investments.

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Strategy Fintech Capital Apple 100

American Banker

APRIL 16, 2024

The hires come six weeks after the Long Island bank got a $1 billion capital infusion, which led to Otting's appointment as CEO. New York Community Bancorp CEO Joseph Otting has added three former colleagues to the embattled company's leadership team.

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Strategy New York Leadership Community 81

BankUnderground

JUNE 8, 2022

There is a lively debate about whether and how capital regulations for banks and insurers should be adjusted in response to climate change. Incorporating climate-related risks into the capital regime will require a reliable methodology to measure these risks. Marco Bardoscia, Benjamin Guin and Misa Tanaka.

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Capital Policies Tools Regulation 100

South State Correspondent

OCTOBER 12, 2023

Let’s take four loan choices: These are all real-life examples, actual probabilities of defaults (PODs), real risk-adjusted returns on capital (RAROC), and represent actual choices banks had to make. For the sake of this example, let’s assume both banks have a clear strategy, as detailed above, and a loan pricing model.

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Resources Strategy Capital Industry 195

PYMNTS

DECEMBER 10, 2019

Indian business-to-business (B2B) marketplace startup Zetwerk has raised $32 million in funding, led by new investors Lightspeed and Greenoaks Capital , reports said on Tuesday (Dec. The company raised $9 million in a Series A funding round in March, led by Sequoia Capital India, Accel and Kae Capital.

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American Banker

FEBRUARY 1, 2024

A day after the regional bank's stock tumbled on tough fourth-quarter results and some austerity moves, observers debated whether management just needs time to build enough capital to catch up with growth or if it is still too overexposed in multifamily lending.

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New York Strategy Community Regional 81

PYMNTS

MARCH 7, 2019

Hitachi Capital America , Hitachi’s U.S.-based In a statement, Hitachi Capital America EVP and General Manager of Commercial Finance and Corporate Development Mark Duncan said the takeover will help the company expand its footprint in the technology sector.

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America Capital Technology Resources 129

Bank Innovation

SEPTEMBER 27, 2019

RBC Capital Markets has looked externally to help it consolidate data in one place, analyze it and better equip employees. Starting in 2013, RBC Capital Markets began collecting all the data it could that was relevant to its clients, including e-commerce data, trades and portfolios.

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Capital Marketing Data Management 150

PYMNTS

JANUARY 7, 2021

7) that it was merging with publicly-traded Social Capital in an $8.6 The SoFi deal marks at least the third such transaction done by the Social Capital SPAC, Palihapitiya said in a televised interview on CNBC, adding that the deal was driven by the fact that banking infrastructure isn't currently meeting the needs of U.S. consumers.

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Capital Los Angeles Boston Lending 150

PYMNTS

JANUARY 12, 2021

As reported , Walmart is working with Ribbit Capital to create an as-yet unnamed FinTech that would, the companies said on Monday (Jan. For Walmart, FinTechs are in sight — but where to from here?

Capital 155

Capital Fintech Retail Tools 155

PYMNTS

APRIL 18, 2019

Reports in Blockchain News this week said Panxora has introduced a treasury management service to help the company and project founders who turn to ICOs to secure the capital they have raised, and mitigate the risk of cryptocurrency volatility. ’ We think this is an important step forward in the maturation of the token industry.”

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