PYMNTS

AUGUST 31, 2020

Dignari Capital has agreed to provide $50 million to Sheng Ye (SY) Capital in a strategic collaboration to explore new supply chain finance options for small- to medium-sized businesses (SMBs), according to a press release. Tung Chi Fung , chairman of SY Capital, said there are already plans in the works.

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Capital Innovation Risk Management Strategy 237

Abrigo

AUGUST 30, 2022

Expanding the commercial loan portfolio in today's market With the right strategies, banks and credit unions can expand their commercial loan portfolios successfully. You might also like this webinar on commercial lending strategy. Commercial growth strategies. Risk management. Knowing the why. Listen now.

Strategy 195

Strategy Lending Risk Management Analysis 195

Abrigo

MARCH 21, 2023

Strategies for earning more in rising rates Financial institutions need to be intentional with funding strategies and loan pricing models. You might also like this video on managing interest rate risk. Stay up to date with Abrigo advisors' ideas for managing interest rate risk. 4.75% over the course of 2022 and 2023.

Risk Management 195

Risk Management Management Strategy Lending 195

PYMNTS

AUGUST 13, 2020

Similarly, those businesses that already had modern human capital management (HCM) software to help manage, pay, schedule and engage their people were ahead of the game. More than ever before, brands must evaluate their revenue model, customer journey and all-important employee engagement strategy and approach.”

Capital 277

Capital Retail Strategy Management 277

PYMNTS

AUGUST 4, 2020

Unlike a decade ago, corporates today are flocking less to traditional trade services and more toward off-balance sheet financing tools like supply chain and receivables financing, offerings which Fraser said are resilient to economic downturns thanks to banks’ overhauled capital management strategies.

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Capital Strategy Analytics Innovation 310

South State Correspondent

NOVEMBER 15, 2022

the As interest rates go back up and volatility continues to remain high, banks’ cost of capital has undergone a significant shift up. Your cost of capital is essential to know for several reasons. Produce over your cost, and you will be able to attract more capital. Why Calculate Your Cost of Capital?

Capital 195

Capital How To St. Louis Community Bank 195

PYMNTS

JANUARY 22, 2021

In pursuit of instant cash management and visibility, treasurers' modernization efforts have been underway for some time, with the global coronavirus crisis greatly accelerating those initiatives as liquidity management has become even more vital to the enterprise's overall health. But they need to be planned for.". A Fork In The Road.

Management 258

Management Tools Capital Strategy 258

Abrigo

JANUARY 11, 2022

Asset/liability management basics In part 1 of this "Introduction to ALM" blog series, learn the goals of asset/liability management and how it can help financial institutions. Takeaway 1 ALM in banking means managing the cash flows of assets and liabilities to increase profitability, manage risk, and maintain safety and soundness. .

Management 195

Management Meeting Capital Strategy 195

South State Correspondent

FEBRUARY 18, 2024

An interest rate hedging strategy, specific hedge duration, amortization term, capital infusion covenants, and other loan structure requirements become more critical with higher leverage loans. debt yield, and the CRE capitalization (cap) rate is 7.00%. CRE loans are almost always highly leveraged, and this loan is no exception.

Management 195

Management National Guidelines Capital 195

Abrigo

JANUARY 10, 2020

Strapped for time to implement these strategies? If the primary goal of your asset/liability management (ALM) process is centered on meeting interest rate risk reporting requirements, then it’s likely that your institution views ALM as a cost center. Consider leveraging valuable resources to help.

Strategy 195

Strategy Resources Management Capital 195

South State Correspondent

FEBRUARY 22, 2024

Banks consistently produce under their cost of capital. However, for the average bank, their cost of capital is between 9% and 14% depending on the bank’s equity liquidity with an average of 12.5%. As an industry, we misallocate capital. Bank management is hyper-focused on net interest margin. Why is that?

How To 195

How To Strategy Capital Lending 195

South State Correspondent

FEBRUARY 22, 2023

Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. However, this doesn’t tell the whole story when it comes to deposit management.

Management 195

Management Marketing Branding Strategy 195

PYMNTS

DECEMBER 14, 2020

The problem with this strategy, however, is that when every company is looking get paid more quickly but pay their own invoices later, B2B buyers and vendors quickly find themselves in a position in which their own cash flow goals contradict each other. There are strategies to address this challenge. Many Moving Parts.

Management 308

Management Strategy Data Tools 308

CB Insights

MAY 15, 2023

The Nasdaq Stock Market is home to over 4,200 listed companies with a combined market capitalization of approximately $19.3T, as of year-end 2022. But more broadly, Nasdaq is a global capital markets tech company that builds and sells financial software to corporations, investors, and other marketplaces. Want the full post?

Capital 63

Capital Strategy Marketing Analytics 63

PYMNTS

JUNE 25, 2018

Marry tech and talent, then risk management can pay dividends, notes an upcoming PYMNTS webinar. He noted that in the financial services realm, firms are already heavily regulated and they struggle with the looming threat of consequences, should shortcomings arise, when it comes to risk management.

Risk Management 167

Risk Management Strategy Management Compliance 167

South State Correspondent

SEPTEMBER 12, 2019

Payment Innovation When it comes to long-range strategic planning in banking, what to do about payments, should be in the top five considerations up there with treasury management, capital allocation, risk tolerance, and human capital. Below, we highlight our ten considerations when developing a payments strategy.

Strategy 191

Strategy Payments Capital National 191

PYMNTS

APRIL 8, 2019

the latest evidence has suggested that entrepreneurs are holding onto their financial confidence — though it may be changing the ways they manage company cash. Sixty-six percent of small businesses have maintained their business outlook, despite stock market fluctuations , Capital One’s Small Business Growth Index found.

Management 129

Management Strategy Survey Capital 129

Bank Innovation

SEPTEMBER 27, 2019

RBC Capital Markets has looked externally to help it consolidate data in one place, analyze it and better equip employees. Starting in 2013, RBC Capital Markets began collecting all the data it could that was relevant to its clients, including e-commerce data, trades and portfolios.

Capital 150

Capital Marketing Data Management 150

Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. Indeed, regulators and management alike focused on these risks more and more in 2023 following the failure of Silicon Valley Bank and repeated rate hikes.

Resources 221

Resources Risk Management eBook Strategy 221

Abrigo

JUNE 7, 2021

Risks ALM Addresses Will Affect Performance and Strategy Asset/liability management models and processes address credit risk, liquidity risk, and interest rate risk. . Takeaway 1 The pandemic has shown that financial institutions deal with a variety of risks that can impact cash flow and capital. . recovery to date.

Management 195

Management Risk Management Capital Regulation 195

South State Correspondent

SEPTEMBER 18, 2023

However, we believe that community banks should consider a different strategy since community banks’ much higher efficiency ratio results from a different driver. Further, banks could achieve much greater credit diversification by managing the industries and geography they lend to than by managing loan size.

Management 195

Management How To Community Bank Community 195

Abrigo

APRIL 25, 2024

Takeaway 3 With lower interest rates nowhere in sight, lenders need to monitor and adjust lending and underwriting strategies based on their own institution’s credit risk profile. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

Lending 221

Lending Trends Capital Strategy 221

PYMNTS

MAY 20, 2020

To help real estate investors contend with the increasingly complicated accounting and compliance work particular to real estate, Avignon Capital , a European firm, has rolled out a new in-house corporate accounting offering. Comer will spearhead the initiative.

Capital 207

Capital Texas Analysis Compliance 207

Abrigo

MARCH 25, 2022

This ALM 101 post describes the value at risk(VAR)/economic value of equity (EVE) risk perspective (long-term risk to market value of capital). Takeaway 3 Financial institutions use VAR/EVE analysis to weed out "quick fixes," or strategies that look attractive but can be harmful in the long run. It is the third in a series. .

Management 195

Management Analysis Examples Strategy 195

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. Takeaway 2 Meanwhile, banks and credit unions will likely see a beefed-up regulatory emphasis on credit risk management practices, especially tied to CRE. .

Management 195

Management Risk Management Policies Lending 195

PYMNTS

SEPTEMBER 3, 2020

To assist in creating a blueprint for businesses aiming to expand, Hitachi Capital Business Finance has rolled out its inaugural “Smart Business Planning” initiative that follows its ongoing pledge to help those who own small- to medium-sized businesses (SMBs), Process and Control Today reported.

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Capital Resources Study Meeting 159

South State Correspondent

MAY 20, 2024

Cost-plus pricing: Here banks calculate their cost of capital, funding costs, all direct and indirect costs and add a margin to determine the price. The strategy requiring minimum commercial credit spreads may be well-intentioned, but the results for banks are suboptimal.

Community Bank 195

Community Bank Community Strategy Examples 195

Abrigo

FEBRUARY 6, 2024

Register Takeaway 1 Credit unions developing or tightening up an existing MBL strategy should start by engaging the board of directors to outline goals. In this blog post, we will delve into the strategies and policies credit unions can adopt to ensure the success and profitability of their MBL programs. Takeaway 2 Start slow.

Lending 221

Lending How To Risk Management Policies 221

Abrigo

SEPTEMBER 14, 2020

Key Takeaways ALM professionals often inquire about reports they can run using their ALM models to help manage their financial institutions. I’m often asked by asset/liability management professionals for advice on using ALM models to generate reports that provide meaningful information to aid in managing the financial institution.

Report 195

Report Management Comparison Capital 195

Abrigo

SEPTEMBER 14, 2020

Key Takeaways ALM professionals often inquire about reports they can run using their ALM models to help manage their financial institutions. I’m often asked by asset/liability management professionals for advice on using ALM models to generate reports that provide meaningful information to aid in managing the financial institution.

Report 195

Report Management Comparison Capital 195

CFPB Monitor

AUGUST 17, 2021

Supreme Court ruled in AMG Capital Management LLC v. In the motion, the FTC states that it filed the administrative action to preserve the possibility of obtaining monetary relief for injured consumers since, as a result of AMG Capital Management , it is no longer able to obtain such relief in actions brought under Section 13(b).

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Capital Management Atlanta Strategy 78

PYMNTS

MAY 27, 2020

as its new chief strategy officer. He will bring some incredible experience and new insights as we continue to deliver on Visa’s strategy, build stronger client relationships and grow our business.”. To lead strategic planning for the firm overall and in conjunction with its regional teams, Chris Newkirk is coming to Visa Inc.

Strategy 131

Strategy Leadership United States Washington 131

South State Correspondent

MARCH 14, 2024

Focusing on the Right Aspects of Strategy If you look at the sensitivity in a bank’s budget, $1 of investment in a new line of business usually doesn’t break even for two to three years. $1 This all compares to about a 40%+ return invested in improving processes (loan, branch, cash management, etc.) This, however, could be a mistake.

Innovation 195

Innovation Strategy Capital Comparison 195

Abrigo

DECEMBER 13, 2019

Key Takeaways Changing your perspective on asset/liability management can position your financial institution for better business results. If those discussions aren’t coming in through the asset/liability management function, financial institutions may be missing out, according to Dave Koch, Managing Director of Abrigo Advisory Services. “If

Management 195

Management Strategy Meeting Comparison 195

PYMNTS

JANUARY 12, 2021

German food delivery platform Delivery Hero is launching its own early-stage venture capital (VC) firm — DX Ventures — that will be managed independently to focus on advancing founder-led startups. 12) press release. “We

Capital 151

Capital America Strategy Management 151

Bank Innovation

SEPTEMBER 9, 2019

For Personal Capital, the path to scale is to go broad. based hybrid adviser, which has $10 billion in assets under management, is bringing together investing, banking and personal finance management for the largest possible swath of users regardless of portfolio size. As a result, the Redwood Shores, Calif.-based

Strategy 170

Strategy Capital Management Retail 170

American Banker

FEBRUARY 1, 2024

A day after the regional bank's stock tumbled on tough fourth-quarter results and some austerity moves, observers debated whether management just needs time to build enough capital to catch up with growth or if it is still too overexposed in multifamily lending.

New York 80

New York Strategy Community Regional 80