BankUnderground

JUNE 8, 2022

There is a lively debate about whether and how capital regulations for banks and insurers should be adjusted in response to climate change. Moreover, it asks for research on an appropriate time horizon over which the risks should be considered and how scenarios and forward-looking data should be used.

Capital 103

Capital Policies Tools Regulation 103

PYMNTS

JANUARY 7, 2019

In Ireland, reported CryptoGlobe , the Irish cabinet has approved legislation that will bring more regulation to the sector. Separately, in India, the action toward crypto regulation seems to be … inaction. Frankly, recent market movements have not given us any reason to be concerned,” she said. Banks are well capitalized.

Regulation 151

Regulation cryptocurrency National Capital 151

BankUnderground

APRIL 28, 2023

This post investigates whether large and small banks in the UK and US differ in the cyclical patterns of capital positions and credit provision. Additionally, regulators in various jurisdictions have been trying to create simpler (but not weaker) regulatory frameworks for small banks.

Capital 84

Capital Lending US Data 84

PYMNTS

JANUARY 17, 2019

General Electric ‘s divestiture of GE Capital assets continues as MUFG Union Bank announced plans to acquire GE Capital’s Trade Payable Services (TPS) operations. 16), MUFG Americas and GE Capital said MUFG Union Bank will acquire GE Capital’s supply chain finance platform for an undisclosed sum.

Capital 150

Capital America blockchain Regulation 150

Perficient

MARCH 3, 2022

Federal bank regulators work together to design Comprehensive Capital Analysis and Review (“CCAR”) stress tests that are designed to ensure that even in the case of a severe recession, significant banks can lend to households and businesses. As repeated by federal bank regulators, the required economic scenarios are not forecasts.

Capital 294

Capital Regulation Exercises United States 294

Perficient

JUNE 30, 2022

Members of Perficient’s Digital Asset Team have advised followers in multiple online articles about the digital asset revolution and relevant regulations affecting the same in the United States. Highlights From Federal Bank Regulators’ Joint Statement on Cryptocurrency Assets – Perficient Blogs.

cryptocurrency 472

cryptocurrency Regulation Conference Taxes 472

PYMNTS

OCTOBER 25, 2019

financial regulators represent the interests and needs of the nation and its financial services stakeholders,” according to a statement. “By promoting knowledge-sharing on innovation in financial services, U.S. Participation in international organizations such as this helps U.S.

Colorado 102

Colorado Regulation Innovation Wyoming 102

PYMNTS

JUNE 16, 2020

Cybercriminals are capitalizing on COVID-19, and they are doing so in tandem with the news cycle,” he said during the virtual hearing. He recommended that AML and forfeiture rules be updated “to seize the virtual currencies and digital payments which are used in the cybercrime conspiracies.”.

US 227

US Cyber Security Security National 227

PYMNTS

OCTOBER 10, 2019

The United States Federal Reserve has passed new rules which lower the liquidity and capital requirements for most banks, as well as easing other restrictions. The new rules mean that only the biggest banks won’t be allowed to lower capital requirements. percent less in capital and 2 percent less in liquid assets. .

Capital 100

Capital United States System Regional 100

TheGuardian

MARCH 4, 2021

Related: German regulator takes oversight of Greensill Capital as crisis deepens Related: Greensill crisis leaves bank's founder facing sudden fall to earth Continue reading.

Capital 81

Capital Regulation US Company 81

BankUnderground

SEPTEMBER 8, 2022

The probability of an extreme stress event with losses above £91 billion (roughly 19% of CET1 capital) increased from 1% before the pandemic to 4.1% Developing policies that reduce the build-up of systemic risk and preserve the stability of the financial system is an increasingly relevant task for regulators worldwide. in 2021 Q4.

Capital 99

Capital System Policies Data 99

PYMNTS

DECEMBER 28, 2020

Published reports indicate that China’s central bank and banking, securities and foreign-exchange regulators summoned Ant Group executives this past weekend to discuss official concerns about the firm. Reuters quoted central bank Vice Gov. Any FinTech disruptor, when it becomes so big, represents systemic risk,” he told Webster.

US 168

US Regulation Groups System 168

PYMNTS

OCTOBER 1, 2019

In the next 10 years, as robots and other tech bring about the “greatest transfer from labour to capital” the industry has witnessed, per a report by Wells Fargo analysts, U.S. banks will slash over 200,000 jobs. According to a report in January, citing Calculated Risk, last year was the first time since 2006 that not one U.S.

Technology 217

Technology FDIC US Big Data 217

Accenture

MARCH 23, 2017

I wanted to explore how investment trends in this area are impacting the industry and how the ecosystem can work with the regulator. We’re lucky to have Jason Boud—who is pulling together a strong community in London—with us in the Labs. It’s relevant not just in banking, but capital markets, wealth management and insurance.

Regulation 150

Regulation Industry Trends Compliance 150

Accenture

MARCH 23, 2017

I wanted to explore how investment trends in this area are impacting the industry and how the ecosystem can work with the regulator. We’re lucky to have Jason Boud—who is pulling together a strong community in London—with us in the Labs. It’s relevant not just in banking, but capital markets, wealth management and insurance.

Regulation 150

Regulation Industry Trends Compliance 150

PYMNTS

DECEMBER 17, 2020

GoCardless has landed $95 million in a Bain Capital Ventures-led Series F funding round. BNPL Provider Openpay Launches In US. WeDoctor's listing surfaces as Chinese regulators reportedly clamp down on web firms. Plus, WeDoctor is said to be still getting ready for a large public offering (IPO) in Hong Kong.

Fintech 142

Fintech US Payments United States 142

South State Correspondent

APRIL 30, 2024

Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times. There are several benefits to community banks in using a loan-level hedge program, but how does a community bank choose a safe solution?

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times. There are several benefits to community banks in using a loan-level hedge program, but how does a community bank choose a safe solution?

Community Bank 195

Community Bank FDIC Community National 195

PYMNTS

NOVEMBER 22, 2016

23) that would “mirror” rules in place governing US banks and would serve to “ring fence” foreign bank capital, the Financial Times reported. Those provisions, said the site, would, if codified, mandate that banks would have to bolster capital positions, with liquidity enhanced as well, tied to their EU operations. For the U.K.

Capital 100

Capital US Operations Examples 100

PYMNTS

JANUARY 7, 2020

US Backers Rain Money on Savvy Startups. 2019 is on track to be the second-best year on record after 2011 for startups worth over $500 million backed by venture capital. Alphabet Shares Soar Despite Regulator Scrutiny. investors are still hot to bankroll up-and-coming companies, despite headline-grabbing debacles.

Las Vegas 130

Las Vegas US Payments Capital 130

PYMNTS

FEBRUARY 3, 2020

The CMA’s stronger position against digital platforms intersects with complaints about regulation inhibiting ingenuity and policymakers’ desire to entice expanded tech capital. Coscelli said the CMA is putting resources into examining mergers and acquisitions between big firms and small rivals.

US 151

US Resources Study Google 151

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing despite creating the same outcome of a regulated public company. That is a 100% increase in capital looking for quality fintech assets. As an aside, this has always been a conundrum for us. Let us remind you of the pot. billion in 2021 Q1.

Capital 52

Capital Fintech US Lending 52

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing despite creating the same outcome of a regulated public company. That is a 100% increase in capital looking for quality fintech assets. As an aside, this has always been a conundrum for us. Let us remind you of the pot. billion in 2021 Q1.

Capital 52

Capital Fintech US Lending 52

BankUnderground

DECEMBER 8, 2021

Reforms following the 2008 financial crisis have led to significant increases in banks’ capital requirements. Profitability determines the opportunity cost of shrinking assets, and underpins the ability to generate capital. Context-based analysis allows us to further narrow down the regulatory treatment date.

Regulation 86

Regulation Analysis Capital System 86

TheGuardian

MARCH 17, 2023

Those companies include crypto outfits and venture capital firms typically opposed to the kind of government intervention they benefited from on Sunday, when regulators moved to guarantee SVB customers immediate access to their largely uninsured deposits. Continue reading.

Regulation 75

Regulation social media Capital Innovation 75

PYMNTS

MAY 28, 2018

A joint effort is also needed to further improve the venture capital environment and regulations to allow successful market transfer of breakthrough innovations, as well as the foundation and growth of disruptive deep technology companies in Europe,” according to a paper presented to European Union leaders at the Balkan summit last week.

US 108

US United States Samsung Innovation 108

BankUnderground

JULY 31, 2020

To make regulation proportionate, policymakers adapt regulatory requirements to the risks posed by each firm. But regulators face a trade-off between addressing systemic risks in a proportionate way and limiting regulatory complexity. higher capital or cost of funding). asked PRA CEO Sam Woods in a recent speech.

Regulation 65

Regulation Policies Analysis Capital 65

South State Correspondent

AUGUST 21, 2023

That publication was referenced in the media as a US bank rating action, with a downgrade to ten larger banks (and a negative outlook to 11 other larger banks). Reduced Capital for Community Banks This is the more nuanced analysis in Moody’s banking sector analysis, but one that requires understanding.

Community Bank 195

Community Bank Community Capital Analysis 195

PYMNTS

OCTOBER 7, 2018

To settle claims that it broke Iranian sanctions, Cuban Assets Control Regulations and Weapons of Mass Destruction bank regulations, JPMorgan Chase has agreed to a $5.3 bank in terms of total assets, market capitalization and total deposits. million fines payment. According to Forbes , JPMorgan is already the largest U.S.

US 148

US Regulation America Compliance 148

PYMNTS

DECEMBER 9, 2019

The regulators felt that the merger could adversely impact wireless competition, and ultimately harm consumers. The case was initiated by 14 state attorneys general, who believe the Department of Justice (DOJ) and the FCC should not have approved the deal.

US 130

US Mobile Regulation Meeting 130

PYMNTS

SEPTEMBER 13, 2016

As the fluctuations within the small business lending industry continue, SMEs must keep their eye on the state of the market: whether capital is available, how affordable it is and where it’s coming from. But according to the report, small businesses do have some concerns about regulation. Specifically, 28.7 ”

Regulation 100

Regulation Survey Lending Capital 100

Jeff For Banks

AUGUST 2, 2014

My firm will occasionally provide feedback on correspondence to our clients'' regulators. I thought about what we should have said to the regulator, versus the sweet words I was encouraging our client to use. Below is a sample letter to your regulator, saying it like you mean it. Today we did just that. We get that.

Regulation 92

Regulation DC FDIC Analytics 92

American Banker

FEBRUARY 29, 2024

The proposed capital rule risks driving borrowers away from the traditional banking industry and into the arms of shadow banks, whose support during stressful times can be fleeting.

US 51

US Capital Industry Compliance 51

TheGuardian

MAY 3, 2023

Importantly, revising listing regulation is just one piece of the puzzle. A comprehensive package of measures across listings and other areas such as secondary markets, tax, retail investor access, forward guidance, analyst coverage, regulatory capital treatment and labour is needed, rather than a siloed approach. Continue reading.

Marketing 82

Marketing Regional US Taxes 82

PYMNTS

JANUARY 9, 2020

The increased regulatory and capital requirements for China’s P2P lenders should continue to put pressure on the sustainability of business models across the sector in 2020, leading to further industry contraction,” said Katie Chen, director for non bank financial institutions at Fitch Ratings, told the South China Morning Post Tuessday (Jan.

Lending 131

Lending Regulation Capital Industry 131

PYMNTS

JANUARY 25, 2021

In today’s top payments news around the world, India’s central bank wants stricter regulations for big shadow lenders, while global foreign direct investment (FDI) dropped last year and the pandemic will continue to impact it this year. The central bank of India wants more stringent regulations for large shadow lenders.

United States 217

United States Regulation Payments Lending 217

PYMNTS

JULY 12, 2019

The banking regulator said that all in-country transactions, which include international payment systems cards, will be processed by the National Payment Card System in Russia. The payments firm co-led the funding round along with digital currency-focused venture capital firm Blockchain Capital.

Payments 108

Payments US System Capital 108