Insights on Business

OCTOBER 31, 2019

In the continued evolution of the IBM Governance Risk and Compliance (GRC) product line, I am pleased to announce that effective today, Algo FIRST (FIRST) is rebranded to IBM FIRST Risk Case Studies. What else changes with the rebranding to IBM FIRST Risk Case Studies? . About FIRST Risk Case Studies.

Case Study 70

Case Study Study Compliance Risk Management 70

South State Correspondent

MARCH 19, 2024

The Importance of Cross-selling and Upselling Studies conducted on banking relationships find that the most profitable commercial clients at banks buy more than one product at those banks, and there is a strong positive correlation between profitability and number of products sold and the bank’s size of customer wallet.

Community Bank 195

Community Bank Community Industry Cards 195

Abrigo

NOVEMBER 29, 2021

Noninterest income associated with the housing markets such as securitization, trading, and real estate slowed significantly during the financial crisis and beyond. Capital One and Fifth Third Bank have launched programs to give customers early access to direct deposits, up to two days. Drive growth with integrated risk management.

Community Bank 195

Community Bank Community FDIC Trends 195

Fintech Labs Insights

MAY 18, 2016

What does the world need with another robo-advisor, the founders of Scalable Capital , a Munich-based automated investment platform, asked from the Finovate stage in London earlier this year? Give average investors the same level of risk management as wealthier investors and watch the investment returns for individual investors improve.

Risk Management 20

Risk Management Capital Management Retail 20

PYMNTS

SEPTEMBER 13, 2018

The rate hike led to gains for the lira and the local stock market, though some analysts said the bank needs to set its interest rate even higher in response to inflation. “The growth risk is a more protracted trade war involving the EU and Japan,” Neil MacKinnon, an economist for VTB Capital in London, told the publication.

Risk Management 115

Risk Management Payments Lending Management 115

CFPB Monitor

AUGUST 1, 2022

On July 18, the Federal Housing Finance Agency (“FHFA”) announced the launch of a new Office of Financial Technology with the goal of advancing effective risk management as it evaluates fintech developments in the housing finance space. In the introduction to the RFI, the FHFA noted President Biden’s March 2022 executive order.

Financial Technology 78

Financial Technology Technology Fintech Compliance 78

Abrigo

DECEMBER 17, 2021

In fact, corporate culture is more important to an innovative culture than the institution's size, level of investment, location, or regulatory environment, according to a recent study by the ? Lending & Credit Risk. Credit Risk Management. Lending & Credit Risk. Risk Ratings. Digital Banking Report.

Fintech 195

Fintech How To Innovation System 195

BankUnderground

APRIL 13, 2023

By better modelling how this relationship might raise insurers’ capital risk we can more firmly argue that insurers’ model assumptions should account for key dependencies between perils. Taking whole years, we investigated how the level of capital required to remain solvent is affected. Error bands are 95% confidence.

Capital 84

Capital Policies Risk Management Maine 84

South State Correspondent

OCTOBER 26, 2023

The topics were perfect, and there were some great case studies, but the substance was standard, bordering on underwhelming. Identity management, ID proofing, preventing account takeovers, limiting card-not-present risk, the rise of social engineering on remote workers, and more cyber-crime-as-a-service offerings had most of the buzz.

Conference 221

Conference Las Vegas Fraud Case Study 221

BankUnderground

APRIL 8, 2021

Without adequate mitigation, such events may result in claims handling strain and capital risk for insurers. That raises a challenge for insurers: should they have adequate risk mitigation measures in place for periods that are both windy and wet? billion in insured losses. Introduction.

Capital 83

Capital Study Risk Management Analysis 83

Abrigo

FEBRUARY 23, 2022

Configured vs. Customized Considering the complexity of the banking technology ecosystem, it is rare that a financial institution has the capital and wherewithal to build its own lending software system. Learn more about how to recover market share with small business lending. Lending & Credit Risk. Credit Risk Management.

How To 195

How To Lending Software Survey 195

Abrigo

OCTOBER 29, 2014

As a result, these institutions’ allowance for loan and lease losses ( ALLL ) have also been in decline over the study period. • Board risk parameters, adequacy of staffing, succession planning and audit. As a result, the OCC will focus on: • Identification, measurement, monitoring and control of interest risk rate.

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

FICO

JUNE 26, 2020

By studying past recessions, we know that in a down economy credit criteria goes up and access to credit goes down as lenders try to mitigate credit risk. Better Loss Allowance Estimations – FICO® Resilience Index helps lenders identify more resilient consumers so that they can optimize capital and reduce loan loss allowance estimates.

Analytics 98

Analytics Analysis Tools Capital 98

PYMNTS

SEPTEMBER 26, 2016

The driving force behind the growth in non-cash payments, according to Capgemini, is due in part to strong economic growth in key developing countries, as well as increased security measures and government initiatives to engender electronic payments in certain markets.

Report 100

Report Payments blockchain Security 100

CB Insights

AUGUST 6, 2017

After a client requested copies of all our recent market maps, we decided to take it a step further. Below you’ll find a collection of all our CB Insights market maps and unbundling/disrupting graphics. 145+ Tech Startups Focused On Transforming Capital Markets In One Market Map. SALES TECH.

Industry 78

Industry Marketing Fintech Software 78

Insights on Business

JUNE 28, 2018

The Demystifying Artificial Intelligence report also highlights a number of case studies where AI helped risk and compliance departments. These case studies identify the problem being faced, how AI planned to help, what progress in the AI implementation had been completed, and what AI techniques were being used.

Compliance 70

Compliance Case Study Analysis Analytics 70

PYMNTS

OCTOBER 24, 2017

According to a recent study, about 70 percent of small business owners say they have a debit card, and of those who do not have one, 87 percent reported that the ability to receive instant funds transfers would be a good reason to get one. With Ingo Money’s solution, if a loan is approved on OnDeck at 1 p.m., T he Importance Of Visa.

Lending 100

Lending Cards Risk Management Study 100

CB Insights

JANUARY 4, 2018

How are insurers approaching the potential future growth of the market? And I say that because I don’t think that cyber is adequately priced for larger risks. And I think that as we’ve seen a number of events happen over the course of the year, I think that the market will continue to get a bit more level set.

Marketing 39

Marketing Policies Risk Management Security 39

BankUnderground

JANUARY 19, 2022

Following a period of relative calm, many derivative users received large margin calls as financial market volatility spiked amidst the onset of the Covid-19 (Covid) global pandemic in March 2020. This led to calls from both market participants and regulators to investigate whether margin procyclicality could be reduced.

Strategy 89

Strategy Tools Analysis Regulation 89

Gonzobanker

APRIL 23, 2020

The scenarios and data an institution used in a prior stress test will help it find potential problems in unemployment, vacancy rates, collateral values, capital rates and property value trends. Studies show that institutions that more rapidly pushed workouts in 2009-2012 came out healthier than those that chose to wait.

Management 79

Management Tampa Analytics Data 79

PYMNTS

FEBRUARY 15, 2018

He further noted that if “I need capital to lend, then let’s have the same rules for everyone – for the internet giants, too.”. One consideration, the group has said, includes regulatory sandbox/innovation hubs that provide industry support as innovation comes to market. and Alibaba in China, may be able to “replace many banks.”

Washington 101

Washington Regulation Conference Fintech 101

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. With market opportunity heating up and big bank and big credit union competitors hitting hard, too many community banks lack marketing resources … or they have 2X more spending in sponsorships than the campaigns, analytics and digital sales improvements that actually bring in new business.

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

DECEMBER 16, 2019

The demand for those smartphones (and the competition for lowering their prices) will increase as access to faster internet comes online, as developing markets move from 2G/3G to 4G, and as developed markets move from 4G to 5G. That’s true even in developed markets like the U.S., consumers said they’d be interested.

Payments 180

Payments Innovation Cards Google 180

PYMNTS

JANUARY 1, 2020

The demand for those smartphones (and the competition for lowering their prices) will increase as access to faster internet comes online, as developing markets move from 2G/3G to 4G, and as developed markets move from 4G to 5G. That’s true even in developed markets like the U.S., consumers said they’d be interested.

Innovation 174

Innovation Cards Google Payments 174

FICO

FEBRUARY 12, 2023

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Overall exposure can also be managed by balancing income and exposure, with risk level typically used as a constraint.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

CB Insights

OCTOBER 6, 2017

With the emergence of industry-specific AI, the effects of automation — initially felt in manufacturing — are seeping into retail sales, restaurants, e-commerce, marketing, and even software development. Outsize impact on the labor markets. Professions at the greatest risk. Professions at lower risk. Jobs of the future.

Software 69

Software Industry Retail United States 69