CB Insights

MAY 15, 2023

The Nasdaq Stock Market is home to over 4,200 listed companies with a combined market capitalization of approximately $19.3T, as of year-end 2022. But more broadly, Nasdaq is a global capital markets tech company that builds and sells financial software to corporations, investors, and other marketplaces.

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PYMNTS

AUGUST 31, 2020

Dignari Capital has agreed to provide $50 million to Sheng Ye (SY) Capital in a strategic collaboration to explore new supply chain finance options for small- to medium-sized businesses (SMBs), according to a press release. Tung Chi Fung , chairman of SY Capital, said there are already plans in the works.

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South State Correspondent

NOVEMBER 15, 2022

the As interest rates go back up and volatility continues to remain high, banks’ cost of capital has undergone a significant shift up. Your cost of capital is essential to know for several reasons. Produce over your cost, and you will be able to attract more capital. Why Calculate Your Cost of Capital?

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Capital How To St. Louis Community Bank 195

South State Correspondent

FEBRUARY 18, 2024

An interest rate hedging strategy, specific hedge duration, amortization term, capital infusion covenants, and other loan structure requirements become more critical with higher leverage loans. debt yield, and the CRE capitalization (cap) rate is 7.00%. CRE loans are almost always highly leveraged, and this loan is no exception.

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Management National Guidelines Capital 195

South State Correspondent

FEBRUARY 22, 2023

With loans, it’s hard to discern expert-level skills unless you know the market and the credit. Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. Deposits, however, are pure.

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Management Marketing Branding Strategy 195

PYMNTS

AUGUST 13, 2020

For those that are struggling, the current market climate has heightened the demand for agile systems that support the employee experience and offer the flexibility to adapt to new needs and demands. More than ever before, brands must evaluate their revenue model, customer journey and all-important employee engagement strategy and approach.”

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Capital Retail Strategy Management 277

Abrigo

MARCH 21, 2023

Strategies for earning more in rising rates Financial institutions need to be intentional with funding strategies and loan pricing models. You might also like this video on managing interest rate risk. Stay up to date with Abrigo advisors' ideas for managing interest rate risk. 4.75% over the course of 2022 and 2023.

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South State Correspondent

FEBRUARY 22, 2024

Banks consistently produce under their cost of capital. However, for the average bank, their cost of capital is between 9% and 14% depending on the bank’s equity liquidity with an average of 12.5%. As an industry, we misallocate capital. Bank management is hyper-focused on net interest margin. Why is that?

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PYMNTS

AUGUST 4, 2020

Unlike a decade ago, corporates today are flocking less to traditional trade services and more toward off-balance sheet financing tools like supply chain and receivables financing, offerings which Fraser said are resilient to economic downturns thanks to banks’ overhauled capital management strategies.

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Abrigo

JANUARY 11, 2022

Asset/liability management basics In part 1 of this "Introduction to ALM" blog series, learn the goals of asset/liability management and how it can help financial institutions. Takeaway 1 ALM in banking means managing the cash flows of assets and liabilities to increase profitability, manage risk, and maintain safety and soundness. .

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South State Correspondent

SEPTEMBER 12, 2019

Payment Innovation When it comes to long-range strategic planning in banking, what to do about payments, should be in the top five considerations up there with treasury management, capital allocation, risk tolerance, and human capital. Below, we highlight our ten considerations when developing a payments strategy.

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Strategy Payments Capital National 191

CB Insights

NOVEMBER 11, 2022

Turbulent market conditions have rattled capital markets tech funding, which fell 84% YoY in Q3’22. . These technologies enable capital markets firms not only to adapt to market volatility, but also to pursue new growth opportunities. EQUITY MANAGEMENT PRACTICES. ESG reporting requirements.

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Capital Trends Marketing Analytics 66

Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. Indeed, regulators and management alike focused on these risks more and more in 2023 following the failure of Silicon Valley Bank and repeated rate hikes.

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PYMNTS

NOVEMBER 7, 2019

Virtu Financial has announced the launch of its new business unit, dedicated to capital market clients. Before joining Virtu, he spent 18 years at Cantor Fitzgerald as head of Equity Capital Markets. During his time at Cantor, Lumby built and oversaw the market-leading ATM team.

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Capital Marketing ATM Strategy 100

PYMNTS

DECEMBER 14, 2020

Amid market volatility, organizations are finding it imperative to accelerate their accounts receivables while extending accounts payables and still maintaining positive buyer-supplier relationships. The biggest barrier to cash flow management is putting together the data in a consumable way for executive teams," he said.

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South State Correspondent

SEPTEMBER 20, 2022

Last week, the American Banking Association (ABA) held its annual Bank Marketing Conference in Denver, receiving rave reviews. The theme was – developing your marketing superpowers. Amid the brewery networking, superhero costumes, and fun, some fantastic bank marketing lessons were had, and not just for bank marketers.

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CFPB Monitor

AUGUST 17, 2021

Last week, the FTC filed an administrative complaint against Fleetcor Technologies, a marketer of fuel cards, and its CEO in which the FTC alleges that the respondents violated the FTC Act’s prohibition on unfair or deceptive acts or practices. Supreme Court ruled in AMG Capital Management LLC v. In April 2021, the U.

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Capital Management Atlanta Strategy 78

Abrigo

FEBRUARY 1, 2023

You might also like this on-demand webinar, "Deposit strategies for funding challenges" WATCH Takeaway 1 Many financial institutions are questioning where rates are headed and how to structure their ALM strategies accordingly. Markets move in unpredictable ways when least expected. 2 yrs) rise more than longer-dated (e.g.,

Marketing 195

Marketing Strategy eBook Policies 195

Abrigo

JANUARY 10, 2020

Strapped for time to implement these strategies? If the primary goal of your asset/liability management (ALM) process is centered on meeting interest rate risk reporting requirements, then it’s likely that your institution views ALM as a cost center. Consider leveraging valuable resources to help. Are we making enough return now ?

Strategy 195

Strategy Resources Management Capital 195

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

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Lending Trends Capital Strategy 222

Abrigo

MARCH 25, 2022

This ALM 101 post describes the value at risk(VAR)/economic value of equity (EVE) risk perspective (long-term risk to market value of capital). Takeaway 1 Interest rate risk for financial institutions is the risk that earnings and market value may decline as market interest rates change. . It is the third in a series. .

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Management Analysis Examples Strategy 195

PYMNTS

SEPTEMBER 19, 2018

Small businesses, while they may struggle to have the resources to invest in the tools they want, can be more agile and flexible to handle changing markets. Where does the middle market fit in this spectrum? A new report from Capital One examined this question, focusing on how technological disruption will affect its finances.

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Capital Marketing Mobile Payments 134

PYMNTS

FEBRUARY 23, 2020

Binance , Nigeria’s cryptocurrency market, has seen sign-ups surge 50 percent so far in 2020. The market is scrambling to provide users with a stablecoin. There was such a demand for the classes that Emmanuel Babalola, Binance’s Nigerian business manager, said it’ll hold further classes.

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Operations Fraud Capital Marketing 151

TrustBank

FEBRUARY 22, 2021

Emotions drive markets in the short term, so no matter how good your information is, trying to guess where the market will be in a year is just that – a guess. Therefore, our capital market assumptions are based on expectations for average returns over the next 10 years. annualized over the next 10 years.

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PYMNTS

APRIL 8, 2019

the latest evidence has suggested that entrepreneurs are holding onto their financial confidence — though it may be changing the ways they manage company cash. financial services market. In a statement, Capital One Head of Small Business Bank Jenn Flynn described the current small business sentiment as “cautiously optimistic.”

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Management Strategy Survey Capital 129

South State Correspondent

OCTOBER 4, 2023

If you want to grab a material amount of new deposit balance, offer a 5.05% money market rate, post it all over Instagram, and sit back and watch the money roll in. In this article, we will show you 15 proven deposit marketing campaigns that will rack up deposit-gathering wins while building a high-performing bank in the process.

Marketing 195

Marketing Taxes Training Management 195

Abrigo

FEBRUARY 6, 2024

Register Takeaway 1 Credit unions developing or tightening up an existing MBL strategy should start by engaging the board of directors to outline goals. In this blog post, we will delve into the strategies and policies credit unions can adopt to ensure the success and profitability of their MBL programs. Takeaway 2 Start slow.

Lending 222

Lending How To Risk Management Policies 222

South State Correspondent

OCTOBER 12, 2023

This applies to candy or marketing for commercial loans in your market. How can a bank allocate and optimize its finite marketing and sales resources to get the loans it wants? For the sake of this example, let’s assume both banks have a clear strategy, as detailed above, and a loan pricing model.

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Resources Strategy Capital Industry 195

PYMNTS

SEPTEMBER 3, 2020

To assist in creating a blueprint for businesses aiming to expand, Hitachi Capital Business Finance has rolled out its inaugural “Smart Business Planning” initiative that follows its ongoing pledge to help those who own small- to medium-sized businesses (SMBs), Process and Control Today reported.

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Capital Resources Study Meeting 159

Abrigo

SEPTEMBER 14, 2020

Key Takeaways ALM professionals often inquire about reports they can run using their ALM models to help manage their financial institutions. I’m often asked by asset/liability management professionals for advice on using ALM models to generate reports that provide meaningful information to aid in managing the financial institution.

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Report Management Comparison Capital 195

Abrigo

SEPTEMBER 14, 2020

Key Takeaways ALM professionals often inquire about reports they can run using their ALM models to help manage their financial institutions. I’m often asked by asset/liability management professionals for advice on using ALM models to generate reports that provide meaningful information to aid in managing the financial institution.

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Report Management Comparison Capital 195

South State Correspondent

MAY 20, 2024

Cost-plus pricing: Here banks calculate their cost of capital, funding costs, all direct and indirect costs and add a margin to determine the price. The strategy requiring minimum commercial credit spreads may be well-intentioned, but the results for banks are suboptimal.

Community Bank 195

Community Bank Community Strategy Examples 195

South State Correspondent

MARCH 14, 2024

Focusing on the Right Aspects of Strategy If you look at the sensitivity in a bank’s budget, $1 of investment in a new line of business usually doesn’t break even for two to three years. $1 This all compares to about a 40%+ return invested in improving processes (loan, branch, cash management, etc.) This, however, could be a mistake.

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Innovation Strategy Capital Comparison 195

PYMNTS

JULY 20, 2017

on small businesses as they struggle to survive late payments and restricted access to capital, the mid-market is facing its own challenges for growth. A new report from Wax Digital found that 83 percent of mid-market survey respondents aren’t confident in their supplier base’s ability to support future growth plans.

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Strategy Marketing Survey Tools 128

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. Takeaway 2 Meanwhile, banks and credit unions will likely see a beefed-up regulatory emphasis on credit risk management practices, especially tied to CRE. .

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Management Risk Management Policies Lending 195

South State Correspondent

JUNE 11, 2024

We aim to explain the reason for this spike in the percentage of unprofitable community banks so that bankers can better manage their business model. With the severity of interest rate hikes and reduction in market liquidity, those institutrions that did not prioritize deposit gathering and controlling COF have generated substandard Bank ROE.

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Community Bank Community Analysis Capital 221

South State Correspondent

JANUARY 3, 2024

To do this, we teamed up with Jack Hubbard, Managing Partner of the Modern Banker , to bring you our collective favorites. Each book applies to any banker in a management position who faces a customer in the branch or field or any banker thinking about improving organizational performance.

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