PYMNTS

SEPTEMBER 30, 2020

It would instead offer payment companies a national servicing platform to replace the regime of state regulations such firms would be subject to under existing laws. Commercial companies accessing a payments charter would avoid oversight and regulations that protect the financial system and consumers,” the bank industry leaders wrote.

Regulation 349

Regulation National System Industry 349

PYMNTS

AUGUST 20, 2018

Three months in, the European Union’s General Data Protection Regulation still stymies some firms seeking to comply with new rules and regulations governing data protection and privacy. FinTech Firms Eye Bank Charters. Might a floodgate be opened — if only one were to open the floodgates? Japan Eyes Cryptos, Yet Again.

Fintech 101

Fintech Survey Regulation Resources 101

CFPB Monitor

MAY 18, 2021

Access to Fed services is sought by fintechs and other non-traditional financial services companies because a Fed account, and direct access to Fed financial services, would dispense with the need for the non-bank to use a traditional bank as an intermediary with the Fed. payments, deposit-taking, and lending).

Fintech 78

Fintech Guidelines Policies System 78

PYMNTS

FEBRUARY 10, 2017

Belgium’s capital city is becoming known for more than just housing major international institutions like EU Parliament, EU Commission and NATO. Its capital city of Brussels, which serves as a home base for various international organizations, is working to also becomes a top contender as a global tech center. environment.

Capital 100

Capital Regional Innovation Fintech 100

PYMNTS

JANUARY 14, 2021

In today’s top payments news around the world, Grab Financial Group said it has raised $300 million in a funding round, while the Saudi Arabian Monetary Authority (SAMA) is introducing an open banking policy. Grab Financial Group, a Southeast Asian FinTech, said it notched $300 million in a funding round.

Innovation 138

Innovation Policies Groups Payments 138

Lex Sokolin

FEBRUARY 18, 2021

The average size is about $300 million, and quite a few are focusing on Fintech and financial services. Here, for comparison, is similar data on venture capital funds?—?printing despite creating the same outcome of a regulated public company. Let’s narrow down the story to Fintech, using data from Spactrack.

Capital 52

Capital Fintech US Lending 52

Lex Sokolin

FEBRUARY 18, 2021

The average size is about $300 million, and quite a few are focusing on Fintech and financial services. Here, for comparison, is similar data on venture capital funds?—?printing despite creating the same outcome of a regulated public company. Let’s narrow down the story to Fintech, using data from Spactrack.

Capital 52

Capital Fintech US Lending 52

PYMNTS

APRIL 29, 2016

In art, form follows function, while in technology, progress follows policy. The warnings come from a team of executives, and industry regulators, that come from larger financial firms across the U.S. The clarion call came last week from a group of stakeholders that had convened at the World Economic Forum last at Davos in January.

Fintech 100

Fintech Regulation Lending Innovation 100

PYMNTS

DECEMBER 28, 2020

Published reports indicate that China’s central bank and banking, securities and foreign-exchange regulators summoned Ant Group executives this past weekend to discuss official concerns about the firm. Any FinTech disruptor, when it becomes so big, represents systemic risk,” he told Webster. Reuters quoted central bank Vice Gov.

US 168

US Regulation Groups System 168

PYMNTS

FEBRUARY 27, 2020

At the same time, digital banks are looking to capitalize on their growing small and medium-sized business (SMB) customer base, with open banking and bank-FinTech collaborations an important part of that strategy. Fifth Third Bank Taps FinTech For SMB Lending. Small businesses continue to embrace digital banking.

Fintech 192

Fintech Fraud Data Lending 192

CFPB Monitor

SEPTEMBER 12, 2022

While more specifics regarding Barr’s agenda will be forthcoming in the coming weeks and months, his speech signals a change in regulatory policy which could have a significant impact on banks, bank holding companies, and the companies that partner with them. Vice Chair Barr took office on July 19, 2022 for a four-year term.

System 78

System Capital Regulation Analysis 78

PYMNTS

DECEMBER 20, 2018

“Most institutionally-minded crypto firms want to buy proper insurance, and in many cases, getting adequate insurance coverage is a regulatory or legal requirement,” Henri Arslanian, PwC FinTech & crypto leader for Asia, told Reuters. However, getting such coverage is almost impossible despite their best efforts.”.

cryptocurrency 168

cryptocurrency Bitcoin Regulation Regional 168

PYMNTS

NOVEMBER 12, 2019

The blueprint for the proposed digital currency seems to offer Beijing extraordinary supervision over the flow of money, giving regulators economic control that most central banks do not have. “We I think you will see it very soon, in the next maybe two to three months,” Lee told CNBC at the FinTech Festival on Monday (Nov 11).

Bitcoin 101

Bitcoin cryptocurrency blockchain Conference 101

PYMNTS

APRIL 30, 2018

Honesty is the best policy. It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. And to learn.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Abrigo

DECEMBER 22, 2023

The institution can more easily capitalize on opportunities and avoid unnecessary risk. Why banking technology makes sense – recession or not Seventy percent of leaders from banks, credit unions, and fintechs in late 2022 planned to increase their tech spending in 2023, according to a survey by American Banker parent Arizent.

Lending 221

Lending Risk Management Community Management 221

Independent Banker

MARCH 31, 2022

Lucas White: We need to continue to differentiate community banks and educate policymakers on why tiered and proportionate regulation is necessary. We need to make sure people remember that and have it reflected in laws and regulations that affect our industry. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Tech and Finance

JUNE 8, 2017

Engle has more than 30 years of experience at AT&T, Lehman Brothers, Barclays Capital, DTCC and Bank of America. She chairs the European Banking Federation Payments Regulatory Expert Group, the European Payments Council Payment Security Group and the Global Public Policy and Regulatory Affairs Committee of BAFT.

Virginia 46

Virginia Fintech Marketing Strategies America 46

CFPB Monitor

MARCH 2, 2020

This symposium is the fourth in a series of symposia announced by the Bureau in 2019 designed to assist the Bureau in its policy development process (including potential future rulemakings). In January 2020, the Bureau issued a policy statement to clarify the meaning of abusiveness. John Pitts, Policy Lead, Plaid.

Data 78

Data Policies Groups Fintech 78

CFPB Monitor

DECEMBER 28, 2020

Along with the FDIC’s final rule regarding brokered deposits , the adoption of the final rule represents a significant development for fintech companies and other commercial companies seeking to establish ILCs. an ILC charter can be a viable alternative to the OCC’s fintech charter, which has been stalled by litigation.

FDIC 78

FDIC Industry Policies Company 78

Jessica Ellerm

FEBRUARY 25, 2016

On Wednesday Australia’s Prime Minister Malcolm Turnbull and Treasurer Scott Morrison jointly announced the launch of a new fintech advisory panel, bringing together bankers and fintech leaders alike, and tasking its members with the job of making Australia the leading force in financial technology within the APAC region.

Fintech 40

Fintech Lending US Policies 40

PYMNTS

FEBRUARY 19, 2019

banking industry is in flux, largely thanks to federal policy that has made it easier (and faster) for institutions to merge. As concerns are raised about how industry consolidation might impact competition, Federal Reserve Chairman Jerome Powell is warning that it could hinder small businesses’ access to capital and financial services.

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

DECEMBER 14, 2018

Private sector innovation is of value, and pilot programs may be too, which opens the door to FinTech — all of which now can come through industry commentary. Those efforts, however, need proper investment of financial or human capital.” Perhaps think of it as a loosening of oversight?

Compliance 148

Compliance Innovation FDIC Examples 148

PYMNTS

JULY 18, 2017

Regulatory policies like tax reform and a boost in infrastructure spend may have small businesses looking up, but if regulators don’t act on those policy proposals, entrepreneurs can’t make moves to grow. The new venture capital funding raised by FreshBooks , too, can help the company overcome those challenges.

Software 109

Software Taxes Capital Policies 109

CFPB Monitor

MARCH 8, 2017

Earlier this week, we attended the LendIt USA conference in New York City, a leading annual fintech conference, at which CFPB Director Richard Cordray and Comptroller of the Currency Thomas Curry both spoke. In fact, the CFPB stated in the policy that an NAL can be revoked or modified at any time.) Kaplinsky and Scott M.

Conference 74

Conference Policies New York City Data 74

CB Insights

FEBRUARY 20, 2018

Earlier this year, US regulators blocked what would have been a massive $1.2B Fintech: 2017 Year-in-Review & 2018 Trends. In the briefing we’ll highlight 2017 trends and explore what’s ahead for fintech in 2018, looking across payments, wealth management, insurance, and more.

US 42

US United States Minneapolis Regulation 42

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. We love the robot as much as the next Fintech commentator. And that the capital appreciation that matters?—?cementing Second, Fintechs (e.g., Here it is. Don’t get us wrong.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. We love the robot as much as the next Fintech commentator. And that the capital appreciation that matters?—?cementing Second, Fintechs (e.g., Here it is. Don’t get us wrong.

America 52

America Wyoming National Capital 52

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

JANUARY 29, 2018

The global financial crisis in 2008 was, in many ways, a catalyst to this innovation, especially in the area of small business (SMB) finance, as banks pulled their services away from SMBs and FinTechs stepped in to offer another option. despite a flurry of concerns over regulations, economic development and more.

Lending 116

Lending Florida Report Community Bank 116

Independent Banker

NOVEMBER 25, 2015

A mix of players, FinTech firms pose threats and opportunities. Call them disruptors, upstarts or the voguish FinTech companies. This is why ICBA and community banks must continue to push consistent regulation of bank and nonbank financial service providers. Now it has a small-business financing program, Square Capital.

Community Bank 70

Community Bank Community Analytics Lending 70

CFPB Monitor

MARCH 24, 2020

The proposal is a significant development for fintech companies and other commercial companies seeking to establish ILCs. suggest the ILC charter as a viable alternative to the OCC’s fintech charter, which has been stalled by litigation. The FDIC would also apply certain rebuttable presumptions of control.) Grandfathered ILCs (i.e.

FDIC 60

FDIC Taxes Industry Policies 60

CFPB Monitor

SEPTEMBER 8, 2020

This simply restates authority already given under the CFPA to enforce the CFPA or regulations issued under it for such entities. the “CFPA”). California Consumer Financial Protection Law. AB-1864 also includes the California Consumer Financial Protection Law (“CCFPL”). CCFPL: New Registration Requirements.

California 78

California Innovation Regulation Report 78

Gonzobanker

JANUARY 4, 2022

These fintech and banking trends should be on financial institutions’ radar in the year ahead. This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. In 2022, community banks and credit unions will have to revisit and overhaul their overdraft policies and strategies.

Trends 188

Trends Fintech social media Strategy 188

Independent Banker

DECEMBER 29, 2015

Although the scale of online marketplace lending is small compared to that of mainstream banks, this lending niche of so-called FinTech firms has been doubling in size annually since 2010, according to a Morgan Stanley study. capital policy. Lack of regulation. In September, ICBA filed a comment letter with U.S.

San Francisco 70

San Francisco Lending New York City Online 70

CB Insights

FEBRUARY 1, 2019

GET THE 106-PAGE FINTECH TRENDS REPORT. Download the free report to learn about the biggest trends from fintech in 2018 and ones to watch for 2019. Meanwhile, alternative lending is also seeing strong growth, with P2P fintech platforms distributing $1.4B Indonesians carry a policy). in loans in 2018 vs. $182M in 2017.

Policies 61

Policies Lending Operations Examples 61

CB Insights

OCTOBER 4, 2022

CB Insights has unveiled the winners of the fifth annual Fintech 250 — a list of the 250 most promising private fintech companies worldwide. . GET the list of 2022 fintech 250 companies. Get an Excel file with the entire Fintech 250, CB Insights’ annual ranking of the 250 most promising fintech startups in the world.

Fintech 101

Fintech Company cryptocurrency Marketing 101

PYMNTS

FEBRUARY 8, 2018

percent of domestic and cross-border payments in December 2017, SWIFT found, with the company’s Head of Payments Markets, Asia-Pacific, Michael Moon noting, “Experts suggest that capital controls and uncertainties over future regulations mean that a significant reversal of the decline in RMB usage for trade and payments is unlikely in 2018.”.

Innovation 111

Innovation Payments blockchain Analysis 111