Bank Innovation

APRIL 13, 2018

Berlin-based challenger bank N26 will be opening its services to users in the United States and the United Kingdom by the end of this year, founder and chief executive officer Valentin Stalf told Reuters today.

United States 210

United States Operations Capital Online 210

PYMNTS

JULY 4, 2016

Today the United States celebrates Independence Day, with cookouts and fireworks and no dearth of parades. But across the Pond – regardless of the initial claims last week that Britain had occasioned its own Independence Day via the Brexit vote — for FinTech, freedom is just another word for lots and lots left to lose.

Fintech 101

Fintech United States Capital Regional 101

PYMNTS

DECEMBER 8, 2020

A recent survey of the 20 largest United States financial institutions (FIs) found that 20 percent still force customers to complete onboarding by visiting bank branches or speaking on the phone, with full online sign-up not allowed. Capital Float On Using Video-Based KYC To Boost Onboarding, Satisfy Regulators.

Video 211

Video Report Meeting United States 211

PYMNTS

DECEMBER 1, 2017

Through the end of Thanksgiving week in the United States, investment activity in China was marked by a few headlines tied to deals of a relatively smaller size. Singapore-based FinTech platform Active.AI million from Vertex Ventures, which is the venture capital arm of Temasek Holdings. said it raised $8.3

United States 109

United States Fintech Capital Report 109

PYMNTS

AUGUST 6, 2019

This new valuation ranks Klarna as the biggest European private FinTech and one of the largest private FinTechs around the world, according to an announcement from the company. The funding will help Klarna continue its rapid rise in the United States market, where it is currently growing at an annual rate of six million new consumers.

San Francisco 108

San Francisco United States Fintech Capital 108

PYMNTS

OCTOBER 1, 2020

More than 40 percent of United States businesses received at least some of their invoices in 2019 via a form of communication that many younger generations may have trouble identifying, let alone using: fax. This statistic is emblematic of a larger problem in the world of B2B payments. Around The BaaS World. About The Playbook.

Payments 169

Payments Fintech Trends United States 169

PYMNTS

JULY 2, 2020

The pandemic is continuing to throw typical business operations for many industries into flux, resulting in disastrous financial consequences. The hope is that these changes will offer SMBs the adaptability they need to keep their operations moving throughout the ongoing pandemic. Government entities in the U.S. SMBs across the U.S.

Lending 198

Lending social media Industry United States 198

PYMNTS

NOVEMBER 12, 2019

The Fold Kickbacks program, which supports bitcoin’s second layer Lightning Network, features big retailers including Amazon, Starbucks and Uber in select countries such as the United States, Australia, Canada, Ireland, Mexico and the United Kingdom.

Bitcoin 102

Bitcoin blockchain United States Cards 102

PYMNTS

NOVEMBER 29, 2019

In an interview with PYMNTS, Sam Hodges, CEO, said that high-growth tech firms, which are evolving quickly, may find that their insurance needs also evolve quickly, as they move across various stages of raising equity capital and bring on managers and directors (thus: management liability).

Policies 191

Policies California United States Management 191

PYMNTS

DECEMBER 15, 2017

Today in PYMNTS’ data, small- and medium-sized businesses (SMBs) have won the alternative financial venture capital (VC) funding rounds, millions of SMBs are in operation in the U.S. — 30 million | Higher end estimation of the number of SMBs in operation in the U.S.

Data 109

Data New York City eBook US 109

PYMNTS

MARCH 10, 2020

“There are more than 30 million small businesses in the United States, and the majority cite cashflow as the biggest challenge they face,” the release stated. Since integrating the program with our core platform, the process is more automated and streamlined for us and more transparent for our customers.

Tennessee 150

Tennessee Georgia United States System 150

PYMNTS

NOVEMBER 14, 2018

The twin pressures of government oversight and a trade war with the United States are proving to be headwinds to that growth. Closer to home, regulation also bites into top-line traction, as FinTech and gaming , to name but two sectors, are getting more attention from the government. blocking of some tech-related acquisitions.

Regulation 122

Regulation United States Industry Course 122

Jeff For Banks

DECEMBER 12, 2015

FinTech, FinTech, FinTech! A banker told me yesterday that if I wanted headlines in American Banker , put FinTech in my copy. If a bank deems a vendor critical to its operation, it must analyze the vendor's financial statements to be confident in its viability. That's all I'm hearing. It's like global warming.

Fintech 60

Fintech Capital Cards Bitcoin 60

PYMNTS

JULY 27, 2018

The round also included the participation of existing Flywire investors Bain Capital Ventures and F-Prime Capital. The company also has deep pockets and a devotion to FinTech. He said the company’s multi-year white labeling offering for financial institutions (FIs) could also be fast-tracked by the new capital.

Capital 102

Capital United States Payments Groups 102

PYMNTS

MARCH 24, 2017

Given that many large cities in the United States have increasingly become places for tech startups, it’s natural to see Chicago as one of the next tech centers. And, while it may seem like just another sleepy midwest town, the city is home to some of the largest tech companies in the United States, including Groupon and TrunkClub.

Chicago 114

Chicago United States Community Illinois 114

Gonzobanker

SEPTEMBER 10, 2019

Third Time’s Finally the Charm for Temenos in the United States? While growing outside the United States for many years and mopping up on the international core system competition, the U.S. market has been a hard row to hoe for Temenos. Still to be sorted out are overlaps between Infinity and Kony’s UI/UX assets.

United States 88

United States Texas Austin Kansas City 88

Celent Banking

OCTOBER 16, 2015

When I was busy digging up acquisition opportunities for Metavante in the 2000s, it was a “can’t miss” opportunity to take the temperature of fintech, to see what competitors were up to, and especially to keep tabs on the many startups that had emerged from the shadows to lead the way in internet-enabled banking services.

Conference 100

Conference Las Vegas Nashville Capital 100

Jeff For Banks

DECEMBER 29, 2020

Total return includes two components: capital appreciation and dividends. First Capital, Inc. Silvergate Capital Corporation (NYSE: SI) Here we are. leverage ratio combined with their internal profit generation tells me they will be extending the proverbial hat to investors for more capital to support their growth.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

PYMNTS

APRIL 20, 2017

million over the course of the next three years to build up a FinTech hub in Charlotte. Before we jump into the post, here are a few quick facts about Charlotte and its tech scene: The city had a population of 827,097 in 2015, making it the seventeenth largest city in the United States. Median household income (2015): $53,637.

Charlotte 118

Charlotte North Carolina Community United States 118

PYMNTS

MAY 4, 2017

The city had a population of 270,934 in 2015, making it the 73rd largest city in the United States and the fourth largest in Florida. When thinking about Orlando’s tech industry, some say the city’s access to capital, accelerator programs and tech clusters are what sets it apart.

Florida 110

Florida United States Taxes Community 110

PYMNTS

AUGUST 17, 2017

Here in the United States, the road is less clearly defined. Portability is important to consumers when it comes to their data, Weir told Webster, and being able to meet expectations means that banks must think about enlisting the help of FinTech firms.

Data 192

Data United States Strategy Marketing Strategies 192

Gonzobanker

MAY 31, 2019

But how can community banks successfully compete with big banks and fintechs that are spending billions on their digital lending capabilities? billion, respectively, to small businesses in 2018, PayPal is now the largest online small business lender in the United States, with over $4 billion funded in 2018. Taking Stock.

Lending 126

Lending Community Bank Community Data 126

CFPB Monitor

JULY 21, 2022

If ultimately enacted as law, even a scaled-back version of this amendment could significantly alter the Bank Secrecy Act/Anti-Money Laundering (“BSA/AML”) regulatory framework in the United States. financial system adopt anti-money laundering procedures that can help detect and prevent the laundering of corrupt funds.”. (i)

United States 78

United States Taxes Regulation Compliance 78

ZootBlog

NOVEMBER 11, 2015

In today’s environment, as banks manage increased regulation and competition from industry outsiders, they must operate in the same fashion. There are several ways for banks to elevate their game—fintech houses, neobanks, alternative lenders, in-bank labs. Fintech Houses. They become students of the game. Everything.

Innovation 60

Innovation Fintech social media Knowledge Base 60

PYMNTS

JUNE 29, 2016

Organic delivery service Good Eggs was forced to pull back its operations to the San Francisco Bay area after they learned what so many who deliver consumer groceries have learned before: it’s much harder than it looks to get to scale and make money while doing it.

Marketing 102

Marketing San Francisco Phoenix Branding 102

CB Insights

JULY 18, 2018

Investors from around the globe are flocking to Latin America — within the first half of 2018, deep-pocketed investors like Andreessen Horowitz, Sequoia Capital, and DST Global have backed startups in the region. Nubank’s other investors include Tiger Global, Sequoia Capital, and Goldman Sachs. Innova Capital, Naspers.

Regional 50

Regional America Capital United States 50

PYMNTS

MARCH 19, 2020

This week’s look at the latest open banking efforts and bank-FinTech collaborations reveals small business lending to be an emerging bright-spot in this field. Though collaborating with FinTechs is a popular way for banks to augment their product offering, Banco Santander has opted for the M&A route to expand its trade finance operations.

Fintech 159

Fintech Lending social media Data 159

Independent Banker

DECEMBER 31, 2022

I’m excited going into 2023, because we have the capital to do more and make a difference in the communities that we serve.”. Sills: Our bank has about $100 million in new capital. We received $80 million in ECIP [Emergency Capital Investment Program] funding through the U.S. James Sills, M&F Bank.

Community Bank 91

Community Bank Community Tampa North Carolina 91

PYMNTS

JUNE 28, 2016

not really that surprising, given that it is the country that the United State declared independence from. But – the experts are starting to note – SMBs may really end up being the biggest losers here since their already tenuous ability to borrow capital may end up in trouble. Good-Bye Passports . in the E.U.

Lending 100

Lending National Marketing Online 100

Lex Sokolin

FEBRUARY 2, 2022

Brain activity is always *ON* in the same way that your computer is always running background software for its operating system. But equally, if not more, meaningful are the millions of predictions that your brain is constantly making about the likely state of the world, followed by the correction of those predictions once reality hits.

National 52

National Google Regulation US 52

PYMNTS

DECEMBER 28, 2018

Capital One and Discover have both announced that they will be tightening their underwriting standards in the new year, and Goldman Sachs has gone from plans of expanding its online consumer credit product Marcus to plans of reining it in somewhat next year. despite operating a successful firm in Europe.

Millennials 145

Millennials Lending System Data 145

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. This report is a collection of everything we know about Amazon’s foray into banking, financial services, and fintech.

Cards 101

Cards Lending Strategy US 101

Fintech Labs Insights

JUNE 1, 2017

And if you’re a fintech developer or startup looking to partner with a leading core banking provider in financial services, CFT Hack the Core on July 14 – 16 in San Ramon may be the moment you’ve been waiting for. It is a win-win for everyone.”.

Fintech 18

Fintech Innovation Software United States 18

Tomorrow's Transactions

NOVEMBER 6, 2016

So I told Watson that the reason for my visit was to overthrow the United States government and to set up a workers and peasants’ anarcho-syndicalist commune. This is apparently perfectly acceptable as proof of identity throughout the continental United States and the woman was happy to charge my card following its presentation.

blockchain 52

blockchain United States Payments social media 52

Tomorrow's Transactions

NOVEMBER 6, 2016

So I told Watson that the reason for my visit was to overthrow the United States government and to set up a workers and peasants’ anarcho-syndicalist commune. This is apparently perfectly acceptable as proof of identity throughout the continental United States and the woman was happy to charge my card following its presentation.

blockchain 46

blockchain United States social media Fintech 46

Fintech Labs Insights

DECEMBER 1, 2021

Below is a ranked list of the 17 challenger business credit cards currently active in the United States. Two have been acquired by large banks, but they will stay on this list as long as they are operated as an independent brand. Leading USA Digital Small Business Charge Cards ranked by FAB score (Fintech Attention Barometer*).

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

DECEMBER 1, 2021

Below is a ranked list of the 17 challenger business credit cards currently active in the United States. Two have been acquired by large banks, but they will stay on this list as long as they are operated as an independent brand. Leading USA Digital Small Business Charge Cards ranked by FAB score (Fintech Attention Barometer*).

Cards 15

Cards Online Utah Austin 15