Bank Innovation

JANUARY 25, 2017

More fintech is coming to Austin. The massive South by Southwest conference and festival features startups in a number of categories — transportation, augmented/virtual reality, and of course fintech — plus several others. The event is the 9th annual pitch session for SXSW’s accelerator.

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Austin Fintech Conference Course 150

Bank Innovation

APRIL 24, 2018

That plan, according to Timo Weber, VP of strategy and internationalization, is to add 50 more partners over the course of the year. “A EXCLUSIVE - Known as one of the first technology companies in Europe to procure a German banking license, solarisBank has lofty ambitions for 2018. A big part of our effort this year […].

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Fintech Course Strategy Technology 268

PYMNTS

JULY 14, 2020

Silicon Valley FinTech Affirm is also a regular in the top 5 this year. In addition to its core POS lending business, Affirm branched out into financial services in June, debuting a high-yield savings account called Affirm Savings. Not all of the action in BNPL is in the top 5, of course. The account comes with 1.30

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PYMNTS

MAY 28, 2018

It’s not exactly dogs and cats living together in harmony, but FinTechs and banks — the upstarts and the traditionalists — are certainly cozying up, a trend that looks certain to continue. The deal is newsworthy because the mainstream view still sees banks and FinTechs as adversaries, each competing for payment and financial services revenue.

Fintech 100

Fintech Examples Pennsylvania Lending 100

PYMNTS

JULY 10, 2018

The two biggest players in the FinTech startup have been Cellulant — a digital payments operation currently up and online in 11 African countries — and the online micro-lending startup Branch. What Branch does have, however, is some direct experience in the world of micro-lending. Cellulant raised $47.5

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PYMNTS

OCTOBER 13, 2017

B2B FinTech saw one of its most stellar funding weeks in a while, led, of course, by the high-profile Bill.com investment. Alternative Lending. million in fresh equity funding for its small business lending solution. Only about 39 percent of the population is banked, reports said, leaving a gap for FinTech to fill.

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Abrigo

MAY 5, 2022

Breaking Banks Breaking Banks , billed as the #1 global fintech podcast and radio show, began in 2013 and is hosted by media firm Provoke.fm. Some recent episode titles: “Secret Sauce for Deeper Relationships & What’s So Nifty About NFTs” and “Fintech Investment and Growth Opportunities.” Banking Resources.

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PYMNTS

SEPTEMBER 14, 2017

Banks and FinTechs have been both competitors and collaborators in the financial services space. In recent years, banks have even seen greater competition in the lending market from new FinTech players that can quickly approve loan applications and distribute funds to lenders. New tools for new FinTechs.

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PYMNTS

JUNE 14, 2016

“Of course, it would be great being the Uber of Something,” Karen Webster recently wrote about the wave of fallacy-backed Uber-like firms. And that story is currently being acted out over in the online lending segment, as the recent high speed, multi-phase come apart over at Lending Club has markedly destabilized the entire segment.

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Lending Conference Capital Report 100

PYMNTS

AUGUST 20, 2018

FinTech Firms Eye Bank Charters. And in the wake of the announcement late last month that FinTechs will be able to apply for banking licenses with the Office of the Comptroller of the Currency, caution abounds. As many as 85 percent of firms are boosting budgets over the previous year’s, tied to data privacy and compliance.

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Fintech Survey Regulation Resources 101

PYMNTS

MARCH 30, 2020

As COVID-19 saps consumer demand across all manner of verticals, and small businesses bear the brunt of a sudden disappearance of revenues, the firms that lend to those SMBs are feeling heat, too. The absence of top line, which translates into cash, likely shuts at least some conduits for lending. staff, which has 500 employees.

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Lending FDIC Fintech Operations 151

Bussman Advisory

JULY 1, 2023

Join our community of 50,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory. Expect: Top Stories & Industry Trends: Stay informed on the latest in FinTech, AI, Digital Assets, and more.

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Marketing Fintech Leadership Community 52

PYMNTS

MAY 15, 2017

It would be fair to say that among the financial institutions we talk to, they all have some kind of FinTech partner program or digital innovation initiative. FI.SPAN allows banks to integrate open APIs from B2B banking and payment FinTechs. We don’t want to tell a financial institution what their roadmap is.

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Fintech System Payments Innovation 150

PYMNTS

APRIL 22, 2019

Might banks be making inroads into the hearts and minds of smaller firms as they seek out capital – as some SMBs cite at least some dissatisfaction with non-banking lending conduits? In addition, the relatively higher online lending rates come against a backdrop of what we might term a bit more caution about non-traditional lending.

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Study Lending Online Survey 122

PYMNTS

SEPTEMBER 25, 2019

That can be easier said than done, of course, but in a new PYMNTS discussion with Karen Webster, Laurin Nabuko Hainy, founder and CEO at FairMoney , gave a tour of the emerging payments landscape in Nigeria and offered lessons that can be applied to other developing markets. Nigerian banks don’t like to lend,” Hainy said.

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PYMNTS

SEPTEMBER 15, 2016

There are some contradicting reports forecasting the strength of FinTech investment this year. The latest report from KPMG’s Pulse of Fintech , released quarterly, found a substantial decline in FinTech investments by venture capitalists in Q2 2016, causing some concern that the space has lost its luster.

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PYMNTS

DECEMBER 7, 2018

This, of course, would not be the first movement of Buffett, via Berkshire, into India’s banking and payments realm – and especially FinTech. The bank is the third largest, as measured by market capitalization, and has broad reach, as noted above.

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Lex Sokolin

JANUARY 20, 2021

We gaze with wonder at over $1 billion in raises announced last week, and over $10 billion in Fintech company value creation. In lending, we’ve also got Blend, which topped up $300 million. Blend is a “unified platform” for consumer lending, from mortgages to auto to credit cards and personal loans.

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Company System Fintech Lending 52

Lex Sokolin

JANUARY 20, 2021

We gaze with wonder at over $1 billion in raises announced last week, and over $10 billion in Fintech company value creation. In lending, we’ve also got Blend, which topped up $300 million. Blend is a “unified platform” for consumer lending, from mortgages to auto to credit cards and personal loans.

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Company System Fintech Lending 52

PYMNTS

NOVEMBER 4, 2016

The seed of FinTech innovation often comes from a desire to do things differently. But as finance and payments tech expands, these traditional FIs are learning that perhaps the best way to meet the demands of their corporate clients isn’t to compete with FinTech innovators but to collaborate with them.

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PYMNTS

JULY 8, 2016

SMB Working Capital. Amex threw its hat into the online lending ring earlier this week when it announced that it will launch a program later this year that will extend lines of credit from as little as $1K to as much as $750K for qualified SMB borrowers. Investor Confidence In Marketplace Lending. Next time, guys?

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Lending Samsung Online Capital 101

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Is Ant Financial the best Fintech in the world? And of course also?—?haha! Let’s analyze the IPO!

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Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Is Ant Financial the best Fintech in the world? And of course also?—?haha! Let’s analyze the IPO!

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Fintech Bitcoin blockchain Google 52

PYMNTS

SEPTEMBER 28, 2016

Investors have cooled off to alternative lending in the U.S. Just look at the near-immediate struggle faced by Lending Club and OnDeck after their IPOs in 2014, or more recently, the knock-on effect Lending Club’s less-than-noble lending practices have had on investor confidence in other marketplace lenders.

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Lending Regulation Capital Industry 100

PYMNTS

MARCH 15, 2019

For financial services, and specifically for FinTech , the ripple effects may keep rippling. For now, there seems to be no second referendum on Brexit – which, of course, may have eventually brought things down yet another path, one where the U.K. On a grander scale beyond FinTech, uncertainty has shown up in all sorts of ways.

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Apple social media Fintech Lending 116

PYMNTS

NOVEMBER 29, 2019

That includes insurance, which of course protects against the unexpected and unplanned events that occur while running a business. In the land of startups, speed matters. Scale matters. Funding matters. But the other nuts and bolts of running a business require attention, too.

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Policies California United States Management 191

CB Insights

NOVEMBER 5, 2019

There are just two China-based fintech businesses valued at over $100B in the world. The second, conceivably, is Tencent’s fintech business. In May 2019, Barclays released a note estimating the value of Tencent’s fintech business at $123B, or close to a third of the company’s total market cap.

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Fintech social media Analysis Marketing 51

PYMNTS

DECEMBER 7, 2020

However, it trails two other SPAC deals: the $16 billion United Wholesale merger with Gores Holdings IV, and the MultiPlan merger with Churchill Capital for $11 billion. And that same month, payments processor Paya made its own SPAC-driven debut through a merger with another SPAC, FinTech Acquisition Corp. The ABCs of SPACs.

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Online Marketing New York Report 161

PYMNTS

MARCH 15, 2019

For financial services, and specifically for FinTech the ripple effects may keep rippling. For now there seems to be no second referendum on Brexit, which of course may have brought things, eventually, down yet another path, one where the UK would in fact stay in the European Union. As always the devil is in the details.

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Apple social media Fintech Lending 101

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. As in all teardowns, the data analyzed comes from CB Insights.

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Capital Software Google Company 34

PYMNTS

MARCH 14, 2018

Today, alternative small business (SMB) lending company Fundbox is launching Fundbox Pay, a solution the company says will move its credit offering closer to the B2B transaction itself. Getting paid late often forces suppliers to turn to alternative forms of working capital when payment. What is your working capital?

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Payments Cards Capital Lending 102

PYMNTS

JULY 3, 2018

The pullback of banks from the small business lending space left a gap filled by alternative lenders who are exploring new ways to connect entrepreneurs with capital, a journey that includes innovation and a bit of experimentation. The first that comes to mind, of course, is when an entrepreneur is selling her business.

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South State Correspondent

AUGUST 10, 2023

The reality is, of course, the money is technically there. While 57 banks, core systems, and fintechs will go live shortly, soon, the platform will see 3,000 financial institutions at least receiving money in real time. Last month, FedNow, the Federal Reserve’s instant payments platform, went live. The possibilities are endless.

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System Examples Operations Data 195

Gonzobanker

MARCH 21, 2024

Of small business owners who applied for a business loan in early 2023, 6 in 10 found it difficult to find affordable financing, and overall, 77% are concerned about their access to capital according to a survey from Goldman Sachs. According to Randi Zeller, senior advisor to Community Reinvestment Fund, USA: “There is no lack of capital.

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Lending How To Capital Data 78

PYMNTS

APRIL 20, 2017

million over the course of the next three years to build up a FinTech hub in Charlotte. The infrastructure that the banks have built and the financial talent in the area has created a conducive atmosphere for FinTech companies like AvidXchange. PYMNTS: What is Charlotte’s FinTech sector like?

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Charlotte North Carolina Community United States 118

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. We love the robot as much as the next Fintech commentator. And that the capital appreciation that matters?—?cementing Though of course they can, if packaged up into a bank holding company.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. We love the robot as much as the next Fintech commentator. And that the capital appreciation that matters?—?cementing Though of course they can, if packaged up into a bank holding company.

America 52

America Wyoming National Capital 52