Remove banker-to-banker-sign-up
article thumbnail

CRE loan distress: Spot the symptoms, diagnose, and treat problem loans

Abrigo

How to respond to CRE loan distress Use these tips for banks and credit unions to identify and handle commercial real estate loans that are showing signs of being problem CRE credits. Takeaway 2 Address early warning signs immediately so you don't risk liability that could lead to the financial institution losing the CRE loan's collateral.

Strategy 222
article thumbnail

Commercial Credit Trends – Where to Tread Carefully

South State Correspondent

This data is critical for pricing, capital allocation, and marketing. In 2021, we published articles warning bankers against higher rates (for example, HERE ) and the resulting impact on credit. We have seen the higher rates, and now bankers should brace for a credit shock. Lending is getting riskier. This quarter, it is 2.58%.

Trends 195
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Gauging Coronavirus Ripple Effects (And Limitations) On Interest Rates — And Borrowing

PYMNTS

Panic tied to the coronavirus, of course, and policy via the Fed, specifically, monetary policy, designed to grease the rails of commerce that might otherwise be threatened by that panic. Cutting rates serves as a way of injecting capital into the economy, to encourage consumer spending and business investment.

Policies 142
article thumbnail

Interest rate risk management in a rising rate environment

Abrigo

Takeaway 2 Some banks and credit unions were late movers and are now scrambling to lock in funding for the short term to meet liquidity and capital needs. 4.75% over the course of 2022 and 2023. 4.75% over the course of 2022 and 2023. You might also like this video on managing interest rate risk. 1, 2022, to the current day.

article thumbnail

FinTechs Find VC Favor Amid Collaborative Efforts

PYMNTS

But there can be a sea change afoot that can mix things up a bit. As noted in American Banker , the deal count came to 371 deals for the first half of the year, with a few triple-digit investment rounds. Unlike the broader VC market, early-stage FinTech companies have continued to attract a solid flow of capital in the U.S.,

Fintech 101
article thumbnail

Accounting About-Face

Independent Banker

She explained why lawmakers should exempt community banks from Basel III capital rule. Community bankers score big changes in final credit-loss standard. Senate Banking Committee. By James Kendrick. To their credit, federal regulators have already showed they are on board with the approach laid out in FASB’s final standard.

article thumbnail

Budget Surplus? 5 Ways to Invest in Your Financial Institution with This Year’s Excess Budget

Abrigo

Takeaway 3 Signing up for 2022 conferences is another smart use of surplus budget funds, because some events are offering early-bird discounts. Two years ago, more bankers surveyed for that report named core deposit growth as their greatest challenge than any other issue. Beef up your loan pricing strategy.