CFPB Monitor

FEBRUARY 16, 2022

Around the nation, regulators are preparing to implement and enforce new consumer-like disclosure laws for small business commercial finance providers. New York regulators have yet to issue final regulations implementing the state’s Commercial Finance Disclosure Law (CFDL), which went into effect on January 1, 2022.

North Carolina 78

North Carolina Missouri Maryland Mississippi 78

PYMNTS

JULY 31, 2017

In fact, the federally backed National Credit Union Administration (NCUA) reported credit union membership grew by 4.3 This inaugural edition of the Tracker covers the most significant recent developments from around the credit union market, including notable innovations, industry partnerships and efforts to challenge and change regulations.

Report 114

Report Innovation Regulation National 114

PYMNTS

NOVEMBER 25, 2019

PYMNTS’ Credit Union Innovation Index found that 65 percent of such members chose their CUs because they trusted them, for example, with 60.8 Another CU issue currently awaiting federal regulation is legalized marijuana. A California Credit Union Keeps its Marketing Efforts Trusted and SAFE.

Alaska 154

Alaska Hawaii California Analytics 154

PYMNTS

OCTOBER 24, 2018

When it comes to data privacy, it’s not all about General Data Protection Regulation (GDPR), and it’s not all about Europe. and in the wake of GDPR, which of course took effect in May, there exists the California Consumer Privacy Act of 2018, known colloquially as CCPA. Here in the U.S.,

Data 122

Data US California Guidelines 122

Independent Banker

JULY 31, 2022

Locality Bank, a digital-first community bank serving south Florida that opened in January, is run by industry veterans with such successful track records that regulators signed off on their application for a charter in less than a year. Location: Fort Lauderdale, Fla. That’s no small feat for any de novo, especially during a pandemic.

Florida 91

Florida Community Bank Community FDIC 91

PYMNTS

APRIL 25, 2017

TechCrunch said the fight between states and the OCC centers on a proposal made by the OCC in December, in which it details a program that enables FinTechs to apply for charters to become special purpose national banks. Some are concerned the OCC is hurting innovation, while others think it’s overstepping its limits.

Fintech 109

Fintech Ohio Florida Oregon 109

PYMNTS

FEBRUARY 28, 2020

PYMNTS’ Credit Union Innovation Index found 65 percent of CU members chose credit unions as their primary financial institutions (FIs) because they trusted them, compared to 45 percent of non-CU members who said the same. California’s Protective Measures And Their Costs. Data Breaches Within And Without. Canada’s largest CU, the 4.2

Data 131

Data California Security Pennsylvania 131

PYMNTS

MARCH 19, 2018

The National Transportation Safety Board and the National Highway Traffic Safety Administration (NHTSA) both said they would be sending teams to Tempe to investigate what happened. The accident will most likely prompt calls for more regulation of self-driving vehicles as tests continue all over the country.

Arizona 101

Arizona San Francisco National California 101

PYMNTS

FEBRUARY 21, 2018

Singapore stepped onto the global stage as a world leader in blockchain innovation in recent months. Perhaps it isn’t surprising that analysts are now musing about how to avoid a repeat of the Punjab National Bank fraud scandal, and some are looking towards blockchain to do so. United States.

blockchain 130

blockchain Los Angeles Regulation Oregon 130

PYMNTS

SEPTEMBER 18, 2020

The firm, in addition to KPMG, EY and PwC, had been cautioned by regulators that their companies had to break off their consulting divisions from their audit arms. Epic Games indicated that the California-based tech firm has provided an extension without an end for fans to get into the survival game. In the U.S.,

Fraud 141

Fraud Apple California Innovation 141

PYMNTS

AUGUST 5, 2019

Connected and self-driving cars and truck stand as some of the next big frontiers when it comes to retail and retail innovation, but challenges to that future — real and potential problems that could slow down progress when it comes to autonomous vehicles — are increasing appearing on the horizon.

Retail 144

Retail New York Detroit Technology 144

PYMNTS

APRIL 21, 2017

On Friday of last week, Apple secured a self-driving road test permit from the California DMV. Apple now joins 29 other automotive and tech companies who have received test permits in California for self-driving technology. Didi set up an AI lab in California last month, signaling yet another self-driving technology play in the works.

Apple 115

Apple California Software Technology 115

PYMNTS

SEPTEMBER 4, 2020

Quick-service restaurants (QSRs), fast casual eateries and fast-food drive-thrus keep dominating headlines throughout the pandemic as a nation is understandably obsessed with staying fed on lockdown and after, when breathing the open air still feels oddly risky. A Tasting Menu Of Creative Approaches.

Boston 205

Boston San Francisco New York City Portland 205

PYMNTS

JULY 27, 2018

solidified their reputations as having progressive views on data security and ownership with the PSD2 and GDPR regulations that came into effect earlier this year. That doesn’t mean enhanced data privacy, security and sharing aren’t in the cards for the nation’s financial services space, though. Europe and the U.K.

Data 102

Data US Trends California 102

Independent Banker

FEBRUARY 28, 2023

So, he joined a training program at what was then Citizens & Southern National Bank, once the largest bank in the southeastern U.S., I got a job with First National Bank of Griffin, and I’ve been a community banker ever since.” Roshan McArthur is a writer in California. ICBA is cutting edge on that.

Community 172

Community Community Bank Georgia San Antonio 172

CFPB Monitor

SEPTEMBER 30, 2020

California Governor Gavin Newsom has signed into law the Student Borrower Bill of Rights, AB 376 , as part of a package of consumer protection legislation. Like the licensing law, the Act applies to servicers located in California or whose activities are “directed to” persons inside California. See Section 1788.102(b)].

California 148

California Policies Regulation Payments 148

PYMNTS

SEPTEMBER 27, 2016

A recent article by The Wall Street Journal showed fully autonomous robots picking and stacking goods in a Target distribution center in California. Cohen owns a national distribution network and deals with some of the nation’s biggest retailers. The picture is no less odd than a driverless car.

Mobile 100

Mobile Payments Los Angeles California 100

PYMNTS

MAY 4, 2017

Neil Dufva, CEO of Crunchy Logistics , a tech design company that specializes in innovative customer connections, told PYMNTS that Orlando is on its way to tech superstar status. ND: People always ask me why I don’t move Crunch to California/Silicon Valley. I always respond with “Why would I do that?”

Florida 110

Florida United States Taxes Community 110

Gonzobanker

DECEMBER 17, 2021

Union has been a stalwart of the California marketplace since the ’50s, and this gives Andy Cecere and team a great expansion into the Golden State and also some nice wholesale banking business. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua.

Fintech 147

Fintech Strategy Leadership Lending 147

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Grand Ridge National Bank: The premier league. Grand Ridge National Bank.

Community Bank 169

Community Bank Community Montana Leadership 169

CB Insights

MARCH 8, 2018

Where’s the innovation & money in renewables? California-based Stem has developed Athena, which uses artificial intelligence to map out energy usage and allow customers to track fluctuations in energy rate to more efficiently use storage. UK’s National Grid. Free: What’s the latest in renewable energy?

Industry 67

Industry United States Google California 67

PYMNTS

SEPTEMBER 5, 2019

Regulators recently announced plans to take a closer look at the early wage access industry, but as demand among the workforce for such FinTech solutions continues to rise, experts are encouraging lawmakers to get on board with a new normal of payroll. Regulators Step In. Defenders Weigh In.

Regulation 122

Regulation Lending New York Fintech 122

Tomorrow's Transactions

DECEMBER 5, 2016

A few years ago, I wrote that when it came to the regulation of payments, America could do worse than adopt something along European lines. From Regulator will start issuing bank charters for fintech firms. It is the provision of credit that is the systemically risky service and it is this service that requires strict regulation.

Fintech 30

Fintech Regulation Lending System 30

Independent Banker

DECEMBER 31, 2021

Regulators haven’t yet broached the subject with them. The bank increases its loan balances by partnering with fintech loan producing companies on a national scale, and this year it will switch its insurance operations to digital as the bank’s onsite agent retires, adding more policy types, including travel insurance.

Community Bank 144

Community Bank Community Lending Louisiana 144

South State Correspondent

OCTOBER 28, 2022

cyber, infrastructure, and regulation. AI, payments, data, and other aspects of innovation are dropping behind the scenes. During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20.

Conference 195

Conference Technology Las Vegas Trends 195

PYMNTS

JANUARY 27, 2020

The change may have been telegraphed more than a year ago in October 2018, when Mick Mulvaney, who had been serving as acting director of the agency, said that the CFPB was working on a new regulation to define those practices, as reported in The Wall Street Journal. Digital Taxes, Abroad.

New York 179

New York Taxes California Conference 179

PYMNTS

JANUARY 11, 2019

Excuse the hyperbole, but Google (and other search engines) dodged a bullet this week when it came to privacy regulations that come out of the European Union and then influence other jurisdictions. Google ran afoul of France’s national privacy regulator about three years ago for allegedly violating that right. One example?

Google 191

Google Regulation Course California 191

CB Insights

NOVEMBER 22, 2017

Commercial operation of offshore fish farms has been limited to date due to regulations, as well as the challenges of efficiently operating a large farming operation far from land. Offshore farming regulations are loosening. Autonomous innovation in the deep seas.

Study 45

Study Operations Regulation Regional 45

CB Insights

JUNE 11, 2018

investment fund dedicated to startups innovating in the AV space. In recent months, the Chinese government has increasingly eased regulations on autonomous vehicles in a number of cities to accelerate the path to commercialization. The China advantage. China is dedicated to becoming the global leader in AI by the end of the decade.

Google 71

Google Industry Software Data 71

PYMNTS

JANUARY 11, 2019

Excuse the hyperbole, but Google (and other search engines) dodged a bullet this week when it came to privacy regulations that come out of the European Union and then influence other jurisdictions. Google ran afoul of France’s national privacy regulator about three years ago for allegedly violating that right. One example?

Google 100

Google Regulation Course California 100

Perficient

MAY 21, 2021

Technology Stack: Flask, SQLAlchemy, Bootstrap, ForeignKeys, Jinja | APIs Used: Used data from “California regulations of possibly harmful products”, which was a CSV file. Emily Merline, originally from Milwaukee, WI, attended Arizona State University on a National Merit Scholarship.

Milwaukee 348

Milwaukee Software Course Detroit 348

PYMNTS

DECEMBER 27, 2019

We didn’t need more than two hands to count the ones we felt were change-the-world sort of innovations. In 2017 only 11 percent of consumers in a national study of the U.S. The interesting thing to watch next, he noted, is once interoperable standards are in place, what innovations can be built over top. Instant Payments .

Payments 139

Payments Innovation Study Data 139

PYMNTS

FEBRUARY 7, 2020

Between 1996 and 1999, General Motors (GM) began mass-producing their first electric car — the EV1 and offering it for lease in California and Georgia. But electric vehicles are an innovation that has a habit of coming back. Almost 100 years later, however, EVs got another bite at the apple.

New York 100

New York Detroit Michigan Georgia 100

Gonzobanker

DECEMBER 20, 2019

This was a terrific combination of two education-focused cooperatives across both Southern and Northern California markets. It is an innovator with tech (e.g., Netflix co-founder Marc Randolph said the leading trait of an innovator is identifying pain. Credit Union Merger of the Year. The bank’s strategy is laser-focused.

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

FEBRUARY 13, 2018

After all, the word “tipalti” means, “we took care of it,” and that’s what the San Mateo, California, startup aims to do by automating the accounts payable and payments cash flow. That can be a lot to handle even for organizations that only have a presence in one or two countries , let alone ones with many entities across many nations.

Branding 103

Branding Payments Operations Resources 103

CB Insights

FEBRUARY 19, 2019

A Tesla Model 3 owner in California died while using the car’s Autopilot feature. Regulation will be essential. Increasingly scientists think there should be some regulatory oversight maybe at the national and international level, just to make sure that we don’t do something very foolish. They’re there for good reason.”.

Technology 78

Technology System National US 78

CB Insights

SEPTEMBER 4, 2018

Top initiatives: Building employee transportation network; currently have 66 self-driving minivans on the road in California. Apple has spent 2018 building out the beginnings of its self-driving car fleet, with 66 vehicles officially on the road and registered with the California DMV as of July 18th. Apple starting to catch up.

System 78

System Technology Michigan California 78