PYMNTS

JUNE 14, 2018

Sizzle of the Week: Retail’s 2018 Rebound. Retail has had a rough couple of years, as most players that aren’t Amazon have struggled to cross the digital, omnichannel chasm. On the whole, with some notable exceptions, retail has landed on our Fizzle list more often than the Sizzle list in recent memory. Retail sales are up 5.9

Retail 108

Retail Bitcoin Course America 108

PYMNTS

SEPTEMBER 11, 2018

Consumers prefer shopping at retailers that offer digital payment capabilities,” said 7-Eleven CDO and CIO Gurmeet Singh, according to the outlet. They’re nearly universally recognizable as the brand behind the twin cultural forces of the Slurpee and the Big Gulp. By some estimates, about a quarter of the U.S.

Google 116

Google Apple United States Samsung 116

PYMNTS

JANUARY 17, 2020

The move pushes Visa ever further away from cards and toward its goal of becoming, as management has often described it, a “network of networks.”. Specifically, Global Blue focuses on tourists spending abroad, and offers products that help capitalize on tax-free shopping as they buy luxury goods. Retail sales were up 3.6

Company 132

Company Payments social media United States 132

PYMNTS

AUGUST 12, 2019

million in sales taxes. Its credit card processor is also withholding customer billings. The team was made up of avid pop culture denizens who aimed to stay on top of trends and ahead of any retail experience, constantly polling their customer base to determine what to look out for.

Los Angeles 109

Los Angeles Company Delaware Taxes 109

PYMNTS

OCTOBER 22, 2018

Fraudsters have found a new favored method for the holidays, the Sears’ bankruptcy filing finally came in and the major card networks found themselves on the wrong side of India’s emerging data privacy efforts. Gift Cards’ New Unfavorable Fans. As of September 2018, losses from gift-card fraud have hit $53 million.

Data 134

Data Fraud Cards Regulation 134

PYMNTS

NOVEMBER 1, 2018

” It means that, from the start, companies operating in the legal cannabis industry — including retailers, brands, distributors and more along the supply chain — can leapfrog to digital solutions like eProcurement. We’re trying to innovate that because we have a huge opportunity ahead of us.”

Taxes 122

Taxes California Regulation Innovation 122

PYMNTS

JUNE 13, 2019

In an interview with PYMNTS, Kevin Phalen, head of Global Business Solutions at Visa, told Karen Webster that Visa B2B Connect acts as a brand new, end-to-end global payments network, built on using elements of distributed ledger technology (DLT) and the open source Hyperledger Fabric framework hosted by The Linux Foundation.

Charlotte 189

Charlotte Payments Taxes Compliance 189

PYMNTS

JANUARY 19, 2021

But reaching a broader range of consumers, accommodating their payment preferences, and satisfying regulatory and tax issues in unfamiliar territory introduces a host of new operational challenges for these companies. COVID has put pressure on brands to find solutions for their direct-to-consumer [D2C] strategy,” he said.

Branding 322

Branding Taxes Fraud Regulation 322

PYMNTS

JANUARY 30, 2018

Amazon’s entry into a new market is rarely considered good news in the world of retail. But 7-Eleven — arguably the latest big brand facing the “Amazon Effect” — is not quite suffering from the normal terror of confrontation that accompanies a direct clash with Amazon. Blue Apron was already having difficulty keeping investors calm.

Branding 124

Branding United States Texas Examples 124

PYMNTS

MARCH 15, 2019

Cash is easily stolen, lost, laundered, hidden from the tax man, and rendered unhip by P2P and other rising mobile payment methods. The most progressive brands in the market have gone cashless,” Hassan said, thanks in large part to the relatively high labor and financial costs of handling, depositing and processing bills and coins.

Management 136

Management Los Angeles Cards Philadelphia 136

PYMNTS

MAY 4, 2017

Regional banks have struggled to keep pace with technological shifts and maintain market share and have undertaken efforts to increase ATM counts to look bigger, perhaps, than they actually are, eyeing both brand presence and functionality. Cards are perhaps proving a sticking point in the move toward electronic payments.

ATM 192

ATM Millennials United States Study 192

Jeff For Banks

AUGUST 22, 2014

My firm measures line of business and product profitability for dozens of community financial institutions, and hardly any of them make real money in retail investment sales, if they make any money at all. The most profitable program that we measure, on a pre-tax profit as percent of revenue basis, is one that is totally outsourced.

Retail 86

Retail Tools Management Taxes 86

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. This year in the US, JP Morgan launched mobile banking app Finn and Goldman Sachs’ retail banking arm Marcus crossed 1.5M Incumbents Play Catch-Up.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

FEBRUARY 18, 2019

I hosted a digital discussion last week with an executive from Sift with more than 15 years of experience building trust and safety organizations for some of the biggest digital brands in the world – including Google , Facebook and Square. percent of all retail sales to 6.4 percent of retail sales and 50 percent of all eCommerce sales.

Cards 169

Cards Course Study New York 169

PYMNTS

MAY 15, 2017

billion yesterday celebrating their moms, buying flowers and cards and taking them out to brunch. Credit and retail processing in North America were up 1 percent, and the business, globally, gained 2 percent. Those tax refund recipients, in turn, were able to get cash advances. Spend per card is also up — by about 9 percent.

Data 100

Data America Taxes Cards 100

PYMNTS

DECEMBER 13, 2016

With headquarters in King Of Prussia, Pennsylvania, Radial provides major brands and merchants with fraud, payments and tax solutions, as well as a host of other commerce technology solutions. “We Radial works with some of the world’s premier brands and merchants, including Toys“R”Us, Bath & Body Works and Ralph Lauren. “We

Fraud 100

Fraud Virgin Islands Pennsylvania Taxes 100

MyBankTracker

DECEMBER 7, 2020

You’ll get a free debit card that offers free ATM withdrawals at any MoneyPass ATM location. Other fees that may apply include: Expedited debit card replacement: $15 Cash deposits at Green Dot retail locations: $4.95 What to Do If You Haven’t Been Paying Quarterly Taxes. Outgoing wire transfers: $15 FDIC-Insured.

ATM 52

ATM FDIC Cards Examples 52

PYMNTS

FEBRUARY 20, 2018

Revolving outstanding credit, made up primarily of credit cards, increased at a 13.3 Credit Card Troubles. The overall picture for credit card debt going into 2018 reflects a consumer in stress — a rising number of late payments and defaults than in year’s past and over a far greater diversity of lenders. percent annually.

Lending 105

Lending Cards America New York 105

BankBazaar

MAY 13, 2020

Across the world, when nations started announcing lockdowns one after another, one of the first measures that most banks took was to limit physical access to their retail branches. This was accompanied by a rise in payments using Credit Cards (7 percent net), Debit Cards (10 percent net) and online payments (14 percent net).

Policies 148

Policies Branding Online Cards 148

PYMNTS

JANUARY 31, 2020

For Chinese consumers, the partnership will allow any UnionPay consumer to link their card credentials to a PayPal wallet — and start transactions with PayPal’s 24 million merchants worldwide. That is a lot more than the card networks have right now.”. It depends a little on how this plays out.

Bitcoin 100

Bitcoin Payments Los Angeles blockchain 100

South State Correspondent

MAY 1, 2024

Honkook Kim and his Gentle Monster Brand is a perfect example. The Banking Innovation Playbook – Step 1: Find a Niche Kim looked at the market and knew he needed traction in at least a single segment where he could create a brand and a following for Gentle Monster. Find the gap in one segment and build success from there.

Innovation 195

Innovation social media Branding Marketing 195

PYMNTS

MAY 24, 2019

Left Turn of the Week: Gifts Cards For Body Scans. In an attempt to learn more about the diversity of human shapes and sizes, Amazon is paying volunteers (a $25 Amazon gift card) to get scanned, taped and photographed as part of a study to “learn about diversity among body shapes.”. “We million hourly U.S.

New York 109

New York New York City Vermont Meeting 109

PYMNTS

SEPTEMBER 27, 2017

It is far better to use a well-known brand or one you or colleagues/family/friends have used in the past. If the crowdfunding campaign claims to benefit a non-profit rather than an individual, Needel says to find out if a tax-deductible receipt will be provided. Does the email look real? In fact, that’s a good policy all around.

social media 130

social media Security Taxes Operations 130

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. LendingClub makes unsecured personal loans to consumers, mostly to consolidate and pay off credit card debt and more recently to refinance auto loans. That makes challenger banks less like banks and more like ad platforms wrapped around the delivery of a prepaid card product.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

APRIL 16, 2018

On those content-filled pages were advertisements hoping to catch the consumer’s eye, build a brand and influence a purchase. About every seven or so minutes, there was a commercial break in which ads were inserted with the same ambition — build a brand and drive a buy. And not, it seems, to enable commerce. trillion searches a year.

Google 121

Google Data social media Branding 121

PYMNTS

JANUARY 10, 2017

Those who are unbanked pay to cash their checks, to get money orders to pay their bills and to buy and use prepaid cards. This actually leads to wider discounting, as brands are trying to shed the old version and entice shoppers to the new one. And that’s just accessing money itself. Is there any way out of that?

Online 100

Online Chicago New York Mississippi 100

PYMNTS

AUGUST 5, 2016

Mastercard started with week with an announcement of how its Mastercard Send product would extend the reach and the speed of Early Warning’s clearXchange P2P network for bank customers with a Mastercard branded debit product. The networks are happy because they are the proud recipients of tons of brand new transaction volume.

Bitcoin 100

Bitcoin Payments Samsung social media 100

PYMNTS

FEBRUARY 24, 2020

Benjamin Franklin wrote in 1789 that the only certainty in life was death and taxes. Instead of sitting on hold to make an airline or hotel reservation, consumers can use online travel aggregators or branded apps to book and confirm their arrangements. Maybe even spendable. The 24-Hour Clock. and end at 11:59 p.m., 24 hours later.

Innovation 209

Innovation Study Mobile Online 209

Gonzobanker

DECEMBER 17, 2021

This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. With Venmo charging 100-150bp less that the card networks, merchants will aggressively follow Amazon. Man, this is the bread and butter of retail banking and credit unions. We aren’t talking just Bitcoin or Ethereum.

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

APRIL 11, 2016

It’s not as if a person making the request for a tissue, pain reliever or bandage was specifically asking for a Kleenex, Bayer Aspirin or Band-Aid brand item. But, over many decades, these three brand names achieved such dominance in their categories that they became the most natural way for people to refer to all products in that category.

San Francisco 100

San Francisco Operations Examples Branding 100

NCR

APRIL 19, 2016

Whether you’re a restaurateur or a retailer, having access to capital can help you take your business to the next level. Avoid applying for new credit, such as opening new credit cards, right before you apply for a small business loan. Check out a comparison site like NerdWallet.com to find the best card for you. Get organized.

Capital 40

Capital Online Comparison Cards 40

South State Correspondent

OCTOBER 4, 2023

Consider that many banks have one person in their marketing department, and then they task that person with managing events, merchandise, and brand building. Build a campaign to acquire new customers or, at a minimum, remind your current customers to save for taxes, incentive compensation, emergencies, or any number of other items.

Marketing 195

Marketing Taxes Training Management 195

Tech and Finance

JUNE 5, 2017

Attribute it to Swedish mistrust of credit cards and internet commerce, combined with the Nordics’ rapid adoption of mobile whose small screens do not make entering credit card details easy. The buyer can decide to pay with a credit card, direct bank transfer or use credit from Klarna. which lets buyers pay over 6 to 12 months.

Online 28

Online Data Cards Marketing 28

PYMNTS

AUGUST 3, 2017

Picture an 107-year-old retail juggernaut, iconic in name but perhaps a bit dated in business processes, battling against online scammers, chargebacks and general inefficiencies. Heron says many retailers do all order review processes in-house, and those online approval processes are anything but efficient. percent, which means that 2.5

Fraud 129

Fraud Online Retail Taxes 129

PYMNTS

NOVEMBER 5, 2018

That means Apple won’t tell the world how many — or how few — iPhones were sold over the all-important holiday season, and in the all-important months following the release of three brand-new iPhone models. It did so because apps like Netflix were avoiding signing up subscribers through the App Store to evade the Apple tax.

Apple 174

Apple Taxes Mobile Google 174

Gonzobanker

JUNE 16, 2022

In 2020, Aspiration initiated two new programs: Plant Your Change , which plants a tree for every purchase by rounding up to the nearest dollar, and Planet Protection , which makes Aspiration customers’ driving carbon neutral by calculating off their debit card gas purchases. African Americans. LGBTQ+ consumers.

Fintech 146

Fintech Apple Cards Data 146

CB Insights

APRIL 29, 2019

I knew I’d have to hand out my card and I thought information security engineer sounded so boring,” Tabriz later said, “Guys in the industry all take it so seriously, so security princess felt suitably whimsical.”. Retail Jedi. Tax Wrangler. Brand Warrior. That’s when the young coder hired decided to rebrand.

Innovation 78

Innovation Software Taxes Google 78