PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. Marketplace Lending. Honesty is the best policy.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

MARCH 1, 2018

Securing bank financing for a small business (SMB) is neither fast nor easy, but the people running those SMBs need it to be both. However, the business lending process is bogged down with manual paperwork that can take as long as 25 hours for SMBs to prepare and submit. Data in Context. Data Is a Bank’s Best Friend.

Data 101

Data Lending Taxes Innovation 101

PYMNTS

MARCH 14, 2017

With the possible exception of a social security number, a credit score is really one of the more impactful set of digits in a consumer’s life. By comparison, the much more widely hated institution of payday lending receives less than a quarter of the complaints from its customers that the credit ranking agencies do. Possible Troubles.

Taxes 100

Taxes Report Data Lending 100

Gonzobanker

OCTOBER 26, 2021

Cornerstone Advisors estimates $145 billion of pre-tax revenue has disappeared for bankers via margin compression in only the past two years. Yet, bankers must be fully aware that mergers will be viewed not just from a book value accretion lens, but more piercingly through an ESG and social policy lens. Banker in the Middle.

Leadership 97

Leadership Compliance Strategy Branding 97

Independent Banker

DECEMBER 13, 2015

Competition and regulatory risk in car lending race off. Indirect auto lending has played a major role for Security Federal Savings Bank in Jasper, Ala. Today Security Federal Savings’ vehicle-lending portfolio has been reduced to $3 million. Considering exiting auto lending. “We fear this could be a bubble.”

Community Bank 70

Community Bank Lending Community Security 70

Independent Banker

NOVEMBER 24, 2015

Competition and regulatory risk in car lending race off. Indirect auto lending has played a major role for Security Federal Savings Bank in Jasper, Ala. Today Security Federal Savings’ vehicle-lending portfolio has been reduced to $3 million. Considering exiting auto lending. “We fear this could be a bubble.”

Community Bank 70

Community Bank Lending Community Security 70

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry. And quite frankly, I did not know there were so many tranches to mortgage-backed securities.

FDIC 78

FDIC Community Bank Regulation Lending 78

CB Insights

NOVEMBER 21, 2019

Companies in this subcategory (1) provide technology to accounting and tax, bookkeeping, and expense management players, or (2) leverage technology to provide these services directly to end-users. or (2) leverage technology to provide lending products directly to end-users. Blockchain and crypto. Capital markets. Real estate.

Fintech 93

Fintech Marketing US Technology 93

Jeff For Banks

OCTOBER 23, 2017

I will occasionally quote Sun Tzu from his seminal book, The Art of War. His book is a must read at military academies and business schools alike. I am not trying to imply that winning battles and winning in a competitive marketplace are the same thing. But Sun’s wisdom cannot be ignored. It’s in their Annual Report.

Kentucky 66

Kentucky Analysis Capital Lending 66

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. Notably, the exchanges do differ by where they store data and if/how they form order books. The lending product above is a bit more complicated. Other things like Compound are essentially a securities lending marketplace?—?you

blockchain 52

blockchain Bitcoin Software Lending 52

Independent Banker

MARCH 15, 2015

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. Twenty years ago, every residential mortgage the community bank made stayed on its books. By Kelly Pike.

Ohio 70

Ohio Community Bank Community Lending 70

South State Correspondent

JULY 25, 2022

Top Line Revenue & Lending. Are you booking fewer fixed-rate loans? The sentiment is that banks have too much interest rate risk in their investment portfolios, taking away flexibility on the lending side. Stakeholders know that it is the lending in the last two years before a recession that terminates banks.

Trends 195

Trends Lending Marketing Capital 195

PYMNTS

AUGUST 22, 2016

And he wrote a brilliant book a few years ago on the history of financial crises – “ This Time Is Different.” It’s not the safest thing to do, nor is it the most financially sophisticated, but it makes some people feel secure. Ken Rogoff is an esteemed professor of economics at Harvard University. He’s a pretty smart guy.

Payments 100

Payments Bitcoin Cards Taxes 100

Gonzobanker

DECEMBER 19, 2017

The Real “Lending” Stock Award – Goes to longtime player LendingTree. Oh, by the way, that Fintech darling of two years ago Lending Club? The Lending Mo’ Repeat Award – Goes to both nCino in commercial and Encompass in mortgage for maintaining strong market momentum in 2017. Biggest Branch ITM User Award : The Security Guard.

Conference 101

Conference Industry Community Bank Community 101

Tomorrow's Transactions

FEBRUARY 15, 2016

I’m writing a book about this at the moment.) I see this as a kind of stealth tax although although I suppose it might be fairly argued that it’s a pretty reasonable stealth tax as it falls largely on drug dealers and money-launderers. As always, the Forum will be limited to 100 places, so book your place now!

Industry 39

Industry Maine System Payments 39

PYMNTS

APRIL 11, 2016

Books and articles today abound about how platforms are the slick new models that will rule the world — tempting businesses with a “winning” formula for devising new and disruptive businesses. There, in 1698, John Castaing posted stock and commodities prices and enabled the physical exchange of securities. Worst case — VCs lose it all.

San Francisco 100

San Francisco Operations Examples Branding 100

CB Insights

MAY 23, 2019

After a comprehensive investigation by the Securities and Exchange Commission, Holmes was banned from the laboratory testing industry for two years and was ultimately charged with wire fraud by the Department of Justice in summer 2018. The Outcome. In February 2016, Conrad stepped down and resigned his position as a company director.

Fraud 78

Fraud Las Vegas Company Video 78

PYMNTS

DECEMBER 16, 2016

With fewer loans sold into the marketplace, more loans are kept on the books, which means more risk is kept on those books, and less net income, too. Charge-off ratios have remained rather steady as a percentage of the cumulative book, so that is somewhat encouraging.

Lending 100

Lending Online Taxes Capital 100

CB Insights

OCTOBER 31, 2017

BTCjam, a P2P marketplace launched in 2012 to borrow and lend using bitcoin, announced the company has made “the difficult decision” to close up shop, according to multiple news sources. We have enjoyed helping you find great restaurants, access tough-to-book reservations and discover local chef events.” -Kyle Hill, HomeCare CEO.

Company 78

Company US San Francisco Capital 78

PYMNTS

JULY 18, 2016

Lending Club continued to prove there is almost always more to the story, American Express announced a surprise collaboration with Airbnb and PayPal pushed harder into B2B payments. Lending Club’s Latest Bad News. The last several weeks of news for Lending Club suggest that there’s a little of both to be had here.

Lending 100

Lending Payments Metro Cards 100