Gonzobanker

FEBRUARY 8, 2022

Maybe instead of Acquire or Be Acquired, this conference should be called Evolve or Be Acquired,” observed Eric Sprink, CEO of Coastal Community Bank in Everett, Wash., While the term “accretive to book value” is still the best bet for buzzword bingo at AOBA, the real talk centered around digital transformation and fintech disruption.

Fintech 165

Fintech Customer Experience Conference Technology 165

South State Correspondent

JANUARY 4, 2023

Remember all those five-year fixed-rate loans you booked at 4%? Many community banks have an inherent strategic advantage in bringing a new product to market faster than a national bank, yet they squander their position. As a result, national banks are eroding the customer base of the community bank. Conclusion.

Community Bank 195

Community Bank Capital Lending Training 195

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. This region has the kind of energy that draws people to a place and helps them and their businesses thrive. That year, installations further south, in the region that includes Brownsville and Corpus Christi, supported an estimated 41,000 jobs and contributed about $4.6

Texas 182

Texas San Antonio Community Bank Community 182

Independent Banker

FEBRUARY 24, 2016

New inspirations, fresh experiences await at ICBA’s national convention. Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. Independent Community Bankers of America. State/Regional Partners Reception*.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

Independent Banker

NOVEMBER 24, 2014

Under the big Montana sky, Mark Zaback helps lead a community bank with a cowboy code. Western Region Award Recipient. Our employees are encouraged to get involved in the community by attending events and participating in organizations they have a passion for. The code, based on the book “Cowboy Ethics” by author James P.

Wyoming 94

Wyoming Kansas City Community Bank Community 94

PYMNTS

DECEMBER 6, 2017

Consumers can buy shoes, books, coffee pots, linens and dog toys online, so why are they still going to the grocery store for the same dozen eggs and gallon of milk they buy every week? Boston-based meal kit company Just Add Cooking aims to address both by sourcing its kits from farms and businesses in the New England region.

Boston 102

Boston Regional System Online 102

Jeff For Banks

JULY 8, 2019

Which is becoming more challenging for the community financial institution due to heavy competition from money center and super-regional banks, credit unions, and fintech firms. I don't think community financial institutions can fund themselves solely from their commercial customers. My focus today is on consumer banking.

Retail 60

Retail Community Taxes Strategy 60

South State Correspondent

JANUARY 20, 2023

2022 will go down as one of the worst years for community bank loan mispricing when viewed on a spread basis. Rapidly rising rates crushed performance as many banks held a fixed rate constant and/or booked a fixed rate loan at a misguided level. This asymmetric pricing explains why many community banks go terminal during a downturn.

Lending 195

Lending Community Bank Community Data 195

Jeff For Banks

APRIL 23, 2017

In our SBA business, we added a team with a national market focus and completed major improvements to our operating processes that will significantly improve productivity and efficiency. SBA increased production and expanded the lending footprint to include the [region] as well as the [region].

US 65

US Regional Marketing Branding 65

American Banker

OCTOBER 18, 2016

posted higher third-quarter earnings after booking more loans across several lending categories. Synovus Financial in Columbus, Ga.,

Columbus 28

Columbus Lending Community Bank Regional 28

American Banker

APRIL 27, 2016

BOK Financial continued to diversify its lending, booking strong increases in health care, manufacturing and commercial real estate credits. Progress on that front, however, was overshadowed by ongoing deterioration in its energy portfolio.

Lending 28

Lending Community Bank Regional National 28

American Banker

APRIL 19, 2016

Bankers may have to spend coming months assuring investors that they can keep booking loans while adequately managing risk. Several small and midsize banks generated large year-over-year loan growth despite a belief by some outsiders that a slowdown was looming.

Management 28

Management Community Bank Regional National 28

American Banker

APRIL 25, 2016

American Banker asked several of them to recommend a book or other piece of writing that helped them tackle jobs that often were created from scratch.

Innovation Strategies 28

Innovation Strategies How To Strategy Innovation 28

South State Correspondent

MAY 31, 2023

Take the time and effort to explain the backgrounds of the bankers, both personal and professional, and invite the community to establish a relationship. The average community bank may have 30% to 50% on mobile, while the national banks are closer to 80%. The goal is to create energy and engagement.

Data 195

Data Branch Strategies Strategy Mobile 195

Gonzobanker

DECEMBER 20, 2019

Mark Turner, Executive Chairman of the Board, WSFS Bank – We have to give the nod to an early 2019 retirement of Turner, who had one hell of a run in 12 years at the helm of a great community and wealth bank. It was always clear how much Jones loves his credit union, his team and his community. Credit Union Lifetime Achievement Awards.

Idaho 148

Idaho Conference Data Marketing 148

Jeff For Banks

DECEMBER 12, 2016

Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. billion in asset company headquartered in West Virginia, providing community banking services primarily in the Eastern Panhandle and South Central regions of the state, and the Northern and Shenandoah Valley regions of Virginia.

North Dakota 60

North Dakota Minnesota West Virginia Arizona 60

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

FEBRUARY 13, 2017

The businesses that we track and profile in our Store Front Index — the home remodelers, salons, spas, small retailers, delis, coffee shops and restaurants that contribute to the health and vitality of the local communities — are not only declining, they’re not even getting off the starting blocks.

Retail 134

Retail Innovation Maine Community 134

PYMNTS

DECEMBER 7, 2016

Petryk, who said he was bullied ruthlessly as a kid from the third grade to high school, views his chain of Boston-based ice cream stores as safe havens that he wants to share with his community. “I I got beat up and knocked down, my books thrown away or flushed down the toilet a few times.”. I was always a weirdo,” said Petryk. “I

Maine 100

Maine Massachusetts Boston Meeting 100

Gonzobanker

DECEMBER 19, 2022

Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. There’s nothing more Gonzo than a CEO who simply bleeds the soul of front-line relationship managers, and Brager could write a bestselling book on this topic. merges with Lakeland Bancorp.

Community 216

Community Fintech Industry Innovation 216

CB Insights

JUNE 14, 2018

These companies are advancing a variety of construction methods to build ambitious development projects that reimagine everything from the wood used in homes to the ways we think about private vs. communal space. Housing supply is dire nationally, with the US reportedly staring down a housing shortage of 7.3M Table of contents.

Seattle 56

Seattle Capital Industry New York 56

CB Insights

FEBRUARY 16, 2018

on the horizon, CRISPR has reached a new peak in interest from outside the scientific community. . Or, as CRISPR pioneer Jennifer Doudna puts it in her book A Crack In Creation: Gene Editing and the Unthinkable Power to Control Evolution , CRISPR is like a Swiss army knife , with different functions depending on how we want to use it.

System 78

System Study Industry Tools 78

CB Insights

AUGUST 20, 2017

Better World Books. Better World Books collects and sells books online to fund book donation and literacy projects around the world. All of the company’s books are available with free shipping worldwide, and every order shipped is carbon-balanced with certified green offsets. Total Disclosed Funding: $22.5M.

Company 60

Company Community Capital Mobile 60

CB Insights

FEBRUARY 16, 2018

on the horizon, CRISPR has reached a new peak in interest from outside the scientific community. . Or, as CRISPR pioneer Jennifer Doudna puts it in her book A Crack In Creation: Gene Editing and the Unthinkable Power to Control Evolution , CRISPR is like a Swiss army knife , with different functions depending on how we want to use it.

System 40

System Study Industry Tools 40

CB Insights

SEPTEMBER 4, 2019

Over 1M millennial women are becoming mothers every year, meaning Gen Y now makes up the majority of annual births in the United States, according to the National Center for Health Statistics. Online platforms like Hipcamp and Campsy have emerged to help campers book unique lodging experiences like yurts, treehouses, and caves.

Millennials 78

Millennials Industry Branding social media 78

Jeff For Banks

APRIL 22, 2018

National housing indices continue to rise by +6% on a year-over-year basis and are projected to rise at least +5% during 2018, provided that long term mortgage rates do not spike and cut off demand. The Federal Reserve Beige Book is released in advance of the Federal Reserve meetings. Gas prices remain below $3.00

Marketing 60

Marketing Philadelphia social media Taxes 60

CB Insights

OCTOBER 31, 2017

We are confident that to truly have the long-term impact we want to make, we need to focus on finding an acquirer with an existing national fresh food supply chain who can carry forward the Juicero mission. Imzy was created by former Reddit employees Dan McComas and Jessica Moreno as a safer, friendlier version of the popular community site.

Company 78

Company US San Francisco Capital 78

PYMNTS

MAY 4, 2018

Two hundred million singles times $15 a month is a lot of zeros and decimal points — not to mention the anchor for making reservations for date night, booking trips for the engagement weekend and the showers and bachelorette weekends to follow. May Day : No distress call here when it comes to commerce amid a national holiday.

Taxes 115

Taxes social media Data Millennials 115

PYMNTS

AUGUST 14, 2017

The merger, of course, spotlights a trend of consolidation within the payments space, and to be sure, in terms of size and scope, the Vantiv deal is one for the record books. But turning the page in that book begs the question about a smaller deal, at $1.2

Fintech 100

Fintech Regulation United States Lending 100

Independent Banker

FEBRUARY 16, 2015

From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. The mix of contrasts and similarities of Shelby’s and Brown’s perspectives and policymaking portend an active session for community banking’s agenda in the new 114th Congress. By Ed Avis.

Community Bank 70

Community Bank Alabama Ohio Community 70