TheGuardian

FEBRUARY 29, 2024

Chief executive of embattled bank steps down after company reports ‘material weaknesses’ in internal controls New York Community Bancorp (NYCB) came under fresh pressure on Wall Street after reporting “material weaknesses” in its internal controls, booking a $2.4bn hit to earnings and replacing its chief executive.

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New York Community Community Bank Marketing 62

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. Clearly, community banks in the region have plenty of opportunities to do what they do best: forge deep and lasting relationships with their customers and communities. These include family-owned businesses, community businesses and operating companies.

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Texas San Antonio Community Bank Community 182

PYMNTS

APRIL 15, 2020

This latest financing comes as Airbnb bookings in San Francisco, New York City, and Seattle fell by more than 50 percent compared to the week beginning Jan. 5, according to a report by CityLab.Com last week. During the same period, reservations slipped by more than 35 percent in Washington, D.C., and Chicago, the survey revealed.

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San Francisco New York City Seattle Chicago 137

South State Correspondent

AUGUST 31, 2016

Most community banks are interested in booking local C&I loans but are unable to generate meaningful outstanding balances.

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How To Community Bank Community 150

Jeff For Banks

JULY 28, 2021

As many of my readers know, I wrote a book, Squared Away-How Can Bankers Succeed as Economic First Responders. If you don't know, it's because I'm not particularly good at getting the word out to the book's target audience: bankers and the professionals that serve them. Pretty niche group, so you think my targeting would be spot-on.

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Video Community Bank Branding Groups 78

PYMNTS

FEBRUARY 7, 2020

There’s community-based and community-driven. The brand is well-known for using its community of skateboarders for design ideas and marketing. The studio will serve as a central hub for consumers and creatives, with the goal of giving back to the local community. Our downtown L.A. “Downtown L.A.

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South State Correspondent

NOVEMBER 3, 2015

Some community banks are seeing broad challenges in trying to book and maintain quality loans.

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PYMNTS

JULY 12, 2019

An app meant to promote community for baby boomers called Umbrella has raised $5 million in a seed round led by Thrive Capital, with participation from Alphabet’s Sidewalk Labs, Refactor Capital, Trailmix, Box Group and others. On the member side, users can book jobs and find professionals by job type, like carpentry or painting.

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South State Correspondent

MARCH 19, 2024

In a future article we will discuss how community bankers may structure their commercial loan products to maximize cross-selling and upsell opportunities. With proper tools and strategies, community bankers can upsell and cross-sell their products to maximize profitability. In banking, those numbers are markedly different.

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Perficient

MARCH 23, 2021

markets: Here, tablets show a strong lead in books and literature and games. Mobile time on site trails desktop in every category except books and literature. users spend more time on sports, books and literature, and in online communities. mobile has the highest bounce rate in most categories.

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South State Correspondent

JULY 10, 2022

At this point in the business cycle, we believe that community banks should migrate to higher credit quality loans. However, in response to our last few blogs, some community bankers told us they have few opportunities to originate loans at 1.75X debt service coverage ratio (DSCR) and sub 60% loan-to-value (LTV).

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South State Correspondent

MARCH 12, 2024

We covered in detail how and why community banks can increase loan size to improve return on assets (ROA) /return on equity (ROE). In this article, we will consider how and why loan term is a significant driver of profitability for community banks and what community banks can do to improve performance.

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South State Correspondent

SEPTEMBER 18, 2023

This development is very important to community banks, as their efficiency ratio also increased, but to 61.63%. However, we believe that community banks should consider a different strategy since community banks’ much higher efficiency ratio results from a different driver.

Management 195

Management How To Community Bank Community 195

Jeff For Banks

APRIL 14, 2022

That's the number of books in John Maxfield's banking book library. Doesn't your bank have a bank book library? Two hundred and forty three books. Books are in author last-name order. Because it's a library's worth of books! Two hundred and forty three. How do I know? He sent me his list. Interesting idea.

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PYMNTS

JULY 3, 2019

Large financial institutions (FIs) are increasingly turning to FinTech firms and alternative lenders to augment their small business (SMB) offerings, but community banks are beginning to get on board with the partnership strategy , too.

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PYMNTS

MARCH 10, 2020

Those funds are being repurposed toward building community, toward crisis mitigation and, on the whole, toward keeping the consumer relationship alive and vital — even when consumers aren’t going to the stores. Instead, it is about establishing presence.

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South State Correspondent

NOVEMBER 29, 2023

Community banks are striving to increase loan yield and maintain their cost of funding (COF). We have created and used a novel structure to take advantage of the inverted yield curve to allow community banks to increase net interest margin (NIM) and fee income on these existing fixed-rate loans.

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South State Correspondent

SEPTEMBER 4, 2023

We analyzed the loan performance (return on equity, loan yield, fee income, and loan size) of hedged borrowings in a large group of community banks and compared this to the community bank industry averages. The table below shows a summary of our analysis (community banks are defined as banks under $10B in assets).

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PYMNTS

NOVEMBER 7, 2019

“But then came Facebook’s Libra, and the international regulatory community had to get its act together very rapidly.”. In other news, Webjet, the owner of WebBeds, has announced the launch of Rezchain , a new blockchain-based technology that can find and eliminate discrepancies in hotel booking transactions.

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blockchain Bitcoin Regulation New York 102

Lars Markull

DECEMBER 29, 2019

The year is coming to an end and like last year ( My books in 2018 ), I am blogging about the books I have read this year. Initially, my goal was to read 52 books (one per week), however, I changed my mindset already in the first half of the year. These were my books in 2019: Based on a real story. Recommended.

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Trends San Francisco Leadership Maine 40

Lars Markull

DECEMBER 29, 2019

The year is coming to an end and like last year ( My books in 2018 ), I am blogging about the books I have read this year. Initially, my goal was to read 52 books (one per week), however, I changed my mindset already in the first half of the year. These were my books in 2019: Based on a real story. Recommended.

Trends 40

Trends San Francisco Leadership Maine 40

TheGuardian

NOVEMBER 20, 2022

Companies may claim to serve employees, communities and the planet – but two books show profit still comes first American CEOs are a self-assured bunch but it takes a certain level of hubris to conclude that your skills making money and climbing the corporate ladder also equip you to solve social and environmental challenges.

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Capital Community Company US 95

Celent Banking

SEPTEMBER 15, 2015

While certainly no panacea, digital appointment booking would have been exactly that. After all, he makes appointments to see his accountant, healthcare provider and barber and books dinner reservations similarly. Meanwhile, 70% of community banks (assets less than $1 billion) have no plans to implement. That’s going to change.

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South State Correspondent

JUNE 8, 2022

For decades community banks have structured fixed-rate loans with adjustable features – the most popular structure is a ten-year fixed-rate loan with a five-year reprice. With short-term interest rates expected to rise through 2022, many community banks are reconsidering their ALCO strategies.

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Community Bank Community National Strategy 195

Finer Points

NOVEMBER 17, 2014

Well, the 2014 midterm elections are in the books. Community Banks' It’s all over but the shouting (almost). With all the close calls, potential recounts, and even a runoff in the Senate—there’s still some shouting left to do.

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Community Bank Community 100

Jeff For Banks

NOVEMBER 6, 2010

A The title of this book compelled me to read it, and I''m a better consultant for having done so. This book does a deep dive into the weeds of balance sheet management. I realized the book was not going to go there when he started making references to specific Bloomberg screens. Here is what I liked about the book: 1.

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Community Bank Strategy Community Report 60

PYMNTS

APRIL 13, 2020

In what appears to be an unprecedented move, an industry trade association is stepping in to help restart a retail community hit hard by the COVID-19 pandemic. These three virtual market weeks can help answer member and toy community needs. Books are also on the rise. The first market week will be July 13 through 19.

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New York Dallas Community Industry 255

Chris Skinner

MARCH 8, 2018

Today, I appear to be pretty well-known and respected in the FinTech community. Often voted as an influencer, invited to give keynote speeches at megaconferences and the successful author of 15 books, as well as chairing and being an advisor to many companies, life is pretty good.

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South State Correspondent

JUNE 9, 2022

Many community banks are searching for ways to increase fee income, and many bank CEOs have concluded that fee income is a significant driver of revenue and profitability. We argue that larger banks do not have an inherent advantage over community banks in generating fee income because of their scale.

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Community Bank Community Comparison Fintech 195

ABA Community Banking

APRIL 1, 2020

The post By the Books: Regulatory Expectations appeared first on ABA Banking Journal. When regulators revised the booklet in 2019, they changed its title from “Business Continuity Planning” to “Business Continuity Management.” The FFIEC said this move reflects the changes in customer and industry expectations for [.].

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Handbook Regulation Management Industry 52

South State Correspondent

OCTOBER 9, 2023

In two articles in the past few weeks ( here and here ), we discussed how the “higher-for-longer” interest rate environment will affect the community bank sector – continued increase in the cost of funds (COF), steady yields on loans, and a decrease in net interest margin (NIM) will put severe pressure on ROE for new loan originations.

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Tools Community Bank Community Strategy 195

PYMNTS

SEPTEMBER 23, 2020

Paul Listro, co-owner of Breakwater Books , remembers the day well. “We I remember being really disappointed that no one was going to see the shelves or the books for a long time.”. The classics and science-fiction sections were hardly the biggest casualty of the Guilford’s Green’s tight small business community.

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South State Correspondent

NOVEMBER 15, 2022

In other words, the spread between a bank’s ROE and the cost of equity multiplied by a bank’s book value is the bank’s economic, or excess, profit. Typically, for thinly traded community banks, the additional beta is approximately 30% higher than for liquid banks. means it is 20% more volatile. What It Means.

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Capital How To St. Louis Community Bank 195

Perficient

SEPTEMBER 9, 2020

Once the recipes were compiled, the team created a digital book of the collection and sent out to the team. See open jobs or join our community for career tips, job openings, company updates, and more! I think Perficient Provisions will help us stay connected to each other during this time.”

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Chicago Community Training Company 449

Independent Banker

DECEMBER 31, 2022

Expanding education beyond the classroom, however, can be as easy as planning a reading list, starting a departmental book club or gifting each member of your team a book that you love. If you’re not sure where to start, here are some great suggestions from members of the ICBA Bank Education Committee. The Speed of Trust , Stephen M.

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Leadership Training Groups How To 137

Jeff For Banks

AUGUST 2, 2021

Like any SMB owner doing a new acquisition, I broke down the expense book. Jeff And please consider reading the book: Squared Away-How Can Bankers Succeed as Economic First Responders. This is not a high level of revenues to handle all the expenses involved with operating a troubled banking organization at the time. million in 2020.

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Community Bank Community Minnesota Metro 78

South State Correspondent

MAY 23, 2022

Customers and competitors are challenging community banks to extend loan duration – borrowers are eager to lock fixed rates before they rise further, and many competitors are happy to oblige. But what are the optimal fixed terms for community banks given today’s interest rate, credit, and liquidity environment?

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