PYMNTS

AUGUST 9, 2019

For Mastercard , the acquisition furthers its continued strategy to move well beyond cards, to deepen its presence in account-to-account activity and to extend its position beyond credit and debit cards. Patent and Trademark Office for a blockchain-backed digital currency all its own. Weddings, the Millennial Way?

Apple 115

Apple Virginia Regulation Millennials 115

PYMNTS

JANUARY 29, 2018

Perhaps not surprisingly, the conversation turned to blockchain and distributed ledger technology. “We But noting the fact that with blockchain, all parties would have to be on the same ledger, he said that in the meantime, “what we have the ability to do is partner up with different rails and jurisdictions around the world.”

Payments 134

Payments blockchain Maine Examples 134

NCR

OCTOBER 26, 2017

Equally a single statement of ‘order a cheeseburger and fries pay with my debit card’ simplifies the process significantly. Making a process mobile first is therefore essential not just to meeting the needs of millennials and younger age groups but also to those of the baby boomers. Blockchain triumphs in Payments Race.

blockchain 45

blockchain Las Vegas Conference Maine 45

PYMNTS

OCTOBER 4, 2017

The October edition of the PYMNTS Faster Payments Tracker™ , powered by NACHA, looks at notable developments in the global remittance market, including new real-time payment tools for SMBs, blockchain and the latest trends in faster payments infrastructures, including the recent rollout of Same Day ACH Phase 2.

Report 101

Report Millennials Payments Trends 101

PYMNTS

DECEMBER 27, 2019

Among the common themes to emerge: Change will come to the point of sale (POS), moved by the continued pivot to contactless ways to pay — and the demographic change that will bring the mighty millennial more buying power. Behind Sysco’s Spend Management Switch To Cards. Did Blockchain Peak In 2019? Trackers and Reports.

Taxes 101

Taxes Mobile Management blockchain 101

PYMNTS

JANUARY 31, 2020

For Chinese consumers, the partnership will allow any UnionPay consumer to link their card credentials to a PayPal wallet — and start transactions with PayPal’s 24 million merchants worldwide. That is a lot more than the card networks have right now.”. But in the long term, that isn’t going to disrupt the banks.

Bitcoin 100

Bitcoin Payments Los Angeles blockchain 100

PYMNTS

JANUARY 31, 2018

The survey from that identity assurance provider, conducted across 2,000 individuals, found that when it comes to applying for financial products at a financial institution (FI) — from checking accounts to credit cards — 40 percent of those online applications are never finished. And the frustration level has grown.

Online 153

Online Security Course Mobile 153

PYMNTS

DECEMBER 29, 2016

I’ve got more digital wallets than credit cards. Which isn’t great because every time I go for a meal, I have to take the card anyway because I don’t know if the restaurant will let me pay on my phone. due to the time the card sits in the machine slowing down the line. Initiative vs. the reality rollout. Choice vs. ubiquity.

Payments 108

Payments eBook Industry Cards 108

CB Insights

OCTOBER 10, 2018

The core product is a digital-first app that tracks spending from a linked card issued by either MasterCard or Visa. Additional services range from checking accounts, savings accounts, direct and cash deposits, peer-to-peer transfers, and pre-paid or top-off cards that can be accessed digitally. Millennials.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

SEPTEMBER 30, 2019

Millennials and Gen Z are driving the growth of the secondhand market and eCommerce, generally. Vestiaire’s Bittner said the company is currently examining how artificial intelligence (AI) and blockchain could improve luxury product authentication. Some payment methods offer stronger protections than others.

Online 101

Online Fraud Branding social media 101

PYMNTS

JANUARY 10, 2018

The class of 2017 included firms working on projects as varied as finding new ways to use blockchain, protect digital identity, digitize donations, manage health care data, create omnichannel retail solutions and develop artificial intelligence innovations to enhance consumer engagement. “We

Company 194

Company Meeting Millennials blockchain 194

PYMNTS

JULY 11, 2016

Anyone with a decent graphics card in their computer can start mining YoCoin at home with little effort,” the company wrote in its news release. ” YoCoin is being marketed specifically to millennials since the company believes they are more likely to embrace this type of currency.

Bitcoin 100

Bitcoin Meeting cryptocurrency Millennials 100

NCR

DECEMBER 19, 2016

From the gradual adjustment to EMV chip card technology in the US to the ongoing growth of fintechs and challenger banks, 2016 has been a big year for the financial services sector. EMV chip technology for credit and debit cards was rolled out in the US in October 2015. Will 2017 be the year of blockchain?

blockchain 40

blockchain Fraud Fintech Cards 40

Banking 2020

JANUARY 20, 2016

Cash and checks have taken a backseat to faster, more efficient payment methods like credit and debit cards. Millennials, in particular, are embracing mobile payments with open arms: 44% of Millennials would rather use their mobile phones than cash to pay for smaller ticket items.

Mobile 40

Mobile Millennials Bitcoin Security 40

Tomorrow's Transactions

JANUARY 25, 2016

If you want to look out of the corner of your eye (William Gibson style) for the new technology that’s unevenly distributed, if you’re looking to start off your skunk works for next year, you could do worse than look at blockchain technology. The millennials are happy with Venmo and so on. But what about the rest of us?

Trends 39

Trends Payments Millennials blockchain 39

William Mills

MAY 11, 2016

Credit cards offer rewards but over 60% of payments are made on debit cards. Chip card reader for when customers are shopping online to improve security. Verifies the card and pushes that information onto the merchant. The software/platform pieces is the ability to use virtual card numbers. Plus the 1% rewards.

Video 40

Video Mobile social media Analytics 40

PYMNTS

AUGUST 26, 2016

The migrations of tens of millions of cards from one issuer to another is bound to have its hiccups, but there have been more than a few. Other favorites over the last several years have included “too big innovate,” “too big to pivot,” “too big to keep up with the modern world,” and “too big to ever attract Millennials.”.

Bitcoin 100

Bitcoin Innovation blockchain Industry 100

William Mills

MAY 11, 2016

Going to speak about technology can be better used in the card world. Card-linking – link to Facebook, BofA, other so you can get a targeted real-time discount offer. Use the blockchain to manage identity, that’s one of the aims of DigiByte. We are now talking Blockchain – the hottest tech platform in years.

Video 40

Video Lending social media Analytics 40

PYMNTS

DECEMBER 12, 2017

At the dawn of the new millennium, consumers had only a few payment methods to choose from – cash, check or cards – and only a small fraction used them anywhere other than a brick-and-mortar storefront. We are seeing an evolution where it is less about where Visa cards are accepted, but rather how they are accepted,” said Singh.

Payments 151

Payments Cards blockchain Innovation 151

PYMNTS

JANUARY 2, 2017

Getting on board with this new technology is key for banks and financial institutions as they look for ways to attract millennial consumers. This year, the Digital Banking Tracker looked at millennials’ financial habits and why younger users favor digital banking solutions over traditional banking models. INTERNET OF THINGS TRACKER.

Retail 123

Retail Millennials blockchain Mobile 123

PYMNTS

DECEMBER 26, 2018

The podcasts take in a wide variety of topics, from the emerging connected car ecosystem and what it really means, to getting a clear handle on blockchain, to the rise of contextual commerce, to making cross-border payments easier and less expensive, to — well, you get the idea. Cutting Through the Blockchain Fog.

blockchain 157

blockchain Payments Online Innovation 157

Fintech Labs Insights

SEPTEMBER 17, 2015

for its technology that enables financial services and other enterprises to set up and build applications on a private, hosted blockchain. Dynamics for its fully-programmable interfaces (stripe, EMV, NFC) for use in next- generation payment cards. Hedgeable for its private banking platform for millennials.

Innovation 12

Innovation Millennials Technology blockchain 12

Gonzobanker

DECEMBER 22, 2015

Now, to avoid any cue card and teleprompter issues, we’ll just go with the written list again this year. Blockchain , the technology behind Bitcoin, could provide a more secure and efficient way to transfer money and other financial assets in the future, and the financial services industry is listening. Millennials. The reasons?

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

DECEMBER 20, 2018

We’ve simultaneously disdained and feared the fintechs, artificial intelligence and blockchain consortia. This award goes to Capital One for making bold moves on exiting the mortgage and online brokerage businesses and refocusing efforts on its core card and banking businesses. The Millennial Over-Transparency Award.

Fintech 102

Fintech Conference Innovation Community 102

Fintech Labs Insights

AUGUST 7, 2015

Here’s a look at the alumni who will be competing in September: Coinalytics provides an end-to-end intelligence platform that help institutions gain actionable insights from the blockchain. The company has developed a crowdsourced, mobile investment analysis solution geared toward mass-affluent millennials.

San Jose 12

San Jose San Francisco Big Data New York 12

Fintech Labs Insights

JANUARY 8, 2016

Stratos : demonstrated its dynamic Stratos Bluetooth Connected Card and Digital Card Issuance Platform that analyzes card usage trends and interactively engages card members. December: Ciright One Purchases Stratos Card. April: Stratos Card begins shipping. May: Launches card with MasterCard.

Innovation 12

Innovation Mobile Fintech Cards 12

Fintech Labs Insights

SEPTEMBER 21, 2015

is blockchain as a service, good spot to be. This card from Dynamics has more embedded technology than what will get us to Mars one day. An updated #finovate BINGO card for #finovatefall2015. Three #Finovate winners score w personal finance focus: @Dyme (auto savings), @Hedgeable (rich millennials), @HelloWallet (retirement).

UX 12

UX Fintech Innovation Community 12

Fintech Labs Insights

JANUARY 18, 2016

Blockchain technology for securities. Millennial saving & investing app. Tags: Enterprise, investing, cyrpto-currency, blockchain. Integrated payment processor. Latest round: $10 million Series B. Total raised: Unknown. HQ: Shanghai, China. Source: Crunchbase. SaaS banking platform. Latest round: $8.73 million Series B.

Company 12

Company New York City Fintech San Francisco 12

Fintech Labs Insights

MARCH 22, 2016

Alt-lender targeting millennials . Digital rights management platform on the blockchain. Tags: SMB, blockchain, cyrptocurrency, bitcoin. Total raised: $7.85 HQ: Los Angeles, California. Source: Crunchbase. Latest round: $5.6 million Series A. Total raised: $305.6 million (unknown mix of Debt/Equity). HQ: California.

Company 12

Company New York City Fintech Colorado 12

Fintech Labs Insights

SEPTEMBER 25, 2016

Is anybody, any bank, any business in the real world actually putting this great looking, great sounding technology – these bots, this blockchain – to the test? What about the blockchain, you ask? “Blockchain technology extends to agricultural contracts” – The Australian. Security: Short and Sweet.

blockchain 12

blockchain Trends Fintech Cards 12

Fintech Labs Insights

AUGUST 1, 2016

Dynamics offers issuers and their cardholders interactive payment cards and an authorization-based, real-time loyalty processing system. Envestnet | Yodlee offers millennials a solution for measuring financial health and promoting a healthy financial lifestyle. nanoPay offers a payments and loyalty solution for merchants.

How To 12

How To Analytics Millennials Data 12

Fintech Labs Insights

JULY 16, 2015

Blockstack’s software platform uses private blockchains to eliminate back office inefficiencies for financial services firms. Dynamics’ Next Generation Payment Cards crack a 30-year lack of card innovation by embedding a full computer architecture inside a payments card.

Company 12

Company Mobile Software Big Data 12

PYMNTS

JANUARY 26, 2018

percent related to prepaid cards and 2 percent to payday lending. The new movement on the pre-paid card rule followed news last week that the CFPB will also take another look at the payday lending rule put into place during Corday’s final days as executive director. Costco for Millennials: Forget the dad jeans.

Lending 101

Lending Cards Millennials Data 101

Fintech Labs Insights

AUGUST 16, 2016

In the meantime, get to know the innovative established and startup organizations below: 1787fp’s mobile financial app helps millennials and young professionals track their finances and manage investments through one unified financial planning tool. We’ll announce the remaining stealth companies over the next two months.

Analytics 12

Analytics Data Fintech Case Study 12

Fintech Labs Insights

AUGUST 26, 2016

They have Braintree -owned Venmo’s ( FD2016 ; F2013 ) millennial-focused social components stamped all over them: Founded by former N26 employees, Cookies launched this week to offer Germany-based users a free P2P payment solution. Life in the blockchain. Venmo competition heats up.

Trends 12

Trends Fintech ATM Google 12

PYMNTS

MARCH 7, 2016

Prepaid plastic cards delivered an opaqueness that cash in their physical wallets never did. Then there’s the digital banking movement and the land grab for the bank accounts of millennials. There’s only one problem – as a category, millennials don’t really have any money to put in those bank accounts.

Payments 100

Payments Innovation Software Mobile 100

PYMNTS

JANUARY 7, 2019

For bridge millennials, those consumers between the ages of 30 and 40 who are the first generation of connected consumers with spending power, those percentages are even higher: 31 percent own a voice-activated device, 55 percent of whom used it to make a commerce purchase in the week we asked them to report on their purchasing experiences.

Mobile 205

Mobile Innovation Apple Study 205