Bank Innovation

JUNE 8, 2018

Bitcoin mania has died down in the fintech world, and the conversation has shifted to technologies like voice banking, payments, and alternative credit scoring. What is the state of banking innovation today? Each year, we poll the industry to find out.

Innovation 220

Innovation Bitcoin Fintech Industry 220

PYMNTS

SEPTEMBER 13, 2017

New payment and financial technologies are quickly emerging from the FinTech community, all with the promise of expediting payments and reducing the distance between cross-border trading partners. Traditional banks are seeing new FinTech players become more competitive on several fronts, including lending.

Strategy 190

Strategy Report Lending Fintech 190

CB Insights

MAY 8, 2018

And, although Google searches for “bitcoin” and “blockchain” have slid, companies are still flush with cash from 2017’s ICO boom, cryptocurrency price run-up, and venture capital investment — and are spending it. See how venture firms, corporates, regulators, and builders are shaping the future of blockchain technology.

blockchain 75

blockchain Trends Technology cryptocurrency 75

PYMNTS

NOVEMBER 12, 2019

Similar to cryptocurrencies like bitcoin and Facebook’s proposed libra, China’s Digital Currency Electronic Payment will be powered partially by blockchain technology and dispersed through digital wallets.

Bitcoin 101

Bitcoin cryptocurrency blockchain Conference 101

CB Insights

AUGUST 3, 2017

Latin America fintech companies are creating solutions aimed at rethinking banking, lending, and payments in the region. Lending : Companies providing loan and credit products, such as Creditas , which has raised $27M to offer collateralized loan products. 500 Startups, Kaszek Ventures, Lead Edge Capital. LatAm Fintech.

Company 65

Company Fintech Comparison Marketing 65

PYMNTS

JANUARY 6, 2017

In the biggest funding round of the week for B2B FinTech, HR and payroll company Namely secured $50 million in venture capital funding. That, said Namely, is a reflection of how demands for payroll technology are changing across the mid-market. 5), with Altimeter Capital and Scale Venture Partners leading the Series D round.

Capital 108

Capital Software Fintech Company 108

PYMNTS

DECEMBER 24, 2019

But in business, money is oxygen, and when the flow of money, from venture capital and private equity firms, or investment from companies willing to commit research and development dollars to a sector starts to dwindle, then several projects do not make it beyond concept to the land of reality. Want another data point?

blockchain 139

blockchain Course Bitcoin Examples 139

Celent Banking

SEPTEMBER 30, 2015

In Latin America two chilean start-ups were the winners: Destacame.cl , aiming to financial inclusion by creating a credit scoring based on utility payments; and Bitnexo which enables fast, easy and low cost transfers between Asia and Latin America, using Bitcoin. These seem to be the areas of major investment for the last two years.

America 100

America Fintech Big Data Regional 100

PYMNTS

AUGUST 22, 2016

In a statement, Tungsten CEO Richard Hurwitz said that, if SMEs realized even a portion of this savings potential, “profitability would soar, and working capital, as well as cash flow, would be significantly improved, allowing businesses to be more agile and flexible.”

blockchain 100

blockchain Lending Survey National 100

PYMNTS

FEBRUARY 15, 2018

He further noted that if “I need capital to lend, then let’s have the same rules for everyone – for the internet giants, too.”. In the bitcoin realm, finance officials from France and Germany have requested that discussion of cryptocurrencies – specifically on policy – be part of the agenda at next month’s G20 meeting.

Washington 101

Washington Regulation Conference Fintech 101

PYMNTS

DECEMBER 7, 2016

Rounding out the top three investments, Notion Capital invested nearly $19 million in Smartpipe Solutions, which was a slight boost to activity in the data analytics space. The funding comes as Leveris launches its full-stack core banking and lending platforms, which Lawlor said will work to bring banks into the future.

Lending 100

Lending Fintech Data Capital 100

PYMNTS

OCTOBER 17, 2017

According to news from Reuters , this latest round was led by Jefferson River Capital, LLC, the family office of Tony James, president and chief operating officer of private equity firm Blackstone. While Digital Asset has focused on using its technology in financial markets, the company would not exclude other sectors in the future. “I

blockchain 100

blockchain New York Maine Groups 100

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Brandon Dewitt, MX co-founder and chief technology officer. Tom Sargent, CEO, First Technology Credit Union. Brandon personified “purpose-driven.”

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

JULY 5, 2018

That includes a new Know Your Customer (KYC) application for banks, as well as Hong Kong’s latest cross-border trade finance initiative using distributed ledger technology (DLT). BNP Paribas, Deutsche Bank and 37 other participants are trialing the solution, an app built by Synechron using Microsoft Azure technology.

blockchain 117

blockchain Compliance Technology Regulation 117

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. During a busy year we saw Jill supporting her local community, blogging with Mark Cuban, spinning up new PPP technology and innovating with things like curbside banking.

Idaho 181

Idaho Community Industry Strategy 181

PYMNTS

JULY 29, 2020

The Tel Aviv Stock Exchange (TASE) has launched a new central blockchain securities lending platform in Israel, according to a press release — the first in the area. The project was started in March 2020 and tested lending transactions in the new platform. dollars, with privacy coins not allowed.

Bitcoin 141

Bitcoin Lending blockchain System 141

Lex Sokolin

JULY 1, 2019

fee on Binance, $600M of Tether printed, $200M in DeFi lending This is what it looks like, this change in the atmosphere, the fireflies all lighting up as the night comes in. Every other person had a physics PhD and worked in risk management for large capital markets trading desks. Finance in motion— $1B moved for $0.02 We are here.

Bitcoin 40

Bitcoin System Software blockchain 40

Gonzobanker

NOVEMBER 9, 2015

Samsung bought LoopPay with its Magnetic Secure Transmission technology, which gives it the ability to reach merchants in a way that other wallets cannot due to having both the NFC (near-field communication) and MST (magnetic secure transmission) technologies. Offering this kind of technology could be a game-changer for small business.

blockchain 60

blockchain Bitcoin Lending Innovation 60

PYMNTS

AUGUST 22, 2016

Reality Check: Bitcoin Is For Criminals. If Professor Rogoff wants to know what’s the currency of the big-time criminal today, it’s not cash, it’s bitcoin. Bitcoin is being credited for the rise in the rate of ransomware attacks , which have quadrupled this year. Why bitcoin? That efficient payment method is bitcoin.

Payments 100

Payments Bitcoin Cards Taxes 100

Gonzobanker

JULY 28, 2014

2014 is turning out to be a year in which many financial institutions are considering replacing aging or inadequate loan origination technology. Lending execs across the country were clearly dissatisfied with how manual processes and lackluster technology were used to stumble through those massive re-fi volumes.

System 103

System Lending Data US 103

BankUnderground

MAY 25, 2023

These protocols, based on distributed ledger technology, eliminate, in theory, the need for trust in counterparties and for financial institutions as we know them. Figure 1 shows that three stablecoins and the two largest cryptocurrencies, Bitcoin and Ether, make up the top five most borrowed assets. To this date over US$6.5

blockchain 79

blockchain US cryptocurrency Examples 79

Lex Sokolin

DECEMBER 31, 2020

It is also a clear signal of Goldman changing the nature of its firm to compete in technology audience footprints. Decentralized Finance, Blockchain, and CBDCs Why Peer-to-Peer models fail against oligopoly, with Lending Club shutting down p2p platform, Seedrs/Crowdcube merging, and Morgan Stanley buying Eaton Vance for $7B.

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

It is also a clear signal of Goldman changing the nature of its firm to compete in technology audience footprints. Decentralized Finance, Blockchain, and CBDCs Why Peer-to-Peer models fail against oligopoly, with Lending Club shutting down p2p platform, Seedrs/Crowdcube merging, and Morgan Stanley buying Eaton Vance for $7B.

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. And that the capital appreciation that matters?—?cementing It must attract global capital and global talent. Bitcoin remains scarce, as does Ether. Here it is. Don’t get us wrong.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. And that the capital appreciation that matters?—?cementing It must attract global capital and global talent. Bitcoin remains scarce, as does Ether. Here it is. Don’t get us wrong.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 20, 2021

Let’s look collectively at Checkout.com raising $450 million at a $15 billion valuation , Affirm more than doubling after its IPO to $30 billion , digital lending enabler Blend raising $300 million , and payments enabler Rapyd raising $300 million. In lending, we’ve also got Blend, which topped up $300 million.

Company 52

Company System Fintech Lending 52

Lex Sokolin

JANUARY 20, 2021

Let’s look collectively at Checkout.com raising $450 million at a $15 billion valuation , Affirm more than doubling after its IPO to $30 billion , digital lending enabler Blend raising $300 million , and payments enabler Rapyd raising $300 million. In lending, we’ve also got Blend, which topped up $300 million.

Company 52

Company System Fintech Lending 52

PYMNTS

AUGUST 26, 2016

Since we know so little about Uber’s financials – other than that is has raised a lot in debt and equity capital — we don’t know how bad the bleeding is and how far Uber is from making money on its own. The announcements of the week go with recent developments like Goldman Sachs’ move into marketplace lending. Will It Work?

Bitcoin 100

Bitcoin Innovation blockchain Industry 100

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. Konfio , for instance, provides business credit and lending. Clearco provides growth capital for small businesses. The investor identifies a key player within each geographical location and floods them with capital. Digital banking.

Regional 94

Regional Fintech Analysis Company 94

PYMNTS

MAY 6, 2016

Bitcoin Creator. He outed himself on the world stage on Monday on BBC, said he would prove it by transferring bitcoin using a hash only known by Satoshi, then got cold feet and apologized to everyone – “I believe that I could do this,” he said. Prosper/Alt Lending. Lending Club shares are off more than a third. .

Apple 100

Apple Branding Fraud Bitcoin 100

PYMNTS

OCTOBER 20, 2018

No matter how good the technology you built is, payments is hard. When we started Square, the hardware, the servers, the technology was working in three weeks. If this person can’t afford this, we won’t lend. When we launched, that was true for fewer than a third of Americans. Really hard. James McEveley , co-founder, Square.

Innovation 177

Innovation Payments Cards Retail 177

Fintech Labs Insights

AUGUST 12, 2016

If unanimously positive perceptions are the hallmark of a bubble, then rest assured that the alt-lending market has moved past that stage. So if there’s no bubble in the alt-lending part of the fintech universe, should we fear a bust? Looking at the P2P lending market in the U.K., Other trending topics.

Trends 12

Trends Lending Fintech blockchain 12

CB Insights

MARCH 27, 2018

When it comes to blockchain technology, there’s a lot of hype. Ziddu focuses on blockchain-backed solutions that offer microfinance lending against collateralized commodities in the form of Ziddu Coins — in other words, blockchain-based technology that could hypothetically make it easier for LongFin to collect collateral from borrowers.

blockchain 48

blockchain Company cryptocurrency Bitcoin 48

PYMNTS

DECEMBER 9, 2020

While the amount of bitcoin used in these illegal transactions remains a small percentage of the roughly $25 billion that organized crime makes in Mexico per year, authorities are noticing larger illegally gained sums running through cryptocurrency, according to the report. Drug Enforcement Agency, told Reuters. “It

Bitcoin 168

Bitcoin Report cryptocurrency Analytics 168

CB Insights

FEBRUARY 16, 2018

P.S. On February 27, we’ll be diving into the state of autonomous vehicles and other mobility technologies. 5.78B: This week, Chinese home improvement and furniture company Easyhome raised $2.05B from investors including Alibaba Group, Yunfeng Capital, Sequoia Capital China, and JD Capital Management, among others.

US 30

US Trends Capital Apple 30

PYMNTS

FEBRUARY 28, 2018

Israch said automating this process using technology like that which Tipalti just added to its AP suite, which can both reduce risk and slash the time spent manually completing these tasks by approximately 80 percent. After all, they represent substantial capital investments over the years. A digital U.S.

blockchain 100

blockchain System cryptocurrency Regional 100

Fintech Labs Insights

JANUARY 13, 2016

In addition to LoanNow, Finovate alums attracting new capital included: Gem , which pulled in $7.1 Lendful Financial. Blockchain technology. Bitcoin mining hardware. Tags: Bitcoin, crypto-currency, hardware, blockchain. And the number of deals was up 40% (24 compared to 17). Total raised: $319.7 million ($44.7

Company 12

Company New York City Fintech Lending 12