PYMNTS

FEBRUARY 12, 2018

At the same time, the market caps of the top 20 retailers have lost more than $230 billion over the last two years, and mall operators are sucking wind as overstocked anchor stores shutter underperforming locations, which delivers a death knell for the stores that depend on anchor store foot traffic to lure customers in.

Big Data 135

Big Data Data Retail Marketing 135

PYMNTS

JULY 22, 2016

It’s even more surprising given that 2016 could be the year that regulation begins to really kick in for these lenders — in the U.S., million in B2B venture capital was divided among alt-finance, supplier payments and Big Data services startups this past week. Find out how the more than $26.5 Alternative Lending.

Lending 100

Lending Regulation Big Data Risk Management 100

Perficient

MAY 5, 2022

Two-plus years later, banks and credit unions continue to feel the pressure to transform their credit and lending operations. And for good. Fortunately, at Perficient, we quickly realized the dire economic situation and the challenges financial institutions and their customers faced. Developing sophisticated routes of communication (i.e.,

Lending 354

Lending Strategy Marketing Big Data 354

PYMNTS

SEPTEMBER 3, 2019

Also, incoming European Union (EU) leaders are planning laws governing artificial intelligence (AI) as well as big data. And regulators are taking a close look at payroll advance apps. Regulators Taking a Close Look at Payroll Advance Apps. Why Invisible Will Make 2020’s Payments Innovation Roar.

Innovation 101

Innovation Data Taxes Payments 101

CFPB Monitor

SEPTEMBER 8, 2022

Kevin Greenfield, OCC Deputy Comptroller for Operational Risk, is reported to have warned banks that they can be liable for customer harm arising out of fintech partnerships, such as violations of consumer protection laws and unfair and deceptive practices.

Fintech 146

Fintech Risk Management Conference Lending 146

BankUnderground

JUNE 25, 2020

But potential fragmentation of the global data supply chain now poses a novel risk to financial services. In this blog post, we first discuss the importance of data flows for financial services, and then potential risks from blockages to these flows. Big Data and financial services. This has been driven by three factors.

Data 110

Data Big Data Regulation Risk Management 110

Perficient

FEBRUARY 10, 2021

Technology solutions to apply alternative care methods, process sensitive data, and improve the overall consumer experience have been ingrained in the healthcare industry long before the arrival of COVID-19. Agile has been a part of the Perficient Latin America operational DNA from the beginning.

Software 294

Software Innovation Company America 294

PYMNTS

AUGUST 20, 2020

With the new cash, Waterdrop said it will accelerate its initiatives in healthcare services and invest in artificial intelligence (AI) and big data for its products and services. Last week, Sofya Pogreb , chief operating officer of Next Insurance , told PTMNTS the impact of the pandemic has been devastating on small businesses. “It

US 140

US Capital New York Big Data 140

PYMNTS

APRIL 10, 2019

Expansive supply chains mean organizations must not only address the risks they face directly, but the risks their supplier bases face as well, including compliance with labor, money laundering, Know Your Customer (KYC) and other regulations. Globalizing supply chains adds an extra layer of complexity, of course.

Taxes 139

Taxes Compliance Regulation Data 139

PYMNTS

JANUARY 7, 2020

OneConnect used Guangdong’s “digital government” tech resources, as well as its own blockchain tech, AI and Big Data, to create the platform — which has access to data in 213 categories from 26 departments of government, and has connected with 129 financial institutions in the China province.

Bitcoin 132

Bitcoin blockchain Taxes Austin 132

PYMNTS

MARCH 27, 2019

The startup has a partnership with Google through its Voice Assistant and Wear operating system. This will enable the capital markets to support the development of China’s core technologies and innovative capabilities,” the regulator said in a statement posted on its website. “It

Google 152

Google Big Data Innovation Apple 152

PYMNTS

OCTOBER 26, 2017

The key questions revolve around who regulates bitcoin and its peers, from Ethereum to the slew of cryptocurrencies that seem to pop up daily. Paycent operates across two different mobile apps: one focused on consumers and the other on merchants. We have so much more technology, and we have big data right here.

cryptocurrency 185

cryptocurrency Bitcoin America Regulation 185

PYMNTS

JANUARY 31, 2019

At the time, GAC said it wanted to access Tencent ‘s knowledge in digital payments, social media, Big Data and AI. Tencent, which operates WeChat, the hugely popular messaging app in China, has been diversifying its business with a focus on enterprises.

Company 100

Company Mobile social media Big Data 100

PYMNTS

OCTOBER 14, 2016

. “Global treasuries need to be digitally empowered with sophisticated tools and solutions to enable insights-driven financial decisions,” stated Wipro President and Chief Operating Officer Bhanu Murthy B.M. ” He added that, through its collaboration with Wipro, BELLIN acquires a new portfolio of clients and prospects. .”

Analytics 100

Analytics Big Data Compliance Tools 100

FICO

JUNE 20, 2016

RTBF is part of the European Commission’s (EC) General Data Protection Regulation (GDPR), a data protection framework for the European Union (EU) that “will bring in sweeping changes and place new obligations on any business that handles the data of EU citizens, independent of where the business is located.”.

Regulation 60

Regulation Data Analytics Security 60

PYMNTS

DECEMBER 15, 2017

According to the report, mid-market CFOs are prioritizing their ability to keep pace with technological change in the years ahead, which includes the proliferation of electronic payments, real-time payments and big data. More than 80 percent agreed that a key priority for 2018 will be to continue focusing on operational efficiencies.

Marketing 116

Marketing Payments Survey Taxes 116

Celent Banking

SEPTEMBER 9, 2016

Recognising that technology is a key enabler for efficient treasury operations, an increasing number of Fintech firms are creating specialized solutions for corporate financial management. The rapid rise of Fintech firms offering non-bank financial services is triggering what some consider “creative destruction” in banking.

Fintech 100

Fintech Innovation Regulation Big Data 100

South State Correspondent

AUGUST 22, 2022

Commodore didn’t know about its customer and didn’t have enough feedback from operations to understand its margins were inadequate. On top of business intelligence, a bank needs to answer to the regulators to run a business. In addition to credit risk, fraud is a rapidly growing area that data architecture is winning the day.

Data 195

Data Analysis Marketing System 195

CFPB Monitor

FEBRUARY 13, 2017

The FTC has sent its annual letter to the CFPB reporting on the FTC’s activities related to compliance with the Equal Credit Opportunity Act and Regulation B. Big data report. The FTC has authority to enforce the ECOA and Reg B as to nonbank providers within its jurisdiction. The survey could be a prelude to such rulemaking.).

Report 68

Report Big Data Lending Survey 68

PYMNTS

DECEMBER 7, 2017

A Google executive made waves with his prediction that AI and Big Data are going to become a “ big issue ” as governments regulate the industries that are using this new technology. One of these will be the mobile payments app Tez, which supports the cashless India initiative. Microsoft.

Apple 111

Apple social media Google Video 111

PYMNTS

JANUARY 3, 2020

Sure, legacy inertia is a significant force to overcome, especially given all the auditing and compliance regulations such companies must adhere to. At the same time, he continued, geolocation and big data technology allows brands to present their consumers with offers relevant to time, preference and geography. It’s happening.

Payments 209

Payments Innovation Maine Compliance 209

PYMNTS

JUNE 13, 2019

Standards like that are unsustainable for banks operating on the scale of BNY Mellon, which handles more than $34 trillion in assets. The bank implemented a data-based fraud detection initiative in 2018 to help combat this problem with false positives. “How You give your operational team magnets.”.

Fraud 128

Fraud Analytics New Jersey Data 128

PYMNTS

JULY 1, 2016

This means addressing how to innovate them in a way that can make them operate faster, safer and cheaper. “In-Residence The launch of the In-Residence program aligns with JPMorgan’s focus on investing more in the technology sector, which includes everything from blockchain and robotics to big data. trillion of securities.

Fintech 103

Fintech Innovation Big Data Industry 103

PYMNTS

MARCH 19, 2018

The European General Data Protection Regulation ( GDPR ) framework looms, with a deadline of May 25, 2018. Big data application provider Solix, for example, said earlier this year that two thirds of firms are not sure if individuals’ personal information has been cleansed from systems.

Analytics 124

Analytics Data Compliance Tools 124

PYMNTS

MARCH 8, 2019

Those were among the main themes of a recent PYMNTS podcast discussion between Karen Webster and Randy Koch, CEO at ARM Insight , a firm that helps FIs and other organizations to monetize their data. Privacy concerns are growing, and regulations and laws are being enacted or proposed to deal with those political realities.

Data 170

Data Strategy Maine Compliance 170

PYMNTS

AUGUST 4, 2016

regulation is likely headed its way. Primarily, Reckon provides small and medium-sized enterprises with cloud accounting solutions, but now, it’s utilizing the data it has about small businesses to its advantage by partnering with alternative lending company Prospa to underwrite loans to its SME users. According to U.S.

Lending 100

Lending Regulation Data Payments 100

PYMNTS

AUGUST 14, 2019

Data silos within casino organizations between marketing, legal, compliance and operations need to be busted – so that organizations can better see their own internal data patterns holistically – and react to them appropriately. “What you do saves lives.”

Compliance 163

Compliance Las Vegas Mobile Data 163

Insights on Business

MARCH 12, 2019

review of the capital requirements for market risk regulations, namely the Fundamental Review of the Trading Book (FRTB). The deadline for the proposed effective date was pushed from 2019 to 2022, and local regulators around the world have still not mandated when or if FRTB will become mandatory for their respective jurisdictions.

Capital 79

Capital Regulation Strategy Operations 79

FICO

NOVEMBER 11, 2020

This year our judges, in alphabetical order, are: Prasanna Dhoré, Chief Data & Analytics Officer, Equifax. Prasanna is responsible for developing the strategic vision that leads Equifax through the chaotic world of Big Data. Tomas Klinger, decision science and data director at Home Credit (previous winner).

Meeting 52

Meeting Analytics Big Data Management 52

PYMNTS

SEPTEMBER 6, 2016

According to Jenkins: “Fraud used to be largely brick-and-mortar-based fraud, but it has now morphed into organized crime and gone cyber — something that is almost impossible to fight without Big Data analytics and supercomputers for tracking.”. But Big Data, Jenkins said, is transforming how security is viewed.

Security 100

Security CA Payments Big Data 100

PYMNTS

MARCH 1, 2018

And where there’s data, value exists too — value that may prove alluring to individuals, companies, even governments. By shifting some of its iCloud operations to the Chinese mainland, Apple ’s latest corporate actions have raised eyebrows and debate around data privacy. The firm in China, Guizhou-Cloud Big Data Industry Co.,

Data 100

Data Apple User Experience Big Data 100

Money and Payments

AUGUST 14, 2023

Simply put, the European legislator decided upon promulgating a regulation that obliges future virtual asset providers to broadcast personal data for all transactions along in the international value chain for reasons of preventing money laundering and terrorist finance. Blog may be adapted over time by the way.

Regulation 36

Regulation Data Maine Operations 36

Money and Payments

AUGUST 8, 2023

Simply put, the European legislator decided upon promulgating a regulation that obliges future virtual asset providers to broadcast personal data for all transactions along in the international value chain for reasons of preventing money laundering and terrorist finance. Where can I find this requirement in the EU regulation?

Regulation 36

Regulation Data Maine Operations 36

PYMNTS

MAY 16, 2017

TransAct recently released the latest version of their Accudate line of labeling solutions, the Accudate XL, which Ortiz spoke to in the larger context of the roles automation, integration and technology will play as back-of-house restaurant operation management catches up with what’s going on out front.

Data 103

Data Management Software Technology 103

PYMNTS

JUNE 25, 2018

It’s growing exponentially and must be housed, managed and contained in ways that will keep things kosher under the watchful gaze of regulators. The challenge for FIs is how do you bring it into the mix and combine it with the transaction data that we do have, rationalize it and generate insights that you can then use operationally?”

Data 109

Data Big Data Course social media 109

Insights on Business

FEBRUARY 11, 2019

These regulatory and legal restrictions and public cloud deployment reluctance are especially true for the financial industry and, probably more so, within the financial crimes and compliance space, where highly-sensitive, entity-related information is stored and continuously examined in highly-regulated processes.

Compliance 87

Compliance Security Big Data Analytics 87

PYMNTS

JUNE 7, 2016

And they’re doing so by using authentication processing that relies on the rapidly growing available spectrum of big data: AKA the “digital fingerprint” of a consumer. Authentication depends upon access to data, usage of data and acting on that data in real time. Which comes back to how data is being managed.

Big Data 100

Big Data Data Fraud Trends 100