PYMNTS

NOVEMBER 1, 2018

Lower ATM operating revenue in the U.K. and Australia helped depress Q3 earnings revenue for Cardtronics , the world’s largest owner of ATMs. ATM operating revenue, meanwhile, declined 15 percent year over year to $329.8 ATM operating revenue, meanwhile, declined 15 percent year over year to $329.8

ATM 155

ATM Cards Operations Regional 155

PYMNTS

FEBRUARY 26, 2020

The Sightline platform integrates with the i2c agile processing vehicle and APIs to deliver Play+, a cashless solution that gives gaming operators the ability to move money in real-time between tables, slots, and kiosks. Going cashless also aids cost-cutting by way of more efficient operations. There are more than 2.5

Oregon 232

Oregon Pennsylvania Innovation Operations 232

NCR

OCTOBER 16, 2017

Currently, there are just under 70,000 drive-up ATMs globally, which account for around two percent of the world’s 3.15 million ATMs*. Currently, there are just under 70,000 drive-up ATMs globally, which account for around two percent of the world’s 3.15 million ATMs*. The state of play today.

ATM 75

ATM Regional social media Metro 75

PYMNTS

MARCH 3, 2020

Digital-first transformations can improve personalization and operating efficiencies, but they also bring challenges, including adoption-related costs and new avenues for fraud. Other digital-first banks are leaning heavily on ATMs to reduce their overall footprints.

ATM 151

ATM Fraud Study Regional 151

NCR

APRIL 27, 2018

Many in the banking industry have recently highlighted Africa as a part of the world that has huge untapped potential for the development of innovative financial services products. Keeping up with the pace of innovation. Tanzania, for example, has permitted this for three years. However, other nations still ban the practice.

Innovation 56

Innovation Regional Regulation Mobile 56

PYMNTS

JULY 10, 2020

the number of ATM transactions was down 62 percent – and Austria, among the first countries to reopen bars and restaurants, has not seen a bounceback to pre-COVID levels of cash volume. In fact, some issuers really did find it hard to maintain these operations at the height of the COVID-19 pandemic. In the U.K.,

Payments 201

Payments Cards Mobile Innovation 201

PYMNTS

JULY 11, 2018

Over the last several years, direct bank deposits have grown six times faster than deposits at traditional banks as consumers have sought innovative new ways to save money,” said John Rosenfeld, president of Citizens Access. “To

Digital Banking 103

Digital Banking United States FDIC ATM 103

PYMNTS

APRIL 2, 2019

.’s Department of Insurance, Securities and Banking, MOXY aims to roll out as the region’s first new community bank in 20 years, and will adopt NYMBUS’s banking, payments and mobile banking tools under the NYMBUS SmartCore platform to build out its own offering, the companies announced in a press release Monday (April 1).

Community Bank 117

Community Bank Community FDIC Washington 117

NCR

MARCH 21, 2018

For a few years now, Africa has been viewed as a hotbed of innovation when it comes to financial services. Are ATMs failing to keep up with demand? One common issue in this part of the world is that while many African economies remain heavily cash-based, this demand for physical currency is not being met by ATM operators.

Meeting 74

Meeting ATM Examples Regional 74

NCR

JUNE 22, 2016

And that long history of service just got a new boost in innovation: As of May 24, 2016, the bank enables customers to withdraw cash from ATMs via only a mobile app. In this digital universe the mobile device and the ATM should be able to communicate without another physical object getting involved. It couldn’t be any easier.

Oklahoma 40

Oklahoma ATM Wichita Samsung 40

NCR

OCTOBER 5, 2016

Combining self-service convenience, with the ability to control ATM business rules at the touch of a tablet, enables FI’s to operate cost effective, boutique relationship driven branches, easily distributed to take advantage of the customer’s preferred locations. Digital is not dead, neither is branch. Image Credit: ThinkStock.

Customer Experience 100

Customer Experience ATM Strategy Millennials 100

PYMNTS

MAY 21, 2018

“The National Bank of Oman has created a nationwide method whereby users can locate their nearest bank branch or ATM using augmented reality, which, in fact, goes some way in negating the view of bank branches as defunct,” wrote Elliot Burr of Kurtosys in a blog operated by the financial services and technology firm.

Mobile 134

Mobile Retail Payments Branding 134

PYMNTS

AUGUST 17, 2017

With more consumers moving to mobile transactions over visits to branches, some banks are considering closing brick-and-mortar locations to reduce operational costs. The price of real estate is prompting even the largest players in the banking world to scale back their branch operations. Can banks have it both ways?

Millennials 132

Millennials Digital Banking San Francisco Fintech 132

PYMNTS

FEBRUARY 22, 2019

Consumers take a somewhat binary view of the features and functions that come packaged as innovative: They either believe those innovations can solve problems and, therefore, embrace them or the consumers go somewhere else that offers legacy features and functions. Beauty In Banking Is More Than Skin-Deep.

Innovation 153

Innovation Regional System America 153

CB Insights

FEBRUARY 1, 2019

Another player in the mobile wallet battle is T-Cash, the e-wallet service of Indonesia’s largest mobile operator Telkomsel, which recently opened up its e-wallet to the customers of rivals. This analysis focuses on where insurance innovation in the market is happening today and where it is headed next. in 2013 to 15.8%

Policies 61

Policies Lending Operations Examples 61

PYMNTS

SEPTEMBER 19, 2018

Many are tapping into their cooperative natures to pursue innovations, so as to compete aggressively and keep up with larger financial institutions (FIs) and FinTech challengers. Several credit unions, for example, recently formed partnerships designed to share resources, such as ATMs and physical branches. Meanwhile, in the U.S.,

ATM 108

ATM Report Kentucky Resources 108

PYMNTS

JANUARY 17, 2019

The exchange’s APIs will span product offerings and service offerings such as deposits, foreign currency exchange, insurance and loan offerings — and will also include safe deposit boxes, branch and ATM services that are part of general banking operations. Starting with the Wednesday (Jan.

ATM 134

ATM Lending Innovation Operations 134

PYMNTS

APRIL 18, 2019

We helped them send money home through 30,000 ATM machines. We looked at our presence in the regions. The bank is using xCurrent to help with real-time remittance payments between Japan and Thailand, with withdrawal at ATMs, avoiding cash retrieval with agents. Beyond that, people ask, ‘OK, besides Thailand, what can we do?’

ATM 193

ATM Payments Regional Software 193

Tomorrow's Transactions

FEBRUARY 15, 2016

Are central banks artefacts of the Industrial Revolution, like canal networks or newspapers, or are they indispensable to the operation of the modern economy? Promoting innovation in payment system. In the current year seigniorage will be in the region of only 500 million or so. I’m writing a book about this at the moment.)

Industry 39

Industry Maine System Payments 39

William Mills

SEPTEMBER 9, 2016

Auto-financing is ripe for innovation. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. 10:50 am Moonraft Innovation Labs – [link] – @moonraft. Built a solution called Customer Insight for banking.

social media 40

social media ATM Mobile Customer Experience 40

NCR

SEPTEMBER 16, 2016

While the manager we talked to said that his customers are interested in “pretty standard banking, not a whole lot different from anywhere else,” the credit union operates more like a savings & loan, foregoing most of the high-end wealth-management options that are a mainstay of the charter banks.

Community 40

Community New York City Management US 40

PYMNTS

FEBRUARY 6, 2019

InstaReM was then founded as a four-person operation in a single Singapore office. The firm is now licensed to operate in 35 countries, and able to digitally transfer funds to more than 50. What we see in rural markets is that people will then go to a bank ATM and withdraw that cash for their local spending,” Nanu said.

Cards 189

Cards Retail Payments Marketing 189

PYMNTS

JANUARY 1, 2021

This year, the PYMNTS data and analytics team published 252 reports that tracked the data, innovations and disruptive thinking that are reshaping the payments and commerce business. The year-over-year increase in cross-border online sales was even more dramatic in other regions.

Trends 259

Trends Video Retail Payments 259

Jeff For Banks

MARCH 29, 2014

We serve the dental and other health professional industries through a centralized loan and deposit platform that operates out of our main office in Dallas, Texas and serves clients in 30 states. We serve our local geographic market which is the Dallas - Fort Worth metropolitan area. Texas Capital Bancshares, Inc. Prosperity Bancshares, Inc.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 195

Fintech Community Regional Technology 195

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78

Insights on Business

AUGUST 28, 2019

They’ll do odd stuff like take money out of an ATM and put it back in to drive up their apparent activity, or run up a credit balance on a card, or all take out home equity lines of credit (HELOC’s) for the same amount, etc. and similar markets, but the ideas apply in many regions. You’ll usually be able to spot the synths. In the U.S.,

Fraud 93

Fraud Training Cards Data 93

Insights on Business

AUGUST 28, 2019

They’ll do odd stuff like take money out of an ATM and put it back in to drive up their apparent activity, or run up a credit balance on a card, or all take out home equity lines of credit (HELOC’s) for the same amount, etc. and similar markets, but the ideas apply in many regions. You’ll usually be able to spot the synths. In the U.S.,

Fraud 70

Fraud Training Cards Data 70

CB Insights

JUNE 17, 2020

From healthcare to education to entertainment to manufacturing, technology innovators are stepping forward to help answer that question. Eldercare has long been a target for technological innovation, with advocates highlighting the practical and infrastructural challenges presented by 73M baby boomers aging into their retirement years.

Industry 101

Industry Technology Online Video 101