PYMNTS

JUNE 27, 2019

For better authentication, financial institutions (FIs) are experimenting with artificial intelligence (AI) and biometrics, attempting to create security measures that don’t frustrate consumers. In the latest Digital Banking Tracker™ , PYMNTS examines how banks are innovating to address these security vulnerabilities.

Customer Experience 109

Customer Experience Digital Banking Innovation Security 109

Abrigo

OCTOBER 15, 2014

This is certainly an interesting innovation, but many bankers may be asking themselves if it’s a practical one. Offering convenient ways to bank can be an appealing option to draw in those new customers, particularly for the millennial generation.

social media 150

social media Apple United States Innovation 150

PYMNTS

SEPTEMBER 25, 2017

If it’s the latter, what will it take to hold their attention – more visibility from the Apple App Store ? Last week, along with its launch of the new operating system iOS 11 , Apple rolled out a whole new design for the iOS App Store. Better malware defenses from Google Play? All of the above are being tried…. App Store Upgrade.

Google 169

Google Apple Software blockchain 169

Abrigo

MAY 5, 2022

million podcasts in the world, you might find it daunting to weed through the lists on Apple Podcasts, Spotify, Google, or other platforms to find the best banking podcasts. Some recent episode titles include: “Should Bankers Fear Apple’s Future Growth Strategy?” Regular, Timely Episodes. Weeding through banking podcasts to find gems.

Community 195

Community Lending Maine Resources 195

PYMNTS

DECEMBER 31, 2016

The startup drew jealous ire from competitor Facebook/Instagram , success from millennials and confused befuddlement from baby boomers this year, along with a $1.81 This year wasn’t the worst for Apple … but it wasn’t particularly great either. Resolution: Security, security, security.

Apple 109

Apple Security social media Study 109

PYMNTS

AUGUST 9, 2019

The regulation is aimed at protecting consumers and merchants from fraudsters and other online criminals aiming to access their financial information, which means increased security at online checkout. Weddings, the Millennial Way? Has Apple Won the Wearables Wars? Fun, Cool and Otherwise Interesting.

Apple 115

Apple Virginia Regulation Millennials 115

PYMNTS

OCTOBER 11, 2018

In our excitement to innovate and bring many new products into the world, we have lost the core of what made Snapchat the fastest way to communicate,” Spiegel wrote in the document, calling the update “rushed.”. Tencent was also named as a possible natural corporate home for Snap Inc.,

Apple 181

Apple social media Millennials Report 181

PYMNTS

JANUARY 29, 2019

That’s reflected in data (this is Data Drivers, after all) from the Credit Union Innovation Index , a joint effort between PSCU and PYMNTS. PYMNTS and PSCU found that 59 percent of credit union members said they want innovation, though it wouldn’t necessarily sway them to choose one CU over another. Avoiding Complacency. His Advice.

Innovation 176

Innovation Fintech Data Community 176

PYMNTS

SEPTEMBER 30, 2019

Not only are millennials turning to self-storage at a higher rate than their parents, he told PYMNTS, but the excess demand means many self-storage operators feel free to skimp on customer service, security and anything resembling even basic insurance. Get ready for more movement, innovation and disruption in this space.

Policies 117

Policies Millennials Industry Operations 117

Insights on Business

JANUARY 31, 2019

On a recent visit to my local coffee shop, I realized how uphill a task this can be with millennials and Generation Z patrons who are joining the ranks of coffee aficionados. IBM brings its industry-leading capabilities around systems, software, fraud management, security, cloud, blockchain and artificial intelligence to help you do that.

Payments 107

Payments Fraud San Francisco social media 107

Gonzobanker

SEPTEMBER 20, 2017

Finovate kicked off on 9/11 in New York City, a great message to the world about how The Big Apple operates 16 years later: living freely, building, dreaming, and getting stuff done. So, let’s get to it: Who innovates? And, it showed that innovation can come from mature providers and acquirers as much as starving startups.

New York City 111

New York City Conference Analytics Innovation 111

PYMNTS

JANUARY 11, 2019

The lucrative “ bridge millennial ” consumer segment — relatively high-earning and highly educated, and approaching their peak earning years — are particularly fond of this technology, with 31 percent reporting ownership of a voice-activated device and 55 percent of those owners using them to make a purchase. No device, no Alexa.

Google 145

Google Samsung Apple Technology 145

PYMNTS

APRIL 13, 2017

Technology and conventional wisdom can get things horribly wrong at the intersection of tech-driven innovation and commerce. Discussion over the ways to embrace and promote innovation — especially as it pertains to connected devices — spilled over into the investment and artificial intelligence realms as Prof.

US 102

US Innovation Data Security 102

Celent Banking

OCTOBER 10, 2016

There’s still plenty of fragmentation in the market : Android is an open system utilizing Host Card Emulation (HCE), while Apple is a closed system using a secure element. The chip card does a lot for security, but the argument is that it adds friction to the checkout experience.

Mobile 100

Mobile Payments Apple Samsung 100

PYMNTS

DECEMBER 20, 2019

Combating fraud, however, comes at a cost, as burdensome security procedures may scare away legitimate customers. In a feature story , PYMNTS spoke with Eric Lorenz, vice president of finance operations for Priceline, about how the company leverages artificial intelligence (AI) to promote seamlessness as well as security.

Fraud 100

Fraud Trends Payments Retail 100

PYMNTS

JANUARY 14, 2019

In addition, various technologies will be utilized for safe and secure commerce, including the Visa Token Service. It’s not just Google and Apple that are active in this space — or trying to secure bigger roles for their voice-activated digital assistant in the connected vehicle ecosystem.

Las Vegas 128

Las Vegas Samsung Technology Tools 128

PYMNTS

APRIL 3, 2018

Abele told PYMNTS’ Karen Webster that the voice assistant market is nothing if not fluid, noting the shift in competitive dynamics that has shown Amazon’s market share shifting to 70 percent from 90 percent in its battle with Google, Apple and others. The firms oriented toward innovation are not necessarily the biggest ones.

Video 100

Video Millennials Innovation Marketing 100

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

Independent Banker

OCTOBER 29, 2014

A consensus says that the future banking customer relationships—particularly for millennial consumers—will orbit to one degree or another around mobile technology. The latest twists came in September, when one of the biggest technology and payments events of the year featured the announcement of Apple Inc.’s

Mobile 105

Mobile Community Bank Community Technology 105

Fintech Labs Insights

JANUARY 15, 2016

Available only via mobile app, imaginBank is a new initiative by Spanish bank, Caixabank targeting millennials. ” He added that imaginBank would “secure greater loyalty” among the 18-to-35-year-old bank customer, as well as boost new customer acquisition. CaixaBank serves 2.9

Millennials 12

Millennials Mobile social media ATM 12

Banking 2020

JANUARY 15, 2015

The retail banking industry has seen major changes occurring in the industry over the last few years with the adoption of mobile banking, the rise to prominence of the millennial demographic, narrowing margins, stagnant top line revenues, the future of the branch and continued regulatory changes. Payment disruption and innovation.

Retail 40

Retail Trends Millennials Mobile 40

PYMNTS

AUGUST 24, 2018

But playing and delivery methods keep changing, with Ohio of all places — no offense to the Buckeye State, home to multiple presidents and the Wright Brothers’ aerodynamic innovations — accounting for some of the latest developments. In September of last year, the state began putting payment card readers in all self-service lotto machines.

Ohio 103

Ohio Mobile Cards South Carolina 103

PYMNTS

DECEMBER 12, 2016

Mobile technology has also helped to make the transactions more secure, continued Jain. Jain also remarked that innovation in the gift card space — using mobile as a delivery channel — has been marked by “a lot of attempts to digitize gifts and creating a digital channel for sending gift cards.

Cards 100

Cards Mobile Branding Retail 100

PYMNTS

JULY 11, 2016

That includes the two mobile giants who started this massive wave rolling to shore: Google with Android and Apple with its iOS-based mobile devices. All you millennials out there, ask your parents what they used to do as teenagers on Saturday afternoons. A LITTLE WALK DOWN SHOPPING’S MEMORY LANE. Chances are they hung out at the mall.

Google 100

Google Mobile Apple Online 100

PYMNTS

APRIL 11, 2016

I was reminded of this phenomenon recently after scanning a bunch of stories that described a variety of “disruptive” innovations in payments. There, in 1698, John Castaing posted stock and commodities prices and enabled the physical exchange of securities. iHeartDogs — The ‘Uber’ of dog walking”. Stripe — The ‘PayPal ’ of mobile”.

San Francisco 100

San Francisco Operations Examples Branding 100

William Mills

MAY 11, 2016

Demoing first with apple watch. Is this the first time we have seen an apple watch as apart of a demo today? It’s all done through the smartphone, with bank-level security. Katerina Frolovicheva (MD, Technologies Innovations). This is a leading bank in Russia, with a track record of fintech innovation.

Video 40

Video Mobile social media Analytics 40

PYMNTS

AUGUST 11, 2018

He broke the news via Twitter , where he also said that he has secured the funding necessary to do it. Flying a bit more under the radar is the increasingly loud chorus of whispers that Apple is going to get into the car business. The Apple Car – For Real This Time. At Tesla, Field had overseen the production of the Model 3.

Apple 106

Apple Millennials Mobile Google 106

PYMNTS

JULY 25, 2018

It’s a big market today (which will be an exponentially bigger market tomorrow), one that innovators from all over technology, retail, payments and financial services are rushing to get in on at the ground floor, even though that ground floor itself is being built underneath them. Rewards and loyalty schemes are way down on the list.

Marketing 100

Marketing Millennials Google Mobile 100

Fintech Labs Insights

JANUARY 8, 2016

December: Mentioned in KPMG’s H2 Ventures Fintech 100 report as one of the 50 Global Fintech Innovators to watch. April: Launches Watch Bank for banking transactions on the Apple Watch. eToro : showed its innovations in social trading and investing for Generation Y. September: Brett King joins advisory board.

Innovation 12

Innovation Mobile Fintech Cards 12

PYMNTS

DECEMBER 2, 2020

We pick on millennials a lot, but when we think about generations that are coming into this environment that are more digital natives, those folks trade on values,” Carnecchia said, regardless of whether that’s a business, government, school or healthcare provider. Necessity is the mother of invention,” Carnecchia said.

Fraud 256

Fraud Branding Millennials Cards 256

PYMNTS

DECEMBER 12, 2017

All of this represents the focus of a new report, published by Visa: Visa’s Innovations For A Cashless World. If you look at millennials and the Generation Z members behind them – they are growing up as consumers where messaging is really their first interface,” said Singh. No, of course not. The Beauty Of The Blockchain.

Payments 151

Payments Cards blockchain Innovation 151

PYMNTS

JANUARY 2, 2017

The spring brought coverage of mobile advertising and payments on the go at food trucks as small, smart device-powered businesses, and in the fall, we looked at the biggest trends in digital security at the annual Money20/20 Conference in Las Vegas. Chime also makes an effort to reach millennials where they already shop.

Retail 123

Retail Millennials blockchain Mobile 123

PYMNTS

JULY 9, 2018

The intent of the regulation is to level the playing field for innovators by offering consumers an expanded number of point solutions that are different than what’s offered now by their existing bank. Television programming is being unbundled. Digital music has been unbundled since the iPod and iTunes got a head of steam in 2001.

Strategy 105

Strategy Millennials Online Branding 105

PYMNTS

MAY 21, 2016

Just weeks removed from the launch, PYMNTS caught up with Ed Metzger, Santander UK’s Head of Innovation, Technology and Operations, to talk about initial impressions and what’s next for voice technology in banking. Metzger said that positive response has affirmed the value of experimenting with strategic innovation within the banking realm.

Technology 115

Technology Trends Maine Digital Banking 115

NCR

SEPTEMBER 9, 2016

It’s convenient, secure and labor-free. The report explains that both millennials and their older peers have essentially the same priorities: They want to closely monitor and manage their financial status, and they want alternatives to cash. So why is it still an outlier? Why doesn’t everyone have a mobile wallet?

Mobile 40

Mobile Millennials social media Branding 40

PYMNTS

NOVEMBER 18, 2019

In addition to search, for which there are nearly six billion Google queries every day, Google operates a variety of utilities that consumers use regularly on both iOS and Android devices, as well as their Windows and Apple desktops – Google Maps, Waze, YouTube, Gmail and Google Drive, to name a few. Google’s Everyday App Opportunity.

Google 177

Google Study Payments Branding 177

PYMNTS

OCTOBER 30, 2019

One of the most recent examples of that movement comes from Walmart , the venerable retail chain locked in mortal combat with Amazon, and Green Dot, the 20-year-old payment services provider that has managed to not only survive in a cutthroat industry, but innovate and thrive. But news broke late Tuesday afternoon (Oct.

Retail 110

Retail social media Fintech Study 110