PYMNTS

AUGUST 14, 2020

There’s been no shortage of big payments and FinTech announcements over the past few days, such as Apple ’s bundle bet, Goldman Sachs ’ move to bid on the General Motors credit card or Square ’s decision to test small-dollar, short-term loans. But they had already done this on the merchant side and were wildly successful with it.”.

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Fintech Apple California Google 300

Abrigo

MAY 5, 2022

million podcasts in the world, you might find it daunting to weed through the lists on Apple Podcasts, Spotify, Google, or other platforms to find the best banking podcasts. Lending & Credit Risk. Fraud Prevention. Lending & Credit Risk. Regular, Timely Episodes. Weeding through banking podcasts to find gems.

Community 195

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PYMNTS

NOVEMBER 1, 2019

Apple Embraces Paying On Installment. Apple plans to work hard to make both its iPhone products and its wearables more accessible to its customers — if those customers happen to have gotten to the new Apple credit card. Trending: The Rise Of Instant Payments In Lending.

Payments 100

Payments Apple Fintech Lending 100

PYMNTS

JANUARY 23, 2019

The funds can then be uploaded to a mobile wallet, including Apple Pay, Samsung Pay and Google Pay. Even so, last month New York Attorney General Barbara Underwood opened an investigation into the SMB lending market with a particular eye on merchant cash advance players.

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Samsung New York Branding Apple 162

PYMNTS

JUNE 2, 2017

Online fraud falls — a LOT: Contrary to popular opinion — and perhaps contrary even to logic — the fraud fight has given a round to the good guys, even if the battle is far from over. Online fraud is down 34 percent, overall, at the end of Q1 2017 versus a year ago. Car loan activity was off by $1.6

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PYMNTS

MAY 28, 2019

Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya. billion – of funds were lost to card fraud in 2018, up from $1.4 Just under $3 billion – or $2.7 billion in 2017.

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Apple Mobile Fraud Branding 159

PYMNTS

JULY 18, 2018

The investment bank, which has made major advances to bolster its digital investments, continued moves to bolster its increasingly important digital expansion, including its Marcus by Goldman Sachs online consumer savings and lending platform. Goldman is also ramping up its fraud and cyber protection efforts by signing up with U.K.-based

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Insights on Business

JANUARY 31, 2019

This lends credence to what market watchdogs are observing a paradigm, ‘the switching economy ,’ where consumers very quickly change who they business with and deem less satisfactory for the ones that provision them with better, richer experiences, and faster services.

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PYMNTS

MAY 6, 2016

Online Fraud. The latest CyberSource annual report on online fraud tells the tale of card-not-present fraud not just going down, but going down by a whole big bunch – across all channels. Mobile was down, online was down and even cross-border fraud was down. Prosper/Alt Lending. Problem – what problem?

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Apple Branding Fraud Bitcoin 100

PYMNTS

APRIL 25, 2019

Certain purchases lend themselves more to mobile payments than others. percent, while branded options like Apple Pay (3.2 Fewer cited fraud protection or data security, though both of those factors have been top of mind for QSRs that offer mobile ordering. Traditional advertising like TV (3.1 percent) and print media (3.5

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PYMNTS

APRIL 27, 2018

For example, The Guardian received genuine Apple iPhone chargers that were separated from returned and refurbished devices but were being sold as new. Among last year’s highlights, Amazon Lending surpassed loaning $3 billion to small businesses since the program started in 2011. and 60 countries around the globe.

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United States Examples Apple Lending 101

PYMNTS

MAY 13, 2016

On the heels of Lending Club’s fall from grace this week – the day after to be precise – Wells Fargo announced that it would come to the rescue of SMBs by offering fast decisions on small business loans. Alt Lending. Lending Club lost 80 percent of its market cap in just 2.5 Payday Lending. Wells Fargo.

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Cards Lending Google Apple 100

PYMNTS

FEBRUARY 3, 2017

But while it may seem a little bit late in the game for American Express to make its grand entrance, the company has walked this ground before — it was the first card issuer to let Canadian cardholders make contactless payments via the Apple Wallet mobile payments platform. Evolving with customers. A brighter, more mobile future?

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Payments Mobile Apple Study 100

PYMNTS

JUNE 27, 2017

A perfect example of that in the payments space is the slow consumer adoption of Apple Pay, Google Wallet and many other mobile payment technologies. The increased focus is a good thing — AML laws and Know Your Customer (KYC) requirements can help reduce crime, prevent terrorism and mitigate the risk of fraud.

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Innovation System Mobile Trends 145

FICO

OCTOBER 31, 2017

Since 2010, we have seen a rejuvenation of artificial intelligence and a wealth of practical AI applications in areas such as machine translation (think Google Translate), human-like machine chat agents (think Apple Siri or Microsoft Cortana) and advanced players for games such as Chess and Go.

Fraud 53

Fraud Analytics Apple Google 53

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Rex Johnson, Baxter Credit Union founder and former CEO – Rex was a legend in the credit union industry who will always be remembered as the “Yoda” of lending.

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Fintech Strategy Leadership Lending 142

NCR

JUNE 30, 2016

Headquartered in Miami, TotalBank is a leading, full-service community bank offering personal and business banking, lending, and wealth management services. The app is uniquely available on Apple Watch as well as all smartphones. Google App Store, Microsoft App Store, Apple App Store) and the App reputation scores should be reviewed.

Miami 45

Miami Community Bank Mobile Community 45

Gonzobanker

NOVEMBER 9, 2015

Apple Pay … not. Continuing on the “Pay” theme, we know all about Apple Pay and the noise it caused in the market last year. Apple may have been in attendance this year but it was pretty much invisible on panels and in keynotes. Innovation we saw that we’re all not talking about enough: lending. They’re applying it.

blockchain 60

blockchain Bitcoin Lending Innovation 60

Independent Banker

OCTOBER 29, 2014

The latest twists came in September, when one of the biggest technology and payments events of the year featured the announcement of Apple Inc.’s s entry into the payments business with Apple Pay. For example, banks could find that their call centers could provide customer balances or fraud alerts through a text-based app.

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PYMNTS

MAY 31, 2017

And in terms of Apple Pay and other payment methods, the executive stated that they haven’t really taken off because they require new habits in order to be fully adopted by consumers — and that the merchants themselves have been slow to adopt mobile payments.

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ATM Millennials Cards Management 100

Gonzobanker

MAY 30, 2017

Everybody’s talking about analytics these days and it’s not just in the predictable tech and fraud circles but in finance, marketing and lines-of-business. As an industry, we’ve been pretty good at using data to manage risk, especially credit and fraud. It’s everywhere. The more specific and applied the use case, the better.

Analytics 71

Analytics Data System social media 71

FICO

FEBRUARY 9, 2023

Customer Ownership with Embedded Digital Financial Services Companies like Amazon, Netflix, Starbucks, Apple, Google and Spotify among many others, have taken “traditional” customers services and transformed them into digital experiences that are now embedded in our daily lives. Summarized below are six relatively quick steps to success.

Analytics 52

Analytics South Carolina Management US 52

South State Correspondent

AUGUST 22, 2022

Commodore was critically late designing a machine for games while Apple, Atari, and Sega stole market share. ” Once the data is cleaned and homogenized, it can be used throughout the organization, such as a CRM system, core system, in marketing, payments, lending, or any other product.

Data 195

Data Analysis Marketing System 195

PYMNTS

SEPTEMBER 5, 2016

All of these big players play in an arena that has headlines dominated by Apple (and after all, what subset of tech doesn’t have Apple as a continued hot topic?). If only we knew the denominator, which Apple never talks about. Then, there’s the battle Down Under. The read across here? The summer doldrums?

Payments 100

Payments Apple Retail Online 100

Fintech Labs Insights

NOVEMBER 18, 2014

Myth 3 >> Marketplace (P2P) lending won''t be used by "our" customers Truth : Consumer and SMB lending could be disrupted by new players (but that''s far from a given) Prediction : Marketplaces take 5% to 10% share by 2020 Thoughts : I''m not one to throw "disruption" around lightly.

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Lending Mobile Online Digital Banking 30

South State Correspondent

MARCH 28, 2022

Guaranteed Delivery/Fraud-as-a-Service – A little-discussed fact in banking is that about 3% to 4% of payments fail to reach their desired recipient. Banks are now in a position to outsource their identity verification and authentication as well as their fraud, AML, and KYC capabilities. In the past, credit was static.

Payments 195

Payments Trends Data Fintech 195

William Mills

MAY 11, 2016

Demoing first with apple watch. Is this the first time we have seen an apple watch as apart of a demo today? Started talking about the challenge of having to change credit cards all the time (due to fraud). We are the global leaders in identity solutions while protecting FI’s and providers from compliance and fraud.”

Video 40

Video Mobile social media Analytics 40

CB Insights

SEPTEMBER 10, 2019

73% of millennials say they would be more excited about a new financial offering from a tech company like Google, Amazon, or Apple than from their nationwide bank. Borrowing: Credit-shy millennials embrace PoS lending. Apple launched its mobile payments platform, Apple Pay , in the fall of 2014.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

OCTOBER 11, 2019

Max Levchin On The Future-Present Of Everywhere POS Lending. 8, Levchin told Karen Webster, Affirm can give an entirely new answer to that question as it has rolled out a new app that will allow customers to use the service to pay almost anywhere online or (with an assist from Google Pay and Apple Pay) in the real world. As of Oct.

Cards 116

Cards Online Houston Digital Banking 116

Fintech Labs Insights

NOVEMBER 2, 2015

Apple TV purchase & payment marketplace. Tags: Accounting, Intuit (partner), commercial lending, SMB. Source: Crunchbase. Identity proofing solutions. Latest round: $10.45 million Post IPO equity. Total raised: Unknown. HQ: Melbourne, Australia. Source: Finovate. Payment & credit platform for the underbanked. Latest round: $3.4

Los Angeles 12

Los Angeles New York City San Francisco Company 12

FICO

FEBRUARY 12, 2023

The business model here needs to focus on a strategy that balances lending growth while keeping risk in check. An incorrect customer address poses 
little actual risk of fraud, but verifying it or making customers retype their address adds unnecessary friction to the process.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

William Mills

SEPTEMBER 9, 2016

I like the idea but I am a bit concerned about the potential for fraud from both companies and investors. Addresses compliance, fraud experience and customer experience analytics. International lending platform – Create opportunities for Investors. 2015 formed aspire to address inefficiencies in alternative lending market.

social media 40

social media ATM Mobile Customer Experience 40

CB Insights

OCTOBER 29, 2018

Microsoft was late to the mobile game and quickly fell behind Apple and Android in the platform wars. In 2014, Google sought to make an entrance into smart homes by acquiring Nest Labs, a four-year-old startup founded by two ex-Apple engineers, Tony Fadell and Matt Rogers. Download the free 31-page State of Innovation report.

Google 76

Google Software Innovation Company 76

PYMNTS

SEPTEMBER 18, 2017

That year, two grocery store owners opened a small business to help merchants trade financial information that would make it easier for all of them to access that information and make lending decisions. That business was called The Retail Credit Corporation. Kinda makes you wonder why. The Catalyst for Change?

Report 202

Report Regulation Data Retail 202

Gonzobanker

DECEMBER 20, 2019

The 2019 Industry Oh Sh*t Moment Award – Goes to Apple and Goldman Sachs for the Apple Card launch. From app and decision to credentials and top-of-wallet in under three minutes followed by helpful follow-up content emails, the Apple Card has redefined consumer expectations. Well done, sir!

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Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 22, 2014

And won’t address the biggest area of fraud growth, which is card-not-present. Shops – Apple and Apple Pay. But, nobody had this on the 2015 list until … Apple announced Apple Pay. So banks all rush to get in line to get Apple Pay installed with their available 2015 resources. Mergers and Acquisitions.

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Los Angeles Apple Risk Management California 101

PYMNTS

APRIL 30, 2018

The P2P payments services was a move by banks to stay current and caught up with the major tech players who have planted a flag in P2P payments (PayPal/Venmo) or that are attempting to do so (Apple). The main problem at hand, according to the NYT report, is that Zelle does not always notify customers when money is transferred.

Data 100

Data Examples New York Report 100