Bussman Advisory

SEPTEMBER 21, 2023

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Apple 52

Apple Marketing Fintech Community 52

Abrigo

JANUARY 13, 2020

In 2020, a top focus for community financial institutions is new customer acquisition, according to the BAI Banking Outlook: Trends in 2020 survey. Matching your customers and members with products and services they need fits in with the mission of community financial institutions. Lending & Credit Risk. Learn More.

Lending 150

Lending Study Survey Community 150

Gonzobanker

JANUARY 4, 2024

1 Assign “unambiguous ownership” The customer experience for most community financial institutions is often the byproduct of a series of isolated decisions made by an assortment of business lines and product owners. Designing goals and incentives that match engagement objectives.

Customer Experience 120

Customer Experience Community Knowledge Base Tools 120

PYMNTS

SEPTEMBER 23, 2016

After a few months of lackluster performance with venture capitalists, alternative lending startups have won big this week thanks to two deals totaling more than $80 million — a figure expected to rise even higher. While the company said it doesn’t yet have a revenue stream, it did tout its developer community. eProcurement.

Lending 100

Lending US Capital Data 100

Gonzobanker

AUGUST 17, 2022

Lending Tech With Almost Steady Grades (Even With Rough Semesters). Mortgage services provider ICE acquired mortgage services provider Black Knight bringing together the two largest providers in the space.

Fintech 184

Fintech Lending Software Compliance 184

PYMNTS

MARCH 21, 2019

Weston will be presenting at the upcoming AltFi Australasia Summit, joined by several key players in the AltFi community, including global CEO of alternative lender OnDeck Noah Breslow, Jonathan Davey from NAB, KPMG partner Ian Pollari and Nick Molnar, co-founder and CEO of FinTech AfterPay.

Lending 128

Lending Apple Google Fintech 128

Jeff For Banks

FEBRUARY 20, 2016

On February 14-17 the American Bankers Association held their National Conference for Community Bankers. In terms of taking business from others, the primary, head nodding answer as to how to do it was apple pie. Farm Credit, particularly in rural markets, are a significant threat to community banks. It's not so bad.

Conference 60

Conference Community National Millennials 60

Jeff For Banks

JANUARY 27, 2011

I was at a strategic planning retreat a few weeks back where a colleague lauded the concept of bankers getting back to plain vanilla community banking. But if you read or watch interviews of CEOs of community FIs from 2008 forward, you will be bombarded with the message that they didn''t engage in the things that led to the collapse.

Community Bank 70

Community Bank Community Apple National 70

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

Fintech 194

Fintech Community Regional Technology 194

Gonzobanker

DECEMBER 19, 2022

Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Matt Taibbi Too Big to Jail (Yet) Award. Sam Bankman-Fried of FTX.

Community 216

Community Fintech Industry Innovation 216

American Banker

SEPTEMBER 24, 2020

Before the pandemic emptied the city, few lenders benefited from the heady local real estate market as much as regional players New York Community Bancorp and Signature Bank. Now they're becoming a case study for potential trouble from a sudden downturn in the Big Apple's property sector.

Case Study 69

Case Study New York Regional Apple 69

PYMNTS

MAY 28, 2019

Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya. Special tags can trigger purchases with Apple Pay without the need for a special app through the function.

Apple 159

Apple Mobile Fraud Branding 159

CB Insights

NOVEMBER 6, 2018

While beauty conglomerates like L’Oréal are making acquisitions to become more tech-enabled, tech giants like Google, Amazon, Facebook, and Apple (GAFA) are pursuing the high margins in beauty through partnerships, consumer insights, e-commerce, and more. Amazon and Apple have both launched their own virtual assistants. Looking ahead.

Google 72

Google Apple Industry Branding 72

PYMNTS

OCTOBER 17, 2017

Ultimately, that effort was pushed back by a coalition of unions, consumer groups, community banking groups and legislators that did not trust Walmart’s business plan or intentions once they had the license and FDIC deposit insurance in hand. That lending operation has been fairly successful for Square, and has lent out over $1.8

Industry 108

Industry Fintech FDIC Community Bank 108

Bank Innovation

FEBRUARY 11, 2019

Cambr, a cloud-based platform powered by investment firm StoneCastle and digital banking software provider Q2 Holdings, is helping neo-banks and fintechs launch and scale up through a network of 850 community banks.

Community Bank 170

Community Bank Community Software Innovation 170

Abrigo

DECEMBER 3, 2021

For the most part, these bot services are provided as a service, and they are available in various underground communities and telegram channels. The “Pay Mode” lets the fraudster link a credit card (presumably a stolen one) to a Samsung or Apple Pay wallet. . Lending & Credit Risk. Understanding the Threat. Fraud Trends.

Fraud 195

Fraud Trends Online Examples 195

PYMNTS

DECEMBER 18, 2017

Following the global financial crisis and a pullback among banks from small business (SMB) lending, some jurisdictions have recently begun introducing new initiatives to entice competition in the space. The small business banking market is, in a way, following the evolution of Apple, he said. The result?

Apple 112

Apple Regulation Innovation Community 112

PYMNTS

JUNE 10, 2016

Now, the PYMNTS community will cast their votes – and winners across a variety of categories, including the coveted 2016 Alexa Challenge Champ – will be crowned on June 20, 2016 – live. 1 spot in the Apple App store last week for one and only one reason: it made mobile order ahead a new feature in its app. Alt Lending.

Apple 100

Apple Lending Google Mobile 100

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. Like how does that play into our communities? 82% to over 2.3% Inspirational? You tell us.

Fintech 143

Fintech Strategy Leadership Lending 143

Jeff For Banks

MARCH 3, 2018

Six years ago I asked in a blog post Will Plain Vanilla Kill Community Banking ? In the above blog post, I discussed Apple and Bank of New York Mellon. Sticking with the Apple theme, in 2007, they launched the iPhone. The iPhone represents 62% of Apple sales. Did I get caught up in the change-or-die crowd?

Apple 65

Apple Millennials Massachusetts FDIC 65

Gonzobanker

JANUARY 17, 2020

For execs who climbed the ladder in finance, lending or branches, buckle in because the techies are about to steal the show. Community banks and credit unions do not fear each other. Here’s a great question for community bank executives: What would it take for your local competitors to fear you as much as a Top 5 player?

Customer Experience 126

Customer Experience Fintech Regional Cards 126

Independent Banker

OCTOBER 29, 2014

The latest twists came in September, when one of the biggest technology and payments events of the year featured the announcement of Apple Inc.’s s entry into the payments business with Apple Pay. So where do ballyhooed mobile banking and payments developments among the biggest players leave community banks?

Mobile 105

Mobile Community Bank Community Technology 105

South State Correspondent

MARCH 23, 2022

Nubank started with a credit card offering, followed by deposit accounts, then lending, and then payments, investing, and insurance. but also higher than NPS notables Peloton, Apple, and others (below). They take the bank and focus on underserved communities by overserving them. Putting This Brand Differentiation Into Practice.

Branding 221

Branding social media Strategy Data 221

Independent Banker

JANUARY 26, 2016

Cheering on business startups is about as American as apple pie, and with good reason. Of course, community banks are the primary economic engines behind small businesses on Main Street America, funding more than 60 percent of all small-business lending. This is a mindset shift for communities. By Judith Sears.

Miami 70

Miami Community Bank Community Resources 70

PYMNTS

JULY 3, 2017

The CHOICE Act rolls back regulations that Sullivan said can pin down a community bank and prevent it from serving its function. Community banks are spending more money and resources on hiring compliance people than they are on lending to their community,” he said.

Payments 113

Payments Bitcoin Compliance Community Bank 113

PYMNTS

APRIL 17, 2017

In 2013, Square Market offered its physical sellers — including those farmers market jam and jelly makers — the chance to go “omni” and expand their reach beyond their own local communities. Launched in 2014 as the firm’s lending arm, Square Capital has extended over $1 billion in working capital to over 100,000 small merchants.

Apple 110

Apple Capital Cards Payments 110

NCR

JUNE 30, 2016

Headquartered in Miami, TotalBank is a leading, full-service community bank offering personal and business banking, lending, and wealth management services. TotalBank has proudly served the Miami community for more than 40 years. The app is uniquely available on Apple Watch as well as all smartphones.

Miami 45

Miami Community Bank Mobile Community 45

Lex Sokolin

AUGUST 6, 2020

Remember that Microsoft, which among with Apple, Facebook, and Amazon form a $6 trillion Voltron that is the US tech economy. Apple alone has a $200 billion cash pile , about a third of the PPP small business loan balance sheet for the entire economy. Forgive me for talking about price?—?but Of course, this can go entirely wrong.

Community 52

Community social media Branding Software 52

Gonzobanker

DECEMBER 22, 2014

It’s been a busy year integrating recent acquisitions, purchasing $1 billion+ in Banco Popular deposits, hiring former Los Angeles Mayor Antonio Villaraigosa to advise on community relations, and having former President Bill Clinton speak at a major financial literacy event. Nice community bank culture fit between the two as well.

Los Angeles 101

Los Angeles Apple Risk Management California 101

PYMNTS

NOVEMBER 13, 2019

The insurance sector sees demand for faster claim payouts, for example, while the small business lending market can similarly add value to borrowers by enabling them to draw funds from their line of credit, and actually access that money same day or in near real time. “That’s very different than other markets like the U.K.,

Payments 129

Payments Cards Marketing Fintech 129

NCR

MARCH 7, 2018

Initially, a wave of fintech startups were viewed as posing the main threat, but more recently, it has been suggested that it is the bigger tech players – the likes of Google, Facebook and Apple – that may pose the biggest challenge. At the moment, thoughts of any changes to these regulations are still hypothetical.

Regulation 53

Regulation Retail Community Bank Community 53

Gonzobanker

DECEMBER 20, 2018

CVB Financial acquires Community Bank. With active investment and community engagement, Hispanic membership growth at ICCU is now more than twice the rate of other household segments. Another example of sincerity and innovation making an impact on local communities. Former Apple exec Guy Kawasaki at Financial Brand Forum.

Fintech 102

Fintech Conference Innovation Community 102

PYMNTS

SEPTEMBER 20, 2017

While it’s tempting for old-timers to grumble, complain or even panic about younger generations, Marshall said BECU prefers to see what the FinTech community can teach credit unions about staying active and engaged in the financial health of its members. Among the companies approached is Even, a supply-side marketplace lending company.

Fintech 123

Fintech Innovation US Mobile 123

Lex Sokolin

DECEMBER 10, 2020

Here’s a banana, and that’s an apple. Affirm wins when it plugs in a technology network as a distributor of its lending product. Let’s transition to Green Dot, the original bank powering big tech company bank accounts starting with Apple, and now including Google. Uber and Apple are platforms: drivers/riders, users/applications.

Branding 52

Branding Apple Capital US 52

Lex Sokolin

DECEMBER 10, 2020

Here’s a banana, and that’s an apple. Affirm wins when it plugs in a technology network as a distributor of its lending product. Let’s transition to Green Dot, the original bank powering big tech company bank accounts starting with Apple, and now including Google. Uber and Apple are platforms: drivers/riders, users/applications.

Branding 52

Branding Apple Capital US 52

PYMNTS

MAY 31, 2017

And in terms of Apple Pay and other payment methods, the executive stated that they haven’t really taken off because they require new habits in order to be fully adopted by consumers — and that the merchants themselves have been slow to adopt mobile payments. And that’s creating a problem for smaller institutions.

ATM 100

ATM Millennials Cards Management 100

Gonzobanker

DECEMBER 20, 2019

Mark Turner, Executive Chairman of the Board, WSFS Bank – We have to give the nod to an early 2019 retirement of Turner, who had one hell of a run in 12 years at the helm of a great community and wealth bank. It was always clear how much Jones loves his credit union, his team and his community. Credit Union Lifetime Achievement Awards.

Idaho 148

Idaho Conference Data Marketing 148