PYMNTS

APRIL 9, 2018

Apple’s New Chip Groove. Last week’s reports suggest that Apple will soon wave goodbye to its long-term chipmaker, Intel, in favor of making its own chips for Mac computers. The goal is to bring all Apple products into alignment in an attempt to make them work more smoothly, similarly and seamlessly in tandem.

Apple 140

Apple Cards Lending Report 140

PYMNTS

OCTOBER 1, 2020

billion, and it furthers Goldman Sachs' push into Main Street lending. Goldman has worked out a rough deal with Capital One Financial Group , with the purchase price included. Without a well-known brand or branches, Goldman has turned to partnerships like the Apple Card , which had $4.5

Cards 264

Cards Apple Lending Maine 264

Bank Innovation

OCTOBER 18, 2018

Banks need not fear large technology companies like Google or Apple taking their business. Digital banking continues to be the most convenient option for simple daily transactions, but branches are still necessary for the more complex ones And yet banks should not ignore the shift in banking habits brought on by non-bank technology companies.

Google 225

Google Apple Survey Digital Banking 225

CB Insights

APRIL 22, 2021

After last year’s payments push , big tech companies are now turning their attention to lending. Amazon, Facebook, and Google’s strategies focus on business lending — offering capital to the merchants, small businesses, or enterprises that they often already provide other services to. Phone number.

Google 36

Google Lending Apple Report 36

PYMNTS

FEBRUARY 2, 2018

Today in PYMNTS data, Visa earnings topped expectations, Mastercard saw positive outcomes and Apple underwhelmed market watchers in their recently released earnings reports. In addition, B2B venture capital (VC) went to FinTech firms and underbanked consumers and small businesses (SMBs) experienced banking hurdles.

Apple 101

Apple Data Taxes Fintech 101

PYMNTS

MAY 5, 2017

The ecosystem was treated to a tale of two Apple Watches this week — and one wonders where the truth is, here, too. The first story was about the Apple Watch being a sizzle — a running theme throughout Apple’s latest earnings release. The Purge — Apple Watch Edition. Well, they might have been. If they had noticed.

Apple 100

Apple Mobile Capital Google 100

PYMNTS

DECEMBER 9, 2019

In today’s top news in payments, Goldman plans to launch a robo advisor for clients with lower investment capital than traditional customers, and Apple plans to offer 0 percent installment financing on iPhones bought with the Apple Card. Apple Updates Wallet App to Reflect iPhone Financing for Apple Card Users.

Regulation 131

Regulation Data Apple Payments 131

PYMNTS

MAY 31, 2019

PayPal Hits $10B SMB Lending Milestone. Businesses of a certain size — and in industries as varied as construction and restaurants — know the pain of wondering if they will have enough capital to fund operations, inventory, expansion and other mission-critical business activities. Citi Said ‘Thanks, But No Thanks’ To The Apple Card.

Lending 122

Lending Payments Apple social media 122

PYMNTS

JULY 14, 2020

In addition to its core POS lending business, Affirm branched out into financial services in June, debuting a high-yield savings account called Affirm Savings. stores for Google Pay and Apple Pay users. Silicon Valley FinTech Affirm is also a regular in the top 5 this year. The account comes with 1.30 Afterpay Co-Founder and U.S.

Lending 130

Lending FDIC Minneapolis Utah 130

PYMNTS

AUGUST 12, 2016

Then, there was the announcement of Square Capital’s partnership with Upserve , a restaurant management system (the same one that also acquired Breadcrumb from Groupon in May) to extend working capital to restaurants. Apple And The Aussies. Online Lending. Fizzle and fail.

Lending 100

Lending Apple Cards Study 100

Gonzobanker

AUGUST 17, 2022

Lending Tech With Almost Steady Grades (Even With Rough Semesters). Mortgage services provider ICE acquired mortgage services provider Black Knight bringing together the two largest providers in the space.

Fintech 195

Fintech Lending Software Compliance 195

Chris Skinner

JULY 21, 2017

Really easy to work with, the company is the chosen system for many other innovative companies including Kickstarter and Apple Pay, and valued at almost $10 billion by the end of 2016. Not bad for a six-year-old start-up. They all share many of the same attributes, in terms of being young, aspirational, visionary and capable.

Fintech 361

Fintech System Apple Technology 361

Bank Innovation

NOVEMBER 21, 2019

Following a recent backlash resulting from allegedly discriminatory underwriting methods for the Apple Card, lenders’ moves are facing scrutiny from regulators. In light of the increased oversight, however, industry practitioners emphasize the role of AI as a catalyst for a more inclusive process.

Apple 243

Apple Regulation Innovation Cards 243

Bank Innovation

FEBRUARY 15, 2019

Giant technology companies are moving inexorably into the finance business and could quickly upend the banking industry, according to the financial industry’s global watchdog.

Apple 150

Apple Regulation System Industry 150

PYMNTS

FEBRUARY 7, 2020

According to reports out earlier this week, Goldman Sachs and Amazon are in discussions about possibly partnering for small and medium-sized (SMB) business lending in the U.S. The partnership would apply Goldman’s lending technology to SMB loans on Amazon’s underwriting platform, according to unnamed sources.

Austin 131

Austin Lending Omaha New York City 131

PYMNTS

JANUARY 23, 2019

The funds can then be uploaded to a mobile wallet, including Apple Pay, Samsung Pay and Google Pay. “New and growing small businesses often need fast access to capital that supports basic needs like inventory purchases, payroll and marketing,” said Edward Siegel, CEO of Bitty Advance, in a statement.

Samsung 162

Samsung New York Branding Apple 162

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing That is a 100% increase in capital looking for quality fintech assets. The below figure using earnings for banks by Mercer Capital is a close-ish apples-to-oranges translation mechanism we can use for the discussion. billion in 2020 Q2, to $3.6

Capital 52

Capital Fintech US Lending 52

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing That is a 100% increase in capital looking for quality fintech assets. The below figure using earnings for banks by Mercer Capital is a close-ish apples-to-oranges translation mechanism we can use for the discussion. billion in 2020 Q2, to $3.6

Capital 52

Capital Fintech US Lending 52

Abrigo

MAY 5, 2022

million podcasts in the world, you might find it daunting to weed through the lists on Apple Podcasts, Spotify, Google, or other platforms to find the best banking podcasts. Listen to the podcast episode, " How To Sleep Easier at Night About Capital and Risk Levels.". Lending & Credit Risk. Lending & Credit Risk.

Community 195

Community Lending Maine Resources 195

PYMNTS

AUGUST 25, 2017

On the other hand, Apple has seen a significant uptick and it looks as though it’s not slowing down any time soon. Moving into lending news, U.K.-based Walmart is getting in on the lending game in its own way with the unveiling of an installment loan offering that will allow people to put higher-priced items on a payment schedule.

Puerto Rico 100

Puerto Rico Virgin Islands Retail Google 100

PYMNTS

MARCH 15, 2019

But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated. Thus, consumers have the ability to cover bills more easily, and companies can manage working capital more efficiently.

Apple 116

Apple social media Fintech Lending 116

PYMNTS

FEBRUARY 18, 2020

The company provides customers with trust system and identity solutions to aid in the areas of eCommerce and lending, particularly in terms of credibility. I wish an enterprise … like a GAFA will start its life in Japan,” he said, invoking the acronym for Google, Apple, Facebook and Amazon.

Regional 171

Regional Lending Fraud Maine 171

PYMNTS

AUGUST 6, 2020

It will capitalize on Contis’ regulated status to help SMBs access support from FinTechs, including new payments and lending capabilities. Those cards are linked to popular digital payment services, including Apple Pay and Google Pay. There will be three programs for U.K.

Innovation 143

Innovation Cards Apple Google 143

Accenture

MAY 30, 2019

Chase, Capital One and Synchrony continue to lead issuers with purchase volume growth of over 8 percent YoY?. 3 After-Tax ROA of issuers that publicly report – Citigroup, Capital One, Synchrony and Discover. 1 Capital One is US consumer and small business credit cards and installment loans. Notable happenings. New partnerships.

Cards 158

Cards US Taxes Apple 158

PYMNTS

MARCH 15, 2019

But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated. Thus: The ability for consumers to cover bills more easily, or for companies to manage working capital more efficiently.

Apple 101

Apple social media Fintech Lending 101

PYMNTS

NOVEMBER 20, 2020

Modulr helps digital businesses in fields like lending, banking, travel, FinTech, employment services and accounting to build new payment products for customers, the release stated. Modulr , a Payments-as-a-Service application programming interface (API) platform, has received an investment of 9 million pounds ($11.9

Cards 196

Cards Payments San Francisco Tools 196

PYMNTS

MAY 28, 2019

The company previously raised $111 million in venture funding from Accel, Bessemer Venture Partners, Square Peg Capital, Qumra Capital and others. Special tags can trigger purchases with Apple Pay without the need for a special app through the function. And some marketplaces in Asia are growing their services through tie-ups.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

SEPTEMBER 21, 2018

The unit handles the bank’s corporate lending, M&A advisory services and capital raising operations. The bank’s current Asia-Pacific President Matthew Koder is slated to replace Meissner, according to reports.

America 135

America Samsung Mobile Operations 135

PYMNTS

APRIL 17, 2017

Solutions such as Square Capital, Caviar (the food ordering and delivery service it acquired) and Instant Deposit (which puts money into merchant accounts immediately) not only helps its existing SMB customers navigate the changing retail world in which they were operating but also recruits larger merchants to the portfolio.

Apple 110

Apple Capital Cards Payments 110

PYMNTS

JULY 23, 2018

It also has to contend with competition from PayPal, Ant Financial and Tencent, as well as Apple and Samsung Electronics. The idea is to expand into financial services, including lending and insurance, within the payment platform.

Payments 100

Payments Samsung Online Retail 100

PYMNTS

FEBRUARY 17, 2020

The historical focus of credit unions has been consumer lending , with a focus on providing the lowest rates to customers. Making it to the top of the pile is about more than making an offering, she said: “It’s about building the right one – and making sure consumers know it’s there to capitalize on.”. Building The Right Offerings .

San Francisco 184

San Francisco Cards Lending Meeting 184

PYMNTS

APRIL 10, 2019

These firms will look to capitalize on their already-massive user bases as they add banking components to their digital platforms, all while competing with the country’s traditional banks. In Nigeria, lending app Carbon is completing its transition to a full-scale bank, albeit a digital-only option.

Mobile 185

Mobile Digital Banking social media Strategy 185

CB Insights

NOVEMBER 6, 2018

While beauty conglomerates like L’Oréal are making acquisitions to become more tech-enabled, tech giants like Google, Amazon, Facebook, and Apple (GAFA) are pursuing the high margins in beauty through partnerships, consumer insights, e-commerce, and more. Amazon and Apple have both launched their own virtual assistants. Looking ahead.

Google 72

Google Apple Industry Branding 72

PYMNTS

SEPTEMBER 9, 2016

Square is working to make the virtual cards compatible with Apple Pay and Android Pay so consumers can use Square Cash funds to tap and pay in stores that already accept mobile payment. Square may face a challenge here because this space is partly spoken for by American Express and Chase, who are also dabbling in SMB online lending.

Payments 100

Payments Lending Apple Cards 100

PYMNTS

MAY 4, 2017

Subscription services, as a category, includes the firm’s payments-integrated services such as its lending unit Square Capital, food ordering service Caviar and peer-to-peer payment service Square Cash. I think in terms of highlights in that area, Capital is certainly one. Subscription and services-based revenue came in at $49.1

Apple 101

Apple Capital US United States 101

PYMNTS

OCTOBER 21, 2019

In 2016, it got to the point where it seemed every merchant or tech firm that could affix the world “pay” to its name did so, and launched a mobile payment service to go with it: Apple Pay, Google Pay, Kohl’s Pay, Chase Pay, Capital One Pay, Walmart Pay, Target Pay, CVS Pay, Garmin Pay. When most people asked “what’s next?”

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

MAY 21, 2018

We’ve got 17 months’ worth of cash without further raises of capital,” the executive said. Banks also got more strict with their lending requirements, which resulted in a slowdown in credit card balance growth. MoviePass loses money on tickets since it purchases them at full price. percent. “We

Seattle 100

Seattle Taxes Cards Data 100