Apple Capital Lending UX 
Gonzobanker
AUGUST 11, 2020
It was into this world that the much celebrated digital lending fintech OnDeck recently sold to Enova for $90 million, a virtual fire sale at way under 1X OnDeck’s revenue. Following on Goldman Sachs Marcus and Apple Pay entrants to the fintech market, now we have ICE, NYSE and Nasdaq. or 26X revenue but quickly doubled in the market.
FICO
FEBRUARY 12, 2023
The business model here needs to focus on a strategy that balances lending growth while keeping risk in check. Small UX improvements (like real-time address lookup) can have a big impact on customer experience. Compare yourself to your peers and best-in-class digital experiences (such as Amazon, Apple, Uber, etc.).
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Gonzobanker
DECEMBER 20, 2019
The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. The Tech Award – Goes to Capital One. Best of luck in the next chapter, Chris!
Gonzobanker
DECEMBER 19, 2022
2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. Sam Bankman-Fried of FTX.
CB Insights
OCTOBER 10, 2017
A host of startups have emerged to capitalize on this trend. For three of the tools we looked at — Mint, Level Money, and Check — we studied how their product evolved all the way up to their acquisition (by Intuit, Capital One, and Intuit, respectively). In aggregate, they command $1.3 trillion in annual spending.
Fintech Labs Insights
AUGUST 26, 2016
While there is no word yet on UI and UX specifics such as emojis with special powers, gifs, and social feeds, there have been a few questions about the name Zelle, which Urban Dictionary defines as, “a girl who is attractive and intelligent.” I’ve lost count, but here’s a partial list: Apple Pay. Android Pay.
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