Chris Skinner

JULY 21, 2017

Really easy to work with, the company is the chosen system for many other innovative companies including Kickstarter and Apple Pay, and valued at almost $10 billion by the end of 2016. These companies include firms like Stripe, a six-year-old start-up that is the preferred code for building online checkout services.

Fintech 361

Fintech System Apple Technology 361

Abrigo

MAY 5, 2022

million podcasts in the world, you might find it daunting to weed through the lists on Apple Podcasts, Spotify, Google, or other platforms to find the best banking podcasts. Weekly episodes highlight innovators and industry players driving innovation in the financial services industry. Lending & Credit Risk.

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PYMNTS

AUGUST 6, 2020

It will capitalize on Contis’ regulated status to help SMBs access support from FinTechs, including new payments and lending capabilities. Those cards are linked to popular digital payment services, including Apple Pay and Google Pay. There will be three programs for U.K. ”

Innovation 143

Innovation Cards Apple Google 143

PYMNTS

AUGUST 12, 2016

Restaurants — the epicenter of payments innovation, it seems — were on the receiving end of a couple of new opportunities this week that could drive even more feet into them and help them grow. Apple And The Aussies. So, if Apple Pay were to get a head of steam, those 15 basis points could end up costing those banks real money.

Lending 100

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CB Insights

SEPTEMBER 10, 2020

Our recent webinar — The State of Fintech Q2 2020: Funding Rebound Reveals the Next Leg of Fintech Innovation — highlighted key fintech trends and deals from the second quarter of 2020, including the rise of embedded fintech applications and demand for digital banking services. Free Download: State of Fintech q2’20.

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PYMNTS

FEBRUARY 7, 2020

According to reports out earlier this week, Goldman Sachs and Amazon are in discussions about possibly partnering for small and medium-sized (SMB) business lending in the U.S. The partnership would apply Goldman’s lending technology to SMB loans on Amazon’s underwriting platform, according to unnamed sources.

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Bank Innovation

FEBRUARY 15, 2019

Giant technology companies are moving inexorably into the finance business and could quickly upend the banking industry, according to the financial industry’s global watchdog.

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PYMNTS

MARCH 15, 2019

But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated. Thus, consumers have the ability to cover bills more easily, and companies can manage working capital more efficiently.

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PYMNTS

APRIL 10, 2019

These firms will look to capitalize on their already-massive user bases as they add banking components to their digital platforms, all while competing with the country’s traditional banks. In Nigeria, lending app Carbon is completing its transition to a full-scale bank, albeit a digital-only option.

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PYMNTS

MARCH 15, 2019

But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated. Thus: The ability for consumers to cover bills more easily, or for companies to manage working capital more efficiently.

Apple 101

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Filene

JULY 14, 2017

Kodak failed to capitalize on digital technology it invented in the 1970s. Xerox PARC invented the computer mouse only to let Steve Jobs’ upstart Apple turn it into the blockbuster Macintosh story. Popular history is littered with the bones of companies that became extinct or irrelevant for reasons only obvious in hindsight.

Innovation 28

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Filene

OCTOBER 6, 2017

Kodak failed to capitalize on digital technology it invented in the 1970s. Xerox PARC invented the computer mouse only to let Steve Jobs’ upstart Apple turn it into the blockbuster Macintosh story. Popular history is littered with the bones of companies that became extinct or irrelevant for reasons only obvious in hindsight.

Innovation 28

Innovation Case Study Apple Study 28

PYMNTS

APRIL 17, 2017

In the case of Square — the payments innovator that launched hundreds of mPOS imitators — the small problem was $2,000 worth of handblown glass that artisan Jim McKelvey couldn’t close the deal and sell. Launched in 2014 as the firm’s lending arm, Square Capital has extended over $1 billion in working capital to over 100,000 small merchants.

Apple 110

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Gonzobanker

DECEMBER 17, 2021

This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. The most important aspect of this deal is Huntington.

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Bank Innovation

FEBRUARY 11, 2019

Joshua Siegel, managing director and CEO of StoneCastle, told Bank Innovation that Cambr essentially allows any company to offer banking products and services […].

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PYMNTS

JUNE 25, 2019

Firms that are not growing optimally are not hiring new workers or creating innovative products and services. They are increasingly more knowledgeable about — and more receptive to — alternative forms of lending, payments and banking, as headlines spotlight everything from Apple Pay to PayPal to Facebook ’s newly announced Libra.

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PYMNTS

SEPTEMBER 22, 2017

B2B: The trillion dollar industry that gets overshadowed in innovation by consumer gee-wizardry tech, B2B is gaining more attention by the day. Across the pond, estimates Innovate Finance and Pitchbook, the B2B FinTech market has gotten nearly half of all FinTech funding in the European Union through the past year. Just sayin’.

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PYMNTS

DECEMBER 7, 2016

Rounding out the top three investments, Notion Capital invested nearly $19 million in Smartpipe Solutions, which was a slight boost to activity in the data analytics space. The funding comes as Leveris launches its full-stack core banking and lending platforms, which Lawlor said will work to bring banks into the future.

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Lending Fintech Data Capital 100

PYMNTS

AUGUST 27, 2018

Amazon and Apple , too, are finding a way inside connected vehicles. Toyota recently said that its 2019 Corolla will include Apple’s CarPlay and Amazon’s Alexa. car maker said the new unit will also be charged with accelerating the autonomous vehicle (AV) business, so that Ford can capitalize on market opportunities.

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PYMNTS

MAY 6, 2016

Tim Cook took to Jim Cramer’s show this week in an effort to defend Apple’s lousy earnings report. The problem here is that what he used to defend Apple – like $50 billion in quarterly revenues and $10 billion net income – “more than most companies make” – and that Apple isn’t most companies. Prosper/Alt Lending.

Apple 100

Apple Branding Fraud Bitcoin 100

Gonzobanker

NOVEMBER 9, 2015

Apple Pay … not. Continuing on the “Pay” theme, we know all about Apple Pay and the noise it caused in the market last year. Apple may have been in attendance this year but it was pretty much invisible on panels and in keynotes. Lots of talk about innovation and customer experience. Innovation on the merchant side.

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blockchain Bitcoin Lending Innovation 60

FICO

FEBRUARY 9, 2023

During the past decade, following the financial crisis and last big economic squeeze, financial institutions mainly focused on rebuilding resilience, increasing capital, mending regulatory fences, investing in digitization, and achieving productivity and efficiency gains. There are still plenty of opportunities for the innovators.

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PYMNTS

JUNE 10, 2019

Stripe rolled out chargeback protection, Apple rolled out its take on sign-in authentication , Mastercard launched an open banking platform and Visa and Western Union paired on a global push to card payments – and those are just the top headlines. There were plenty of introductions last week.

Apple 122

Apple Data social media Policies 122

NCR

MARCH 7, 2018

Over the last few years, a range of new competitors have emerged looking to take on legacy financial institutions by offering more agile, innovative banking solutions to consumers. Mr Noreika’s remarks seem to give support to the idea of allowing greater competition in the banking sector.

Regulation 53

Regulation Retail Community Bank Community 53

NCR

JUNE 30, 2016

With innovation on the rise at financial institutions both big and small, security has become a hot topic in the financial services industry. Headquartered in Miami, TotalBank is a leading, full-service community bank offering personal and business banking, lending, and wealth management services.

Miami 45

Miami Community Bank Mobile Community 45

Lex Sokolin

SEPTEMBER 19, 2019

That’s partly due to the Ant Financial outlier last year, partly due to the collapse of the P2P digital lending industry, and partly (I think) due to the rise of crypto assets (e.g., Microsoft, Apple, and Foxconn. Deutsche Bank, that giant of suits and accountants, boasts a market capitalization of less than $15 billion.

Fintech 40

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Lex Sokolin

JULY 1, 2019

fee on Binance, $600M of Tether printed, $200M in DeFi lending This is what it looks like, this change in the atmosphere, the fireflies all lighting up as the night comes in. Every other person had a physics PhD and worked in risk management for large capital markets trading desks. Finance in motion— $1B moved for $0.02 We are here.

Bitcoin 40

Bitcoin System Software blockchain 40

Independent Banker

JANUARY 26, 2016

Cheering on business startups is about as American as apple pie, and with good reason. Of course, community banks are the primary economic engines behind small businesses on Main Street America, funding more than 60 percent of all small-business lending. Some entrepreneurs have never raised capital. By Judith Sears.

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PYMNTS

SEPTEMBER 9, 2016

Or, to extend the “falling in love” analogy, bitcoin could be an enormous opportunity to be beguiled and to invest wholeheartedly, if not financially, only to find that the apple of your eye is a complete zero. Therefore, once a business grows to a certain level, it is required to have 10 million Swiss francs ($10 million) in paid-up capital.

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CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. Microsoft was late to the mobile game and quickly fell behind Apple and Android in the platform wars. Microsoft and Nokia. Date: April 25, 2014. Price: $7.9B.

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Fintech Labs Insights

FEBRUARY 1, 2016

Credit Karma raised the largest amount of capital, pulling in $175 million in June. million in round led by KGC Capital. iSignthis completes $10 million capital raise. Lighter Capital closes $9 million Series B funding round, raises $100 million to lend to tech startups. Finovate alums by year. billion, up 41%.

Capital 12

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CB Insights

SEPTEMBER 10, 2019

73% of millennials say they would be more excited about a new financial offering from a tech company like Google, Amazon, or Apple than from their nationwide bank. This openness to banking alternatives presents opportunities for fintech startups looking to innovate in financial services from the outside. From big banks to big tech.

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PYMNTS

MARCH 2, 2020

Apple, Google, Amazon, Microsoft and Visa collectively lost $1 trillion of their market value last week as investors assessed the effect of lost sales on their short- and long-term performance. Startups stepped in to fill the gap that traditional players couldn’t or wouldn’t fill in banking, lending, payments and retail services.

Innovation 281

Innovation Online Video Maine 281

Lex Sokolin

SEPTEMBER 23, 2020

To the extent it pipes people to banking product, that goes to a $500 million market capitalization public company that makes prepaid cards. Instead, it is replacing payday lending as an industry. Just referring customers to capital sources. But Chime is even further removed from any actual capital. No shenanigans.

Capital 52

Capital Software Lending Apple 52

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. It is an innovator with tech (e.g., The Tech Award – Goes to Capital One.

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PYMNTS

JULY 20, 2017

And while to American audiences who are perhaps just beginning to warm to the idea of using Apple Pay or PayPal in a physical store, more interesting is that a short three years ago cash was very much still king among Chinese consumers, as card use has always been a somewhat limited phenomenon. Less than 1 percent. Full speed ahead?

Apple 137

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FICO

JUNE 30, 2023

The secondary market plays a critical role in making capital available to lenders, so they have the funds to continue to offer borrowers competitively priced mortgages. Prior to running HE pricing, Joe managed capital for the then $650+ Billion Dollar consumer balance sheet.

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