The Financial Brand

NOVEMBER 16, 2021

Community banking has plenty of innovation potential, but often it takes leaving the traditional banking mindset to find the opportunities. The post Tips & Insights on Creating (or Recreating) Brand Buzz in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Branding 36

Branding Community Bank Banking Trends Analysis 36

The Financial Brand

JULY 29, 2021

Having innovation as a priority is the first step, but it rarely goes further without first overcoming common roadblocks. The post 4 Reasons Why Digital Banking Teams Struggle to Innovate appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Digital Banking 43

Digital Banking Innovation Banking Trends Analysis 43

The Financial Brand

SEPTEMBER 19, 2021

Few in banking would deny the importance of innovation. The post 4 Practical Ways to Create Lasting Innovation in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Yet many institutions fail to make changes that produce results. Here's why.

Innovation 43

Innovation Banking Trends Analysis Trends 43

The Financial Brand

NOVEMBER 21, 2021

The post What Does Banking Need More: Customer Experience or Product Innovation? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The arguments pro and con provide key insights into banking's future.

Customer Experience 43

Customer Experience Innovation Banking Trends Analysis 43

PYMNTS

DECEMBER 6, 2017

In short, customers want innovation, but restaurants, largely, aren’t giving it to them. The Index’s inaugural edition explores why companies in the $230 billion QSR space struggle to innovate, and how they can change that reputation. According to PYMNTS research, most brands in the QSR space are losing the innovation race.

Innovation 120

Innovation Study St. Louis Google 120

The Financial Brand

JANUARY 16, 2022

The post The Secret to Bank Innovation Goes Way Beyond ‘Culture Change’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Willingness to act when the outcome is unknown and to look for options on 'the edge of money' are crucial for financial institution growth.

Innovation 41

Innovation Banking Trends Analysis Trends 41

The Financial Brand

AUGUST 31, 2021

The post What 5 Top Financial Innovation Labs Are Doing in 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Bank labs lost some of their cachet, but many are still effectively working out of the limelight, including Amazon's new payments lab.

Innovation 43

Innovation Banking Trends Analysis Trends 43

The Financial Brand

SEPTEMBER 22, 2021

Acting Comptroller draws parallels between booming blockchain-based currency businesses and innovations that ushered in the Great Recession. The post Bank Regulator Sees Cryptocurrency Innovation Creating ‘Fool’s Gold’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

cryptocurrency 38

cryptocurrency Regulation Innovation Banking Trends 38

Bank Innovation

OCTOBER 4, 2019

Royal Bank of Canada is adding in-app personalized insights on business owners’ cash flow to improve their expense tracking and analysis capabilities. Rami Thabet, vice president of digital products at RBC, said the product will help create lifelong customers tied to the brand. Personalized insights and […].

Analysis 218

Analysis Branding Technology Company 218

The Financial Brand

SEPTEMBER 15, 2021

The post Digital Banking Innovation Becomes Mandatory, Not an Advantage appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Improving service to consumers through digitization has gone beyond table stakes. Without it, don't even enter the casino.

Digital Banking 37

Digital Banking Innovation Banking Trends Analysis 37

Perficient

JULY 10, 2023

Political climate, environmental issues, technology innovations, criminal activity, economic volatility/inflation, account diversity, and industry regulatory changes are just a few examples of factors that often spur reputational risk or crises. Reputational risk is convoluted.

social media 170

social media Risk Management Analysis Industry 170

The Financial Brand

AUGUST 10, 2021

The post Innovation and Sheer Marketing Muscle Power Credit Card Battle appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Fintechs and neobanks are adding competition with fresh ideas as major players prepare to spend for share.

Innovation 41

Innovation Cards Marketing Banking Trends 41

The Financial Brand

OCTOBER 11, 2021

The post Payments Innovation Explodes, Sparked by Pandemic Disruption appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Squeezed by rapid changes, traditional providers scramble to meet the challenge of what a new Capgemini report calls a 'Payments 4.X'

Innovation 36

Innovation Payments Banking Trends Analysis 36

The Financial Brand

JULY 5, 2021

The post Consumers Funding Construction Loans in Innovative Fintech Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.

Innovation 36

Innovation Fintech Banking Trends Analysis 36

The Financial Brand

AUGUST 18, 2020

The post Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit? appeared first on The Financial Brand. Even before COVID socked the economy community banks and credit unions saw local loan demand falling. Adapting a fintech technique may help.

Community Bank 43

Community Bank Analysis Community Branding 43

FICO

DECEMBER 8, 2020

This prestigious ranking of the top 100 players in risk technology is determined by Chartis Research , the leading provider of research and analysis on the global market for risk and finance technology. Driving innovation across a global organization. First of all, innovation is front-and-center in FICO’s culture.

Innovation 52

Innovation Fraud Maine Analysis 52

The Financial Brand

OCTOBER 21, 2021

The post 3 Reasons Financial Institutions Can’t Let Mergers Stall Innovation appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Moving ahead with digital banking projects during a merger integration is tough. But the consequences of not doing so are far worse.

Innovation 32

Innovation Banking Trends Analysis Digital Banking 32

The Financial Brand

JULY 26, 2021

187-year-old savings bank stakes its future on a scalable combination of a digital-only brand, well-trained people and data analytics. The post A Small Bank Believes Its Digital Brand Will Succeed Where Chase Failed appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Branding 43

Branding Training Analytics Banking Trends 43

The Financial Brand

JANUARY 24, 2022

The post How American Express Digital Labs Creates Payments Innovations appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Lesson Two: Don't be afraid to partner with a leader instead of butting heads.

Innovation 29

Innovation Payments Banking Trends Analysis 29

The Financial Brand

APRIL 21, 2021

The post How One Community Bank Built its Strategy from an ROA/ROE Analysis appeared first on The Financial Brand. With a niche focus, the bank concentrates on a few things it’s really good at that big banks can't touch and fintechs haven't pounced on.

Community Bank 37

Community Bank Analysis Community Strategy 37

Cisco

NOVEMBER 15, 2022

It is about opening up information to spur innovation of third-party providers to build new, added-value offerings. Before open banking, financial institutions would hold on to its customers data, so it was difficult for new, innovative financial services providers to break into the market since they couldn’t access the data.

Innovation 156

Innovation Security Data Innovation Strategies 156

Independent Banker

FEBRUARY 28, 2023

But beyond its analysis to help you in your product journey, data can help transform your marketing efforts, offering insights into customer interests and behaviors to better align your offerings with their expectations. Data analysis and performance marketing do not have to be in-house skillsets.

Data 133

Data How To Community Bank Community 133

South State Correspondent

JANUARY 23, 2023

Our innovation working group, called Spark, has been playing with the tool for the past several months, and this article details how we use it to jump our productivity by 20%. 9) Keywords and Sentiment Analysis: Another great use case for ChatGPT is to analyze a block of language and return a required verbiage analysis.

Tools 370

Tools Examples Analysis Data 370

PYMNTS

OCTOBER 3, 2020

Brands have flocked to social media in an attempt to meet their consumers where they are and display a different side of themselves. Social media can be a terrific place to build bonds with one’s customers and show off a clever, avant-garde sense of humor – if a brand is good at it. And this week, Burger King was that brand.

social media 304

social media Marketing Branding Video 304

PYMNTS

JANUARY 15, 2021

We are delighted to partner with NAB, a globally respected banking brand and Australia’s leading business bank, and to provide them innovative, digital spend solutions for their [SMB] clients in Australia,” Bisgaard said, according to the report.

Management 172

Management National Regional Analysis 172

PYMNTS

AUGUST 9, 2019

The tool uses facial analysis and bridges the gap, the company said, between online and in-person shopping. while showcasing Younique’s premium brand of cosmetic accessories. Its aim is to answer the timeless question of “will this look good on me?”

social media 136

social media Tools Branding Analysis 136

PYMNTS

OCTOBER 28, 2020

The application suite for smaller FIs includes a catalog of regulator-accepted AML scenarios, tools for custom scenario design and analysis, a 360-degree view of customers and events, regulatory reporting templates and more. Last June, Oracle advanced its Retail Brand Compliance Management Cloud Service with the latest innovations.

Compliance 154

Compliance Security Management Analysis 154

PYMNTS

JULY 29, 2019

The founding concept behind the brand, CEO and Founder Chaitanya Nallan said of the skincare brand he founded in 2017, is that the skincare industry today has two main problems. Despite growing levels of frustration among their consumers, skincare brands continue to churn out generic formulations catering to the mass market.

Data 190

Data Branding Comparison Marketing 190

PYMNTS

JULY 8, 2019

The move will help to push InComm beyond specialized delivery of stored-value rewards to a large and comprehensive suite of end-to-end brand-focused loyalty, engagement and incentive programs, which will have travel and merchandise redemptions as well.

St. Louis 162

St. Louis Missouri Payments Georgia 162

South State Correspondent

MARCH 21, 2023

The need for a known, reliable brand creates an excellent opportunity for community banks to help small business customers while building deposit balances. This article breaks down how you can use the ERC Assist product to generate deposits in an innovative way. ERC Assist also serves to differentiate your bank from competitors.

Taxes 195

Taxes Community Bank Community Operations 195

NCR

APRIL 27, 2018

Many in the banking industry have recently highlighted Africa as a part of the world that has huge untapped potential for the development of innovative financial services products. Keeping up with the pace of innovation. Tanzania, for example, has permitted this for three years. However, other nations still ban the practice.

Innovation 56

Innovation Regional Regulation Mobile 56

The Financial Brand

NOVEMBER 14, 2021

The solution lies in product innovation plus an embedded banking model. The post Two Big Trends That Will Change Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Great digital experience won't reverse shrinking revenue growth.

Trends 43

Trends Banking Trends Analysis Innovation 43

PYMNTS

APRIL 28, 2020

The XVA (Xeeva) Platform, which is a data platform driven by artificial intelligence (AI) that fuels all of the firm’s products, was also newly branded to showcase its “importance in driving intelligent and predictive insights” per the firm. In separate news, Tradeshift teamed with Chain IQ to offer procurement services innovation.

Data 136

Data Management User Experience Maine 136

The Financial Brand

OCTOBER 20, 2021

Most banks and credit unions approach innovation by product or channel, leaving them struggling to keep pace with digital banking leaders. The post How Financial Institutions Can Stop Chasing Their Tail Digitally appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 41

Banking Trends Analysis Digital Banking Trends 41

FICO

APRIL 9, 2019

The good news is that consumer-permissioned data is providing the industry a platform for further innovation. With this data, which hadn’t been easily available, applications are innovating with new forms of analysis and insight, while financial services embrace new models for greater accuracy.

Security 66

Security Innovation Data Customer Experience 66

PYMNTS

JUNE 24, 2019

Supreme Heights will draw on the Company’s experience launching premium brands.”. and Europe present compelling investment opportunities given the promising environments for new health and wellness companies to establish differentiated brands and capture meaningful market share. The rapidly evolving CBD markets in the U.K.

Branding 100

Branding Leadership Capital Industry 100

The Financial Brand

JANUARY 11, 2022

Innovative minds in other industries have come up with terrific ways to improve customer experience that banks and credit unions can borrow. The post Here Are 8 Inspired Ideas from Other Industries that Banks Should Use Too appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Industry 37

Industry Banking Trends Customer Experience Analysis 37