Payments Dive

DECEMBER 12, 2023

Since his arrival in February, The Clearing House CEO David Watson has been remaking the company’s executive suite, with another appointment this week.

Leadership 418

Leadership Company 418

Payments Dive

NOVEMBER 14, 2023

The new hire is tasked with boosting adoption of The Clearing House’s RTP real-time payments system, as the new rival Federal Reserve FedNow system seeks to attract clients.

System 434

System Payments 434

Payments Dive

OCTOBER 23, 2023

When crafting strategies that can both create this future-forward perspective while capturing sales today, it’s important to consider modernizing the virtual payment structure.

Payments 397

Payments Strategy 397

Accenture

APRIL 19, 2022

When Neal Stephenson coined the term “metaverse” in his 1992 science-fiction novel, Snow Crash, he could hardly have foreseen that the phrase would be everywhere by late 2021. With bigtech giants like Tencent, Meta and Microsoft all making big bets on the metaverse, there is little doubt that the internet is on the verge of….

Digital Banking 420

Digital Banking Technology 420

PYMNTS

AUGUST 10, 2020

Real time is getting ever closer to prime time. But it might not be the Federal Reserve ’s doing. You’d be forgiven for thinking that faster payments might be the purview of the U.S. Federal Reserve, where details (a roadmap, really) of FedNow , the proposed instant payment system, were released earlier this month.

US 345

US Payments Maine System 345

Independent Banker

NOVEMBER 30, 2022

How we hire, retain, recruit and advance our missions amid momentous change will remain a key topic for community bank leaders and will influence our plans for the future. December creates a natural opportunity for reflection, and as I look back on our efforts over the past year, I’m struck by one core truth: It’s the people who make the bank.

Community Bank 165

Community Bank Tampa Community Meeting 165

Jack Henry

MAY 16, 2024

Soon, we will be back to “normal,” or at least something that resembles it. Promising vaccines are on the horizon. In some states, businesses are reopening. Holiday shopping is even underway. At the same time, millions of US-based businesses are preparing for 2021 and what it may bring.

US 78

US Industry Lending 78

BankInovation

MAY 15, 2024

AI and generative AI applications continue to dominate conversations within the financial services industry, but implementing generative AI is near impossible if bank data isn’t standardized and accessible. What makes good data?

Data 109

Data Fintech Industry Technology 109

TheGuardian

MAY 1, 2024

The pandemic accelerated the shift away from notes and coins. But China and others are realising that transition has a price One of the idiosyncrasies of China’s huge appetite for luxury goods has been the high sales of man bags – a niche item in the west. Early last decade, it was unremarkable to pay a quarter’s rent or buy a car in cash.

Survey 96

Survey Cards Marketing Technology 96

Jack Henry

MAY 16, 2024

FASB’s Accounting Standards Update (ASU) No. 2016-13 (more commonly referred to as CECL) was released earlier this year in June. At first look, the implementation dates for CECL are so far out that this project may not rank very high on a management team’s to-do list.

Management 78

Management Report Company 78

Gonzobanker

APRIL 25, 2024

When Calvin DoRight founded the bank in 1948, delivering exceptional customer service was his dream. Fast forward to modern times, when Thomas B. Thomas proclaimed. And the leadership team was excited to hear this news. This is the part where the story quickly takes a turn. Or so they thought.

System 148

System Training Community Bank Management 148

Realwired Appraisal Management Blog

SEPTEMBER 6, 2023

What makes a Chief Appraiser great? Mastery and success don’t come from the monumental moments but from the diligent, everyday tasks. The path to greatness is paved by consistent effort, patience and commitment. Joshua Medcalf’s Chop Wood Carry Water highlights the goal of how to fall in love with the process of becoming great. The […]

How To 105

How To 105

Gonzobanker

AUGUST 24, 2023

This decade-long crisis touches banks’ products, technologies, people, processes and the political climate. In an article titled Is the Banking Crisis Over? We Are About to Find Out , the Wall Street Journal identified three concerns that could determine if the banking industry is out of the crisis or still in one: Deposit costs. Bond losses.

Innovation 148

Innovation United States Industry Technology 148

Realwired Appraisal Management Blog

JANUARY 23, 2024

For Chief Appraisers, are a few RMA CART meetings enough? For fee appraisers, are USPAP courses every two years enough? Are you learning enough to scale your value? How much knowledge outside our valuation bucket are you reading (books), attending (seminars) or listening to (podcasts)?

Course 103

Course Meeting 103

Gonzobanker

JUNE 7, 2023

The launch of Charlie points to an underserved niche in banking: older adults. Well, it happened. In mid-May, a digital bank account for the 62+ crowd debuted in the United States. It’s called Charlie , and its appeal is emotional. You’ve been the everything to everyone. Now it’s your turn” reads the tagline on its website. life expectancy was 76.1

Los Angeles 133

Los Angeles Fintech Digital Banking Tools 133

TheGuardian

DECEMBER 27, 2023

We celebrate the companies that went the extra mile … to inflate their balance sheets and let down loyal customers These are troubling times for big business. Traders, fighting for survival, need to focus on money. They sink turnover into alluring marketing campaigns to win loyalty. Your faulty new car can’t be fixed? A refund can’t be processed?

Resources 144

Resources US Marketing Company 144

BankUnderground

JANUARY 17, 2024

Lennart Brandt, Natalie Burr and Krisztian Gado The Bank of England has a 2% annual inflation rate target in the ONS’ consumer prices in dex. But looking at its 700 item categories, we find that very few prices ever change by 2%. In fact, on a month-on-month basis, only about one fifth of prices change at all. This is called state-dependent pricing.

Data 133

Data Policies US Regional 133

SWBC's LenderHub

JANUARY 24, 2024

The holidays brought laughter by the fireplace, warm desserts, and the joyous sounds of caroling. But lurking outside in the frigid cold, after the tree is put away and before the first credit card bill comes, winter is preparing a surprise for your members: Unforeseen car troubles threaten to cast a dark shadow over the recent festivities.

Cards 78

Cards 78

Jeff For Banks

MAY 9, 2024

Last week I attended two back-to-back banking conferences and it was apparent that attendance was down. This is the likely reaction to banks' profit challenges resulting from net interest margin pressures that are due to slowly repricing loans accompanied by ever faster repricing deposits. Let's tighten our belts to offset revenue decline.

Conference 98

Conference Community Bank Community Tools 98

Realwired Appraisal Management Blog

JANUARY 10, 2024

The world isn’t as it is. The world is as you are. Our valuation industry needs a new roadmap, a new path. More connections, more optimism, more enthusiasm to improve. It’s on you. It’s on me. Let’s get to work. When you show up to the world with an open heart, a spirit of giving […]

Industry 105

Industry 105

ATM Marketplace

MARCH 5, 2024

With cloud-based tech, ATM operators can deliver the same customized experiences as smartphones.

ATM 95

ATM Customer Experience Operations 95

American Banker

MAY 15, 2024

These 20 bankers and fintech executives are helping banks go digital in new ways.

Innovation 78

Innovation Fintech Digital Banking 78

American Banker

APRIL 4, 2024

The Federal Reserve, historically a secretive and isolated institution, has made a concerted effort to explain itself to and be understood by the public since 2008. But try as it might, the central bank is still viewed by many as an enigma, if not an enemy.

Policies 90

Policies Compliance Regulation 90

TheGuardian

OCTOBER 25, 2023

In the week that nearly 4 million Britons were reported to live in destitution, policymakers axed the cap on City pay. How’s that for a healthy society? At last the British establishment has identified a 100% cast-iron Brexit bonus. This week, financial watchdogs agreed there need be no more limits on the bonuses paid to City bankers.

National 105

National Report 105

William Mills

MAY 14, 2024

In a constantly evolving world and financial landscape, understanding today’s trends will guide future decision making and allow banks and credit unions to prepare their financial institution for the future.

Report 74

Report Trends Fraud Lending 74

American Banker

APRIL 19, 2024

Beth Johnson, a self-described math geek, is driving the bank's ESG strategy and training its employees to keep pace with industry trends.

Training 81

Training Trends Strategy Data 81

BankUnderground

APRIL 24, 2024

Julian Reynolds Policymakers and market participants consistently cite geopolitical developments as a key risk to the global economy and financial system. But how can one quantify the potential macroeconomic effects of these developments? This impact appears much larger in emerging market economies (EMEs) than advanced economies (AEs).

Policies 104

Policies Marketing Groups Analysis 104

Realwired Appraisal Management Blog

AUGUST 30, 2023

Loan Officer: “Sure, it’s a… building. Maybe brick? Definitely has windows.” I tease but many loan officers see details as an inconvenience. Maybe they’re playing a game, trying to see if the appraiser can guess the rest. Sort of like charades but less […]

Management 105

Management 105

TheGuardian

MAY 16, 2024

The Treasury has been quietly selling off the government’s stake at ever-higher prices on a rising market. Why mess with that? The government’s plan to sell shares in NatWest to the general public is so advanced that the odds on the chancellor pulling the plug on a pet project are slim. Continue reading.

Retail 70

Retail Marketing Groups 70

Realwired Appraisal Management Blog

APRIL 29, 2024

Let’s talk trust. Not the warm and fuzzy kind, but the kind regulators demand – the kind that keeps the FDIC and OCC off your doorstep with their clipboards and furrowed brows. In banking, trust boils down to risk management. You’ve got policies, procedures, a mountain of acronyms (KYC, AML, BSA, anyone?), but how do […]

FDIC 59

FDIC Risk Management Policies Regulation 59