Abrigo

DECEMBER 23, 2022

Blog posts to help your asset/liability management (ALM) staff strategize for the future These ALM posts were the most popular in 2022. Navigating a rising-rate environment, leveraging core deposit strategies, and pricing loans effectively were top of mind for asset/liability management (ALM) staff in 2022. Lending & Credit Risk.

Resources 195

Resources Risk Management Study Strategy 195

SWBC's LenderHub

JANUARY 24, 2022

Semiconductor supply chain issues caused major headaches for auto lenders throughout 2021 and vehicle production continues to suffer into 2022. In this blog post, we’ll take a deep dive into how demand for computer chips is expected to impact auto sales in the coming months.

Lending 148

Lending 148

CFPB Monitor

OCTOBER 2, 2023

The CFPB recently released a report entitled Data Point: 2022 Mortgage Market Activity and Trends based on 2022 data reported by lenders under the Home Mortgage Disclosure Act (HMDA).

Trends 78

Trends Report Marketing Lending 78

Perficient

MARCH 3, 2022

Federal bank regulators work together to design Comprehensive Capital Analysis and Review (“CCAR”) stress tests that are designed to ensure that even in the case of a severe recession, significant banks can lend to households and businesses. Ten-year Treasury yields increase from around 1.5% to hover around 2.50

Capital 294

Capital Regulation Exercises United States 294

CFPB Monitor

DECEMBER 15, 2022

The Federal Reserve System, through its Consumer Compliance Outlook platform, recently hosted its annual Fair Lending Interagency Webinar. During the session, a variety of fair lending topics were discussed, including redlining, appraisal bias, and Special Purpose Credit Programs (SPCPs),

Lending 146

Lending Compliance System 146

Gonzobanker

DECEMBER 7, 2023

It’s time for banks and credit unions to finally execute those C&I lending priority initiatives. Senior bank and credit union executives have ranked commercial and industrial (C&I) loans as a top lending priority over the past several years in Cornerstone Advisors’ annual What’s Going On in Banking research.

Lending 156

Lending Analysis Strategy Management 156

CFPB Monitor

JUNE 12, 2023

The Federal Trade Commission has provided its annual report to the CFPB on its enforcement and related activities in 2022 regarding the Truth in Lending Act (TILA), Consumer Leasing Act (CLA), and Electronic Fund Transfer Act (EFTA) (collectively, the “Financial Acts”). It also released its 2022 annual report on refunds. .

Report 78

Report Lending 78

CFPB Monitor

JUNE 9, 2022

Proponents of the Payday Loan Interest Rate Cap ballot initiative in Michigan met the June 1, 2022 deadline to appear on the November 2022 ballot in the state. Michiganders for Fair Lending – the initiative’s sponsor – collected over 570,000 signatures of which it submitted (after a quality control process) 405,265.

Michigan 78

Michigan Lending District of Columbia Community 78

Abrigo

FEBRUARY 23, 2022

Loan Decisioning Allows Small Business Lending to Grow Community financial institutions can leverage automated loan underwriting to increase small business lending and achieve consistency. . Takeaway 2 Loan decisioning allows institutions to efficiently allocate credit analysts’ time for profitable small business lending.

Lending 195

Lending Community Bank Community Analysis 195

Independent Banker

APRIL 30, 2022

Loan providers share an infectious enthusiasm and growing optimism for one vertical’s prospects in 2022: commercial lending. Here’s how community bankers can take advantage of various sectors—including SBA lending—over the next 12 months. anticipates a low double-digit increase in its commercial lending in 2022.

Lending 158

Lending Community St. Louis Community Bank 158

Bobsguide

MAY 18, 2022

Congratulations to the entire CompatibL team for winning our Best Risk Management Platform Award for 2022.”. The 2022 FinTech Breakthrough Awards program attracted more than 3,950 nominations from across the globe. The post CompatibL Wins at the 2022 Fintech Breakthrough Awards appeared first on Bobsguide.

Fintech 147

Fintech Risk Management Analytics Software 147

CFPB Monitor

JULY 6, 2022

The CFPB has published its Spring 2022 rulemaking agenda as part of the Spring 2022 Unified Agenda of Federal Regulatory and Deregulatory Actions. Even the two items that appeared as long-term actions in the Fall 2021 agenda, artificial intelligence and mortgage servicing, no longer appear in the Spring 2022 agenda.

Lending 78

Lending Regulation FDIC Data 78

SWBC's LenderHub

APRIL 25, 2022

As we enter into Q2 2022, the already strong used vehicle market is expected to heat up. Experts at Cox Automotive predict the coming months will be the strongest part of the year for vehicle sales:

Marketing 78

Marketing Trends Lending 78

CB Insights

JANUARY 26, 2023

The fintech industry took a hard hit in 2022 as investors scaled back their investments amid market turmoil. DOWNLOAD THE STATE OF FINTECH 2022 REPORT Get the latest data on global fintech investment trends, the unicorn club, sectors from banking to payments, and more. Fintech is central to a16z’s investment strategy.

Strategy 101

Strategy Fintech blockchain Lending 101

Abrigo

FEBRUARY 25, 2022

Personalized Touch with Efficient Service Can Boost Lending Banks and credit unions can boost business lending by combining a relationship focus with transaction-oriented processing. . This competition can only increase as the lending landscape continues to shift. Streamlined, Quick. Win more business loans you want.

Lending 195

Lending St. Louis Community Survey 195

CFPB Monitor

JULY 5, 2023

The Federal Financial Institutions Examination Council (FFIEC) recently announced the release of the 2022 Home Mortgage Disclosure Act (HMDA) data. The CFPB also released a summary of the data. Continue Reading

Data 78

Data National Report Lending 78

Independent Banker

DECEMBER 31, 2021

What changes will 2022 bring? And as local economies continue to stabilize and many challenged industries bounce back, 2022 may be the year community bankers put the rubber to the road by revisiting goals and turning them into action items. What will drive profit in 2022? Janet Silveria, Community Bank of Santa Maria.

Community Bank 144

Community Bank Community Lending Louisiana 144

Independent Banker

JUNE 30, 2022

As we kick off this year’s lending issue, I want to pause for a moment to reflect on just how much lending has changed. I’ll be attending the 2022 Idaho, Nevada, Oregon and Washington Bankers Associations’ Annual Convention in Coeur d’Alene, Idaho, and meeting with ICBA’s board of directors. Where I’ll be this month.

Lending 141

Lending Idaho Nevada Oregon 141

BankInovation

MARCH 25, 2022

In this Weekly Wrap episode of “The Buzz” podcast, the Bank Automation News team discusses the recent Bank Automation Summit 2022 with recorded excerpts from the panel “Modernizing Commercial Lending Through Automation.” This episode […].

Lending 96

Lending Technology 96

CFPB Monitor

AUGUST 11, 2022

The FHFA announced that Fannie Mae and Freddie Mac will require mortgage servicers to maintain certain fair lending data elements, including the borrower’s age, race, ethnicity, gender, and preferred language. The fair lending data must be stored in a searchable format, and must transfer with servicing throughout the loan term.

Lending 78

Lending Data Regulation Policies 78

PYMNTS

MAY 5, 2020

Digital lending marketplace BitX Funding , which matches business owners and non-bank lenders, is aiming to help Amazon third-party (3P) sellers grow. Rowe noted, “Large banks and other lenders don’t recognize the assets of 3P sellers, as their inventories sit with Amazon.

Lending 159

Lending Online Tools Capital 159

Bobsguide

APRIL 21, 2022

Finastra appoints Isabel Fernandez to accelerate lending business growth. Company welcomes Isabel to the Finastra leadership team, as EVP, Lending Business Unit. The post Finastra appoints Isabel Fernandez to accelerate lending business growth appeared first on Bobsguide. I’m looking forward to getting stuck in.”. Paddington.

Lending 109

Lending Leadership Community Software 109

BankInovation

DECEMBER 27, 2022

Technological innovation has taken the auto industry by storm since the start of the COVID-19 pandemic by automating lending operations and addressing consumer pain points in the car-buying process to improve the end-to-end purchasing experience.

Innovation 52

Innovation Technology Lending Operations 52

ABA Community Banking

MAY 16, 2022

The Community Development Financial Institutions Fund today opened its funding round for fiscal year 2022 funding for its small-dollar loan program. The post CDFI Fund Now Accepting Applications for Small-Dollar Lending Program Funds appeared first on ABA Banking Journal.

Lending 90

Lending Community Community Bank 90

CFPB Monitor

JULY 31, 2023

The report discusses the Bureau’s examinations in the areas of auto origination and servicing, consumer reporting, debt collection, deposits, mortgage origination and servicing, and payday and small dollar lending, that were completed from July 1, 2022 to March 31, 2023. . Continue Reading

Lending 78

Lending Report 78

The Financial Brand

OCTOBER 20, 2021

The post Top Mortgage Lending Trends for 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Despite some uncertainty over the duration of the home buying boom, banks and credit unions must adapt to technology and demographic changes.

Trends 36

Trends Lending Banking Trends Analysis 36

SWBC's LenderHub

AUGUST 11, 2022

With a recession on the horizon, the landscape for financial institutions will become more difficult for the rest of 2022 and into 2023. Rising delinquencies, tighter margins driven by an inverted yield curve, and softening loan demand due to higher rates will pose a series of challenges.

Lending 78

Lending 78

CFPB Monitor

APRIL 12, 2023

In the March 2023 issue of Consumer Compliance Supervisory Highlights , the FDIC discusses consumer compliance issues identified by its examiners during supervisory activities conducted in 2022 involving referral arrangements, trigger leads, servicemember protections, and fair lending compliance. Compliance Issues.

Compliance 78

Compliance FDIC Lending Trends 78

Independent Banker

FEBRUARY 28, 2022

As we look into 2022, expert opinions on the direction of interest rates are mixed. Les Parker, Managing Director for Transformational Mortgage Solutions for example, predicts that interest rates could fall temporarily below 1 percent in 2022 as continued COVID outbreaks spark economic uncertainty. How to turn insight into action.

Leadership 91

Leadership Strategy Lending Community Bank 91

ABA Community Banking

JANUARY 5, 2022

What's on the community bank roadmap for digital process improvement in 2022? The post Podcast: The Community Bank Digital Transformation Roadmap for 2022 appeared first on ABA Banking Journal.

Community Bank 98

Community Bank Community Management Customer Experience 98

Abrigo

MAY 30, 2023

Takeaway 2 Reporting tiers and their deadlines are based on the number of covered transactions to small businesses that a lender originated in 2022 and 2023. The CFPB small business lending regulations are being included as subpart B of Reg B and aim to support and enforce the fair lending requirements.

Compliance 195

Compliance Lending Data Regulation 195

American Banker

OCTOBER 16, 2023

Crypto lending is still small compared with the leverage bubble that took down large swathes of the sector when it burst in 2022, and executives say they've taken pains to avoid a repeat.

Lending 41

Lending Industry Bitcoin cryptocurrency 41

The Paypers

AUGUST 16, 2022

The Reserve Bank of India (RBI) has released, on 10 August 2022, its regulatory framework for digital lending, following recommendations put forward by the digital lending working group in November 2021.

Lending 68

Lending Groups 68

PYMNTS

JANUARY 24, 2021

The paper stated that Viking Cruises reported heavy bookings for four-month cruises scheduled for 2022 and 2023 and in the meantime has added safety measures such as daily COVID-19 testing with the highly reliable PCR method and air-purification systems.

Operations 260

Operations Groups Lending National 260

SWBC's LenderHub

FEBRUARY 14, 2022

As new car sales improve, 2022 should be a solid year for collateral protection insurance (CPI). With delinquencies expected to increase as government stimulus funds dry up, financial intuitions’ net interest margins will likely continue to be squeezed.

Lending 78

Lending 78

Bobsguide

JULY 7, 2022

Lake Mary, FL, US – June 30, 2022 – Finastra today unveiled its embedded consumer lending solution, enabling access to traditional regulated lending options for consumers at point-of-sale (POS). For merchants, the BaaS platform provides access to numerous lenders and their specific products.

Lending 68

Lending Seattle Regulation US 68

FICO

FEBRUARY 21, 2023

Another full year is in the books As 2022 came to a close, the economic environment in the United States is teetering on the edge of a recession. Inflation is easing as funding rates have risen to 15-year highs, but the technology sector is beginning to lay off employees in masses – through 2022 low levels of unemployment kept the U.S.

Trends 52

Trends Industry US Cards 52