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The 2022 GonzoBanker Awards

Gonzobanker

Who saw 2022 coming and accurately predicted the headlines? A few modest examples of the 2022 roller coaster ride: The Fed rate hikes in 2022 totaled 425 basis points. In 2022, there was… wait for it… exactly one. Goes to 2022. Goes to all the hot tech and defi players that bought pricey ads at the 2022 Super Bowl.

Community 216
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2022 predictions: Core, cloud and banking

BankInovation

Core and cloud providers are set to pour focus and funds into customer-facing innovation in 2022. Last year saw the core and cloud industry extend its influence on business and retail banking, with core providers and banks forming deep partnerships.

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Taking New Approaches To Retail Stores And Faster Payment Models

PYMNTS

Data: 2020: The year that Anchor Shops, with a retail store and a fulfillment center, is set to open. 80 percent: Estimated CAGR of real-time payment growth in higher education between 2018 and 2022. 12: Number of additional stores that Anchor Shops hopes to build in the Philadelphia and New Jersey region.

Retail 132
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Meet Our 2022 FICO Decisions Awards Judges

FICO

FICO has announced its panel of independent judges for the 2022 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. 2022 Judges (Left to Right): Sidhartha Dash, Paul Deall, Senthil Erulappan, Armando Junior.

Meeting 52
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1Q 2023 Loan Pricing Update

South State Correspondent

2022 will go down as one of the worst years for community bank loan mispricing when viewed on a spread basis. ROE Targets Moved up in 2023 As was the theme for most of 2022, the target risk-adjusted return on equity increased from 15% at the start of 2022 to 24% at the beginning of 2023.

Lending 195
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European Fraud Predictions 2022: Vaccine Scams to Deep Fakes

FICO

As we move forward into 2022, we are seeing the first signs of some interesting trends that will pick up pace across borders. As such, we’ve seen a slow emergence of a black market for the sale of fake vaccine passports and it is on its way to becoming a lucrative industry in 2022. Related scams have also been on the rise.

Fraud 52
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5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

A potential economic slowdown, slower rate rises, an inverted yield curve, and deposit stress likely make 2023 a trying year compared to 2022. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital. Develop a more innovative process.