PYMNTS

APRIL 12, 2019

Fresh off headlines tied to JPMorgan CEO Jamie Dimon’s appearance on Capitol Hill and a shareholder letter that pointed toward resilient economic fundamentals in the United States and the promise of digital banking, the bank posted first-quarter results that topped expectations. a share, topping the Street by 30 cents.

Mobile 108

Mobile United States Cards Community Bank 108

PYMNTS

FEBRUARY 14, 2020

China’s central bank gave Mastercard the green light on Feb. 11 to set up a bank card clearing business, providing it with access to a $27 trillion payments market. The People’s Bank of China said it has approved an application by Mastercard’s Chinese joint venture to run a bank card clearing business in the nation.

Retail 141

Retail Cards Millennials Fraud 141

PYMNTS

APRIL 24, 2020

Reports in American Banker said CB Insights data has revealed a 45 percent decline in year-over-year FinTech funding in the year’s first quarter, and a 25 percent drop from Q4 2019. Cross River Bank aims to connect FinTechs and corporates like Amazon and Google with digital banking, lending and deposit services.

Fintech 193

Fintech Capital Security FDIC 193

PYMNTS

JANUARY 21, 2021

Stats from banks, pretty much across the board, have given evidence that consumers have been pivoting to their mobile devices to attend to their everyday financial needs. In just a few recent examples: Bank of America said this past week that active mobile banking users rose 6 percent to 30.8 million during the quarter.

Mobile 252

Mobile Report Trends Digital Banking 252

Gonzobanker

JUNE 11, 2018

Attendance at American Banker’s Digital Banking conference has grown significantly since I was here in 2016, reflecting the obvious interest levels in digital, yet the vibe remained largely the same as two years ago…. Is voice banking even a blip on your digital roadmap? Huge missed opportunity.

Conference 70

Conference Digital Banking Austin Digital Strategies 70

PYMNTS

JUNE 24, 2020

Now, in addition to car and personal loans on behalf of retail and institutional investors, Zopa will introduce savings accounts this week, to be followed by the addition of credit cards later this year. million) to become a challenger bank. In December, PYMNTS reported Zopa expected to receive £130 million ($1.67

Security 215

Security Capital Cards Report 215

Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on.

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

PYMNTS

DECEMBER 17, 2018

launch in February of 2019. “We We are doing that by building a digital bank that truly accommodates the way people live their lives and is dedicated to connecting a person’s finances to their social world.”. B-Social’s plan is to let users buy stuff with its card, and then mark the purchase as an expense for a group.

Fintech 176

Fintech Groups Lending Financial Technology 176

PYMNTS

JANUARY 15, 2021

Morgan Chase, Citigroup and Wells Fargo showed the pandemic’s impact on critical lending and spending, and of course debt repayment, may not have been as bad as had been feared in the dark days of Spring 2020. What’s in the cards? Morgan released reserves, yes, but kept its reserves tied to the card business intact, at $17.8

Course 152

Course Conference Mobile Cards 152

PYMNTS

OCTOBER 1, 2020

More than 40 percent of United States businesses received at least some of their invoices in 2019 via a form of communication that many younger generations may have trouble identifying, let alone using: fax. One Nordic financial startup has reversed this trajectory and decided to get its own banking license. Around The BaaS World.

Payments 169

Payments Fintech Trends United States 169

Gonzobanker

FEBRUARY 20, 2021

GonzoBanker mothership Cornerstone Advisors’ recent What’s Going On In Banking 2021 research points to digital account opening being the top bank tech replacement priority in mid-size banks for the third year in a row. Digital banking providers answered the demand with digital account opening solutions.

Digital Banking 97

Digital Banking Lending ATM Atlanta 97

Gonzobanker

DECEMBER 14, 2023

A lover of picking bank stocks and playing piano who served our country in the U.S. which provides digital banking videos and user guides to help FIs increase their customers/members’ digital adoption. Paul wrote the “ Online Banking for Dummies ” book in the late ’80s. Paul Murphy, founder of Murphy & Co.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

JUNE 17, 2019

In a discussion with Karen Webster, Samuel-Ogbu talked about the role of API aggregation and how incentives can help to ignite open banking, one of the main efforts now taking place in the world of payments and commerce. The discussion took place as more attention shifts to open banking. API Aggregation. 14 deadline?

User Experience 196

User Experience Examples Innovation Cards 196

PYMNTS

JULY 18, 2018

The investment bank, which has made major advances to bolster its digital investments, continued moves to bolster its increasingly important digital expansion, including its Marcus by Goldman Sachs online consumer savings and lending platform. Goldman Sachs said net income jumped $2.57 billion, compared with $1.83

Apple 100

Apple Conference Maine Lending 100

CB Insights

FEBRUARY 20, 2020

In 2018, companies from 31 countries and 19 categories — spanning payments, digital banking, insurance, and more — made it onto the CB Insights 2018 Fintech 250 list. All told, they raised over $15B in 2019, in addition to forging new high-profile partnerships, spinning off new ventures, and evolving their products and strategies.

Fintech 80

Fintech US Lending Cards 80

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. In August 2019, the company closed out its Series F funding round from Sequoia, Andreessen Horowitz, and General Catalyst at a $35B valuation.

Online 98

Online Company Retail Payments 98

CB Insights

NOVEMBER 21, 2019

While deals and dollars slowed to Canadian startups in the first half of 2019, early-stage startup activity suggests that there’s more to the story. GET THE ENTIRE 41-PAGE CANADA VC REPORT H1 2019. Canadian VC-backed companies saw funding drop 13% in H1 2019 compared to H1 2018. The 2019 Canadian fintech market map.

Fintech 93

Fintech Marketing US Technology 93

PYMNTS

OCTOBER 8, 2019

Three months away from the end of 2019 and the dawn of the 2020s, the state of the credit union is stable, due to a healthy foundation that is already in place, according to Charles E. Digitization, he said, helps level the playing field for CUs competing with bigger players. Chuck) Fagan, CEO of PSCU.

United States 102

United States Millennials Course Lending 102

FICO

AUGUST 19, 2022

Tackling the Fintech Threat: A Guide for Banks and Credit Unions. Thu, 12/19/2019 - 16:29. billion globally in 2021 – banks and credit unions are losing their status as the primary financial services providers to American consumers. banks collected $15.47 billion in overdraft and non-sufficient funds (NSF) fees in 2019.

Fintech 52

Fintech Millennials Lending Tools 52

Gonzobanker

JANUARY 17, 2020

Wells Fargo analyst Mike Mayo got a great deal of attention this year when he claimed that the coming decade will be “the biggest tech transformation in the history of banking.” For execs who climbed the ladder in finance, lending or branches, buckle in because the techies are about to steal the show. The delay has been too long.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

Gonzobanker

FEBRUARY 19, 2020

In What’s Going On In Banking 2020: Outlook for a New Decade , 65% of banks and 76% of credit unions say these partnerships will be an important part of their business strategies this year. These numbers represent an increase from 49% and 60%, respectively, in 2019.

Strategy 109

Strategy Fintech Study Customer Experience 109

CB Insights

AUGUST 26, 2021

In 2019, the firm launched a $5B Latin American Fund, as well as a second Vision Fund, which has since grown in size to roughly $30B. It’s on track to reach 197 deals by year-end — nearly 3x its previous record in 2019. SoftBank has backed Gympass , which provides access to in-person gyms, across multiple rounds since 2019. .

Regional 94

Regional Fintech Analysis Company 94

PYMNTS

MARCH 15, 2019

It’s been widely reported that amid Parliament and May jockeying for power over the process, a softer Brexit may have been in the cards, which would have kept closer economic and trade relationships between the U.K. would, in fact, stay in the European Union. As always, the devil is in the details. and the EU.

Apple 116

Apple social media Fintech Lending 116

PYMNTS

MARCH 15, 2019

It’s been widely reported that amid jockeying for power over the process between Parliament and May that a softer Brexit may have been in the cards, which would have kept closer economic/trade relationships between the UK and the EU. As always the devil is in the details.

Apple 101

Apple social media Fintech Lending 101

Fintech Labs Insights

JUNE 11, 2024

Related: Top 16 U.S.

Fintech 15

Fintech Conference Industry Cards 15

Fintech Labs Insights

AUGUST 31, 2021

Lending software. Card processing. Had revenue no less than $2,000,000 in 2019. Revenue in 2019 exceeds revenue in 2016. Related: Top 15 Online Digital Corporate Credit Cards for Small Businesses (August 2021). Online Digital Banks for Small Businesses (SMB) August 2021. 3-yr Growth*.

Fintech 15

Fintech Company United States Comparison 15

CB Insights

NOVEMBER 5, 2019

In May 2019, Barclays released a note estimating the value of Tencent’s fintech business at $123B, or close to a third of the company’s total market cap. At its Investor Day in September 2019, Ant disclosed that financial services has overtaken payments and now makes up over 50% of its overall revenue. billion yuan).

Fintech 51

Fintech social media Analysis Marketing 51

PYMNTS

OCTOBER 13, 2017

13), as the beleaguered bank — rocked by scandals tied to sales activities and fake account openings, among other practices — missed top-line estimates but beat on earnings per share. Within those results, however, Wells Fargo showed traction in its credit card and digital banking initiatives. billion, lower than the $22.4

Digital Banking 100

Digital Banking Cards ATM Lending 100

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. Today, JPMorgan (JPM) is using its capital and scale to build an entirely digital bank. JPM boasts an industry leading credit card network. JPM’s evolving suite of digital banking apps.

Cards 76

Cards Mobile Strategy Branding 76

Fintech Labs Insights

FEBRUARY 2, 2021

New in January: Newborns: Digit Insurance : The Indian insurance startup, now valued at $1.9B, was founded in 2016 and has raised $250M. The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. Nov 2019 round. Dec 2019 round. Nov 2019 round.

United States 15

United States Fintech Utah Lending 15

Fintech Labs Insights

AUGUST 26, 2020

Startups 2005 1 2006 0 2007 1 2008 1 2009 2 2010 2 2011 6 2012 5 2013 6 2014 13 2015 19 2016 17 2017 27 2018 23 2019 40 2020 50 Source: YCDB.co, TechCrunch. Bits : [Cards, Credit scores, Consumer] Product: Helps build credit scores with a digital credit card that must be paid off every month. Year Fintech. in revenue.

Fintech 12

Fintech Cards Lending cryptocurrency 12

PYMNTS

JANUARY 13, 2020

consumer and the sea changes tied to commerce, eCommerce, lending and credit. For those watching the payments sphere, the tea leaves are there for the reading, tied to mobile and digital banking adoption, to outstanding balances on cards, and to auto loans and mortgages. Going Mobile. billion seen in December 2018.

Mobile 131

Mobile US Lending America 131

PYMNTS

JANUARY 13, 2020

consumer and the sea changes tied to commerce, eCommerce, lending and credit. For those watching the payments sphere, the tea leaves are there for the reading, tied to mobile and digital banking adoption, to outstanding balances on cards, and to auto loans and mortgages. Going Mobile. billion seen in December 2018.

US 130

US Lending America Course 130

Fintech Labs Insights

NOVEMBER 19, 2021

2019 to 2021 >>> 3. Digital Lenders (ranked by our FAB score*). A defunct Canadian bank, Bayshore Trust, launched the first online loan application in March 1996. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. Founded: 2019. Funding $M. HQ: Toronto.

Atlanta 15

Atlanta Utah Miami DC 15

Gonzobanker

DECEMBER 19, 2016

Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Best Free Market Research a Retail Banker Will Ever Get.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Best Free Market Research a Retail Banker Will Ever Get.

Utah 60

Utah System Community Marketing 60

PYMNTS

JUNE 27, 2019

No matter their size, Clark said, all CO-OP’s credit union partners can benefit from diving into the digital space, and better insight into the best practices they need to best serve their members. Credit unions are very engaged in a variety of areas: auto lending, home lending, checking accounts.

Payments 100

Payments ATM Lending United States 100