PYMNTS

DECEMBER 28, 2018

According to the PYMNTS/Unifund Financial Invisibles Report , 81 percent of participants said their financial situations have either remained stable or improved since last year, and the number of consumers seriously delinquent on debt dropped 11 percent between Q4 2017 and Q2 2018. Resetting Mortgage Services.

Millennials 145

Millennials Lending System Data 145

William Mills

APRIL 20, 2017

JPMorgan Chase, Ellie Mae, USAA, and Quicken Loans were part of a panel discussion on their perspectives about fintech. An interesting local angle discussed at MBA Tech was the growth of fintech in the city of Detroit and what it means for its citizens and the industry. The post MBA Tech 2017: Blockchain, APIs and Robots, Oh My!

blockchain 46

blockchain Detroit Conference Knowledge Base 46

FICO

MAY 23, 2017

Millennials hate banks, so much so that a majority would rather visit the dentist than listen to what banks are saying. New fintech products—across a wide range of areas including lending, wealth management, and payments—are going to lead to the unbundling of the financial services industry. Silicon Valley is coming.

Fintech 40

Fintech Millennials Survey Lending 40

CB Insights

NOVEMBER 5, 2019

There are just two China-based fintech businesses valued at over $100B in the world. The second, conceivably, is Tencent’s fintech business. In May 2019, Barclays released a note estimating the value of Tencent’s fintech business at $123B, or close to a third of the company’s total market cap. billion yuan).

Fintech 51

Fintech social media Analysis Marketing 51

PYMNTS

JULY 31, 2017

That’s bad news for some of the largest FIs, despite a recent uptick in small business lending activity. The 2017 report from FIS surveyed nearly 500 SMEs in the U.S. While lending restrictions seem to be easing somewhat recently, SMBs have struggled mightily in terms of getting approved for business loans.”.

Survey 112

Survey Community Bank Community Regional 112

CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. get the 86-page fintech report.

Cards 71

Cards Fintech UX Strategy 71

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. Download the free report to find out how fintech is shaping the future of wealth management and investing. get the REPORT on next generation investors.

Millennials 77

Millennials Mobile Lending Cards 77

William Mills

AUGUST 17, 2016

Between September and October, we’ll see a host of new companies, ideas and innovation, and we’ll hear from the “experts” on those issues we need to pay attention to in 2017. The best quote I’ve heard recently is, “Anyone can lend money. Alternative lenders are learning more about fraud to their dismay and access to capital.

Conference 40

Conference Innovation Las Vegas Colorado 40

CB Insights

FEBRUARY 1, 2019

Consider that: Half of Indonesia’s population is under the age of 30, with the number of millennials (aged 17-35) in Indonesia currently at 79.5M. GET THE 106-PAGE FINTECH TRENDS REPORT. Download the free report to learn about the biggest trends from fintech in 2018 and ones to watch for 2019.

Policies 61

Policies Lending Operations Examples 61

Abrigo

DECEMBER 15, 2016

In the 2015 Growth Strategy Survey by Bank Director , the most commonly cited areas for growth were Commercial Real Estate Lending, C&I loans, SBA loans, and Construction loans. This is compounded by the growing trend of Millennial small business owners.

Lending 150

Lending Millennials Study Survey 150

CB Insights

OCTOBER 10, 2018

We define startups disrupting banking broadly to include mobile-first fintech companies that primarily focus on leveraging technology and software to digitize and streamline retail and business credit, checking, and savings accounts. Revolut has been aggressively iterating on its products and blurring fintech business lines.

Retail 78

Retail Cards Millennials Mobile 78

CB Insights

DECEMBER 7, 2017

By the end of 2017, nearly $1.8T worth of mortgages will have been originated in the United States this year, according to government-backed mortgage lender Freddie Mac. FINTECH TRENDS Q3 2017 RESEARCH BRIEFING. Fintech deals and funding are on track to reach record highs in 2017. What is mortgage tech?

Millennials 69

Millennials Lending United States Technology 69

PYMNTS

JUNE 27, 2019

The installment lending playing field just got more interesting — and global — today (June 27). This offering is the latest set of APIs made available to issuers and FinTech firms via the Visa Next “digital-first” platform offering. trillion market in 2017 growing at twice the rate of credit cards. However, in the U.S.,

Lending 188

Lending User Experience Cards Fintech 188

PYMNTS

SEPTEMBER 23, 2016

This is great news — if one happens to be in charge of digital banking for one of the 20 or so largest banks in the world with massive scale, a huge budget to develop internal technical capacity and the ability to leverage advantageous partnerships with cutting-edge FinTech providers. Consumers want the latest mobile capabilities.

Mobile 100

Mobile Community Bank Tools Community 100

CB Insights

OCTOBER 10, 2017

Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” Bankrate found 83% of millennials don’t think they’ll ever retire: they simply “don’t think they’ll have the money” to do so.). In aggregate, they command $1.3 trillion in annual spending.

Tools 78

Tools Millennials US Maine 78

Gonzobanker

DECEMBER 20, 2018

We’ve simultaneously disdained and feared the fintechs, artificial intelligence and blockchain consortia. Caywood is a huge name in fintech with Starling being a recent industry darling around innovation. Banks Leveraging Fintechs Award. Capital One quit mortgage late in 2017. for creative customer skewering.

Fintech 105

Fintech Conference Innovation Community 105

Fintech Labs Insights

FEBRUARY 23, 2017

Here’s why 2017 is poised to place proptech among the ranks of wealthtech, insurtech, regtech. there are a handful of reasons 2017 will be favorable to real estate. They do not lend or service the loan. Envestnet|Yodlee ( FDSV 2016 demo , FEU 2017 demo ). 2- Digital mortgage lending companies. In the U.S.,

Fintech 28

Fintech Lending Regulation Millennials 28

PYMNTS

MARCH 24, 2017

FinTech, and tech, for the #RestofUs: J.D. Vance had touched on this at IP 2017. M&A in alt lending: In an industry that is not doing all that well in terms of investor sentiment and getting the gimlet eye of regulators, what’s alternative lending to do? Clearly the smaller business climate is muscling up.

Bitcoin 100

Bitcoin Maine Retail Lending 100

CB Insights

AUGUST 6, 2017

Fintech 250: The Tech Startups Redefining The Financial Services Industry. Disrupting Banking: The Fintech Startups That Are Unbundling Wells Fargo, Citi and Bank of America. Disrupting Banking: The Fintech Startups That Are Unbundling Wells Fargo, Citi and Bank of America. Here are the FinTech startups unbundling banking.

Industry 78

Industry Marketing Fintech Software 78

Gonzobanker

DECEMBER 19, 2016

So it’s time to light a fire, grab a big tumbler of Scotch and rest up for a busy 2017 as you experience one of the holiday’s greatest traditions: the annual GonzoBanker Awards. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Let’s apply healthy skepticism to this craze in 2017.

Utah 60

Utah System Community Marketing 60

Gonzobanker

FEBRUARY 7, 2018

Bankers understand that the recent passage of the Tax Cuts and Jobs Act of 2017 will markedly change shareholder and Street expectations. Banks have driven earnings by turning on the lending spigot in the past seven years, but with rates rising, funding has become the front and center strategic challenge for banks. Source: SNL.

Taxes 76

Taxes Video Analytics Arkansas 76

Gonzobanker

DECEMBER 19, 2016

So it’s time to light a fire, grab a big tumbler of Scotch and rest up for a busy 2017 as you experience one of the holiday’s greatest traditions: the annual GonzoBanker Awards. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Let’s apply healthy skepticism to this craze in 2017.

Utah 60

Utah System Community Marketing 60