Accenture

OCTOBER 3, 2017

We know almost US$1 billion was invested in PSD2-enabled services in 2016, up 200 percent from the year before¹. Based on this survey of over 2,000 consumers, it’s clear that online retailers, tech firms and social-media players face an uphill battle to convince consumers to allow them access to their financial data. So why not?

social media 151

social media Millennials Online Fraud 151

PYMNTS

AUGUST 15, 2017

The growing popularity of mobile order-ahead is hardly news in the restaurant industry, where customers — especially millennials — crave the convenience, speed and personalization of a mobile ordering experience both in quick-service restaurants (QSRs), coffee shops and fast-casual dining environments.

Mobile 193

Mobile Millennials Survey Technology 193

PYMNTS

JULY 14, 2017

While it was trying to perhaps poke fun at this older segment of the population, research shows that seniors are actually making purchases online. Federal Reserve has shown that people between the ages of 65 to 74 have seen a 25 percent increase in their net income, whereas millennials have seen an 18 percent decrease.

Retail 109

Retail Survey Online Millennials 109

PYMNTS

APRIL 19, 2018

Why shop at a department store when there’s an online marketplace where the same goods can be found for less money? The company has also shifted its focus to online sales and seen those figures climb consistently over the last year and half — although those digital sales do tend toward the lower margin.

Millennials 101

Millennials Branding Retail Online 101

PYMNTS

MAY 29, 2020

Companies that didn’t have online shopping channels couldn’t sell their products, while eateries that didn’t provide online ordering for delivery or pickup couldn’t serve their diners. Consumers expect secure and fast access to digital tools. Millennials Are Facing Their Second ‘Once-in-a-Lifetime’ Financial Crash .

Maine 130

Maine ATM Innovation Millennials 130

PYMNTS

NOVEMBER 30, 2017

was raised in 2016 from £20 to £30, the overall volume of contactless payments tripled. As of 2016, total banknotes in circulation grew by 10 percent to reach £70 billion — the fastest growth in a decade, according to the Bank of England (BoE). in 2016, according to BoE’s data. As of 2016, some 3.7 continues to climb.

ATM 165

ATM Payments Analysis Cards 165

William Mills

MAY 11, 2016

William Mills Agency and Beyond the Arc will be live blogging at FinovateSpring 2016. It’s all done through the smartphone, with bank-level security. Chip card reader for when customers are shopping online to improve security. Integrate with any online merchant site. Adds in Social security.

Video 40

Video Mobile social media Analytics 40

William Mills

MAY 11, 2016

William Mills Agency and Beyond the Arc will be live blogging at FinovateSpring 2016. Do no go online and get another online loan. Under the scenario the consumer can transfer much-needed cash as well get cash (that was earned, not paid yet) so no payday or online lending debt is added. Maria Gurina (Bus.

Video 40

Video Lending social media Analytics 40

PYMNTS

AUGUST 17, 2017

While one day a teen may be into shopping strictly online, another day may see an offline preferred experience or a mixture of both, and retailers must be at the ready to transform engagement efforts at any given time. It turns out that retailers geared toward this younger demographic are having a tough time engaging them online.

Retail 127

Retail social media Online Mobile 127

PYMNTS

AUGUST 17, 2017

While one day a teen may be into shopping strictly online, another day may see an offline preferred experience or a mixture of both, and retailers must be at the ready to transform engagement efforts at any given time. It turns out that retailers geared toward this younger demographic are having a tough time engaging them online.

Retail 114

Retail social media Online Mobile 114

PYMNTS

MAY 15, 2017

The online retail giant is set to release the Echo Show to the world on June 28 of this year. Amazon said on its website that with the device, consumers can watch video flash briefing, YouTube videos and view security cameras, photos, weather forecasts, to-do and shopping lists, and more. It’s official.

Google 108

Google Millennials Samsung Video 108

PYMNTS

FEBRUARY 4, 2020

Among the most disruptive changes introduced in 2016 by the Jumpstart Our Business Startups (JOBS) Act is the opportunity for small, private businesses to raise capital via crowdfunding, adding yet another avenue to capital to the long list of traditional and alternative finance options available to small to medium-sized businesses (SMBs) today.

Lending 131

Lending Capital Strategy Millennials 131

PYMNTS

SEPTEMBER 18, 2018

Much has been said about the wealth effect of those who held and hold stock market securities, and much has been written about income disparity. It should be noted that almost all mortgage security finance (i.e., The median household income in the U.S. That’s adjusted for inflation.

Lending 148

Lending Innovation Fintech Cards 148

PYMNTS

JULY 30, 2019

Millennials and members of Generation Z are particularly comfortable with voice-activated devices , with 25 percent of consumers aged 16 to 24 using smartphone-based voice assistants such as Siri or Cortana. Security and Privacy Issues. Voice ordering is gaining popularity despite the many security concerns.

Technology 119

Technology Mobile Google Software 119

PYMNTS

FEBRUARY 29, 2016

The disadvantages the Sears CEO’s brand has faced as it tries to compete with fast fashion , online retailers and an ever-growing sea of startup competitors help to articulate exactly why it is increasingly difficult for traditional retailers to stay competitive in today’s market. Yet another element adding to retailers’ woes?

Retail 100

Retail Branding Taxes Operations 100

PYMNTS

JUNE 8, 2016

We’ve used prepaid payments technology as a means to improve financial inclusion for consumers, removed friction and cost from business-to-business payments and implemented more secure ways to distribute funds where and when people need them. PYMNTS: Where do you look for innovative ideas, and why? PR: First, we look in our own backyard.

Innovation 100

Innovation Millennials Cards Fintech 100

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

DECEMBER 24, 2020

Considered an online version of a dollar store, ContextLogic looked in many ways like the next Amazon. billion — not bad, but far below what other major online retailers are seeing. Co-founded in 2011 by Facebook veteran Doug Hirsch (now GoodRx’s CEO), the company has operated in the black since 2016. Wish ($17 billion).

US 230

US Company Report Payments 230

NCR

NOVEMBER 6, 2017

Banks have spent a lot of time in the last few years trying to attract the attention of affluent millennial consumers – those born between the early 80s and mid-90s, who are currently an immensely attractive segment for financial institutions. Don’t mix them up with millennials. Branches still a key channel.

Millennials 73

Millennials Study Groups Mobile 73

PYMNTS

OCTOBER 13, 2016

The Bank of Korea reported that in the second quarter of 2016, mobile payments rose by over 53 percent compared to the first quarter, and the daily average of mobile payments increased by 7.2 Carrier billing allows uses to make online payments. But security is an ever-present concern. is mired in cybersecurity anxieties.

Mobile 100

Mobile Payments Apple Samsung 100

PYMNTS

JUNE 21, 2016

Also, Mintel’s Foodservice Trends 2016 report found that 77 percent of Americans said they would use online food delivery services. According to Mintel, one-third of online delivery users would even be willing to accept higher delivery fees if it meant receiving their food faster. That’s a hearty slice of the delivery pie.

Resources 102

Resources Operations Technology Boston 102

PYMNTS

AUGUST 24, 2016

Our brands are strengthening their connections with customers through digital, and especially mobile, enhancements that create richer experiences, whether shopping online or in stores or any combination of channels.”. ” So much for calling one’s shots. ’s corporate fortunes remains on the horizon. “We

Trends 100

Trends Branding Millennials Conference 100

PYMNTS

JULY 28, 2016

One spot, for example, shows a grandmother getting picked up by her millennial grandson in his new car. From out-of-date to online. Every month, the Tracker looks at what these companies are doing across the ecosystem and in six categories: Devices; Infrastructure; Payments; Security; Software; and Data. The PYMNTS.com®

Branding 100

Branding System Technology Millennials 100

PYMNTS

JULY 11, 2016

In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. Thirteen years later, in 2016, American consumers now spend 46 minutes a day shopping, with women dedicating about 35 percent more of their day to retail pursuits than their male counterparts.

Google 100

Google Mobile Apple Online 100

PYMNTS

MAY 3, 2016

In a Fireside chat with MPD CEO Karen Webster at this year’s PYMNTS Innovation Project , Paul Galant, Verifone CEO , said it’s really about the day-to-day efforts of delivering efficiency, security and ubiquity. Galant believes that payments and commerce are converging, and those who see it differently may be in for huge awakening.

Payments 100

Payments Innovation Mobile Millennials 100

CB Insights

NOVEMBER 6, 2018

Hot Pepper Beauty, one of Japan’s top online booking services, worked with Google AdWords to attract customers and increase conversions while lowering costs. Neutrogena, for example, partnered with YouTube in 2016 to promote its Acne Light Therapy Mask. Amazon’s next makeover: online beauty retail. Beauty is no exception.

Google 72

Google Apple Industry Branding 72

Fintech Labs Insights

DECEMBER 15, 2016

“Security, compliance, and fraud prevention are key issues for investors, consumers, regulators, and employees in the financial services industry,” Socure CEO and co-founder Sunil Madhu said. ” Socure provides a suite of RESTful APIs delivering over a secure, scalable cloud-based system that operates in real-time.

Capital 12

Capital New York Compliance Millennials 12

PYMNTS

APRIL 11, 2016

There, in 1698, John Castaing posted stock and commodities prices and enabled the physical exchange of securities. Over the years, outdoor bazaars became main streets which morphed into malls and now online marketplaces where sellers and buyers meet to do business. Venmo’s mothership, PayPal, will be 18 this fall.

San Francisco 100

San Francisco Operations Examples Branding 100

PYMNTS

JANUARY 2, 2017

In 2016, the PYMNTS.com Tracker series kept tabs on practically everything within the payments and commerce ecosystem, from A to Z (that’s ACH transfers to Ziosk). Winding down the year, the most recent Trackers examined just what it takes to get all those Christmas presents ordered online to loved ones across borders.

Retail 123

Retail Millennials blockchain Mobile 123

CB Insights

AUGUST 16, 2017

Since being founded in 2009, Q&A platform Quora has steadily grown into a robust hub for online discussion: the site allows contributors to respond to posted questions with their own analysis and opinions, which can then be upvoted by other Quora users. Select Round Investors: Y Combinator, Matrix Partners, Tiger Global Management.

Meeting 68

Meeting US Capital North Carolina 68

PYMNTS

JULY 25, 2018

When asked why they like using voice AI, consumers most commonly answer that a voice assistant makes it easier, more convenient and faster to search for something online. That’s irrespective of where they shop — online or at a physical store. A quick glance at PYMNTS Bridge Millennials data bears out the same trend.

Marketing 100

Marketing Millennials Google Mobile 100

CB Insights

DECEMBER 7, 2017

As of September 2016, that share dropped to 21%. In 2016, non-bank lenders like Quicken Loans accounted for six of the top 10. Its mortgage lending business has grown quickly of late in part because of its asset light, internet model, lending $96B in 2016, up from $12B in 2008.

Millennials 69

Millennials Lending United States Technology 69

William Mills

SEPTEMBER 7, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. 09:47 am Finovate Fall 2016 Day 1 Recap. End of Day 1, check back later today for our video recap of Finovate Fall 2016! I like it; I need to learn more about what they are doing as it’s the right direction from offline to online. William Mills and K.T.

Mobile 40

Mobile Cards Fraud Data 40

CB Insights

AUGUST 14, 2017

Since being founded in 2009, Q&A platform Quora has steadily grown into a robust hub for online discussion: the site allows contributors to respond to posted questions with their own analysis and opinions, which can then be upvoted by other Quora users. Select Round Investors: Y Combinator, Matrix Partners, Tiger Global Management.

US 28

US Capital North Carolina Data 28

PYMNTS

AUGUST 27, 2018

Layered over those two issues, card issuers are also increasingly under pressure to offer generous rewards to attract new customers, with millennials often switching between cards to get the most out of rewards and interest rates, putting an even greater squeeze on revenue. A New Generation Of Spenders Rising.

Data 103

Data Cards Millennials Groups 103

PYMNTS

DECEMBER 8, 2017

Online charitable giving, as well, presents its own set of issues. To get a sense of how the nonprofit industry stands in terms of size in the United States alone, Mosawi said that in 2016, roughly $390 billion was donated to nonprofit organizations. Within that $390 billion, online giving was up 10 percent last year.

United States 101

United States Course Bitcoin Mobile 101

PYMNTS

FEBRUARY 27, 2019

Millennials and Gen Z consumers show a clear preference for it, Kim noted, but widespread global adoption of user-to-user messaging in business applications has been slow to the gate — most of the messaging app market is divided between a handful of massive global technology players. What’s Next.

Retail 146

Retail Mobile Capital Technology 146