PYMNTS

OCTOBER 14, 2016

Not one of the four alternative lending startups that secured investments this week were from the U.S. Alternative Lending. Late last week, South Africa’s LulaLend brought some rare attention to the nation’s alternative lending space. There’s no doubt about it: Alternative lending had a stellar week.

Lending 100

Lending US Capital Report 100

Independent Banker

DECEMBER 13, 2015

New Military Lending Act regulations kick in next fall. Following a three-year study on predatory lending, the U.S. Department of Defense has now issued the final rule to implement the Military Lending Act. 1, 2015, and compliance with the rule is required by Oct. By Mary Thorson Wright. Beginning Oct.

Lending 70

Lending Compliance Regulation Virginia 70

PYMNTS

JUNE 20, 2016

Let’s talk about money management. This week’s B2B Data Digest focuses on the flux and flow of managing cash. Examine the latest research to grasp just how cumbersome modern cash management can be. $3 For businesses, it can be difficult to obtain a clear vision of finances and cash positions. 73% of U.K. 60% of U.K.

Management 104

Management Bitcoin Survey Report 104

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

Abrigo

DECEMBER 1, 2020

Takeaway 1 For solid ag lending returns, focus on assessing credit risk in current portfolios and effective pricing. . Takeaway 2 Sentiment rose in 3Q, but the highly uncertain outlook warrants caution in ag lending activities. A tricky year for farmers, ag lending. You might also like this webinar watch. Pandemic Impact.

Lending 195

Lending Survey Operations Payments 195

Celent Banking

JANUARY 22, 2015

Peer to Peer (P2P) lending is one of those situations and banks have started to experiment with it, taking P2P lending to main street. Banks are certainly not playing hide and seek with P2P lending. Regulation is an important issue for banks to get into P2P lending and depending the country, there may be restrictions.

Maine 100

Maine Lending Regulation Risk Management 100

PYMNTS

DECEMBER 19, 2019

ZestMoney was founded in 2015 by Chapman, Priya Sharma and Ashish Anantharaman in 2015. The startup also partners with just about every online payments processor — Razorpay, BillDesk, Cashfree, CCAvenue, and PayU. Japan’s Credit Saison, affiliated with Mizuho Financial Group, has extended $100 million in digital lending. “We

Fintech 130

Fintech Millennials Online Lending 130

PYMNTS

JUNE 28, 2016

As more loans that expected went bad in the fall of 2015, investor/loan buyers started backing away – making it harder to attract desirable borrowers, making it harder to attract investor/lenders. Marketplace lending, in short, did not need more fireworks. Online lenders in the U.K. Good-Bye Passports . in the E.U.

Lending 100

Lending National Marketing Online 100

PYMNTS

NOVEMBER 21, 2016

PYMNTS also explores the venture capital and lending spaces as professional investors make some changes and as businesses look to invest in themselves. and Europe dominated in 2015. A 53% CAGR for the online SME lending industry is sure to be welcome news for small business borrowers. 83% of U.S.

Strategy 100

Strategy Lending Capital America 100

PYMNTS

AUGUST 4, 2016

Square managed to redeem its disappointing Q1 performance with healthier Q2 earnings. But the company’s growing client base of more profitable and established firms imply a sustainable business model while Square Capital increases lending services to SMBs and plans an expansion into traditional loans.

Data 100

Data Lending Capital Online 100

PYMNTS

JUNE 18, 2019

In a Series C round led by Sequoia India and Ribbit Capital, online payments firm Razorpay has notched $75 million in funding. Y Combinator’s Continuity Fund and Tiger Global Management, who are existing investors, also joined the round in the Bengaluru-based firm, DealStreetAsia reported.

Capital 108

Capital Management Cards Lending 108

PYMNTS

MAY 4, 2016

According to Wall Street Journal reports, the online lender is shedding 28 percent of its staff and rearranging its executive team. The biggest individual cut will be a Utah office dedicated to lending for medical procedures, but 14 percent of Prosper’s San Francisco- and Phoenix-based workforce is also on its way out the door.

San Francisco 100

San Francisco Phoenix Utah Lending 100

PYMNTS

SEPTEMBER 14, 2017

One of the key reasons for the complicated relationship – the term “frenemies” comes to mind – is that FinTech newcomers are demonstrating innovative approaches to traditional banking practices, including financial management services and money transfers, while older banks tend to be wedded to older systems.

Innovation 191

Innovation Lending Fintech Bitcoin 191

Chris Skinner

JULY 26, 2017

billion over 357 deals US online personal finance firm SoFi raised the largest round globally at $453 million China, which raised the largest amount of VC investment in 2016, dropped to second place with $1.0 Global VC FinTech investment attracts $6.5 billion of investment compared with $7.0 Global VC FinTech investment attracts $6.5

Fintech 251

Fintech United States US Innovation 251

PYMNTS

JUNE 19, 2018

Handshake CEO Glen Coates said in a statement, “As more and more B2B payments shift to credit card and more B2B orders migrate online, manufacturers and distributors are looking for ways to combine seamless customer ordering with a modern payment experience, which supports the specific workflows of B2B commerce.

Payments 116

Payments Cards Lending Online 116

PYMNTS

AUGUST 29, 2016

And they are moving toward a number of lending alternatives, including credit unions and — though still in their nascent stages — online lenders. points from 2000 to 2015, up to 17.9 Credit unions have managed to gain increasing consideration from SMBs and have a share that exceeds banks such as BMO and CIBC.

Lending 100

Lending Meeting Online Management 100

PYMNTS

AUGUST 12, 2016

Then, there was the announcement of Square Capital’s partnership with Upserve , a restaurant management system (the same one that also acquired Breadcrumb from Groupon in May) to extend working capital to restaurants. Online Lending. After a one-week hiatus, Lending Club finds its way back onto the Fizzle list.

Lending 100

Lending Apple Cards Study 100

Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. 7,270 $4,100 4 Revolut 3004 2015 London 11,460,000 $1,700 5 Chime 2727 2012 SF 10,710,000 2.6 28,100 $473 11 Stash 770 2015 NYC 3,050,000 2.9

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

PYMNTS

JANUARY 7, 2020

For instance, online marketplace and auction site eBay has released eBay Motors , a new app that uses artificial intelligence (AI) to list a car in under five minutes, according to a report by The Verge. The app is a replacement for the previous eBay Motors app, which was discontinued in 2015, and it’s available in the U.S.

Trends 134

Trends Retail Fort Worth Regional 134

Celent Banking

NOVEMBER 17, 2015

In the US, small business customers get bounced around like Goldilocks—they are too small to be of interest to commercial relationship managers and too complex to be easily understood by retail branch staff. Online small business lending by direct credit providers has especially taken off. of all firms.

Report 100

Report FDIC Lending Fintech 100

PYMNTS

FEBRUARY 7, 2017

Plaid Technologies, a startup that helps FinTechs like Venmo and Lending Club access their customers’ bank accounts, has raised $44 million in a Series B round of venture capital funding. According to a report , the venture units of Citi and Amex took part in the latest round of fundraising. And at the end of January, JPMorgan & Chase Co.

Technology 100

Technology Tools Analytics Fintech 100

PYMNTS

OCTOBER 1, 2018

By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. Last week’s announcements capped off two years of investigation into the P2P lending firm, and its board has expressed some relief that it seems to be time to turn the page on the events of 2016. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

MAY 14, 2018

Taking a page from Goldman Sachs’ book, Morgan Stanley is beginning to lend to FinTech startups in Brazil as it seeks more of a return on its investments. The market has seen a 54 percent uptick in FinTechs since the beginning of 2015, and Goldman Sachs predicts the market will reach $75 billion in a decade.

Fintech 116

Fintech Marketing America Report 116

PYMNTS

JUNE 6, 2016

New data on the struggles facing small business borrowers — from frustration surrounding the rejection of a bank loan to unexpected, sky-high APRs linked to alternative financing — means banks have a long way to go to fill in the gaps for entrepreneurs when it comes to their cash management, payments and expansion needs.

Survey 100

Survey Lending Data Analysis 100

PYMNTS

AUGUST 4, 2016

With its stock value up 10 percent in after hours trading – Square has managed to please investors with losses smaller than expected, growing payments volumes and continuing signs of strength emanating from from its lending platform for small business, Square Capital. That is a 41 perecent pick up from the same quarter in 2015.

Lending 100

Lending Capital Payments Taxes 100

PYMNTS

NOVEMBER 15, 2016

Prosper, like many of its peers in marketplace lending, has had a tough year in 2016 — with investors falling out of love with loans provided online as quickly as they fell in love with them. million loss it recorded in the first half of 2015. Over the first half of 2016, Prosper recorded a net loss of $53.1

Lending 100

Lending Online Management Company 100

PYMNTS

JULY 20, 2018

million with B2B startups this past week, and while investment targets were diverse (including B2B eCommerce and small business lending), the bulk of the funding landed at companies focused on enhancing businesses’ ability to assess their performance. Business managers, meanwhile, are provided a dashboard to manage access to buildings.

Analytics 105

Analytics Capital Tools California 105

PYMNTS

APRIL 4, 2016

We examine the findings from several market reports on small business access to capital, lending, growth and employment. The expense management company says that employees that fudge the numbers on their expense reports to get reimbursed are hitting their employers hard. . $2 That’s up from 57 percent in 2013.

Survey 100

Survey Lending Analysis Management 100

PYMNTS

MAY 11, 2017

Kreditech, the online lender in Germany, has reportedly landed a €110 million investment from online payment processor PayU. As part of the deal, Kreditech will provide its AI and machine learning credit underwriting and loan management technology to PayU’s 300,000 network of merchants. “In

Capital 100

Capital Online Data Fintech 100

CFPB Monitor

JUNE 25, 2015

In its Summer 2015 Supervisory Highlights , which covers supervision work generally completed between January and April 2015, the CFPB highlights legal violations resolved using non-public supervisory actions involving consumer reporting, debt collection, student loan servicing, mortgage origination and servicing, and fair lending.

Report 60

Report Lending Policies Regulation 60

PYMNTS

JANUARY 25, 2017

Researchers found that alternative lenders provided more than $36 billion in 2015 for both SME and consumer financing — a major leap from the $11.4 Will 2016 once again present an explosion in alt-lending transaction value? The debate continues to rage over the future of alternative lending. billion recorded in 2014.

America 100

America Lending Regulation Regional 100

Fintech Labs Insights

NOVEMBER 18, 2014

I''ve got another installment or two in the pipeline, but since it''s already starting to feel like we are making our final descent into 2015, I wanted to take a step back and explain WHY those projects rose to the top. It all could have been done in a few minutes online or via mobile had that option been available. The only major U.S.

Lending 30

Lending Mobile Online Digital Banking 30

Gonzobanker

APRIL 18, 2017

Commercial cash management/fee income (sixth in 2015, second for 2016 and 2017). Small business market share (fourth in 2015, third in 2016, and now eighth in 2017). As a former commercial lender, I love the focus and attention on commercial lending, but I also see the small business market as an exciting and dynamic segment.

Lending 60

Lending Strategy Management Marketing 60

Independent Banker

FEBRUARY 24, 2016

As in past years, community bankers will continue to contend with a dynamic, highly competitive lending environment in 2016. Several trends have arisen that are likely to continue shaping the commercial lending market. Here are five commercial lending trends from some of the industry’s top commercial lenders.

Trends 79

Trends Community Bank Lending Community 79

PYMNTS

MAY 1, 2019

The online lending marketplaces participating including Funding Options, Funding Xchange, Business Finance Compared and Alternative Business Funding. Reports in Accountancy Daily on Monday (April 29) said the Corporate Finance Network is calling on U.K.

Policies 148

Policies Capital Lending Report 148

FICO

DECEMBER 13, 2019

In China, online P2P lending exploded in popularity, with the number of P2P lenders growing from 50 in 2011 to 6,000 in 2015. Then the whole industry imploded when it was revealed that 40% of P2P lending platforms were Ponzi schemes. and China). A Prediction for the 2020s.

Regulation 52

Regulation Fintech Lending Branding 52

Bank Innovation

MARCH 24, 2016

This is about average for a YC incubator class, with the 26% from Summer 2015 being an Read More. Y Combinator’s Winter 2016 Demo Days just wrapped up, with 159 startups taking the stage and making their play for funding. Just under 10% of the companies — 15 to be exact — were fintech-related.

Fintech 150

Fintech Meeting Company social media 150