PYMNTS

JULY 25, 2019

In an interview with PYMNTS, Deirdre Ives, CEO and managing director at Wirecard North America, noted that when it comes to innovation, issuers face challenges in meeting the needs and expectations of a diverse populace of users spanning borders and cultures. That’s especially true among younger users such as millennials.

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Payments Innovation Examples FDIC 189

Independent Banker

FEBRUARY 24, 2016

How millennials will accelerate innovation and technology change. It’s where older, profitable customers have been slower to adopt new banking technologies that not-yet-profitable millennials pick up quickly and easily. Millennials, who will make up half the U.S. Millennials, who will make up half the U.S.

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Mobile Millennials Community Bank Community 70

Abrigo

OCTOBER 15, 2014

This is certainly an interesting innovation, but many bankers may be asking themselves if it’s a practical one. Offering convenient ways to bank can be an appealing option to draw in those new customers, particularly for the millennial generation.

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social media Apple United States Innovation 150

Fintech Labs Insights

SEPTEMBER 22, 2015

Though FinovateFall is behind us, it has left us with a slough of new innovations, piles of fresh business cards, and a full list of press coverage. Bank Innovation. The Latest FinTech Innovations For Millennials. By Millennial EH. Mobile, onboarding among dominant themes at FinovateFall 2015. Byte Academy.

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Millennials Video New York Innovation 12

PYMNTS

DECEMBER 27, 2017

A new study from the Center for Talent Innovation (CTI) found that, according to the 2015 US government’s definition of disability , a significant portion of the white-collar workforce has a physical or mental impairment that substantially limits a major life activity: 30% of a nationally representative survey of 3,570 white-collar employees.

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Compliance Leadership Training Innovation 100

Insights on Business

JUNE 23, 2017

But as innovative as they were, they didn’t seem to pose much of a threat to century-old institutions with billions in assets. Innovating in the digital front office to serve both audiences. Fortunately, banks have a long history of technological innovation. Shareholders in a bank are usually not as patient.

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Fintech Innovation Technology Branding 154

CB Insights

APRIL 22, 2019

Consider the recently updated figures from the Government Accountability Office’s 2015 report on retirement security in America, which highlight that 29% of households aged 55 and older have no retirement savings and no pension. Source: Bloomberg.

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Millennials Resources America Tools 70

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. Download the free report to find out how fintech is shaping the future of wealth management and investing. get the REPORT on next generation investors.

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Millennials Mobile Lending Cards 77

NCR

MAY 9, 2017

But technology innovators and financial institutions have worked together for generations. The 2016 Millennial Money Mindset Report, released by iQuantifi earlier this year, reported that nearly 42 percent of millennials want to manage their banking relationship exclusively online. US investment in fintech rose from $3.3

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Fintech Hawaii Community Bank San Francisco 75

PYMNTS

JANUARY 25, 2018

In the financial services world, most buzzworthy payment innovations are frequently aimed at rendering older, physical financial concepts moot. But not all financial innovations are focused on making such concepts obsolete. trillion in cash in 2015, a higher rate than that of Western European nations. Postal Service (USPS).

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ATM Millennials FDIC New Jersey 100

Fintech Labs Insights

SEPTEMBER 21, 2015

And FinovateFall 2015 is no different. Often irreverent, but always ready to give a tip of the hat to true innovation, that’s our crowd and the truth is that our Finovate conferences just wouldn’t be the same without ’em. Pedro Gaspar (@pgaspar) September 17, 2015. Trak Lord (@traklord) September 16, 2015.

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UX Fintech Innovation Community 12

Independent Banker

NOVEMBER 25, 2015

It’s a worrisome and complicated dynamic that’s putting competitive pressure on community banks, but it’s also creating opportunities through data analytics, partnerships and the ability to innovate to meet evolving customer demands. “We See “Closing the Gap” in the November 2015 issue, online at www.independentbanker.org.).

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Community Bank Community Analytics Lending 70

PYMNTS

SEPTEMBER 16, 2016

With one of the largest global economies (and purchasing power to boot), millennials representing the country’s largest demographic group and increasing competition from smaller players, the country’s mobile landscape is ripe for innovation. Mexico’s mobile industry has officially arrived. percent to 59.8

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Fintech Capital Millennials Mobile 100

CB Insights

MARCH 26, 2019

Every few weeks, another story about the dreaded generation surfaces: millennials are killing casual dining; millennials are killing breakfast cereal; millennials are killing home ownership. Millennials aren’t shunning luxury goods; they’re just renting them instead of buying. Millennials are in debt.

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Millennials Industry Trends Branding 78

NCR

FEBRUARY 17, 2017

In the rush to serve the tech-savvy millennial market and keep up with the latest developments in mobile and digital banking, some FIs might fall into the trap of overlooking traditional channels. million in 2015. Why the ATM is key to omnichannel. That figure is expected to increase to four million by 2021. A driver of change.

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ATM Mobile Strategy Fraud 85

Fintech Labs Insights

JANUARY 8, 2016

2015 was quite a year for the 800+ Finovate alumni. Here are the highlights from the 2015 Best of Show winners: FinovateEurope 2015. October: Named FinTech Forward 2015 Company to Watch. December: Mentioned in KPMG’s H2 Ventures Fintech 100 report as one of the 50 Global Fintech Innovators to watch.

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Innovation Mobile Fintech Cards 12

PYMNTS

SEPTEMBER 6, 2016

Payments had been relatively static with innovation around cash, checks and credit cards. Then, there was sudden exponential growth in innovation. It’s not exactly a newsflash, Jenkins said, that the rate of innovation in payments over the last four years has been fast-paced, transformative and disruptive.

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NCR

JULY 20, 2016

Biometrics has been a staple of science fiction films for decades, with futuristic movies displaying iris scanners, facial recognition software and a range of other quirky innovations. This would be up from just six million in 2015, as people move away from alphanumeric passwords. Fingerprints. iStockphoto/hocus-focus.

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Technology Payments Millennials System 40

PYMNTS

OCTOBER 21, 2016

Every innovator can point to something that stirred up their passions for changing the world and working 100 hours a week to make their vision a reality. Getting landlords and property managers on board wasn’t all that easy. Millennials, Villante explained, are willing to “set it and forget it” on auto pay for $3.95–$4.95

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Software Payments Management Cards 100

PYMNTS

MAY 10, 2016

Ripples were promptly sent flying into all corners of the retail universe with the launch of Amazon Home Services in March 2015, and now that both mom-and-pop hardware shops, as well as national brick-and-mortar chains have had more than a calendar year to react to the changes, a definite trend has emerged. The bottom line?

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Retail Trends Study Seattle 100

PYMNTS

SEPTEMBER 27, 2016

According to CMO and the 2015 Adobe Mobile Consumer Report , the “mobile elite” — those who want to lead a mobile-first lifestyle, such as millennials and Gen Xers — want to conduct their banking and finances on mobile, book travel on mobile and engage in eCommerce on mobile sites. In 2016, 5 percent of U.S. Well, probably not.

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Mobile Payments Los Angeles California 100

PYMNTS

AUGUST 24, 2016

We made significant progress in 2015, transforming our product operating model, enabling us to be more responsive to trends and market conditions and consistently deliver on-brand product collections. That chipper pronouncement in February preceded an earnings report in May described as “dismal” and “disastrous.”

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Trends Branding Millennials Conference 100

Gonzobanker

JUNE 3, 2015

Gonzonians, one of the realities of banking in 2015 is that there’s just a lot more to know than there used to be. One trend, even if it is way on the horizon, should be looked at and discussed regularly at management meetings. Question: does the management team know the best practice online borrowing experience to aim at?

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Management Examples Lending Conference 60

Fintech Labs Insights

APRIL 17, 2016

Envestnet offers wealth management technology and services to help advisory firms leave brokerages and compete with large financial institutions. Founded in 1999, it went public in 2000 and acquired data aggregation company Yodlee in August of 2015 for $660 million. Prior to that, he was managing director at Nuveen Investments.

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Tools Management Millennials Chicago 12

PYMNTS

JUNE 25, 2018

I’ve been writing about the impact Amazon would have on the consumer’s grocery shopping journey and disruption to the grocery segment since Amazon introduced Dash buttons in March of 2015. For the Bridge Millennials — those aged 30 to 40 years old who are the first generation of connected consumer with spending power — they barely register.

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Retail Branding Millennials Online 156

Fintech Labs Insights

JANUARY 12, 2016

The announcement comes five months after investment manager BlackRock acquired FutureAdvisor for an undisclosed amount, prompting the robo-advisor to change its customer acquisition strategy from direct-to-consumer to business-to-business. FutureAdvisor is not the first Finovate alum with which BBVA has formed ties.

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San Francisco New York Millennials Management 12

CB Insights

FEBRUARY 1, 2019

Consider that: Half of Indonesia’s population is under the age of 30, with the number of millennials (aged 17-35) in Indonesia currently at 79.5M. Indonesia features the largest ($27B in 2018) and fastest-growing (49% CAGR 2015-2018) internet economy in Southeast Asia, according to a study by Google and Temasek.

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Policies Lending Operations Examples 61

Fintech Labs Insights

NOVEMBER 10, 2015

Featured among the eight startups is FinovateFall 2015 alum Hedgeable , the first private bank for millennials. General manager of Ynext and chief strategy and development officer for Yodlee, Joe Polverari said his team was “blown away by the quality and diversity” of this year’s cohort.” ModernLend.

New York 12

New York Millennials Strategy Management 12

Gonzobanker

OCTOBER 6, 2015

It is important that when bank executives picture the card business, they shouldn’t picture this: But rather this: Giving customers a number and encouraging them to virally spread it around the world in online payments from hundreds of merchants forces banks to develop a new strategic focus and a new set of management skills.

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Cards Fraud Apple Google 60

William Mills

MAY 11, 2016

CreditHQ helps businesses manage cashflow. Managing cash flow – targeted at small business in partnership with banks. ^KT. Here’s another solution for document management and origination. ^SR. Katerina Frolovicheva (MD, Technologies Innovations). ChipShield also has an integrated password management vault.

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Video Mobile social media Analytics 40

William Mills

MAY 11, 2016

This approach makes a lot of sense– but not sure if it would meet the governance and compliance considerations of most banks and investment management firms. ^SR Use the blockchain to manage identity, that’s one of the aims of DigiByte. BaseVenture provides a platform for fund management. Show platform on a Chrome browser.

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Video Lending social media Analytics 40

PYMNTS

APRIL 11, 2016

I was reminded of this phenomenon recently after scanning a bunch of stories that described a variety of “disruptive” innovations in payments. Compared to the alternative — losing it in the market anyway and/or being taxed on whatever returns they might manage to eke out — the downside doesn’t appear too threatening.

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San Francisco Operations Examples Branding 100

PYMNTS

AUGUST 6, 2018

In 2015, Grubhub extended its model and stepped into the delivery business, first through the acquisitions of local platforms that both enabled online ordering and offered delivery services and later through the expansion of their own delivery capabilities — recruiting drivers and building out tools to support the delivery side of their business.

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Online Branding Mobile Millennials 125

PYMNTS

APRIL 11, 2016

A roundup of new research released last week revolves around the adoption of innovation and the trend away from legacy tools. Research also uncovered gaps in how businesses interact with innovative tools depending on who’s using it — financial executive versus corporate traveler and even millennial business owner versus Baby Boomer.

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Millennials social media Software Cards 100

PYMNTS

JULY 11, 2016

All you millennials out there, ask your parents what they used to do as teenagers on Saturday afternoons. The web built on his innovations opened up a whole new world for consumers to search and discover things. Innovators quickly seized these new platforms and used them to transform the merchant and consumer experience.

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Google Mobile Apple Online 100

PYMNTS

OCTOBER 28, 2016

Owning a home might still be a significant piece of the American Dream, but with two-thirds of American millennials currently renting , it could be a far-fetched dream for young renters. For Entrata , a payments processor for large property management companies, younger renters alone account for the majority of the $1.6

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Payments Software Millennials Management 100

CB Insights

DECEMBER 7, 2017

Quicken Loans founder Dan Gilbert’s innovation in mortgages was to assign regional-specific loan application reviewers, who familiarized themselves with the regulations of certain geographies. Eighty percent of those customers were first-time home buyers and millennials were twice as likely to use their product as a competitor.

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Millennials Lending United States Technology 69