PYMNTS

SEPTEMBER 30, 2020

Co-signed by the American Bankers Association, Bank Policy Institute, Independent Community Bankers of America and The Clearing House, the letter argues that banks and non-bank technology firms are both already embracing innovation in customer service offerings. FDIC), the states and the courts.

Regulation 349

Regulation National System Industry 349

PYMNTS

MARCH 17, 2017

But on the second day of Innovation Project 2017, eyes were beyond Beantown and cast toward the world at large. Lending, Lending Everywhere, With Quite a Lot to Think. That includes lending, and, in one panel discussion, loans themselves came under the microscope. It’s a big problem. Pot Shots in Payments.

Innovation 103

Innovation Lending Boston Security 103

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). I will update with milestones from 2014 to today and publish next month. Note: These are the rankings from 10 years ago. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

JANUARY 30, 2017

Nyca Partners, the venture capital firm focused on the FinTech market, raised $125 million for a second fund. According to a report , Hans Morris, the former Visa president turned venture capitalist, created Nyca Partners in 2014, launching a $30 million fund.

Fintech 100

Fintech Capital Lending Innovation 100

PYMNTS

MARCH 1, 2016

The tallies are in: Innovate Finance has calculated the state of investment in FinTech for 2015, and we have the numbers. Innovate Finance released The 2015 FinTech Investment Landscape this month, a report that offers a snapshot at how investors are placing their money among financial innovators. It amounted to about $12.5

Fintech 100

Fintech Lending Capital Innovation 100

Jeff For Banks

DECEMBER 18, 2014

capital appreciation and dividends. The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. It also has a national platform of specialized finance units in homeowners'' associations, public finance, resort finance, and warehouse lending. BofI Holding, Inc.

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

PYMNTS

AUGUST 12, 2016

Restaurants — the epicenter of payments innovation, it seems — were on the receiving end of a couple of new opportunities this week that could drive even more feet into them and help them grow. This could come as a welcome relief, as lending decisions will be based on data about the viability and success of the business, which helps everyone.

Lending 100

Lending Apple Cards Study 100

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Marketplace lending. Marketplace Lending.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Fintech Labs Insights

SEPTEMBER 11, 2014

FinDEVr San Francisco 2014 -- our first event focused on fintech developers -- is less than three weeks away and we are getting very excited! The show is going to be an incredible showcase of the tools, platforms and APIs that are being used to build the next generation of fintech innovation. We''ll see you there!

San Francisco 22

San Francisco California Innovation Capital 22

Abrigo

APRIL 28, 2016

To be American is to have the freedom to innovate, take risks, create, transform and put in the hard work that has led to the successes – and failures – that define human progress. Many innovators with great ideas and great potential do not begin with great wealth, so they need a great government partner to support their success.

National 150

National San Jose Los Angeles United States 150

Bank Innovation

MAY 1, 2016

Robinhood: On Target Launched in December 2014, Robinhood is a zero-fee stock trading app that quickly gained popularity among financially ambitious millennials. Robinhood was paid the enormous compliment of having “cracked the millennial code” by none other than Jay Sidhu, CEO of Customers Bank and founder of BankMobile.

Millennials 240

Millennials social media Operations Cards 240

Fintech Labs Insights

AUGUST 11, 2014

FinDEVr San Francisco 2014 -- the first event focused on fintech developers -- is less than two months away, and we''re excited to announce our presenters! These leading companies came from a competitive application process designed to find the best ideas and innovations for fintech developers. We''ll see you there!

San Francisco 22

San Francisco Fintech California Innovation 22

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. Get all the latest data on innovation, startups, & disruption.

Capital 34

Capital Software Google Company 34

PYMNTS

JULY 3, 2018

The pullback of banks from the small business lending space left a gap filled by alternative lenders who are exploring new ways to connect entrepreneurs with capital, a journey that includes innovation and a bit of experimentation. An IBISWorld report published in 2014 found that 98 percent of U.S.

Data 100

Data social media Lending Tools 100

Celent Banking

NOVEMBER 30, 2015

By 2014 it ballooned to more than $12 billion globally, with 750 deals. Santander UK with Funding Circle and Union Bank with Lending Club ) to more complicated engagements where new services are plugged into a banks’ existing digital banking platform through APIs. Fintech is booming.

Fintech 100

Fintech Report Innovation Trends 100

CB Insights

DECEMBER 12, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. Since 2014, 12 fintech companies have exited via an IPO or M&A deal valued at $1B or more. Our analysis considers first exits since 2014 only. in late 2014. in late 2014. Lending Club. OnDeck Capital.

Fintech 41

Fintech US Lending Analytics 41

PYMNTS

MAY 3, 2019

The possible IPO of the Vision Fund will take place after the vehicle is fully invested, and might result in a creation of a publicly-listed company similar to Berkshire Hathaway (and of course accessible to retail investors, now able to ostensibly act as venture capital investors) with a decidedly tech company focus. SoftBank Activity.

America 123

America Company Course Technology 123

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation.

Online 98

Online Company Retail Payments 98

PYMNTS

DECEMBER 7, 2016

Rounding out the top three investments, Notion Capital invested nearly $19 million in Smartpipe Solutions, which was a slight boost to activity in the data analytics space. After running quietly since its launch in 2014, Leveris recently announced it’s set to raise €15 million ($16.1 million) in a Series A. That’s the goal.

Lending 100

Lending Fintech Data Capital 100

Fintech Labs Insights

SEPTEMBER 21, 2020

Innovate Finance broadcast the finals of its Pitch360 competition over Zoom in July. Founded: 2014. Capital Markets & WealthTech. The UK-based independent fintech industry group attracted 100 entries resulting in 22 finalists across 8 categories, 8 category winners and one overall champion. Digital Assets. HQ: London.

Innovation 15

Innovation Fintech blockchain Capital 15

Bank Innovation

MARCH 9, 2016

Global fintech funding skyrocketed in 2014 and 2015, but tapered off in the fourth quarter of 2015, with the implication that 2016 won’t be so sweet, according to the report. Asian fintech deal sizes dwarfed U.S. deal sizes in 2015, a new report from KPMG and CB Insights shows. But yesterday’s Ant Read More.

Fintech 150

Fintech Report Capital blockchain 150

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. lending marketplace. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

APRIL 17, 2017

In the case of Square — the payments innovator that launched hundreds of mPOS imitators — the small problem was $2,000 worth of handblown glass that artisan Jim McKelvey couldn’t close the deal and sell. Launched in 2014 as the firm’s lending arm, Square Capital has extended over $1 billion in working capital to over 100,000 small merchants.

Apple 110

Apple Capital Cards Payments 110

CB Insights

OCTOBER 5, 2017

In recent years, new unicorns born outside the US have proliferated, particularly in China, which has consistently grown its share of new unicorns every year since 2014. The company entered the unicorn club in Q2’17, following a $1B Series D from CCB International and Sequoia Capital China. 12/26/2014. $10. Alibaba Group.

US 59

US United States Capital Company 59

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. The old borrow short, lend long strategy. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate?

FDIC 78

FDIC Community Bank Regulation Lending 78

Tefkin

JUNE 3, 2014

On the “Beta” end of the scale, ETFs are steadily becoming one of the most successful innovation in recent decades. By lifting the ban on general solicitation and making crowdfunding easier, the JOBS act is opening access (for accredited investors for now) to the Venture Capital and Hedge Funds asset classes.

Industry 42

Industry Management Innovation Analysis 42

CFPB Monitor

AUGUST 22, 2016

According to the CFPB, the new members “include experts in consumer protection, financial services, community development, fair lending, civil rights, consumer financial products or services, representatives of community banks and credit unions, and scholars with relevant methodological and subject matter experience.” ”

San Antonio 60

San Antonio Kansas City Groups CA 60

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. During a busy year we saw Jill supporting her local community, blogging with Mark Cuban, spinning up new PPP technology and innovating with things like curbside banking.

Idaho 181

Idaho Community Industry Strategy 181

Fintech Labs Insights

MARCH 11, 2016

Small business lending innovator, EZBOB has raised £20 million ($28.8 The round was led by Leumi Partners and Oaktree Capital Management and takes EZBOB’s total capital to more than $83 million. ’s business lending needs.” ’s business lending needs.”

Lending 12

Lending Capital Innovation Fintech 12

Fintech Labs Insights

JUNE 13, 2016

.” Or check with cloud communications and authentication specialist Twilio , a FinDEVr alum ( FinDEVr San Francisco 2015) enjoying its third consecutive year on CNBC’s Disruptors List of companies “whose innovations are revolutionizing the business landscape.”

San Francisco 12

San Francisco Lending Capital Innovation 12

Fintech Labs Insights

OCTOBER 6, 2016

Today, Financeit pulled in a $17 million venture funding round that was led by new investors Pritzker family business interests advised by The Pritzker Organization and DNS Capital. We continue to focus on innovation for our merchant partners and market growth through both organic tactics and acquisition.”

Capital 19

Capital Mobile Lending Groups 19

Lex Sokolin

SEPTEMBER 19, 2019

That’s partly due to the Ant Financial outlier last year, partly due to the collapse of the P2P digital lending industry, and partly (I think) due to the rise of crypto assets (e.g., What really stuck with me, however, is that WeBank has a valuation of about $30 billion after receiving its license in 2014. Revolut, N26).

Fintech 40

Fintech Lending United States Data 40

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. Date: April 25, 2014. Ballmer led Microsoft’s purchase of Nokia for over $7B in a deal finalized in 2014. Date: January 13, 2014. Price: $7.9B.

Google 76

Google Software Innovation Company 76

Fintech Labs Insights

APRIL 15, 2016

Last night in Amsterdam the 2016 European Fintech Awards celebrated innovators shaping the future of finance. Category: Innovative Banking Software. FinovateSpring 2014 demo. Cloud Lending Solutions. Scalable Capital. (Photo credit: [link]. FinovateFall 2015 demo. FinDEVr San Francisco 2015 presentation.

Fintech 12

Fintech San Francisco Lending Innovation 12

Fintech Labs Insights

MAY 12, 2021

Naturally, we were excited about it, naming it the biggest innovation of the year. CAN Capital. Lighter Capital. Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. CAN Capital. Founded: 2014. So, the capability has existed for 20 years. Fundera (NerdWallet). Pittsburgh.

Atlanta 15

Atlanta Utah DC Detroit 15

Fintech Labs Insights

NOVEMBER 19, 2021

Naturally, we were excited about it, naming it the biggest innovation of the year. CAN Capital. Lighter Capital. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. CAN Capital. So, the capability has existed for 20 years. Fundera (NerdWallet). Biz2Credit. SmartBiz Loans.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Naturally, we were excited about it, naming it the biggest innovation of the year. CAN Capital. Lighter Capital. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. CAN Capital. So, the capability has existed for 20 years. Fundera (NerdWallet). Biz2Credit. SmartBiz Loans.

Atlanta 15

Atlanta Utah Miami DC 15