Abrigo

OCTOBER 29, 2014

Multifamily, commercial and automotive loans are driving loan growth among banks in the Northeast, but increasing risk will draw fresh attention from regulators to ensure recent and future growth is sound, the Office of the Comptroller of the Currency said recently. This metric surged from 2 percent as of June 30, 2013, to 4.4

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

Abrigo

APRIL 1, 2015

A recent Wall Street Journal article by Victoria McGrane and Jon Hilsenrath highlighted how the nation’s regulators are increasingly questioning and turning their focus toward bank boards. These smaller banks have also seen new, and more frequent, attention from regulators. How is the management of risk overseen? The full board?

Risk Management 150

Risk Management Community Bank Regulation Boston 150

BankUnderground

JULY 6, 2022

Since 2009, contingent convertible (CoCo) bonds have become a popular instrument European banks use to partially meet their capital requirements. When LAM is triggered, the bonds convert to equity capital or have their principal written down, providing more loss-absorbing capacity while a bank is still a going concern.

Capital 78

Capital Analysis Policies Management 78

Independent Banker

OCTOBER 31, 2021

October 2013. December 2013. Regulators implement ICBA-supported three-year transition. The standard allowance for loan and lease losses (ALLL) used to account for those losses didn’t offer a timely way to adjust regulatory capital. April 2011. ICBA tells FASB CECL isn’t feasible for community banks. December 2011.

Community Bank 91

Community Bank Community Software New York City 91

Jeff For Banks

MAY 20, 2017

And regulators are getting anxious. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. The OCC did an excellent analysis of the impact of this guidance in 2013. Anxiety, anxiety, anxiety. Last December, Astoria Financial Corp.

Lending 60

Lending Regulation Community Community Bank 60

PYMNTS

JUNE 15, 2018

In addition, corporate clients will be able to apply for working capital loans and make vendor and salary payments. In Africa, the biggest private bank in Kenya, CBA, has cemented a partnership with a FinTech there, Ennovative Capital, a Kenyan firm that licenses software to boost payments speeds.

Fintech 115

Fintech Compliance Software Taxes 115

PYMNTS

OCTOBER 8, 2018

However, as Karen Webster noted, perhaps the most surprising outcome of the investigation is just how long this money laundering debacle managed to carry on. Instead, they are drawing fines from regulators and taking on massive damages. New Technology For Regulators. These aren’t tiny one-offs, Adjaoute told Webster.

Fraud 190

Fraud Regulation Compliance System 190

Jeff For Banks

AUGUST 2, 2021

1/ @Schornack At the end of July 2013, we invested $1.8MM to buy 49% of Flagship Financial Group, Inc. 4/ @Schornack In June 2013, Flagship Bank Minnesota had $94 million in assets and $62.8 In 2013, we had around $11.5MM in total 1-4 family loans, most of which were not investment properties. Jackie Herman, our COO 2013.

Community Bank 78

Community Bank Community Minnesota Metro 78

Jack Henry

JUNE 3, 2015

increase in funded balances from 2013. During a year that saw a return to commercial real estate lending for many, working capital lines were also clearly a factor. This trend was recognized by regulators as the OCC distributed new guidance for management of asset based lines, recognizing that banks are doing more in this arena.

Lending 60

Lending Capital Survey Trends 60

PYMNTS

OCTOBER 17, 2019

million in a funding round that was led by Pangaea Ventures and Happiness Capital. The value of fake and counterfeit products went from $461 billion in 2013 to $509 billion in 2016. percent in 2013. Because they’re not regulated, the items can pose health and safety risks for consumers, particularly for food and medical items.

Fraud 101

Fraud Innovation Technology Mobile 101

PYMNTS

OCTOBER 17, 2019

million in a funding round that was led by Pangaea Ventures and Happiness Capital. The value of fake and counterfeit products went from $461 billion in 2013 to $509 billion in 2016. percent in 2013. Because they’re not regulated, the items can pose health and safety risks for consumers, particularly for food and medical items.

Fraud 101

Fraud Innovation Technology Mobile 101

Abrigo

JANUARY 13, 2015

Target’s late 2013 breach is among the largest in recent memory, affecting over 70 million individuals. She also mentioned that the NCUA’s intention is not to over regulate, but rather to figure out how to enhance levels of protection.

Lending 150

Lending Regulation Data How To 150

PYMNTS

JANUARY 31, 2020

Bryant formed the Bryant Stibel venture capital firm in 2013 with Jeff Stibel, founder of Web.com. Bank’s Adam Kruis, senior vice president and manager of working capital consulting, and Jennifer Swenson, vice president of corporate payment systems, discuss how the bank ensures smooth implementation of virtual card solutions.

Cards 131

Cards Technology social media Meeting 131

PYMNTS

DECEMBER 10, 2018

Capital One made the headlines then – a genius move, many called it at that time, for an issuer that lacked demand in deposit accounts and had no other way to provide a debit-like offering that would make their brand sticky to consumers. A payment method that has managed to capture nearly a quarter of sales over a decade hasn’t done badly.

Branding 184

Branding Cards Payments New Jersey 184

CB Insights

SEPTEMBER 22, 2017

Deals to regtech startups have increased steadily (if at times slowly) over the past few years, from 83 deals in 2013 to 147 last year. Using CB Insights data, we dug into deal and funding trends to regtech startups, 2013 – 2017 YTD (9/10/17). Startups are working to change how companies comply with regulation. RegTech Trends.

Compliance 46

Compliance Trends Software Capital 46

CFPB Monitor

APRIL 25, 2022

As in all prior years since the Bureau began accepting debt collection complaints in 2013, the most common complaint in 2021 was about attempts to collect a debt that the consumer claimed was not owed. In 2021, in AMG Capital Management , the U.S.

Report 141

Report Pennsylvania Resources Operations 141

PYMNTS

MAY 13, 2016

Because he believes there should be proper protection and regulation over them. How Bill Clinton’s administration dealt with the Internet in order to ensure it was not over-regulated. The point: to ensure laws and regulation would not negatively impact innovation. To regulate bitcoin or not to regulate bitcoin.

Bitcoin 100

Bitcoin blockchain Regulation Operations 100

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. This regulation reduced trading profits and created a need to cut costs, spurring investment banks to spin off unprofitable divisions or eliminate them entirely.

Management 78

Management Capital Company Marketing 78

CB Insights

FEBRUARY 20, 2018

Earlier this year, US regulators blocked what would have been a massive $1.2B In the briefing we’ll highlight 2017 trends and explore what’s ahead for fintech in 2018, looking across payments, wealth management, insurance, and more. acquisition of Minneapolis-based global remittance provider MoneyGram by Ant Financial.

US 42

US United States Minneapolis Regulation 42

PYMNTS

APRIL 30, 2018

IBM’s management team described its blockchain developer toolkit as another way to make it easier for innovators to “stand up” blockchain networks. A month later, a new management team was put in place to rebuild the business. Some 750 such networks , they said, were provisioned in the first two weeks of that launch. And to learn.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

OCTOBER 1, 2018

By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. We have full confidence in our new management team and we are a better company today.”. million Series C financing round led by Foundation Capital and joined by Morgenthaler Ventures, Norwest Venture Partners and Canaan Partners.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

NOVEMBER 16, 2017

Membership could be obtained by spending five dollars on a share of capital stock. Mary’s has since occupied the same site, constructing a new building in 1970 and replacing that structure with its current headquarters in 2013. Older credit unions that have managed to stay in business for many years, including St.

Millennials 101

Millennials US New Hampshire Resources 101

Jeff For Banks

OCTOBER 27, 2013

Throughout the summer, the great bond market selloff of 2013 continued on. Greenspan faced the 1987 stock market crash when he was new and in the late 1990s, faced the Asian currency crisis and the collapse of Long Term Capital Management, and the stock market crash of 2000. This is not a good trend. But $23 billion—Wow!

Washington 79

Washington Marketing Data Regulation 79

PYMNTS

DECEMBER 10, 2016

In one sense, from the point of view of 2013, Laplanche was right to be excited for where Lending Club was headed — it still had some very good times coming up. When all the shares were accounted for, Lending Club’s original IPO managed to pull in more than $1 billion — slightly beating expectations and making it the seventeenth-largest U.S.

Lending 100

Lending Compliance Capital Marketing 100

Fintech Labs Insights

JUNE 9, 2016

EquityZen was founded in 2013 as a platform to exchange private company shares. Company facts: Founded in 2013. Amazon went public with a market capitalization of $440M at an age of four years; today, companies remain private almost until they’re teenagers before they are accepted by public markets.

Company 12

Company Management San Jose New York 12

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. Both have access to significant financial capital to scale far beyond what’s available to even well-funded startup challengers. savings accounts.

Retail 78

Retail Cards Millennials Mobile 78

CB Insights

MAY 8, 2018

Even as the media storm around the sector has calmed, regulators are acting more aggressively and decisively, issuing subpoenas to bad actors and providing guidance to good ones. See how venture firms, corporates, regulators, and builders are shaping the future of blockchain technology. THE FUTURE OF BLOCKCHAIN TECH.

blockchain 75

blockchain Trends Technology cryptocurrency 75

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe Connect and billing services help companies manage marketplaces, subscriptions. Broadly enabling online commerce. Online and offline payments.

Online 98

Online Company Retail Payments 98

BankUnderground

APRIL 12, 2022

Our data cover the period from November 2014 to December 2016, and we observe all trades submitted to the DTCC Derivatives Repository – the largest trade repository in terms of market share at the time – in which at least one of the counterparties is a UK-regulated entity. Implications for policymakers.

Marketing 131

Marketing US Maine Analysis 131

Jeff For Banks

JULY 15, 2013

Shell Shocked If you are a fixed income investor, you have seen the worst that the markets have to offer in the second quarter of 2013. Real GDP growth for the first quarter of 2013 was just revised down to 1.8%, following the anemic 0.4% The selloff in 2009 was an adjustment following the extreme crisis in late 2008.

Marketing 83

Marketing Dallas Policies Groups 83

Fintech Labs Insights

SEPTEMBER 21, 2020

Personal Financial Management & Wellness. Making it easier to comply with global regulations. Capital Markets & WealthTech. Founded: 2013. Digital Assets. Finalists: Lacero ( pitch ), SupraFin ( pitch ), Wirex (see pitch below). HQ: London. Founded: 2016. Funding: $4.6M seed April 2020. Winner: Apiax.

Innovation 15

Innovation Fintech blockchain Capital 15

Gonzobanker

AUGUST 22, 2014

Between the end of 2010 and 2013, one new bank opened in the United States. . While we may see an uptick in the number of new bank charters from the near zero we have today, too many other industries with less regulation will attract capital. At the same time, the pace of new bank charters has dwindled to near non-existence.

Strategy 87

Strategy United States Community New York City 87

Jeff For Banks

JANUARY 16, 2016

Its stock markets are said to have led the world markets plunge, with clumsy attempts by their regulators’ circuit breakers to stem declines actually making them worse. Between February and November, 2015, foreign capital was pulled out of the country to the tune of $843 billion. First and foremost, China is at it again. Stay tuned!

Community Bank 60

Community Bank Atlanta Data Marketing 60

Jeff For Banks

JULY 9, 2012

Dimon and his bank have long been viewed as one of the best run banks in the world and leaders in risk management. Stock markets took out their frustrations on JPM stock, knocking it down close to $30 billion in market capitalization, before it began to recover; year-to-date, JPM stock is up 7.5%. and for 2013 by 0.4%

Taxes 66

Taxes Washington Risk Management Marketing 66

CB Insights

FEBRUARY 1, 2019

The OJK, Indonesia’s financial services regulator, is already starting to clamp down by launching a selective registration process and shutting down unlicensed firms that continue to operate. in 2013 to 15.8% Meanwhile, alternative lending is also seeing strong growth, with P2P fintech platforms distributing $1.4B

Policies 61

Policies Lending Operations Examples 61

Jeff For Banks

OCTOBER 19, 2012

If I said it once, I said it one thousand times: “My biggest fear is that the Fed is sowing the seeds of the next crisis with their flatter yield curve tricks, leaving many investors holding these low yielding long bonds when rates rise in future years, unable to get out without substantial capital losses.” So stay tuned! Thanks for reading.

National 79

National Security US Massachusetts 79

CB Insights

OCTOBER 29, 2018

In 2013, Microsoft CEO Steve Ballmer saw an opportunity in Nokia, a Finnish phone company that was losing ground to competitors. Date: May 20, 2013. in losses, declare bankruptcy at Westinghouse, and eventually to sell the Westinghouse unit to Brookfield Asset Management. The company shut down Nextel’s networks in 2013.

Google 76

Google Software Innovation Company 76