PYMNTS

AUGUST 11, 2017

According to a report by the country’s 12 regional Federal Reserve banks, over half of all startups report difficulty in securing loans, and 81 percent report having had to dip into their personal funds to cover gaps in their corporate cash flow. We heard about Working Capital and called PayPal,” Lightman said. And they did.

Lending 117

Lending Capital Video Online 117

Abrigo

AUGUST 8, 2021

This article is substantially updated from a 2013 blog post. Larger or more complex institutions might have credit risk review functions entirely separate from their lending functions. Reviewing lending staff’s risk ratings. Takeaway 2 However, a loan review or credit risk review program should accomplish several key objectives.

System 195

System Lending Policies Regulation 195

Abrigo

MAY 5, 2022

Using Data to Acquire, Engage, and Retain Banking Customers,” and “Customer Identity: Balancing Security and Seamless Banking Experiences.” Breaking Banks Breaking Banks , billed as the #1 global fintech podcast and radio show, began in 2013 and is hosted by media firm Provoke.fm. Lending & Credit Risk. keep me informed.

Community 195

Community Lending Maine Resources 195

PYMNTS

DECEMBER 19, 2018

For small- and medium-sized businesses (SMBs) in need of capital, bank loans are undoubtedly the first place they look. For smaller companies that have traditionally relied on bank loans, private equity and venture capital funding, it links them to another source of capital.

Marketing 134

Marketing Capital Security Trends 134

CB Insights

OCTOBER 21, 2018

The 2018 Fintech 250 have raised approximately $53B in aggregate funding across 947 deals since 2013, and includes startups at different investment stages of development, from early-stage (seed/Series A) companies to well-funded unicorns. Rowe Price, Temasek Holdings, and Primavera Capital Group, among others. Mortgage Lending.

Fintech 78

Fintech Lending Capital Analytics 78

Abrigo

JANUARY 13, 2015

According to Palm Springs FCU President & CEO Debbi Pitigliano, the drive was provided to the NCUA and contained members’ personal information, including names, addresses and social security numbers. Target’s late 2013 breach is among the largest in recent memory, affecting over 70 million individuals.

Lending 150

Lending Regulation Data How To 150

Bank Innovation

MARCH 1, 2019

This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac. Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor.

Fintech 170

Fintech Financial Technology Technology Operations 170

PYMNTS

APRIL 30, 2018

Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. trillion; on security-related hardware, software and services at 10 percent a year from a 2018 base of $91.4

Fintech 183

Fintech blockchain Lending Digital Banking 183

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. CB Insights Note. Investment syndicates. BEST OF DISRUPTION REPORT.

Capital 34

Capital Software Google Company 34

PYMNTS

APRIL 4, 2016

We examine the findings from several market reports on small business access to capital, lending, growth and employment. That’s up from 57 percent in 2013. Researchers also found that the number of B2B buyers that spent at least 90 percent of their budgets online has doubled between 2013 and 2014, from 9 percent to 18 percent.

Survey 100

Survey Lending Analysis Management 100

Fintech Labs Insights

APRIL 12, 2024

I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

Bankelele

OCTOBER 21, 2015

The total SME lending portfolio in December 2013 was estimated at Kshs. According to Treasury, the scheme was discontinued because “the intention was not for the Government to lend, but to create an incentive for banks to engage with SMEs”. 332 billion, representing 23.4% of all banks’ total loan portfolio. It takes 4.5

Lending 28

Lending Capital Analysis Mobile 28

Jeff For Banks

OCTOBER 23, 2017

FFKT Farmers Capital Bank Corporation (the “Company”), Frankfort, KY FFKT is a financial holding company which had four wholly-owned bank subsidiaries at year-end 2016. In 2013, their non-performing asset/asset ratio was near 5%, down to 2% today. Some information will be based on competitive actions in the marketplace.

Kentucky 66

Kentucky Analysis Capital Lending 66

PYMNTS

MARCH 3, 2017

The big news this week in cryptocurrency is, of course, bitcoin hitting new record highs amid the possibility that the Securities and Exchange Commission (SEC) could approve a bitcoin exchange–traded fund. How bitcoin will fare if and when introduced to the Market with a capital M is anybody’s guess for now. In February 2014, Mt.

Bitcoin 100

Bitcoin cryptocurrency Course Capital 100

PYMNTS

OCTOBER 1, 2018

Both the Securities and Exchange Commission (SEC) and the Department of Justice (DOJ) have officially ended a two-year investigation of LendingClub, its subsidiary LC Advisors (LCA), its founder and former CEO Renaud Laplanche and its former CFO Carrie Dolan. On Friday (Sept. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

OCTOBER 25, 2019

In case one doesn’t know (hey, the hotel industry is undergoing some significant development), OYO is an India-based operator of economy and mid-economy hotels that launched in 2013, is now active in some 80 countries and is trying to increase its U.S. market share as this new decade looms. One way to play harder in the U.S. properties.

Online 100

Online US Trends Operations 100

Jeff For Banks

DECEMBER 7, 2019

Total return includes two components: capital appreciation and dividends. I also filtered for anomalies such as recent merger announcements, turnaround situations (losses suffered from 2013 forward), mutual-to-stock conversions, stock dividends/splits without price adjustments, and penny stocks. First Capital, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Fintech Labs Insights

APRIL 27, 2016

This week, small business lender Mayava Capital honored the most influential people in small business lending in its Marketplace Lending Power 20 awards. The recipients in order of rank: Lending Club CEO & Founder, Renaud Laplanche. OnDeck Capital CEO, Noah Breslow. Took the company public in 2014.

Lending 12

Lending San Francisco Utah Capital 12

Fintech Labs Insights

OCTOBER 6, 2015

Thinking Capital is the leader in the Canadian alternative lending space, leveraging technology to be at the forefront of the fintech industry. By combining their people and technology, Thinking Capital is transforming the way business owners get the capital they need to grow. thinkingcapital.ca | thinkingcapital.ca/blog

Software 12

Software Capital Compliance New York 12

CB Insights

DECEMBER 19, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. The online insurtech company was launched in 2013 in a joint effort by China-based tech giants Alibaba, Tencent, and Ping An. Futu Securities is the only Hong Kong-based company to exit with a $1B+ valuation. Please click to enlarge. .

Fintech 51

Fintech Regional Analytics Groups 51

PYMNTS

SEPTEMBER 9, 2016

You might, when you find out that they were the first to file for a bitcoin Exchange-Traded Fund (ETF) with the Securities and Exchange Commission (SEC). Perhaps not a scalable option in terms of security, but some bitcoin aficionados are finding ways to store coins offline, outside of a central exchange. And do you care?

Bitcoin 100

Bitcoin cryptocurrency Security Taxes 100

Jack Henry

SEPTEMBER 19, 2014

In a blog I published here on July 31, 2013, I discussed the notion of “one size fits all” pricing as one of the biggest contributors to underperformance in loan portfolios. It also often leads to the conclusion that the institution can bid more aggressively for new business in this bucket while still securing an attractive rate of return.

Strategy 112

Strategy Community Bank Community Capital 112

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. These APIs handle everything from acceptance and processing to settlement and reconciliation, while ensuring compliance and security. Fraud prevention tools.

Online 98

Online Company Retail Payments 98

Jeff For Banks

DECEMBER 18, 2014

capital appreciation and dividends. For comparison purposes, here are last year''s top five , as measured as of December, 2013: #1. The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. Please do not claim to invest in any security based on what you read here.

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

Fintech Labs Insights

SEPTEMBER 21, 2020

Builds business applications using cryptography for superior data security and data privacy. Capital Markets & WealthTech. Founded: 2013. The UK-based independent fintech industry group attracted 100 entries resulting in 22 finalists across 8 categories, 8 category winners and one overall champion. HQ: London. Founded: 2016.

Innovation 15

Innovation Fintech blockchain Capital 15

CB Insights

MAY 8, 2018

And, although Google searches for “bitcoin” and “blockchain” have slid, companies are still flush with cash from 2017’s ICO boom, cryptocurrency price run-up, and venture capital investment — and are spending it. The rise of security tokens as a distinct asset class. Venture activity. Corporate activity. End of story.”

blockchain 75

blockchain Trends Technology cryptocurrency 75

Fintech Labs Insights

DECEMBER 7, 2020

2-Dec-2020. 2-Dec-2020. Nov 2018 trans. 2-Dec-2020. New Zealand. One97 (PayTM). Nov 2019 round. Sep 2020 round. United States. Sep 2020 round. United States. Sep 2020 round. Sep 2020 round. July 2019 round. Dec 2019 round. United States. 2-Dec-2020. United States. 2-Dec-2020. OneConnect/PingAn. 2-Dec-2020. Oct 2018 round. United States. 2-Dec-2020.

United States 15

United States Fintech Portland Oregon 15

Jeff For Banks

OCTOBER 11, 2011

Liquidity is becoming a problem for these banks, and with their stocks battered daily, they have no ready sources of capital. In August, for the first time since the 1940s, the Fed made a two year “promise”—to keep short term rates at their current exceptionally low levels until mid 2013. They haven’t tried a “twist” since the 1960s.

DC 66

DC Security Washington Risk Management 66

Gonzobanker

NOVEMBER 9, 2015

Samsung bought LoopPay with its Magnetic Secure Transmission technology, which gives it the ability to reach merchants in a way that other wallets cannot due to having both the NFC (near-field communication) and MST (magnetic secure transmission) technologies. Innovation in security. Apple Pay … not.

blockchain 60

blockchain Bitcoin Lending Innovation 60

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. trillion of securities amassed during QE1 and QE2. I know I risk sounding like Charles Plosser, but so be it. So stay tuned! Thanks for reading.

National 79

National Security US Massachusetts 79

CB Insights

OCTOBER 10, 2018

Both have access to significant financial capital to scale far beyond what’s available to even well-funded startup challengers. Startups targeting retail and commercial banking are well funded: Collectively, these 61 startups have raised $3B across 173 deals since 2013. savings accounts. This year also saw Current raise a $2.8M

Retail 78

Retail Cards Millennials Mobile 78

South State Correspondent

APRIL 10, 2023

In secondary and tertiary markets, it is only smaller financial institutions lending. The writing was on the wall in late 2007; however, many community banks continued to lend at a rapid pace through 2008, not knowing they were headed full steam into a recession. This lack of liquidity in the market now shows in CRE loan pricing.

Community Bank 195

Community Bank Community Los Angeles Regional 195

Fintech Labs Insights

MAY 17, 2017

Further differentiating its credit card offering, LendUp doesn’t require a security deposit, has an annual fee of $0 to $60, and offers an APR that ranges from just under 20% to just under 30%. And in order to better build users’ credit scores, LendUp reports to all three major credit bureaus.

San Francisco 16

San Francisco Cards Lending Community 16

Fintech Labs Insights

FEBRUARY 1, 2016

2013: $825 million , up 83%. Credit Karma raised the largest amount of capital, pulling in $175 million in June. million in round led by KGC Capital. iSignthis completes $10 million capital raise. Lighter Capital closes $9 million Series B funding round, raises $100 million to lend to tech startups.

Capital 12

Capital Lending Security Fintech 12

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Jeff For Banks

OCTOBER 21, 2010

Rebuilding of depleted inventories and increased capital spending helped to get GDP growth back on track in the summer of 2009 and into 2010. It’s been said that negative interest rates are not an option, thus the Fed must inject money into the system in other ways, such as buying securities. Thanks for reading!

Taxes 60

Taxes Marketing Capital Policies 60

South State Correspondent

MAY 1, 2024

The tactic worked – in 2013, Gentle Monster’s oversized glasses were used to portray the main character of a huge Korean drama show. How Banks Can Leverage: While not exactly a banking innovation, banks can better allocate capital to COIs.

Innovation 195

Innovation social media Branding Marketing 195