Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

OCTOBER 2, 2019

Founded in 2012, the ride-hailing unicorn – which is valued at over $1 billion – was the premier tech startup in the Middle East and North Africa. Although the startup will be a wholly-owned Uber subsidiary, Careem will continue to operate under its own brand, the news outlet reported. Uber paid $3.1 billion to take ownership.

Regional 188

Regional Leadership Innovation Operations 188

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. They saw a greenfield waiting to be planted.

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

JULY 3, 2020

Several retail brands as well as designers have taken this twist on personal shopping to a new application. Given the ever-changing landscape related to the COVID-19 pandemic, constant innovation is more critical than ever before when it comes to serving retailers and customers. Virtual shopping is having a pandemic-driven moment.

Branding 142

Branding New York Retail Examples 142

PYMNTS

MARCH 19, 2019

And a new interview shows that speed in payments is not as important as one might assume, which has wider implications for innovation. Data: March 19, 2012: Expected rollout date for a third Same-Day ACH (SDA) processing window. billion+: Number of Visa- and Mastercard-branded debit cards in global circulation.

Data 124

Data Payments Fraud Branding 124

PYMNTS

AUGUST 9, 2019

while showcasing Younique’s premium brand of cosmetic accessories. Since the very beginning, Younique has always been a brand at the forefront of technology,” said Younique Co-Founder and Chief Visionary Officer Melanie Huscroft. Younique was launched in 2012, and it gained traction using a social media-based model.

social media 136

social media Tools Branding Analysis 136

CB Insights

SEPTEMBER 26, 2018

One solution: in-house healthcare innovation labs. We put together a list of healthcare innovation labs from new entries to the field, as well as some of the oldest — and most familiar — names in health. Sometimes corporate innovation goes wrong , and we’ve written about corporate innovation theater before.

Innovation 73

Innovation Cleveland New York New York City 73

PYMNTS

AUGUST 14, 2017

Media companies, in the meantime, shoveled tens of millions into Snap in the hopes of selling to a generation whose brand loyalty is about as fleeting as Zsa Zsa Gabor’s affection for each of her nine husbands. billion into Snap since it started in 2012, and its IPO in March of 2017 raised $3.4 Investors put $2.65 billion more.

Innovation 109

Innovation Online Google Millennials 109

PYMNTS

OCTOBER 3, 2019

Founded in 2012, the ride-hailing unicorn – which is valued at over $1 billion – was the premier tech startup in the Middle East and North Africa. Although the startup will be a wholly-owned Uber subsidiary, Careem will continue to operate under its own brand, the news outlet reported. Uber paid $3.1 billion to take ownership.

Chicago 139

Chicago Leadership Regional Operations 139

PYMNTS

JANUARY 27, 2020

The company said that since 2012 it has processed more than $50 billion in cross-border payments using the company’s offering and application programming interfaces (APIs), and Currencycloud pointed to a customer base that includes Monzo, Revolut and Starling. My brand is invisible. I’m not competing with our customers.

Payments 130

Payments Fintech Software National 130

PYMNTS

AUGUST 10, 2016

In general, venture capitalists are boosting their investments in Latin America, with funding reaching $594 million in 2015, a stark increase from $387 million in 2012, the Latin America Venture Capital Association confirmed.

Innovation 100

Innovation Apple social media America 100

PYMNTS

FEBRUARY 26, 2019

Caesars Entertainment announced that it has reached an agreement to offer DraftKings , the leading sports-tech entertainment brand in the country, providing market access for its online gaming products. The access is exclusive to Caesars locations across select states where the company operates casino properties. and Australia. .

Online 108

Online Mississippi New Jersey Boston 108

Accenture

SEPTEMBER 22, 2019

But there’s another reason why the neo-challengers are so front-of-mind: They’re industry leaders in cultivating technology innovation and optimising customer service and experience. They also deliver innovative, easy-to-use apps that help users with things like managing their daily budget or travelling abroad. Customer growth.

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

JANUARY 9, 2020

This isn’t Amazon’s first attempt at breaking into the luxury fashion market – the retail giant originally tried in 2012, but was not successful. Part of the problem is the eCommerce brand’s image. This sort of placement has kept many luxury fashion brands away, even though Amazon has promised to not discount their items.

Branding 137

Branding Retail Marketing Operations 137

PYMNTS

DECEMBER 10, 2018

Analysts at the time called this product “an historic opportunity” to bolster the merchant’s “corroding bottom lines,” and innovators rushed to build new applications to help them seize it. Just like 2012, with the launch of MCX and CurrentC merchant-branded, ACH-linked mobile payments products. And what was the product?

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

JANUARY 28, 2019

The specific issue that I’m referring to is merchant surcharging – a fancy term to describe the fee charged by merchants when consumers use network-branded card products to pay for their purchases. Innovation by Any Other Name. A 2012 survey presented by the U.K. And it will be a lot more than just 10 cents. The Ban on the Ban.

Regulation 181

Regulation Boston Cards Innovation 181

PYMNTS

AUGUST 18, 2017

From smartphones to digital assistants like Alexa and Bixby as well as Facebook’s branded Messenger chatbots, the ability to determine what consumers want, how they want it and when they want it has started to become something of an expected norm. Artificial intelligence (AI) is all around us in today’s technology-driven society.

Analytics 102

Analytics Data Capital Analysis 102

PYMNTS

JANUARY 10, 2020

In the home alone, Amazon reported 100,000 smart home products from over 9,500 brands. “It In 2012, for example, Amazon attempted to break into the luxury fashion market, but it didn’t quite take off. Currently, there are 12 brands participating in the luxury launch , according to Amazon, all of which will get individual roll outs.

Las Vegas 131

Las Vegas Branding New Hampshire Online 131

PYMNTS

AUGUST 17, 2016

Pixlee , a San Francisco-based startup, allows retailers or brands to market directly to customers by using their own photos through curating them from social media or having the customer directly submit them for use, which the company says leads to a more authentic and engaging shopping experience for consumers.

San Francisco 100

San Francisco Retail social media Marketing 100

PYMNTS

JULY 26, 2016

Launched in March 2012, DSC rode the waves created by its clever marketing to thumb its metaphorical nose at entrenched businesses stuck in outdated retail models. How that growth might come about is less clear, especially since the two brands would seem to operate on different models.

Retail 100

Retail Innovation Branding Online 100

PYMNTS

DECEMBER 7, 2017

When Panera Bread first rolled out its mobile order-ahead service in 2012, the idea was to attract consumers wary of waiting in lines for service. Understanding customers and their needs has been crucial to devising mobile order-ahead efforts since 2012. “We Earlier this month, the St.

St. Louis 113

St. Louis Google Mobile Missouri 113

PYMNTS

JULY 13, 2016

Amazon is on track to become “America’s largest clothing retailer,” surpassing both Macy’s and Nordstrom in total sales, by 2017, according to a new report entitled “Amazon: Fashion Media & Deals” from L2, a firm that specializes in digital brand performance. s largest clothing retailer, too. It will come naturally that way.”.

Branding 100

Branding Retail Online Trends 100

Celent Banking

DECEMBER 15, 2015

For those unfamiliar, mBank is a Polish direct bank brand established by BRE Bank in 2000 as one of the first of its kind in the country. Thanks to the mBank’s business achievements and potential of the brand as first and the biggest internet bank in Poland, BRE Bank Group decided in 2013 to change company name to mBank.

Branding 100

Branding Retail social media Video 100

PYMNTS

AUGUST 7, 2018

The meal kit business has evolved a bit since Blue Apron and some of its initial rivals got started during the 2011-2012 period. Plated , which launched in 2012, was acquired by Albertson’s for $300 million in 2017. Jones, president of True Food Innovations, said last month following the acquisition. Holding Out.

Retail 101

Retail Company Strategy Branding 101

PYMNTS

OCTOBER 14, 2019

Bouqs’ signature innovation is cutting out that middleman in favor of direct relationships with the growers themselves – 140 farmers around the world who meet the brand’s standards for things like organic growth, waste minimization and use of recycled rainwater. Since its founding in 2012, Bouqs has been a wholly digital enterprise.

Industry 142

Industry Retail US Course 142

PYMNTS

JUNE 8, 2017

This is a brand new way for people to contribute and give back in a way that’s actually needed the most,” said Joe Gebbia, Airbnb’s cofounder and chief product officer, in an interview with Forbes. Airbnb has been informally helping people since Superstorm Sandy hit the New York City area in 2012.

New York City 134

New York City New York Community Maine 134

PYMNTS

NOVEMBER 4, 2019

Since consumers don’t know what goes into creating those returns, the algorithms create the “filter bubbles” that the Act’s sponsors say are both manipulative to the consumer and harmful to innovation. Pariser is the CEO of Upworthy , a website for viral content that he started in 2012. And so it must be.

Google 107

Google Study Apple Innovation 107

PYMNTS

MARCH 7, 2018

Thriving or just surviving in the omnichannel age means offering comprehensive in-store and online features that both engage customers and connect them with brands. That’s how we built a lot of our services, and really our brand, online.”. We want to drive customers to come back to us and interact with our brand,” Song said.

Online 100

Online Branding Retail Mobile 100

PYMNTS

MAY 5, 2016

Such is the double-edged sword of a retail industry swept up in innovation. The retailer to earn the dubious distinction of first to bow out in 2016 was teen fashion brand — and staple store front of the American mall’s heyday — Wet Seal, which filed the appropriate documents on Jan. January — Wet Seal. May — Aéropostale.

Retail 100

Retail Branding Denver Management 100

PYMNTS

NOVEMBER 12, 2018

Some things haven’t changed much since the firm’s early days in 2012, when shipping labels were manually printed and hand-affixed to packages before being transported to their fulfillment center via the “trash bag” method. You have to find the guy with the key. He’s always doing something else that he doesn’t want to be helpful.”.

Los Angeles 164

Los Angeles San Francisco Minneapolis Retail 164

PYMNTS

OCTOBER 30, 2017

Since 2012, Loot Crate has been living up to its name by packing monthly — or bimonthly — subscription boxes with action figures, collectables, comic books, clothes and various other bits of dork schwag, themed to the particular taste of each connoisseur. Practice, Loot Crate’s Brand Director, Ellen Deng , is the first part of the answer. “We

Community 115

Community Branding Retail How To 115

CB Insights

SEPTEMBER 15, 2017

In the face of an existential threat from e-commerce platforms like Amazon and Walmart ’s Jet.com , mall owners and real estate investment trusts with a core retail focus have explored private market investments in retail technology, e-commerce companies, and direct-to-consumer brands as a way of strengthening their core strategic business position.

Retail 55

Retail Marketing Groups Branding 55

PYMNTS

AUGUST 28, 2019

But he didn’t know what exactly he wanted to go into business doing, until a bit of chance snacking put him on the path to his innovation “ah-ha moment.”. The brand stayed on campus for two years building its market and establishing its name.

Rhode Island 129

Rhode Island San Francisco Company Marketing 129

PYMNTS

JULY 8, 2016

In an interview with Black Enterprise , Dickson explained that, just because her business model called for vending machine-based sales located in places where a pair of flats might be needed as an emergency during a night on the town, that didn’t mean her product needed to be cheap.

Online 112

Online Retail Branding Management 112

PYMNTS

APRIL 29, 2020

Early meal kit innovator Blue Apron noted that its Q1 2020 revenues were up 8 percent on Q4 2019, while its customer base increased 7 percent during the same time period. Those additions have been made on top of what the brand called “enhanced daily cleaning and disinfection policies.”.

Michigan 189

Michigan Chicago Texas New York 189

PYMNTS

APRIL 22, 2016

Case in point: Soundtrack Your Brand, which raised $11 million last week to provide retail stores with a music soundtrack service — not exactly the showcase for investor support of business FinTech. Since its launch in 2012, the firm said it has facilitated $178 million worth of invoice financing to local SMEs.

Capital 100

Capital Security Software User Experience 100

PYMNTS

MAY 28, 2020

DTC brands grew up digital,” he noted. Wiese and his team compared the current pandemic to several other crises, man-made or financial, across 100 years and 125 brands. That lesson is particularly applicable to DTC brands. They’re not encumbered by distribution systems and will be very opportunistic about media.”.

Branding 131

Branding Retail Marketing Maine 131