Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

AUGUST 21, 2018

One of the latest signs of that comes this month from Germany, where Hamburg-based Deposit Solutions , a company that launched in 2011 and sells open banking technology, recently announced it had raised $100 million in capital in a round led by Vitruvian Partners, a Munich private equity firm. Equifax Move.

Regulation 100

Regulation Fintech Data Capital 100

PYMNTS

JANUARY 21, 2019

Technology credit fund Viola Credit also participated in the equity round. According to MarketInvoice , since launching in 2011, the FinTech has funded invoices and business loans to U.K. companies that are worth more than £2 billion, making it one of Europe’s largest online invoice finance platforms.

Fintech 116

Fintech Strategy Company Technology 116

Accenture

MAY 22, 2019

It found that from 2011 to 2017, net interest income for digital leaders shifted away from fee income, down 7 percent, to interest net income, up 7 percent, while the rest saw the exact opposite effect with fee income increasing and net income decreasing. 2 Accenture Research on S&P Capital IQ data. percent between 2014 and 2016.

Payments 150

Payments Customer Experience Survey Capital 150

PYMNTS

NOVEMBER 18, 2019

They can also supply banks and other FIs with a better sense of borrowers’ financial histories, such as how pending transactions affect account holders’ available capital by “aggregating the [data] aggregators.” . DecisionLogic recently announced that it has surpassed 40 million customers since launching in 2011.

Analysis 102

Analysis Lending Payments Data 102

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. We used CB Insights data gathered via our machine learning technology (dubbed The Cruncher ) and from thousands of submissions we received from VC partners and firms via The Editor.

San Francisco 71

San Francisco CA Capital Operations 71

PYMNTS

SEPTEMBER 3, 2019

Those innovations did more than just leverage digital and connected devices to make it easier for consumers and businesses to interact and to effectively blend the online and offline worlds. The company made history in 2011 when it launched what is still the country’s most successful in-store mobile wallet. Then there’s Starbucks.

Innovation 223

Innovation Payments Branding Cards 223

PYMNTS

AUGUST 21, 2017

That’s where Reid Hoffman hatched the idea for LinkedIn in 2003 after inviting hundreds of his friends to create online profiles to get his idea for a professional online networking site off the ground. million from Benchmark Capital and changed its name to eBay. E-Bay acquired online ticket exchange, StubHub, in 2007.

Online 128

Online Retail San Francisco Mobile 128

CB Insights

APRIL 3, 2018

private market valuation is greater than the public market capitalizations of Marriott, Starwood, Expedia, Wyndham, and HomeAway. First Round Capital shared this seed deck used by AppNexus, then a platform that would let companies run applications in the cloud. Today, its $29.3B AirBnB Pitch Deck from PitchDeckCoach. seed round.

Company 78

Company Video Capital US 78

Celent Banking

NOVEMBER 17, 2015

Online small business lending by direct credit providers has especially taken off. The total dollar value of small business loans outstanding dipped slightly in 2011 and 2012, reflecting slightly smaller loan amounts, a result of tighter lending standards. And direct lenders are happy to work with everyone else—-a win-win for all.

Report 100

Report FDIC Lending Fintech 100

PYMNTS

OCTOBER 13, 2016

Kabbage is a data and technology platform that enables real-time lending. The business made its first loans in May 2011, and now there are now about 335 employees in four locations including the U.K., Our focus has always been on user experience and for them to get capital in less than ten minutes. which was added in 2013. “We

Regulation 100

Regulation Lending US FDIC 100

Jeff For Banks

DECEMBER 12, 2015

Firms started in the dorm room that have no employees, just an eager volunteer, no revenue, and no capital need not apply. So FinTech (six) firms need capital and revenues to grab a foothold in the financial services market. It received $70 million in capital a year ago. And I suspect elsewhere. What I read: We sold to a bank.

Fintech 60

Fintech Capital Cards Bitcoin 60

Jeff For Banks

JULY 5, 2022

And products started migrating online. They are/were the business owners, demanders of capital and loans, and significant depositors. There is a fintech firm, SoFi, that was born in 2011, that focuses on millennials financial needs. This is why online banks can pay higher interest rates. billion in total assets.

Millennials 78

Millennials Community Pennsylvania Community Bank 78

CB Insights

SEPTEMBER 8, 2017

The regions wealthiest families and individuals are competing for deals alongside venture capital firms, Chinese tech investors, and others. Sinar Mas Group has also invested in Ardent Capital. Ardent Capital, a Thai venture capital firm that seeks to develop startups addressing market gaps. Series A in Q2’15.

Capital 71

Capital Groups Regional Management 71

PYMNTS

JUNE 3, 2016

These days, retail merchants must reach customers, both in-store and online, securely and conveniently. I would say around 2010, 2011, 2012, with Apple having mobile payments acceptance in stores, checking out on mobile devices, that’s where we saw transactions become much more personal,” Dasilva said of in-store retail experiences.

Retail 100

Retail Apple Fraud Online 100

CB Insights

SEPTEMBER 1, 2017

Startups are increasingly using technology, such as mobile and telemedicine platforms, to increase access and lower costs in mental healthcare. We define the mental health and wellness category to include companies applying technology to problems related to emotional, psychological, and social well-being. Click to enlarge. .

San Francisco 43

San Francisco social media California Colorado 43

CB Insights

AUGUST 16, 2017

in funding since 2011. Bengaluru, the capital of the Southern state of Karnataka, took in the greatest number of deals over the past five years, at 30%. Delhi and its surrounding NCR (National Capital Region) area came in a close second, at 29% each. It’s raised $75M in total from True North and Brand Capital.

Regional 63

Regional Capital Groups New York 63

CB Insights

DECEMBER 4, 2019

Today, Amazon Pay has evolved to include a digital wallet for customers and a payments network for both online and brick-and-mortar merchants. That same year, the company acquired TextPayMe , a peer-to-peer (P2P) mobile service that was relaunched as Amazon Webpay in 2011. It’s likely that Amazon was too early to P2P payments.

Cards 101

Cards Lending Strategy US 101

PYMNTS

OCTOBER 1, 2018

As technology continues to provide more creative means for financial transactions, so, too, must financial technology companies be careful to abide by the rules that ensure stability and fairness in these emerging markets.” In 2011, LendingClub added another $25 million in Series D funding in a round lead by Union Square Ventures.

Lending 135

Lending Fraud Management San Francisco 135

CB Insights

JANUARY 5, 2018

It has also discussed vastly expanding its available SKUs online and improving delivery options. Select investors: General Catalyst, Collaborative Fund, Forerunner Ventures, Mickey Drexler, Gwenyth Paltrow, Burch Creative Capital. Everlane raised seed funding in 2011, but has been revenue-funded since. Outdoor Voices.

Company 57

Company Branding Millennials Retail 57

Javelin Strategy & Research

NOVEMBER 10, 2015

Banks and credit unions need aggregation as much as these disruptive upstarts if they hope to understand and stem the flow of profitable business to secondary financial institutions that now range from traditional rivals (other banks and credit card lenders) to nontraditional players (like Lending Club and Personal Capital).

Data 40

Data Security Management Regional 40

Fintech Labs Insights

AUGUST 17, 2015

Four out of the top 100 companies are Finovate alums: Kabbage , provides working capital to small businesses online. 2011 revenue: $62,000. WePay , payment technology provider for online platforms and marketplaces. WePay , payment technology provider for online platforms and marketplaces.

San Francisco 12

San Francisco CA Atlanta Big Data 12

Fintech Labs Insights

MAY 5, 2017

Signifyd launched in 2011 to mitigate e-commerce chargebacks and this week landed $56 million to continue the fight. The Series C round, which brings the company’s total capital to $87 million, was led by Bain Capital Ventures with contributions from Menlo Ventures, American Express, and other existing investors.

San Francisco 15

San Francisco Fraud Capital Course 15

Fintech Labs Insights

FEBRUARY 2, 2021

Ant Technology. Plaid Technologies. 2-feb-2021. United States. 2018 round. 2-feb-2021. 2-feb-2021. United States. 2-feb-2021. Netherlands. 2-feb-2021. Australia. 2-feb-2021. April 2020 round. 2-feb-2021. New Zealand. One97 (PayTM). Nov 2019 round. Checkout.com. Jan 2021 round. United Kingdom. Rumored 2021 round. United States.

United States 15

United States Fintech Utah Lending 15

PYMNTS

MAY 22, 2017

That’s Neo Technology’s specialty. The company created Neo4j — an open-source graph database technology that has become the world’s leading graph database — in 2007, and the technology now serves over 200 clients including eBay, Walmart, IBM, and NASA. So how did this idea go from two-ply to worldwide?

Technology 101

Technology Data Retail Fraud 101

Fintech Labs Insights

SEPTEMBER 21, 2020

Customers: Shell, KLM, United Nations, Toyota, SITA, Lloyds Register and a range of technology startups. Founded: 2011. Payment platform for online businesses and processors. Capital Markets & WealthTech. Builds business applications using cryptography for superior data security and data privacy. HQ: London.

Innovation 15

Innovation Fintech blockchain Capital 15

Fintech Labs Insights

DECEMBER 14, 2015

The round featured participation from American Express Ventures, along with existing investors BDC Capital, Blumberg Capital, and Tenfore Holdings. Trulioo’s total capital now stands at more than $23 million. Identity verification specialist Trulioo picked up $15 million in new funding to help fuel growth.

social media 12

social media Compliance Capital Conference 12

CB Insights

OCTOBER 29, 2018

Zynga, creator of Facebook games Farmville, Mafia Wars, and about a dozen different types of online slot machine games, paid $210M in 2012 for OMGPOP, creators of DrawSomething!, Date: October 2011. Date: August 15, 2011. Zynga and OMGPOP. Date: March 21, 2012. Price: $210M. a viral gaming hit for iOS and Android.

Google 76

Google Software Innovation Company 76

Fintech Labs Insights

FEBRUARY 26, 2016

Along with participation from Allegis Capital, IA Ventures, QED Investors, and individual investors, Bill McKlernan and Tim Eades, anti-fraud specialist Signifyd has raised $20 million in a Series B round led by Menlo Ventures. ” The funding takes Signifyd’s total capital to $31 million.

San Francisco 12

San Francisco Fraud California Conference 12

Fintech Labs Insights

MARCH 2, 2017

Franchise owners will work with local small business owners in their community to support their needs for working capital. The Salt Lake City-based company will support franchisees by giving them access to Lendio’s marketplace and technology, training, marketing tools, national advertising, and partnerships.

Lending 12

Lending Community Training Capital 12

PYMNTS

MAY 18, 2018

based online grocery firm Ocado , which will see the firm become Kroger’s exclusive partner in the U.S. while Kroger gets a stake in the company worth about 5 percent of existing share capital, valued at $247.5 Launched in 2011, the company raised around $15 million. Ocado will be able to offer delivery in the U.S.

San Francisco 100

San Francisco California Operations social media 100

Fintech Labs Insights

SEPTEMBER 13, 2016

E-commerce anti-fraud innovator Signifyd has locked in an investment of $19 million from American Express Ventures, Menlo Ventures, and TriplePoint Capital. The funding, which takes Signifyd’s total to $50 million , will help the company grow its infrastructure and continue to enhance its machine learning technology.

San Francisco 12

San Francisco Fraud California Technology 12

Fintech Labs Insights

APRIL 15, 2016

Founded: 2011. Companies awarded on this list were selected by a combination of online public votes (weighted 25%) and a panel of judges (weighted 75%). AMP Credit Technologies. Scalable Capital. HQ: Mechelen, Belgium. FinovateEurope 2016 demo. AdviceGames. Kontomatik. Kontomatik. BehavioSec. Cloud Lending Solutions.

Fintech 12

Fintech San Francisco Lending Innovation 12

Fintech Labs Insights

OCTOBER 26, 2016

The Series A also featured the participation of APAGM Services, Jarnac Capital Management, and Rohatton. nanoPay said the investment will help it develop business partnerships in advance of a larger rollout of its MintChip digital currency technology.

New York 12

New York Groups Compliance Security 12

Tefkin

MARCH 12, 2014

To give a few numbers, non-life insurance market world-wide in 2011 was estimated at $1,877.2 From a startup perspective, this creates an opportunity space in online brokerage, there is a small step from online distribution to online comparison and this type of void is filled quickly. billion the same year.

Comparison 34

Comparison Lending Examples Data 34

PYMNTS

MARCH 28, 2016

Yes, the former is getting easier thanks to mobile remote deposit — even for the financially disadvantaged — thanks to innovators who are leveraging that technology and the near ubiquity of mobile phones. In 2011, the U.S. The announcement was made in 2011 and laid out a two-year window for making that transition.

US 100

US Payments Course System 100

Fintech Labs Insights

OCTOBER 20, 2015

The investment takes the Belgium-based expense management solution provider’s total capital to more than $9 million. Bogaert added the the company planned on “doubling the team in the next four months” as well as making additional investments in technology. FinovateEurope 2014 alum Xpenditure has just raised $5.7

New York 12

New York Software Management Capital 12