Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

NOVEMBER 28, 2016

Consider Spotify’s branded playlists or Alibaba recruiting its APASS members for marketing purposes. Both are clear and present branded campaigns — and they still draw crowds. But not every brand plays that way. But not every brand plays that way. So, what’s a major brand to do?

Branding 100

Branding Millennials social media Marketing 100

PYMNTS

NOVEMBER 18, 2016

Americans love online purchases and the convenience of having anything from new clothes to home goods delivered directly to their door. What’s more, digital sales have been growing steadily, increasing every year since 2011, according to the census. According to the most recent report from the U.S. Census, consumers in the U.S.

Online 100

Online Retail Industry Analytics 100

PYMNTS

JANUARY 9, 2019

First Billing was founded in 2011, operating until the December 2018 transaction with Paya as the billing services affiliate of The Connor Group , a real estate investment firm. First Billing will continue to operate under its existing brand, the companies said on Tuesday. The Broader Strategy.

Software 158

Software Ohio Strategy Technology 158

Accenture

MAY 22, 2019

It found that from 2011 to 2017, net interest income for digital leaders shifted away from fee income, down 7 percent, to interest net income, up 7 percent, while the rest saw the exact opposite effect with fee income increasing and net income decreasing. 2 Accenture Research on S&P Capital IQ data. percent between 2014 and 2016.

Payments 150

Payments Customer Experience Survey Capital 150

PYMNTS

JULY 26, 2018

Beyond BMW and Cadillac , the subscription market is growing as consumers and brands take note: Software vendors, too, are turning to subscriptions, according to the PYMNTS Subscription Commerce Tracker. The service allows for the company’s vehicles to be delivered and picked up on demand for customers via a smartphone app.

Marketing 110

Marketing Software Nashville Tennessee 110

FICO

DECEMBER 13, 2019

In China, online P2P lending exploded in popularity, with the number of P2P lenders growing from 50 in 2011 to 6,000 in 2015. In India, online lending companies raised a record $909 million in venture capital last year (the third-biggest market behind the U.S. Brand protection. and China).

Regulation 52

Regulation Fintech Lending Branding 52

PYMNTS

AUGUST 21, 2017

That’s where Reid Hoffman hatched the idea for LinkedIn in 2003 after inviting hundreds of his friends to create online profiles to get his idea for a professional online networking site off the ground. million from Benchmark Capital and changed its name to eBay. E-Bay acquired online ticket exchange, StubHub, in 2007.

Online 128

Online Retail San Francisco Mobile 128

PYMNTS

MAY 22, 2017

Neo4j is used in financial services and retail, government, telecommunications and more for mission-critical applications as diverse as real-time pricing, online product and service recommendations, fraud detection, enterprise search and the Internet of Things (IoT). So how did this idea go from two-ply to worldwide?

Technology 101

Technology Data Retail Fraud 101

CB Insights

JANUARY 5, 2018

Driven by Lore, Walmart acquired e-commerce platform Shoebuy in January 2017, followed by outdoor apparel retailer Moosejaw in February, womenswear site Modcloth in March, direct-to-consumer premium menswear brand Bonobos in June, and last-mile delivery startup Parcel in September. E-commerce. Outdoor Voices. Disclosed funding: $31.6M.

Company 57

Company Branding Millennials Retail 57

CB Insights

JUNE 6, 2019

Declared Bankruptcy: 2011. By December 2011, it was under $30/kg. By September 2011, Solyndra’s business model had fallen apart. The company’s assets were acquired by Q Holdings in 2015, and the firm quietly relaunched the Quirky brand in 2017. Founded: 2011. Dart Music. Earth Class Mail.

Apple 78

Apple Branding Google Company 78

CB Insights

MARCH 6, 2019

Select investors : Amazon, Hummer Winblad Venture Partners, Bowman Capital Management LLC. But despite the popularity of its sock puppet mascot, the online pet supplies retailer went out of business just 9 months after its Super Bowl ad, doomed by an untenable business model and the bursting of the dot-com bubble. in 2000 to 232.1M

Report 78

Report San Francisco Capital New York 78

PYMNTS

JUNE 3, 2016

These days, retail merchants must reach customers, both in-store and online, securely and conveniently. I would say around 2010, 2011, 2012, with Apple having mobile payments acceptance in stores, checking out on mobile devices, that’s where we saw transactions become much more personal,” Dasilva said of in-store retail experiences.

Retail 100

Retail Apple Fraud Online 100

CB Insights

AUGUST 16, 2017

in funding since 2011. Bengaluru, the capital of the Southern state of Karnataka, took in the greatest number of deals over the past five years, at 30%. Delhi and its surrounding NCR (National Capital Region) area came in a close second, at 29% each. It’s raised $75M in total from True North and Brand Capital.

Regional 63

Regional Capital Groups New York 63

CB Insights

SEPTEMBER 4, 2019

Online platforms like Hipcamp and Campsy have emerged to help campers book unique lodging experiences like yurts, treehouses, and caves. To attract millennial clients, some old-school gyms are adapting their models to capitalize on the increasing popularity of the boutique studios. Source: Burst/Pexels.

Millennials 78

Millennials Industry Branding social media 78

PYMNTS

MAY 6, 2019

The notion that Facebook is going to launch and ignite a global payments network, at scale, based on its own branded cryptocurrency and achieve global merchant and consumer acceptance is as likely as the predictions a decade ago that bitcoin and blockchain would, by now, become the internet of money. Curtain Call: The media goes nuts.

Innovation 209

Innovation blockchain Payments cryptocurrency 209

CB Insights

OCTOBER 29, 2018

Zynga, creator of Facebook games Farmville, Mafia Wars, and about a dozen different types of online slot machine games, paid $210M in 2012 for OMGPOP, creators of DrawSomething!, Date: October 2011. Date: August 15, 2011. Zynga and OMGPOP. Date: March 21, 2012. Price: $210M. a viral gaming hit for iOS and Android.

Google 76

Google Software Innovation Company 76

CB Insights

MAY 23, 2019

Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Pixelon: Online video vaporware. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. The Honest Company’s branding and promotional materials claimed that the firm’s goods were free of synthetic chemicals.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

NOVEMBER 16, 2017

Launched in 2011, the startup offers subscription boxes of apparel and accessories curated by personal stylists for each shopper. While its boxes include products from over 1,000 different brands, Stitch Fix has begun to use the shopper preference data it has collected over time to launch its own private label brands.

Branding 45

Branding Data Marketing Retail 45

CB Insights

SEPTEMBER 10, 2019

As millennials head deeper into adulthood and make more money, the personal finance space is adapting to their unique money management attitudes in a few key ways: From in-person to online. Simple, an early contender founded in 2009, floundered following its 2011 launch before ultimately being bought by Spanish banking giant BBVA in 2014.

Millennials 77

Millennials Mobile Lending Cards 77

CB Insights

MARCH 2, 2018

The e-commerce giants are capitalizing on three important trends: Global financial systems are going digital and mobile. Amazon is focused on globilizing its branded Marketplace, and will spend billions of dollars over the next decade to bring its model of low prices, vast selection, and fast delivery to the world.

Regional 68

Regional Retail Marketing Online 68

Lex Sokolin

OCTOBER 14, 2020

Everyone complains about Amazon, but we all shop online. So you need sufficient aggregation, correlated with heavy customer acquisition and branding costs, in order to create the asset class of reasonable credit exposure. So you soldier on and bring in hard-nosed hedge fund capital. Thus the hypocrisy of human nature.

Lending 52

Lending User Experience Google United States 52

CB Insights

MAY 15, 2019

Key people: Chris Curtin, Chief Brand & Innovation Marketing Officer; Shiv Singh, Senior Vice President of Innovation & Strategic Partnerships. Founded: 2011. Capital One — Capital One Labs. Key people: James Patterson, Managing VP & Head of Capital One Labs at Capital One. Founded: 2013.

Innovation 78

Innovation blockchain Technology Groups 78

Tefkin

MARCH 12, 2014

To give a few numbers, non-life insurance market world-wide in 2011 was estimated at $1,877.2 From a startup perspective, this creates an opportunity space in online brokerage, there is a small step from online distribution to online comparison and this type of void is filled quickly. billion the same year.

Comparison 34

Comparison Lending Examples Data 34

PYMNTS

SEPTEMBER 19, 2016

The media has declared chatbots the digital version of the little black dress: a technology staple that every brand must now have and every payment type must now commerce-enable. WeChat was launched in 2011 by Chinese internet giant Tencent.

Payments 100

Payments Mobile Apple Google 100

CB Insights

OCTOBER 16, 2018

The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. 2011: Self-service platforms unlock innovation. 2011: Self-service platforms unlock innovation. Today, Amazon is a hugely successful, precedent-breaking company. Just execute.

Customer Experience 78

Customer Experience Innovation Company Technology 78

CB Insights

OCTOBER 6, 2017

However, Foxconn has fallen short of its 2011 forecast of installing 1 million robots in its factories in 3 years. Khosla Ventures also backed Cafe X Technologies in Q1’17, alongside The Thiel Foundation, Felicis Ventures, and Social Capital. As consumers shift online, skills transfer may not follow a similar pattern for employees.

Software 69

Software Industry Retail United States 69

CB Insights

OCTOBER 31, 2019

Customer journey: Using chat to get people from online to brick-and-mortar. Slack launched its own $80M chatbot fund, partnering with leading VCs including Spark Capital, Index Ventures, Accel, KPCB, Social Capital, and Andreessen Horowitz. Retail & e-commerce: Convenient shopping & scheduling. Source: Trim.

Industry 78

Industry Examples Tools Retail 78