CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

PYMNTS

JULY 31, 2020

Monzo and Atom Bank were among the first group of neobanks that emerged in 2010, later followed by other entities including Chime, Moven, N26, Revolut, Simple, Starling and Volt Bank. Thirty-two percent say that it is easier to use their online services. are also emerging as a threat. The playbook shows that 35.9

ATM 156

ATM Digital Banking Online Mobile 156

PYMNTS

JANUARY 15, 2020

“Retail consumers increasingly expect convenience in every area of life, and banks today want to meet that demand, not just in terms of online and mobile banking, but also their banks’ available range of products.”. Knodel added that Choice FS complements Raisin’s foray into the U.S. This new technological solution means helping U.S.

Fintech 131

Fintech US Software Retail 131

Accenture

APRIL 26, 2017

For years, we’ve heard people proclaiming the demise of the bricks-and-mortar bank branch, supposedly swept away by customers’ mass-migration to online and—increasingly—mobile alternatives. 1-5] Source: UK findings of Accenture 2017 Global Banking Distribution & Marketing Consumer Study— Beyond Digital. Stay tuned. [1-5]

Millennials 233

Millennials social media Innovation Study 233

PYMNTS

JUNE 7, 2019

Forget millennials, that consumer segment that is blamed for the downfall of most everything while also being the target of many innovative efforts. There are signs of an emerging mini-genre online that gives advice on what single people should buy at that warehouse store – which, of course, sells items in bulk. Shifting Tide.

Retail 133

Retail Millennials Online Innovation 133

PYMNTS

JUNE 15, 2020

Innovators with better tech will appear and — literally overnight — snatch your customers out of your calcified incumbent arms and build scale, they say. Especially if any of those innovations touched the physical world. These innovations would usher in digital’s 2.0 shift, starting in about 2009 and 2010. Digital’s 2.0

Innovation 214

Innovation Mobile Capital Operations 214

PYMNTS

FEBRUARY 21, 2017

Understanding the consumer is key for retailers, and leveraging Big Data can mean big returns on marketing investments. Which is why retail marketers — along with marketers of financial services, travel and other B2C verticals — are signing on with SmarterHQ ‘s multi-channel behavioral marketing platform.

Retail 103

Retail Analytics Data Big Data 103

PYMNTS

NOVEMBER 8, 2016

Although it is credited with being one of the first companies to offer wedding and bridal party dresses online, J.Crew’s e-store is ending its love affair with the bridal business, which was among the first of its kind when it launched back in 2004. How did J.Crew go from innovating the space to pulling the plug? So what happened?

New York 159

New York New York City Retail Online 159

PYMNTS

MARCH 9, 2018

Last year, the eyeglass store opened a $16 million optical lab and began selling products to a new market — kids. Warby Parker currently has 64 stores in markets the retailer carefully chose. We think the presentation by retail experts of ‘either [online] or [offline]’ is a false choice,” Blumenthal told CNBC. “It

Delaware 102

Delaware New York Retail Online 102

PYMNTS

APRIL 22, 2016

Regardless of the company, its industry, its customers or location, online fraud remains top of mind. In an interview with PYMNTS, Bradley Wiskirchen, CEO of fraud protection tech firm Kount, detailed the landscape of online fraud, where it is going, and the challenges and opportunities that confront innovative fraud detection.

Fraud 100

Fraud Idaho Innovation San Francisco 100

PYMNTS

MARCH 18, 2019

Money will go to such areas as job training and programs meant to “boost collaboration between employers and the educational system,” and for better data analysis and delivery for the labor market. The account that was eliminated was introduced in 2010, when the company was trying to lure customers to online banking.

America 175

America Survey FDIC System 175

Celent Banking

FEBRUARY 26, 2015

Consider three articles published in the past week: Bank Innovation covering Associated Bank branch closures to fund digital channel initiatives. For starters, retail banks serve a diverse market with diverse needs and preferences. Between 2000 and 2010, US bank branch density grew from 230 to 270 branches per million.

FDIC 100

FDIC Retail Digital Banking User Experience 100

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. In 2010, LendingClub added to its war chest with a $24.5 The DOJ Finding.

Lending 135

Lending Fraud Management San Francisco 135

Lex Sokolin

FEBRUARY 4, 2021

In Partnership with: Join Fintech’s Largest Online Interactive Community! Market Structure on Display GameStop is a mall shop that sold video games. Within the game of financial capital markets, the fundamentals are the gears of the economic machines that you evaluate with capital decisions. Fintech Spring Meetup ?—?Meet

Marketing 52

Marketing Capital Fintech Video 52

Lex Sokolin

FEBRUARY 4, 2021

In Partnership with: Join Fintech’s Largest Online Interactive Community! Market Structure on Display GameStop is a mall shop that sold video games. Within the game of financial capital markets, the fundamentals are the gears of the economic machines that you evaluate with capital decisions. Fintech Spring Meetup ?—?Meet

Marketing 52

Marketing Capital Fintech Video 52

PYMNTS

DECEMBER 15, 2017

So, one might think it would be a no-brainer for luxury brands, which have such a legacy presence in the market, to be all over the latest storytelling modes, with exciting new ways to draw consumers into their rich and storied history. For some, the journey is as rudimentary as introducing a shoppable online presence.

Retail 129

Retail Branding Mobile Tools 129

PYMNTS

JUNE 1, 2017

Stripe, a San Francisco-based payment service provider that specializes in online transactions, is expanding its arsenal of financial products to cater to the needs of data-hungry businesses. The feature removes barriers surrounding the requirements of existing analytics tools available in the market today.

Analytics 106

Analytics Tools San Francisco Data 106

PYMNTS

MARCH 21, 2017

The on-demand revolution is well under way, fueled by innovators like Amazon and Uber as well as the move to online and mobile channels. The idea for Bringg began back in 2010 during the on-demand and logistics revolution as it happened, Sion said. and Asia, Sion said, with growth in European and South American markets.

System 131

System Operations Management Tools 131

PYMNTS

JUNE 3, 2016

These days, retail merchants must reach customers, both in-store and online, securely and conveniently. I would say around 2010, 2011, 2012, with Apple having mobile payments acceptance in stores, checking out on mobile devices, that’s where we saw transactions become much more personal,” Dasilva said of in-store retail experiences.

Retail 100

Retail Apple Fraud Online 100

PYMNTS

APRIL 20, 2016

Ergo, the concern was that the device would constantly “hear” its name when it wasn’t actually being spoken to, come online and start attempting to place online orders for whatever it heard subsequently, ostensibly on behalf of its owner. All interested innovators (and what innovator isn’t interested in Alexa?)

Innovation 100

Innovation Online Retail Community 100

CB Insights

DECEMBER 5, 2017

XL Innovate. HCS went through a major management shakeup in November 2016 when former AIG head of commercial insurance strategy and innovation Greg Wolyniec joined as president and CEO, while AIG president of liability and financial lines Alexander Baugh was named chairman of HCS’s board of directors. American Family Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

CB Insights

JULY 16, 2017

XL Innovate. HCS went through a major management shakeup in November 2016 when former AIG head of commercial insurance strategy and innovation Greg Wolyniec joined as president and CEO, while AIG president of liability and financial lines Alexander Baugh was named chairman of HCS’ board of directors. Allianz Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

Tefkin

JUNE 3, 2014

On the “Beta” end of the scale, ETFs are steadily becoming one of the most successful innovation in recent decades. By automatically tracking indexes, they offer investors the possibility to obtain market performance at a lower cost than a typical managed funds. Scrutiny on Performance. These folks have been scarred.”.

Industry 42

Industry Management Innovation Analysis 42

PYMNTS

JANUARY 1, 2019

That product never quite made it to market. In fairness, it was 1995 — Amazon was a year old and a bookseller online. The fact that Gates was right about the first two is arguable, what with the explosion of online mobile banking, digital payments and tech-based financial services. Disappointed now? At least not yet.

Apple 150

Apple Google Bitcoin Mobile 150

BankUnderground

JUNE 14, 2022

Long and frequent online meetings can lead to fatigue, multi-tasking and lower engagement. Cao et al (2021) use a large-scale telemetry survey of US Microsoft employees and a 715-person diary study, and find multi-tasking during online meetings is ubiquitous, potentially due to the ease of switching off video and audio. Conclusions.

Survey 89

Survey Meeting Study Video 89

PYMNTS

DECEMBER 30, 2016

This year has been big for retail — big on change, innovation and some surprises along the way. Consumers flocked to online and mobile commerce , robots rose in food and consumer goods , and brick-and-mortar stayed relevant with retail experimentation — pop – ups , flash sales , store-in-store and showrooms. “How

Retail 123

Retail Online Customer Experience Trends 123

PYMNTS

MARCH 1, 2017

Founded in 2010, the company offers a SaaS-based subscription technology platform and builds tools for brands and merchants looking to add subscription services to their retail repertoire. If omnichannel retailers can innovate quickly, they can take advantage of the 90 percent reach they still have, Alvo said.

Branding 100

Branding Retail Software User Experience 100

NCR

JUNE 21, 2016

Nowhere is this more evident than in the emerging battle for e-commerce in a country where millions are as yet still not online. India’s e-commerce sector holds arguably more potential than that of any other country as millions of people come online over the next 15 years. The rising e-commerce market demands it. E-commerce.

Payments 45

Payments ATM Cards Dallas 45

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. This was a terrific combination of two education-focused cooperatives across both Southern and Northern California markets. It is an innovator with tech (e.g., ConnectOne Bancorp, Inc.

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. CVS — Digital Innovation Lab.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

JUNE 17, 2016

market do not have: the need for offline authorization. Overall, this subset of the SMB market, some 3.4 Big Retail’s Online Checkout Conversions. We uncovered four big blind spots that cause big retailers to crash and burn at online checkout – you can get the whole story here. And, that’s not all the good news.

Apple 100

Apple Maine Retail Course 100

PYMNTS

MAY 10, 2016

In 2007, unable to turn a profit in an increasingly crowded market, specialty electronics retailer Tweeter went bust. The second is that they can compete by offering up innovation in areas where their digital-only counterparts can’t hope to race: in personalized and in-person service. Online sales grew by 13.5

Retail 100

Retail Comparison Innovation System 100

PYMNTS

SEPTEMBER 26, 2016

But we will know how Square is raising the in-store payments game for SMBs, how Samsung is changing the topic and how Google is (finally) proudly welcoming Gmail to the year 2010 with mobile upgrades. The marketing blitz got underway this summer, mainly centered in the Pacific Northwest, particularly Portland. Square Gets Competitive.

Samsung 100

Samsung Mobile Google Cards 100

Fintech Labs Insights

MAY 16, 2017

The fifth annual list names private companies “whose innovations are changing the world” and meet additional criteria according to CNBC’s methodology. The 50 companies have an aggregate market valuation of $239 billion, and almost 20% of the list consists of fintech companies, six of which are Finovate and/or FinDEVr alums.

New York 17

New York Analysis Compliance Lending 17

PYMNTS

DECEMBER 28, 2018

There were plenty of tailwinds that pushed the segment forward: A strong economy, healthy consumer interest in credit and advances in credit scoring technology were all instrumental in pushing more consumers into the market, particularly in the first half of the year. According to the Federal Reserve , U.S. That amounts to $13.2

Millennials 145

Millennials Lending System Data 145

PYMNTS

JULY 18, 2016

Blockbuster filed for bankruptcy in 2010 with a market cap of $12 million, down from $4 billion just a decade before in 2002 — the year that Netflix IPO’d. Before it entered the market, Netflix spent a lot of time researching the customer that it wanted to better serve. Embrace The Establishment. had a DVD player in their homes.

Payments 100

Payments Video Marketing Course 100

Jeff For Banks

JUNE 2, 2023

In the late 90s, low interest rates made speculative equity investments more attractive than bonds, and at the same time, innovative internet companies grew in popularity among retail investors, professional traders, venture capitalists, and the like (familiar?). We knew there was tremendous hubris in the subprime market.

FDIC 78

FDIC Community Bank Regulation Lending 78