Bank Innovation

FEBRUARY 28, 2017

We have undertaken our most significant redesign and relaunch since Bank Innovation initially dropped online in 2009. This beta officially kicks off today and marks a new chapter in the life of Bank Innovation. We hope you love it.

Innovation 150

Innovation Online social media Operations 150

PYMNTS

FEBRUARY 18, 2019

Walmart will provide an update as to how the retailer did against Amazon during the holiday shopping season when it reports fourth-quarter results. And while the retailer is expected to show profit margins that are the lowest in years, it’s also expected to report an increase in sales, reported The Financial Times.

Retail 115

Retail Report Capital Online 115

PYMNTS

JANUARY 17, 2018

The name stuck — and served the retailer well. But early American retailers weren’t always motivated by price when creating their own private label brands. In 2009, the private label brand entered the world of the mega eCommerce retailer when Amazon decided to create its own brand of electronics accessories called AmazonBasics. “We

Branding 119

Branding Millennials Retail Strategy 119

PYMNTS

APRIL 14, 2020

Retail demand has risen sharply for items like home cleaning supplies and groceries, while dropping off in other product categories, leaving companies to adjust to these shifting purchasing patterns. The shift to work-from-home is not without hurdles, however, and fraudsters are looking to capitalize on confusions created by the transition.

Strategy 299

Strategy Meeting Report Payments 299

PYMNTS

MARCH 11, 2020

Pepsi has had a distribution agreement in North America with Rockstar as of 2009. Separately, Pepsi spent $705 million to acquire Be & Cheery , a Chinese company that sells online snacks, per reports in February. The move comes as Pepsi and Coca-Cola have both been moving into the energy drinks market, CNBC reported. rose by 29.8

America 130

America Study Marketing Capital 130

PYMNTS

MARCH 9, 2018

The website is also an attractive sales channel for CPG companies looking to offer their household products online. The investment was led by GGV Capital and Digital Sky Technologies, with participation from Founders Fund, AME Cloud Ventures and Vaizra Investments.

Online 109

Online Community Strategy Capital 109

PYMNTS

OCTOBER 20, 2018

On this day in history in the year 2009, the world of payments and commerce was changed forever. No, we’re not talking about the launch of Square – that was in February of 2009. True in 2009. The skies parted, the Earth shook and the song of angels was heard from on high. Well, that’s how we remember it, anyway.

Innovation 177

Innovation Payments Cards Retail 177

PYMNTS

JULY 18, 2016

This newfound cost consciousness is reshaping the retail industry in everything from spurring the rise of fast fashion at the expense of mall “anchor stores,” to the increasing popularity of off-brands or store brands in the supermarket, to the shift in the apparel business, to off-price retail outlets over full-priced department stores.

Branding 100

Branding Retail Study Portland 100

CB Insights

DECEMBER 19, 2017

Modern-day retail is at an inflection point as retailers face struggling physical storefronts, massive debt, and inefficient operations, among other issues. Formerly beloved brands such as Aeropostale, American Apparel, and PacSun bit the dust in 2016, and the pace of retail deaths has accelerated since then.

Retail 78

Retail Branding Company Capital 78

Bank Innovation

FEBRUARY 28, 2017

Bank Innovation today released a beta of its relaunch, the most significant rebuilding of the site since its start in 2009. Let us know what you think of the rebuilt site by emailing info@bankinnovation.net.

Innovation 150

Innovation US social media Operations 150

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

JUNE 15, 2020

There is an out-and-out frenzy to capitalize on the pandemic-fueled digital shift that gave consumers few options for accessing products and services over the last twelve weeks. Fulfilling those digital purchases meant figuring out how to accept payments online and managing the logistics of getting products delivered. Digital’s 2.0

Innovation 214

Innovation Mobile Capital Operations 214

PYMNTS

FEBRUARY 16, 2018

While much of physical retail struggled in 2017 from rapidly realigning consumer shopping habits, the team at Home Depot had an incredibly solid year, with same-store sales growing each quarter and a stock price that surged 42 percent. Despite retail’s slump, the stock market did well in 2017.

Retail 101

Retail Training Atlanta Marketing 101

PYMNTS

SEPTEMBER 3, 2019

Those innovations did more than just leverage digital and connected devices to make it easier for consumers and businesses to interact and to effectively blend the online and offline worlds. In 2009, the Uber app introduced consumers to a whole new way of getting transportation and a way for black-car drivers with the capacity to serve them.

Innovation 223

Innovation Payments Branding Cards 223

PYMNTS

OCTOBER 21, 2019

The world of 2009 was starkly different, a far less optimistic place. Though the Great Recession was technically “over” by the middle of 2009, few people living in the real economy felt that fact in their daily lives. When people asked “what’s next?” in the year 1999, they were generally pretty excited to hear the answer.

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

AUGUST 26, 2016

That couldn’t ring truer for the state’s capital, which many consider to have a tech scene bursting with potential and growth. Last year, 147 companies in Austin’s digital tech ecosystem raised more than $966 million in new capital, with more than $3.9 You know what they say, everything is bigger in Texas. billion in exits.

Austin 100

Austin Fintech New York City Community 100

PYMNTS

AUGUST 21, 2017

That’s where Reid Hoffman hatched the idea for LinkedIn in 2003 after inviting hundreds of his friends to create online profiles to get his idea for a professional online networking site off the ground. million from Benchmark Capital and changed its name to eBay. E-Bay acquired online ticket exchange, StubHub, in 2007.

Online 128

Online Retail San Francisco Mobile 128

PYMNTS

JUNE 5, 2019

The real trick is to tie engaging consumer experiences to those cards, which is critical, as prepaid and reloadable cards continue to evolve — moving from plastic cards to mobile accounts that can adapt to an expanding portfolio of use cases, including payroll, online gambling or even consumer and business lending. Step back a bit first.

Cards 158

Cards Las Vegas Innovation Mobile 158

PYMNTS

DECEMBER 12, 2016

Retailers, already sweating bullets over the “ Amazon Effect ” on their business, now have one more reason to keep sweating. The “Uber” experience meets brick-and-mortar retail. Sure, Amazon Go innovates checkout, but if you’re a retailer, that isn’t why you’re curling up in the fetal position right now.

Retail 100

Retail Online Branding Innovation 100

PYMNTS

APRIL 17, 2017

In a conversation with economist and author of “Matchmakers: The Economics of Multi-Sided Platforms,” David Evans, in 2009, Co-Founder and CEO Jack Dorsey initially hinted at ambitions of controlling both ends of the payments ecosystem with what he called a “more elegant” payments experience. And industry pundits fell in love. What’s Next.

Apple 110

Apple Capital Cards Payments 110

BankBazaar

APRIL 29, 2020

It is way worse than the global financial crisis of 2008-2009.”. Use UPI-based apps and online transfers. Therefore, always own an independent policy from the retail market for yourself and your dependent family members. Scan online marketplaces for the lowest interest rates and pre-approved loans.

Management 155

Management Policies Examples Taxes 155

CB Insights

SEPTEMBER 8, 2017

The regions wealthiest families and individuals are competing for deals alongside venture capital firms, Chinese tech investors, and others. Sinar Mas Group has also invested in Ardent Capital. Ardent Capital, a Thai venture capital firm that seeks to develop startups addressing market gaps. Series A in Q2’15.

Capital 71

Capital Groups Regional Management 71

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. Below are the detailed profiles of the Top 20 Venture Capital Partners. PROFILES OF THE TOP 20 VENTURE CAPITAL PARTNERS. Current Firm: First Round Capital (Founding Partner).

San Francisco 71

San Francisco CA Capital Operations 71

Gonzobanker

JANUARY 19, 2015

New you are able to(Ap)Vital discounts drew american to store y simply and online for holiday gifts component to november, providing cheer and delivering the best gains for retailers in four years! ? ! Which are considered a key indicator of a retailer health! Holiday shoppers came out to swap spend i l november.

Retail 60

Retail Atlanta Survey Online 60

Jeff For Banks

JUNE 2, 2023

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” But, no worries, right, AOCI was excluded in regulatory capital ratio calculations, and we could hide some of that interest rate risk in HTM securities. What caused it?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

JULY 24, 2017

People thought no one would ever buy art online, sight-unseen. The art world has been one of the industries most resistant to change and to moving online,” said Anna Carey, a spokeswoman for the online art marketplace Artsy , a global platform for discovering and collecting art. The market is headed in that online direction.”.

Online 125

Online Marketing Capital Industry 125

CB Insights

OCTOBER 29, 2018

Zynga, creator of Facebook games Farmville, Mafia Wars, and about a dozen different types of online slot machine games, paid $210M in 2012 for OMGPOP, creators of DrawSomething!, Date: May 21, 2009. Zynga and OMGPOP. Date: March 21, 2012. Price: $210M. a viral gaming hit for iOS and Android. Cisco and Pure Digital. Price: $590M.

Google 76

Google Software Innovation Company 76

PYMNTS

MARCH 28, 2016

The last time that data was released (2009) by the trade group that represents these 13K outlets, they reported that 350 million transactions totaling $106 billion (with a “B”) of services was delivered to 30 million consumers. Only 7 percent of consumers there use a checkbook today. In the U.K., checks are rarely used, too.

US 100

US Payments Course System 100

Fintech Labs Insights

JANUARY 23, 2017

Founded in 2009, PayNearMe enables consumers to pay bills using cash at 17,000+ 7-Eleven, Ace Cash Express, and Family Dollar retail stores across the U.S. Quicken debuted Quicken Online at FinovateFall 2008 in New York. Capital in April of 2016 for an undisclosed amount. by scanning a barcode on their smartphone.

New York 12

New York US Capital Retail 12

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. However, the model doesn’t currently allow companies to issue new shares, meaning that DPOs do not raise any capital for the company. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

CB Insights

APRIL 24, 2018

Research BRIEFING: Surviving the Retail Apocalypse. How are brick-and-mortar retailers surviving and adapting in the world of digital commerce? The retail apocalypse has claimed many victims , with almost 7,000 stores closing in the US in 2017. And that’s just since February. However, this isn’t the whole story.

Retail 59

Retail Trends Technology Branding 59

PYMNTS

MAY 31, 2018

TechCrunch noted that, in 2009, Sequoia Capital made an investment in Pine Lab and remains its largest single investor. It closed on an $82 million round in March with private equity firms Actis and Altimeter Capital investing in the company. With the round of funding, Pine Labs has raised a total of $208 million.

Capital 117

Capital Payments Marketing Retail 117

CB Insights

JULY 16, 2017

Allianz-backed Simplesurance , which offers point-of-sale insurance policies via online retailers’ websites, partnered with Munich Re Digital Partners in October 2016 to jointly develop new insurance products. Number of investments: 3. Stated investment focus: N/A. Stated investment focus: N/A.

Strategy 28

Strategy Marketing Analytics Innovation 28

PYMNTS

APRIL 23, 2018

Disintermediating the established intermediaries has become something of an art form in payments and retail these days. Physical retail is being disintermediated by a host of new players using digital technologies and data that further erode their relevance. Take retail. To name but a few. Yes, they do.

Retail 117

Retail Maine Lending Software 117

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. So many miles to go, retail bankers! The Tech Award – Goes to Capital One.

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

DECEMBER 5, 2017

In addition, Allianz-backed Simplesurance , which offers point-of-sale insurance policies via online retailers’ websites, partnered with Munich Re Digital Partners in October 2016 to jointly develop new insurance products. American Family Ventures. Number of investments: 20. XL Innovate. Number of investments: 5.

Strategy 28

Strategy Marketing Analytics Innovation 28

PYMNTS

AUGUST 31, 2018

The easiest possible summary is that in a post-apocalyptic future, the United States has become the Kingdom of Panem, which consists of a rich, technologically vibrant capital city ringed by 12 impoverished agrarian or industrial districts that are exploited for their resources by wealthy residents of the capitol. District 2: Walmart.

Branding 101

Branding Florida Retail Online 101