PYMNTS

APRIL 29, 2019

And it’s why plastic cards still rule at the physical point of sale, even though there are more contactless POS terminals than ever before. Plastic cards and the card rails are reliable and certain, at the physical store as well as online. Then, buying and selling online was a sea of uncertainty.

Online 162

Online Retail Study Cards 162

PYMNTS

NOVEMBER 2, 2020

“ Membership has its privileges ” was the nine-year ad campaign launched by American Express in 1987 to persuade consumers that it was worth it to pay an annual fee for one of its charge card products. As the slogan implied, being an American Express card member was the only way to unlock those benefits.

Millennials 246

Millennials Retail Online Report 246

PYMNTS

MARCH 12, 2018

When Amazon launched its Prime service in 2005, its visionary chief executive had big plans to shake up eCommerce retail. Amazon Prime takes the effort out of ordering: no minimum purchase and no consolidating orders,” Jeff Bezos, CEO of Amazon, said in a letter posted on the company’s website in 2005. While more than half of U.S.

Retail 101

Retail Video Report Cards 101

PYMNTS

APRIL 22, 2016

Regardless of the company, its industry, its customers or location, online fraud remains top of mind. The urgency of robust and multilayered fraud detection systems becomes especially clear against a backdrop where card-not-present fraud is likely to grow by leaps and bounds in the wake of the EMV liability shift from last year.

Fraud 100

Fraud Idaho Innovation San Francisco 100

PYMNTS

APRIL 16, 2018

At the intersection of data privacy and security and payments innovation lies friction, possibly, for the consumer experience. In the case of the latter, of course, the EU’s online privacy laws have implications for firms far beyond Europe’s borders – to the tune of hefty fines for non-compliance. Are merchants ready?

Mobile 106

Mobile System Data Course 106

NCR

DECEMBER 8, 2016

The arrival of chip and PIN cards was one of the biggest changes to consumer payments in a generation. Card spend up. New figures from the UK Cards Association show that the last ten years have seen a massive rise in consumers using electronic payments. But was EMV the cause of this rise in card spending?

Fraud 40

Fraud Cards Payments Industry 40

NCR

APRIL 12, 2016

The arrival of chip and PIN cards was one of the biggest changes to consumer payments in a generation. Card spend up. New figures from the UK Cards Association show that the last ten years have seen a massive rise in consumers using electronic payments. But was EMV the cause of this rise in card spending?

Fraud 40

Fraud Cards Payments Industry 40

PYMNTS

JULY 11, 2016

In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. In 2003, the majority of the online shopping was done at the desktop at the office when the boss wasn’t looking, and that experience included laboriously typing in card credentials at every site.

Google 100

Google Mobile Apple Online 100

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. CVS — Digital Innovation Lab.

Innovation 77

Innovation Retail Branding Technology 77

Fintech Labs Insights

SEPTEMBER 16, 2015

As we near the end of the second morning session, here is mobile wallet innovator, Soundpays. This allows users to pay using their favorite debit/credit card with their smartphone online, in store, via digital signage, and on TV.” Founded: May 2005. ” Presenting Peter Misek (CEO) and Jason Squire (CTO).

Mobile 12

Mobile Strategy Innovation Cards 12

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Founded: 2005.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Founded: 2005.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Founded: 2005.

Atlanta 15

Atlanta Utah Miami DC 15

PYMNTS

DECEMBER 13, 2018

The good news — and there is always good news — is that merchants, card networks, issuers and others in the payments and commerce space have pretty good technology, too (or, at least, theoretical access to it), and that prevention of crime provides ample room for innovation. That’s the bad news. What does that mean in real terms?

Fraud 160

Fraud Innovation Cards Payments 160

PYMNTS

NOVEMBER 20, 2020

But as the pandemic has progressed it has become increasingly clear that Target is also laying claim to the paycheck, and is often more innovative and digital-first than Walmart. The more standard one is the Capital One-issued rewards card. Ulta will have a store-within store concept both online and for brick-and-mortar locations.

Comparison 165

Comparison Strategy Retail Minneapolis 165

PYMNTS

JUNE 3, 2019

It’s a world in which new retail models and new places to shop have emerged to satisfy that need, blending the online and offline worlds in ways that benefit the digital and marginalize the physical – at least as it operates today. And stores with a physical presence that “went online” carried different inventory – and not much of it.

Retail 196

Retail Payments Online Cards 196

PYMNTS

SEPTEMBER 30, 2016

That was the date that lives on in payments history since it was the date that Target announced it had been the victim of a massive POS breach that exposed the card data of some 40 million consumers. Not surprising, since there are more than 700 million chip cards in circulation in the U.S. There’s plenty of positive data to look at.

Fraud 100

Fraud Cards United States Payments 100

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. WrkRiot’s short-lived house of cards falls down. Pixelon: Online video vaporware. Founded by Renaud Laplanche in 2006, LendingClub quickly became one of the largest online lenders in the US.

Fraud 78

Fraud Las Vegas Company Video 78

PYMNTS

AUGUST 31, 2018

online grocery sales since 2017, the largest share of any single retailer and double its closest competitor. When linked to the Amazon Chase card, the cash-back makes the experience even more of a win, in addition to serving as a natural pull toward card/brand share shift. online strategy. Secret Weapon. Weaknesses.

Branding 101

Branding Florida Retail Online 101

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78

CB Insights

MAY 10, 2018

State of Innovation Report. When BeverageCo sought to take advantage of digital, they had many isolated initiatives (such as online advertising and a corporate Facebook page) underway, but lacked traction in any of them. It was a genuinely innovative insight into allocating capital, dressed up as a 2×2.

Strategy 78

Strategy Management Analytics Tools 78

CB Insights

JUNE 6, 2019

Founded: 2005. When Munchery filed for Chapter 11 protection in March 2019, the company owed its former customers more than $3M in unfulfilled gift cards and an additional $3M to vendors and manufacturing partners. The company tried to scale an online marketplace while opening multiple brick and mortar locations. Dart Music.

Apple 78

Apple Branding Google Company 78

CB Insights

NOVEMBER 9, 2017

For millions of consumers accustomed to using credit and debit cards, the proposition of using a fingerprint hasn’t been all that appealing. “It’s hard to fight the credit-card companies,” says Gartner (IT) analyst Avivah Litan. via MDDI Online. via eCommerce Times. Company: DeNovis, Inc. Company: Aereo.

Capital 78

Capital Company San Francisco Operations 78

PYMNTS

JULY 22, 2019

They grilled execs from Google, Amazon and Facebook over claims of their size and power, which is said to be driving smaller companies out of business, reducing opportunities for new innovators to emerge and tilting the competitive playing field too far in their direction. Between 1956 and 2005, 1,500 malls were built in the U.S.

Innovation 170

Innovation US Maine Google 170

PYMNTS

JANUARY 7, 2019

This is the year that everyone takes a critical look at the innovations they’ve pursued over the last decade to decide what’s worth taking forward into the decade of the ‘20s and what’s best left behind in the decade whose door will close 358 days from today. Paying for things will happen online for pickup in the store later.

Mobile 205

Mobile Innovation Apple Study 205

Fintech Labs Insights

APRIL 18, 2016

Emburse : Corporate prepaid cards that enforce spending rules. MeterFeeder : Enables all parking meters to accept credit cards. PayStack : Online card processer in Nigeria. Final : A credit card built for the 21st century. Razorpay : Online payments for India. Zidisha : Online microlending community.

Fintech 12

Fintech Bitcoin Taxes Cards 12

CB Insights

DECEMBER 14, 2017

How Glossier’s skin tone matcher drives online conversions. Today, the world’s dominant retailers are all online. The strategy stood in contrast to the earlier marketing practices of razor giant Gillette, which was acquired by P&G for $57B in 2005. Harry’s, on the other hand, did it purely online.

Video 78

Video Branding Company Strategy 78