Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

FEBRUARY 18, 2020

Not the bottled water brand, mind you – the sleep brand. Fifteen years ago, in 2005, both his son and wife were diagnosed with different types of cancers with different diagnoses: one promising, one not. In 2005, Dell’Accio created a mattress made of organic materials that did not create or release potentially harmful gases.

Company 139

Company Denver Branding Community 139

PYMNTS

JUNE 24, 2019

“We are incredibly excited with the opportunities that this innovative payment solution serves to millions of consumers, connecting them to an extensive network of merchants globally,” said Razer Co-founder and CEO Min-Liang Tan. It is a leading brand for gamers in Europe, China and the United States.

Company 100

Company Online San Francisco Payments 100

PYMNTS

JANUARY 9, 2019

We have invested heavily in the restaurant technology industry as part of our focus on eCommerce and are very impressed with the work Olo has done to help restaurant brands benefit from digital ordering adoption by acting as their digital interface and technology backbone,” Shleifer said. “We We believe Olo has a long runway ahead.”.

Management 115

Management New York Technology Mobile 115

PYMNTS

DECEMBER 10, 2018

Analysts at the time called this product “an historic opportunity” to bolster the merchant’s “corroding bottom lines,” and innovators rushed to build new applications to help them seize it. Just like 2012, with the launch of MCX and CurrentC merchant-branded, ACH-linked mobile payments products. And what was the product?

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

OCTOBER 17, 2016

In 2005, APN chose UnionPay as the sole provider of its cross-border chip card standard through competitive bidding. Now, its members will adopt the UnionPay chip card standard for all the APN brand cards it issues. This agreement signing is of great significance.

Cards 100

Cards Regional Industry Payments 100

PYMNTS

OCTOBER 20, 2016

This strategy looks at authentication in all channels on any device and at any time for all cards within Mastercard’s brand portfolio. Paul Baker joined Mastercard in June 2005. Before joining MasterCard he spent 26 years in the banking industry with HSBC in the UK undertaking a number of roles and key management positions.

Security 100

Security CA Cards Strategy 100

PYMNTS

NOVEMBER 12, 2018

In 2016, the company was was acquired by personal care products giant Unilever, and there were questions at the time about how a direct-to-consumer innovator like DSC would fit into the very much mass-market and retailer-focused Unilever constellation of brands. last quarter.

Los Angeles 164

Los Angeles San Francisco Minneapolis Retail 164

PYMNTS

MARCH 15, 2017

Without a doubt, 2017 has been a difficult year for department store brands. Two weeks ago we spoke with the head of Neiman Marcus’ Innovation Lab Scott Emmons about the their hew hi-tech flagship in Dallas-Fort Worth – and how the chain plans to broaden its base. “If Macy’s, Sears, and J.C. So Are The Talks Real .

Fort Worth 100

Fort Worth Retail New York Branding 100

PYMNTS

JUNE 3, 2016

What’s the secret sauce behind its ever-growing tech innovation? Sebastian Siemiatkowski, co-founder and CEO of Klarna, a startup unicorn in its own right that launched in Stockholm back in 2005, said that it has to do with the culture and societal framework of the country itself.

Community 100

Community America Innovation US 100

PYMNTS

OCTOBER 11, 2017

Like most innovators, Sharelle Klaus, CEO of DRY Sparkling , was first and foremost a person with a problem: She was a pregnant foodie, suddenly unable to pair her meals with wine and equally unable to find much outside of soft drinks or plain water in which to imbibe. “I I felt like there were no sophisticated options out there,” Klaus said.

Trends 100

Trends Innovation Examples Branding 100

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date : September 2005. Date: August 12, 2005.

Google 76

Google Software Innovation Company 76

PYMNTS

APRIL 29, 2019

Amazon introduced Prime and free two-day shipping in 2005, when buying online was still a fraction of a fraction of a fraction of all retail sales. In the B2B payments world, the uncertainty over when good funds will post to a supplier’s account has kept innovation at an impasse. Certainty as Retail’s Disruptor.

Online 162

Online Retail Study Cards 162

PYMNTS

OCTOBER 18, 2017

the company the original team of four created) in 2005 and two years later launched it, along with a consortia of hardware, software and telco companies, to advance the notion of open standards for mobile devices. Google acquired Android, Inc. Updates to the operating system are released periodically.”.

Google 108

Google Samsung Apple Software 108

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. From supply chain and inventory improvements to new payment options, these brands are going all in on digital. Coca-Cola — Development and Innovation Lab.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

NOVEMBER 2, 2020

That compares to 68 percent of consumers who report belonging to Amazon Prime — a program that launched in February 2005 and now counts 150 million members globally. Walmart was also an early innovator in incentive programs to boost adherence to doctors’ visits and healthcare protocols for Medicaid patients.

Millennials 246

Millennials Retail Online Report 246

PYMNTS

JULY 11, 2016

The web built on his innovations opened up a whole new world for consumers to search and discover things. In 2005, Cyber Monday was more or less one of the official nods to the growing influence of the web as an important commerce channel. In 2005, online sales accounted for 2.3 The virtuous circle of commerce online began.

Google 100

Google Mobile Apple Online 100

Fintech Labs Insights

APRIL 16, 2020

Companies were abandoned and it led to a 5- to 6-year drought in fintech innovation. movement in 2005/2006, the financial crisis hit. Other than the brief 2005/2006 period, there had really been relatively little investment in digital for more than 10 years and things just took off like a rocket ship. Projects were halted.

Fintech 15

Fintech UX Community Comparison 15

CB Insights

DECEMBER 19, 2017

Formerly beloved brands such as Aeropostale, American Apparel, and PacSun bit the dust in 2016, and the pace of retail deaths has accelerated since then. Additionally, many of these physical retailers have lost the cache they once had as new direct-to-consumer brands with a hyper-focus on specific products have taken off.

Retail 78

Retail Branding Company Capital 78

Jeff For Banks

DECEMBER 18, 2014

Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. Congratulations to them. BofI Holding, Inc. Nasdaq: BOFI) BofI Holdings Inc.

North Dakota 93

North Dakota Arizona Minnesota Los Angeles 93

PYMNTS

AUGUST 31, 2018

When linked to the Amazon Chase card, the cash-back makes the experience even more of a win, in addition to serving as a natural pull toward card/brand share shift. it is the brand behind Food Lion, Stop & Shop, Hannaford, Giant, Martin’s, bfresh and the grocery delivery service Peapod. In the U.S.,

Branding 101

Branding Florida Retail Online 101

CB Insights

OCTOBER 16, 2018

2013: Decentralize decision-making to generate innovation. 2011: Self-service platforms unlock innovation. 2005: Don’t get fixated on short-term numbers. 2004: Free cash flow enables more innovation. 2013: Decentralize decision-making to generate innovation. 2011: Self-service platforms unlock innovation.

Customer Experience 78

Customer Experience Innovation Company Technology 78

CB Insights

FEBRUARY 28, 2019

For investors as a whole, returns decrease as motion increases.” ( 2005 ). “Be It had a great brand. Companies have both tangible assets (factories, capital, inventory) and intangible assets, which include things like reputation and brand. At one point, there were 2,000 separate car brands just in the United States.

Omaha 78

Omaha Company Capital Management 78

PYMNTS

JUNE 3, 2019

The payments ecosystem grew up around that model, enabling acceptance of network-branded credit cards and debit cards across all physical merchants at scale. In 2005, Amazon introduced Prime, and promised two-day free shipping for Prime members. Yet, the online checkout experience remained largely inconsistent and friction-filled.

Retail 196

Retail Payments Online Cards 196

CB Insights

JUNE 6, 2019

Founded: 2005. The company’s assets were acquired by Q Holdings in 2015, and the firm quietly relaunched the Quirky brand in 2017. Second, the thesis that one or two brands would quickly go on to own on-demand food turned out to be either wrong or too early. Dart Music. Earth Class Mail. Declared Bankruptcy: 2011.

Apple 78

Apple Branding Google Company 78

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78

PYMNTS

DECEMBER 19, 2016

While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. The National Association of Realtors says that home ownership for those under 35 — first-time homebuyers — is down to 36 percent of that age cohort from a high of 43 percent in 2005. It’s a fact.

Millennials 100

Millennials Fintech Cards Groups 100

William Mills

SEPTEMBER 12, 2017

Cool name and branding. YUKKA Lab AG detects market sentiments and transforms them into innovative tools for the finance and communications industry. “Our model goes back to 2005” William. I like their branding. THAT brand has been around about 20 years from the “dot com” days. 11:34 am YUKKA Lab.

Samsung 69

Samsung Mobile User Experience Google 69

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. The Honest Company’s branding and promotional materials claimed that the firm’s goods were free of synthetic chemicals. But the model doesn’t always work perfectly. want to know THE TOP 20 REASONS STARTUPS FAIL?

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

MAY 10, 2018

State of Innovation Report. BCG, which was the first strategy-first management consulting firm, today has a reputation for being the most “academic” of the big firms, with a focus on corporate development and innovation (that is, helping companies adapt to the digital world, grow, and reorganize). Many are still in wide usage today.

Strategy 78

Strategy Management Analytics Tools 78

CB Insights

OCTOBER 6, 2017

Innovation in microprocessors — particularly Nvidia’s graphic processing units (GPUs) — have played a large role. The company went public in 2005 after raising $37M from investors including FA Technology Ventures, Fenway Partners, iD TechVentures, iD Ventures America, and Trident Capital. How did we get here? Retail salespersons.

Software 69

Software Industry Retail United States 69

CB Insights

JANUARY 9, 2018

This spread of misinformation, amplified by high engagement, has impacted individuals and brands alike. We used the CB Insights platform to identify 7 innovative companies that are fighting the good fight against fake news. Both Starbucks and Monsanto, among others, fell victim to fake news attacks in the last year. DISTIL NETWORKS.

social media 61

social media Trends Branding Online 61

PYMNTS

JULY 22, 2019

Had I been in town, I might have used Google to find a store near me in Boston that carried the brand I wanted so I could try before I bought. It was also a look, maybe for the first time for some, at what was then a real innovation in shopping. Between 1956 and 2005, 1,500 malls were built in the U.S.

Innovation 170

Innovation US Maine Google 170

CB Insights

MAY 1, 2018

Product innovation is one way that large corporations stay competitive in a rapidly changing marketplace, but it doesn’t always work out when big brands attempt innovation. Understanding failure is crucial since so many accounts of innovation focus on the successes and so are affected by survivorship bias.

Innovation 78

Innovation Google Apple Video 78

PYMNTS

JANUARY 7, 2019

This is the year that everyone takes a critical look at the innovations they’ve pursued over the last decade to decide what’s worth taking forward into the decade of the ‘20s and what’s best left behind in the decade whose door will close 358 days from today. That makes it the most important year of the last decade. Consider this.

Mobile 205

Mobile Innovation Apple Study 205

CB Insights

DECEMBER 14, 2017

In the process, these brands, spanning everything from detergent to sneakers, are radically changing consumer preferences and expectations. These well-positioned startups are not just competing with some of the biggest retail brands in mattresses, razors, shoes, and more, by launching their own brands.

Video 78

Video Branding Company Strategy 78