Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

APRIL 29, 2019

And it’s why plastic cards still rule at the physical point of sale, even though there are more contactless POS terminals than ever before. Plastic cards and the card rails are reliable and certain, at the physical store as well as online. Consumers stick to what they know will deliver a predictable outcome.

Online 162

Online Retail Study Cards 162

PYMNTS

NOVEMBER 2, 2020

“ Membership has its privileges ” was the nine-year ad campaign launched by American Express in 1987 to persuade consumers that it was worth it to pay an annual fee for one of its charge card products. As the slogan implied, being an American Express card member was the only way to unlock those benefits.

Millennials 246

Millennials Retail Online Report 246

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. From supply chain and inventory improvements to new payment options, these brands are going all in on digital. Coca-Cola — Development and Innovation Lab.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

JULY 11, 2016

In 2003, the majority of the online shopping was done at the desktop at the office when the boss wasn’t looking, and that experience included laboriously typing in card credentials at every site. The web built on his innovations opened up a whole new world for consumers to search and discover things. Facebook is one such platform.

Google 100

Google Mobile Apple Online 100

Fintech Labs Insights

APRIL 16, 2020

Companies were abandoned and it led to a 5- to 6-year drought in fintech innovation. movement in 2005/2006, the financial crisis hit. Other than the brief 2005/2006 period, there had really been relatively little investment in digital for more than 10 years and things just took off like a rocket ship. Projects were halted.

Fintech 15

Fintech UX Community Comparison 15

PYMNTS

JUNE 3, 2019

Payment cards offered consumers a more efficient and desirable way to pay, and merchants wanted to enable that better experience in their stores so as not to lose sales. The payments ecosystem grew up around that model, enabling acceptance of network-branded credit cards and debit cards across all physical merchants at scale.

Retail 196

Retail Payments Online Cards 196

PYMNTS

AUGUST 31, 2018

When linked to the Amazon Chase card, the cash-back makes the experience even more of a win, in addition to serving as a natural pull toward card/brand share shift. it is the brand behind Food Lion, Stop & Shop, Hannaford, Giant, Martin’s, bfresh and the grocery delivery service Peapod. In the U.S.,

Branding 101

Branding Florida Retail Online 101

PYMNTS

DECEMBER 19, 2016

While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. The National Association of Realtors says that home ownership for those under 35 — first-time homebuyers — is down to 36 percent of that age cohort from a high of 43 percent in 2005. It’s a fact.

Millennials 100

Millennials Fintech Cards Groups 100

CB Insights

JUNE 6, 2019

Founded: 2005. The company’s assets were acquired by Q Holdings in 2015, and the firm quietly relaunched the Quirky brand in 2017. Second, the thesis that one or two brands would quickly go on to own on-demand food turned out to be either wrong or too early. Dart Music. Earth Class Mail. Declared Bankruptcy: 2011.

Apple 78

Apple Branding Google Company 78

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. WrkRiot’s short-lived house of cards falls down. The Honest Company’s branding and promotional materials claimed that the firm’s goods were free of synthetic chemicals. want to know THE TOP 20 REASONS STARTUPS FAIL?

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78

CB Insights

MAY 10, 2018

State of Innovation Report. BCG, which was the first strategy-first management consulting firm, today has a reputation for being the most “academic” of the big firms, with a focus on corporate development and innovation (that is, helping companies adapt to the digital world, grow, and reorganize). Many are still in wide usage today.

Strategy 78

Strategy Management Analytics Tools 78

PYMNTS

JULY 22, 2019

Had I been in town, I might have used Google to find a store near me in Boston that carried the brand I wanted so I could try before I bought. It was also a look, maybe for the first time for some, at what was then a real innovation in shopping. Between 1956 and 2005, 1,500 malls were built in the U.S.

Innovation 170

Innovation US Maine Google 170

PYMNTS

JANUARY 7, 2019

This is the year that everyone takes a critical look at the innovations they’ve pursued over the last decade to decide what’s worth taking forward into the decade of the ‘20s and what’s best left behind in the decade whose door will close 358 days from today. That makes it the most important year of the last decade. Consider this.

Mobile 205

Mobile Innovation Apple Study 205

CB Insights

DECEMBER 14, 2017

In the process, these brands, spanning everything from detergent to sneakers, are radically changing consumer preferences and expectations. These well-positioned startups are not just competing with some of the biggest retail brands in mattresses, razors, shoes, and more, by launching their own brands.

Video 78

Video Branding Company Strategy 78