Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

FEBRUARY 23, 2018

Smartphone sales worldwide fell in the fourth quarter of 2017 compared to the same period in 2016, marking the first decline Gartner has seen since the firm started tracking sales in 2004. A little more than 400 million smartphones were sold to consumers in the last three months of 2017, which marks a 5.6

Apple 118

Apple Samsung Analysis Survey 118

PYMNTS

APRIL 20, 2016

The company’s name is a word that consumers use a lot, and it’s one that is spoken in frequently running television ads for the electronic retail site. Lab126 was created by Amazon in 2004 for the purpose of creating the Kindle eReader. All interested innovators (and what innovator isn’t interested in Alexa?)

Innovation 100

Innovation Online Retail Community 100

PYMNTS

SEPTEMBER 22, 2017

Authentication Technologies: Bound to get a bump, and a big one, sustainable for quite a while. Look for a surge in signups for identity monitoring services, and also the technologies that – at the point of transaction – help prove you are who you say you are … and that it’s you doing the saying. Just sayin’. Toys R Us: Toys Were Us?

US 108

US Apple Innovation Regulation 108

Gonzobanker

NOVEMBER 17, 2016

This year’s Money 20/20 event in Las Vegas drew a massive attendance with 11,000 individuals, 4,500 companies, tons of new technology, and a mind-blowing expanse of collective brain power. Every discussion and presentation focused on the challenges and innovations financial institutions are tasked with to create “frictionless” experiences.

Payments 60

Payments Las Vegas Risk Management Cyber Security 60

Insights on Business

AUGUST 15, 2018

IBM RegTech Innovations. Well, technology has. And the AML transaction monitoring process is the ideal place for a number of technologies to not only improve detection, but also the resolution of issues where most time is spent. Has anything really changed? AI + ML + RPA + NLP = Modern, Intelligent AML.

Compliance 70

Compliance Analytics System Regional 70

Jeff For Banks

JUNE 2, 2023

percent in 2004, a decline of 1.1 By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004. First municipalities and larger commercial customers, and more sophisticated retail depositors. High-tech employment fell from 12.1 percent of all jobs in 2001 to 11.3

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

MARCH 14, 2016

Well, it is “an innovative new payment platform created to transform the payments industry by drastically altering the economics through Internet-based technology, generating significant consumer benefits.” Except, of course, it didn’t – and it is now in the crowded graveyard of payments innovations that sounded too good to be true.

Bitcoin 100

Bitcoin blockchain Video Apple 100

PYMNTS

JANUARY 19, 2019

And classic films aren’t the only place where a flop can presage a hit: In fact, many of today’s favorite consumer innovations come care of a failed first iteration that was widely derided before it was praised. For example…. The Tablet. The Miss . Microsoft’s Tablet PC.

Video 152

Video Los Angeles System United States 152

Fintech Labs Insights

MARCH 1, 2017

The card issuer announced a deal with fashion jewelry maker, DCK Group and another with technology innovator, Tappy Technologies, that will bring contactless payment functionality to the watches and other accessories sold at U.K.’s ’s fashionable retailers such as Dorothy Perkins and Miss Selfridge.

Payments 12

Payments New York Technology Conference 12

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Microsoft and Nokia. Date: April 25, 2014. Price: $7.9B. Price: $2.6B.

Google 76

Google Software Innovation Company 76

PYMNTS

AUGUST 6, 2020

The country was home to one of the world’s first mobile commerce innovations with the DotCoMo mobile wallet all the way back in 2004. Until recently, retailers had to deal with an incredibly complicated legacy payments network system that was hard to break into. “It And so, I think that is starting to shift the market.”.

Capital 214

Capital Payments Mobile Trends 214

PYMNTS

MAY 19, 2017

The experts at Triad Retail Media are there to make sure that happens. Triad customizes and manages digital media programs to transform busy websites like Walmart.com into publishing properties that benefit the advertising brands, host retailers, and shoppers who use them with a perfectly calibrated pitch.

Data 121

Data Retail Branding Online 121

PYMNTS

AUGUST 6, 2018

Remember, before Grubhub bought LevelUp, Chase put a few tens of millions into them as the technology partner that would ignite Chase Pay acceptance at QSRs. Grubhub founders Matt Maloney and Mike Evans wanted to solve a simple problem in 2004: make it easy for consumers to order food from local restaurants and have it delivered.

Online 125

Online Branding Mobile Millennials 125

PYMNTS

AUGUST 25, 2016

Innovation in payments is easier said than done. It’s one thing to come up with a new solution or idea, but putting innovation into practice requires striking a balance that is not always easy to achieve. PYMNTS: How would you define your company’s approach to innovation? PYMNTS: What is the most innovative thing you’ve done?

Innovation 100

Innovation System Industry Payments 100

PYMNTS

FEBRUARY 3, 2020

The People’s Bank of China is ready to inject $173 billion into the country to stabilize the economic damage brought on by the coronavirus, the largest single liquidity injection since 2004. 31, data compiled by Innovate Finance show 2019 proved to be a banner year for London’s FinTech scene. In Europe, Single Data Market Looms?

National 141

National System Cards Payments 141

CB Insights

OCTOBER 16, 2018

And nowhere is Bezos’ philosophy of business, technology, and leadership better articulated than in his annual shareholder letters, which he has written every year since the company’s IPO in 1997. 2013: Decentralize decision-making to generate innovation. 2011: Self-service platforms unlock innovation.

Customer Experience 78

Customer Experience Innovation Company Technology 78

CB Insights

JULY 19, 2017

Corporate innovation is critical for established companies looking to stay relevant in the face of disruption from up-and-coming startups. With industries being unbundled left and right ( supermarkets , banking , cars — just to name a few) more companies are opening up in-house innovation labs every day. Technology.

Innovation 74

Innovation San Francisco Georgia Technology 74

CB Insights

SEPTEMBER 10, 2019

This openness to banking alternatives presents opportunities for fintech startups looking to innovate in financial services from the outside. But incumbent banks are also at the forefront of the most promising innovations in personal finance today, such as virtual credit cards. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

CB Insights

FEBRUARY 28, 2019

Be fearful when others are greedy and greedy only when others are fearful.” ( 2004 ). In the aftermath of the crisis, retail and institutional investors offloaded massive numbers of stocks in businesses weak and strong. ” He even went so far as to say that “if there’s lots of technology, we won’t understand it.”.

Omaha 78

Omaha Company Capital Management 78

CB Insights

JUNE 6, 2019

Coda Automotive sought Chapter 11 bankruptcy protections in May 2013, and announced it was restructuring its business as a battery technology company. Coda’s unsold vehicles were later acquired by Mullen Technologies, an electric vehicle company based in California. In 2012, Nasty Gal was named “Fastest Growing Retailer” by Inc.

Apple 78

Apple Branding Google Company 78

PYMNTS

SEPTEMBER 6, 2016

Online retailers will be where we shop. Technology — not traditional payments companies — will be who leads the way. Looking at the data, how players in payments and commerce more broadly are using technology and the shopping habits of consumers all make that fact indisputable. Mobile payments will be how we pay. Not anymore.

Payments 100

Payments Online Mobile Retail 100

PYMNTS

MARCH 19, 2018

And not even because they’re job destroyers, which he said is the natural consequence of innovation, and innovation is goodness. That the middle class is bifurcating — to the have’s and mostly to the have not’s as a result of jobs that are disappearing because technology and software is eliminating them.

Google 148

Google Apple Retail Millennials 148

CB Insights

OCTOBER 4, 2018

In 2004, Alibaba Group launched Alipay to support online payment transactions on Alibaba.com and Taobao.com. By 2008, Alipay was increasingly becoming an accepted payment method for retailers and service providers outside Alibaba’s ecosystem. Wealth management. Credit scoring. The effects of regulation. Open platform strategy.

US 78

US Fintech Mobile Regulation 78

PYMNTS

JANUARY 7, 2019

This is the year that everyone takes a critical look at the innovations they’ve pursued over the last decade to decide what’s worth taking forward into the decade of the ‘20s and what’s best left behind in the decade whose door will close 358 days from today. That makes it the most important year of the last decade. Consider this.

Mobile 205

Mobile Innovation Apple Study 205

CB Insights

MAY 1, 2018

Product innovation is one way that large corporations stay competitive in a rapidly changing marketplace, but it doesn’t always work out when big brands attempt innovation. Understanding failure is crucial since so many accounts of innovation focus on the successes and so are affected by survivorship bias.

Innovation 78

Innovation Google Apple Video 78

CB Insights

NOVEMBER 16, 2017

Thiel became an outside board member with his $500K seed investment in Facebook in 2004. What Cerent’s technology did was help connect long-haul communications lines and the local telephone and data network. Later, the retail giant sold its entire e-commerce operations in China to JD.com. Walmart participated in a $1.5B

Lending 78

Lending Capital Company Google 78

CB Insights

DECEMBER 14, 2017

New Frontiers in Retail Tech. Download this research briefing to see how corporates and startups are shaping the future of retail with tech. They don’t need to rely on traditional retail stores for exposure. They’re competing more efficiently by rethinking not just the product, but also the retail model.

Video 78

Video Branding Company Strategy 78