PYMNTS

JANUARY 6, 2020

has dropped from 8,000 in 2004 to about 5,400 in 2018. The Federal Reserve released a report last April, finding that community banks yield greater satisfaction with small business borrowers than any other kind of FI, even as satisfaction with online and marketplace lenders rises, too.

Community Bank 123

Community Bank Community Payments Fintech 123

South State Correspondent

JUNE 8, 2022

We have discussed the importance of the CLV metric HERE , or bankers can look up our favorite academic paper on the topic “ Counting Your Customers Research Paper 2004 ” by Fader, Hardie, and Lee at Wharton. A bank in New York has displayed deposit promotions online and on the windows of their branches for the last seven years.

Data 195

Data Marketing Strategy Examples 195

CB Insights

APRIL 3, 2018

private market valuation is greater than the public market capitalizations of Marriott, Starwood, Expedia, Wyndham, and HomeAway. First Round Capital shared this seed deck used by AppNexus, then a platform that would let companies run applications in the cloud. Today, its $29.3B AirBnB Pitch Deck from PitchDeckCoach. seed round.

Company 78

Company Video Capital US 78

PYMNTS

AUGUST 6, 2020

The country was home to one of the world’s first mobile commerce innovations with the DotCoMo mobile wallet all the way back in 2004. And yet Japan remains a heavily cash-based economy, Darren Abrahamson , managing director of Bain Capital Tech Opportunities told Karen Webster.

Capital 214

Capital Payments Mobile Trends 214

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. Below are the detailed profiles of the Top 20 Venture Capital Partners. PROFILES OF THE TOP 20 VENTURE CAPITAL PARTNERS. Current Firm: First Round Capital (Founding Partner).

San Francisco 71

San Francisco CA Capital Operations 71

CB Insights

SEPTEMBER 8, 2017

The regions wealthiest families and individuals are competing for deals alongside venture capital firms, Chinese tech investors, and others. Sinar Mas Group has also invested in Ardent Capital. Ardent Capital, a Thai venture capital firm that seeks to develop startups addressing market gaps. Series A in Q2’15.

Capital 71

Capital Groups Regional Management 71

Jeff For Banks

JUNE 2, 2023

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” percent in 2004, a decline of 1.1 By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004.

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

SEPTEMBER 14, 2020

The sequel, “ Meet The Fockers ,” released in December of 2004, was among the top-grossing films of 2005. Consumers can buy cars online and have them delivered to their driveways without ever talking to a car salesperson or going to a dealership to sign paperwork. It is also pretty hilarious.

Innovation 245

Innovation Video Course Meeting 245

Lars Markull

MAY 30, 2020

The company was founded in 2004, went public in 2015 and the stock price is on a crazy 200% rally in the last twelve months. Especially in the current times, where many businesses depend on online sales but often only have a social media profile, this could be good move. But what happened last week?

Fintech 75

Fintech social media Examples Payments 75

PYMNTS

SEPTEMBER 22, 2017

The stores will still stay open, but amid same store sales declines of more than four percent year over year, price matching with Amazon and revamping its online ops will likely be a tough row to hoe (recall that the company ended an exclusive arrangement to be Amazon’s toy vendor of choice back in 2004). Fizzle Of The Week: Startups.

US 108

US Apple Innovation Regulation 108

Jeff For Banks

OCTOBER 24, 2014

There is no way to know exactly how much money will ultimately move and land with Bill at Janus Capital, his new home. So, nothing is sacred online. Dorothy has been with First Federal of Bucks County since November, 2004. The complete waste of time and money is an ever-increasing drag on GDP.

Philadelphia 86

Philadelphia Conference California US 86

CB Insights

DECEMBER 4, 2019

Today, Amazon Pay has evolved to include a digital wallet for customers and a payments network for both online and brick-and-mortar merchants. Traction/Metrics: Today’s iteration is Amazon Pay, a digital wallet for customers and a payments network for both online and brick-and-mortar merchants and shoppers. Amazon Cash.

Cards 101

Cards Lending Strategy US 101

CB Insights

DECEMBER 19, 2017

Digital laggards – Many big-box retailers either failed or were too late to establish an online presence. Founded in 2004, the company has historically provided mid-price range, color-coordinated apparel and accessories assortments. CHARMING CHARLIE. Date: December 2017. Category/Product(s): Apparel & accessories.

Retail 78

Retail Branding Company Capital 78

Lars Markull

MAY 30, 2020

The company was founded in 2004, went public in 2015 and the stock price is on a crazy 200% rally in the last twelve months. Especially in the current times, where many businesses depend on online sales but often only have a social media profile, this could be good move. But what happened last week?

Fintech 40

Fintech social media Examples Payments 40

Fintech Labs Insights

FEBRUARY 2, 2021

Personal Capital. Online Digital Banks for Small Businesses. Value Date. 2-feb-2021. United States. Ant Technology. 2018 round. 2-feb-2021. 2-feb-2021. United States. 2-feb-2021. Netherlands. 2-feb-2021. Australia. 2-feb-2021. United States. 2-feb-2021. United States. Jan 2021 round. 2-feb-2021. 2-feb-2021. Nov 2018 transaction.

United States 15

United States Fintech Utah Lending 15

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. However, the model doesn’t currently allow companies to issue new shares, meaning that DPOs do not raise any capital for the company. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

Fintech Labs Insights

DECEMBER 29, 2015

Detail holiday branch hours & service options (extra credit for a plug for online/mobile banking). Previous year-end holiday posts: 2014 , 2013 , 2012 , 2011 (big banks), 2011 (CUs/community banks), 2009 part 1 , 2009 part 2 , 2007 , 2006 , 2006 , 2004. Help customers deal with holiday overspending and planing for the new year.

Marketing 12

Marketing Milwaukee Maine Cards 12

CB Insights

OCTOBER 29, 2018

Zynga, creator of Facebook games Farmville, Mafia Wars, and about a dozen different types of online slot machine games, paid $210M in 2012 for OMGPOP, creators of DrawSomething!, Lycos simply couldn’t compete with better offerings from the likes of Google, and in 2004, Terra sold Lycos for a meager $95M. Zynga and OMGPOP.

Google 76

Google Software Innovation Company 76

CB Insights

NOVEMBER 1, 2018

Shopify’s founders launched the platform in 2004 as an online storefront for selling snowboarding gear, which was at the time known as Snowdevil. The team decided to rebrand not as a store in and of itself, but as a way for other online retailers to sell their wares via the web. Source: Shopify Investor Deck 2016.

Video 76

Video social media Online Company 76

CB Insights

SEPTEMBER 10, 2019

As millennials head deeper into adulthood and make more money, the personal finance space is adapting to their unique money management attitudes in a few key ways: From in-person to online. The average millennial student debt load was $10,600 as of 2017 — about 2X more than what was owed by Gen X in 2004. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

SEPTEMBER 6, 2016

Online retailers will be where we shop. Shift Number One | The Shift To Buying Online. We’ve been watching online sales now grow — even double — year over year, for many years now, but it’s still tiny, overall. Who in the world ever thought that there’d come a day when groceries would be bought online ?

Payments 100

Payments Online Mobile Retail 100

PYMNTS

FEBRUARY 13, 2017

While it was easy to chalk things up then to the financial crisis and the consumer spending hangover that resulted, we dug deeper and discovered the enormous shifts in buying online from physical stores that had been underway. Shake Shack was a food cart in Madison Square Park when it opened in 2004.

Retail 134

Retail Innovation Maine Community 134

CB Insights

DECEMBER 7, 2017

Banks have receded from mortgage lending for a host of reasons, principally because the cost of complying with strict regulation from the Consumer Financial Protection Bureau on loan qualification and capital requirements has made the business more expensive. This is down from 44% in 2004.

Millennials 69

Millennials Lending United States Technology 69

CB Insights

OCTOBER 16, 2018

The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. 2004: Free cash flow enables more innovation. 2004: Free cash flow enables more innovation. Today, Amazon is a hugely successful, precedent-breaking company. Just execute.

Customer Experience 78

Customer Experience Innovation Company Technology 78

CB Insights

JUNE 6, 2019

As the company’s war chest dwindled toward the end of 2018, it could not secure extra capital to continue financing operation — largely because investors had tired on the structural and competitive problems outlined above. Magazine, and the company picked up $40M in VC capital from Index Ventures.

Apple 78

Apple Branding Google Company 78

FICO

APRIL 12, 2021

As Sherlock Holmes observed in “A Scandal in Bohemia”, “It is a capital mistake to theorize before one has data. Their belief that “Big is Bad” correlates to why long-established products and services are suspect, when compared to start-ups and innovators, and the opinions of online strangers are more persuasive than corporate endorsements.

Strategy 52

Strategy Data Analytics Company 52

Fintech Labs Insights

JULY 7, 2021

Scalable Capital , German investech. Scalable Capital. -based wealth management platform. 102(t): $2.1B Mercado Bitcoin, Brazillian crypto exchange. 105(t): $2.0B Clip , Mexican payments startup. 105(t): $2.0B Bunq , banking startup from The Netherlands. 121(t): $1.8B Trulioo , Canadian fintech security company. 139(t): $1.4B

United States 15

United States Fintech Bitcoin Capital 15

Fintech Labs Insights

NOVEMBER 22, 2021

Scalable Capital. Value ($B). Value Date. Sub-Category. 5 Nov 2021. 5 Nov 2021. Ant Technology. 2018 round. 5 Nov 2021. Nov 2018 transaction. 5 Nov 2021. 5 Nov 2021. 5 Nov 2021. Secondary market May 21. Credit Karma. Sep 2021 round. June 2021 round. Netherlands. Nov 2021 round. Estimate based on 2021 IPO value. Mar 2021 round. Q2 Holdings.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

MARCH 4, 2021

Personal Capital. Online Digital Banks for Small Businesses. Full Fintech Unicorn List. values as of 1 Mar 2021). Value Date. 1-Mar-2021. United States. 1-Mar-2021. Ant Technology. 2018 round. Rumored secondary mkt value. United States. 1-Mar-2021. United States. 1-Mar-2021. 1-Mar-2021. Feb 2021 round. 1-Mar-2021. 1-Mar-2021.

United States 15

United States Fintech Company Analytics 15

Fintech Labs Insights

FEBRUARY 1, 2022

Scalable Capital. Value Date. 1 Feb 2022. Ant Technology. 2018 round. 1 Feb 2022. Ecommerce. Mar 2021 round. 1 Feb 2022. Netherlands. Aug 2021 round. Citadel Securities. Jan 2022 round. Nov 2018 trans. 1 Feb 2022. 1 Feb 2022. 1 Feb 2022. 1 Feb 2022. New Zealand. 1 Feb 2022. Credit Karma. Dec 2021 round. Sep 2021 round. June 2021 round.

Fintech 15

Fintech Lending Technology Security 15

Fintech Labs Insights

JUNE 3, 2021

Personal Capital. Full Fintech Unicorn List. values as of 3 June 2021). Value Date. 3 June 2021. United States. 3 June 2021. Ant Technology. 2018 round. 3 June 2021. United States. Mar 2021 round. United States. 3 June 2021. Feb 2021 round. 3 June 2021. Jan 2021 round. 3 June 2021. Nov 2018 transaction. 3 June 2021. United States. Varo Money.

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

AUGUST 10, 2021

Scalable Capital. Full Fintech Unicorn List. Value ($B). Value Date. 6 Aug 2021. United States. 6 Aug 2021. Ant Technology. 2018 round. 6 Aug 2021. United States. Mar 2021 round. 5 Aug 2021. South Korea. 6 Aug 2021. New Zealand. Nov 2018 trans. 6 Aug 2021. 6 Aug 2021. United States. FTX Exchange. July 2021 round. United States. 6 Aug 2021.

United States 15

United States Fintech Technology Company 15

Fintech Labs Insights

JANUARY 21, 2022

Ant Technology. 2018 round. Mar ’21 round. Aug ’21 round. FTX Exchange. Oct ’21 round. South Korea. Dec ’21 round. Sep ’21 round. June ’21 round. Netherlands. Nov ’21 round. Estimate based on ’21 IPO value. Circle Internet Financial. July ’21 SPAC (proposed). Nov ’21 round. Q2 Holdings. Chainalysis. June ’21 round. Aug ’21 round. Sep ’21 round.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

DECEMBER 20, 2021

Value ($B). Value Date. Sub-Category. Ant Technology. 2018 round. Aug 2021 round. FTX Exchange. Oct 2021 round. New Zealand. Accounting. Nov 2018 transaction. Nov 2021 round. Sep 2021 round. June 2021 round. Netherlands. Nov 2021 round. Estimate based on 2021 IPO value. Nov 2021 round. Q2 Holdings. Chainalysis. June 2021 round. AvidXchange.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

SEPTEMBER 13, 2021

Scalable Capital. Value Date. 9 Sep 2021. United States. 9 Sep 2021. Ant Technology. 2018 round. 9 Sep 2021. United States. 9 Sep 2021. Netherlands. Mar 2021 round. United States. 9 Sep 2021. United States. 9 Sep 2021. 9 Sep 2021. New Zealand. 9 Sep 2021. Nov 2018 transaction. 9 Sep 2021. 9 Sep 2021. FTX Exchange. July 2021 round. 9 Sep 2021.

United States 15

United States Fintech Lending Bitcoin 15

Fintech Labs Insights

AUGUST 8, 2016

Earlier this year, Avalara partnered with eCommerce platform, WooCommerce to help online merchants calculate sales taxes more accurately. Founded in 2004, Avalara presented at FinDEVr San Francisco 2015 , showing how its technology helps businesses deal with the complexity of sales taxes and other transactional fees.

Compliance 12

Compliance San Francisco Management Taxes 12

Fintech Labs Insights

MAY 3, 2021

Personal Capital. Online Digital Banks for Small Businesses (SMB) May 2021. Value Date. 1 May 2021. United States. Ant Technology. 2018 round. 1 May 2021. 1 May 2021. United States. Mar 2021 round. United States. 1 May 2021. Netherlands. 1 May 2021. 1 May 2021. Australia. Feb 2021 round. 1 May 2021. Jan 2021 round. 1 May 2021.

United States 15

United States Fintech US Company 15