ABA Community Banking

MARCH 22, 2024

ABA's Hu Benton discusses what bankers need to know about potential deals and offers amid the wave of policy changes. The post Understanding the emerging bank M&A policy landscape appeared first on ABA Banking Journal.

Policies 52

Policies Community Bank Community 52

Independent Banker

NOVEMBER 30, 2022

Community Financial Services Bank, Benton, Ky.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Bank of Montana, Missoula, Mont.;

Community Bank 169

Community Bank Community Montana Leadership 169

Independent Banker

AUGUST 31, 2021

Here’s what community bankers need to know when planning their budgets for the next year. These days, there’s a lot to contend with as a community bank, from changing consumer behaviors due to the pandemic to uncertainty surrounding the economy and inflation. By Cheryl Winokur Munk. Quick stat. Source: 2021 Provident Bank survey.

Community Bank 170

Community Bank Community Lending Leadership 170

Independent Banker

FEBRUARY 28, 2023

As community banks navigate this process, there are plenty of resources available to answer questions and provide guidance. Three sources of information on FedNow As community banks look to take advantage of this new opportunity, they seek resources to help them navigate the journey.

Resources 115

Resources Community Bank Community Texas 115

Abrigo

SEPTEMBER 16, 2019

Community bankers are largely positive about the future, based on the first results of a new index gauging business sentiment among the financial professionals who serve a critical role in local economies. These insights have the potential to inform the market and policy makers on the overall health of the economy, opportunities, and risk.”.

Community Bank 150

Community Bank Community Policies Survey 150

PYMNTS

AUGUST 7, 2020

Microsoft and Facebook are grumbling publicly about fellow tech giant Apple ‘s policies restricting access to coveted slots in its App Store, as well as the access given to iPhone and iPad users. 15, Microsoft plans to release Project xCloud , a streaming service that will allow users to play any of roughly 100 games.

Policies 166

Policies Apple Guidelines Google 166

South State Correspondent

APRIL 4, 2024

The Nation’s Fiscal Health Historically, congress and various administrations have not made the difficult budgetary and policy decisions to reduce the federal deficit or curtail the growth of the federal debt as a percentage of GDP. With time, these changes will only amplify.

Risk Management 195

Risk Management Community Bank Policies Community 195

Independent Banker

JANUARY 31, 2023

Community bankers and industry experts share how to best put this data to use. billion-asset First State Community Bank in Farmington, Mo. To use data effectively, community bankers need to balance the information with what they know to be true about their customers. All data creates a competitive advantage. The results?

Community Bank 91

Community Bank Community Trends Payments 91

Independent Banker

MAY 31, 2022

Community banks have a choice about addressing the problem: Remain vulnerable or be vigilant. Fraud and cybercrimes continue to increase, causing challenges for community banks. But there’s plenty community banks can do to meet this challenge. Fraud and cyber attacks are on the rise, and at great expense to the industry.

Community Bank 134

Community Bank Community Fraud Texas 134

PYMNTS

JULY 8, 2020

The Pittsburgh Pirates unveiled their reimbursement and credit policies at a time when it is not known if PNC Park will have the ability to host spectators for this year’s season amid the pandemic, according to a statement. Sports teams are offering to provide credits or refunds to their fans.

Policies 132

Policies Survey Community US 132

South State Correspondent

JUNE 21, 2022

For the past 14 years, the monetary policy in the U.S. This regime is now changing, and community banks need to position their lending and deposit portfolios for a period of monetary tightening. This regime is now changing, and community banks need to position their lending and deposit portfolios for a period of monetary tightening.

Community Bank 359

Community Bank Policies Community Lending 359

ABA Community Banking

MARCH 3, 2022

On the latest episode of the ABA Banking Journal Podcast, Ohio bank CEO Mike Vynalek discusses his own journey in community bank advocacy and how he's getting emerging leaders at his bank involved in advocacy. The post Podcast: Seeing Results from Community Bank Advocacy appeared first on ABA Banking Journal.

Community Bank 131

Community Bank Community Ohio Leadership 131

South State Correspondent

JULY 30, 2023

How should community banks target and compare their ROE to the industry and their peer group, and what defines a top-performing bank? Community banks (assets under $10B) composed 14.3% Community banks (assets under $10B) composed 14.3% The graph below shows the quarterly ROE for all community banks from 1984 to Q1/2023.

Community Bank 195

Community Bank Community Capital Policies 195

BankUnderground

OCTOBER 26, 2021

The Bank of England co-organised a ‘ History and Policy Making Conference ‘ in late 2020. History offers policymakers and academics useful case studies that can serve as distant mirrors beyond the study of crises and policy responses to them. Monetary theory and policy in Medieval France. Nathan Sussman.

Policies 109

Policies Taxes Maine National 109

ABA Community Banking

APRIL 27, 2022

The FDIC has appointed seven new members to its Advisory Committee on Community Banking. The post FDIC names new community banking committee members appeared first on ABA Banking Journal. Twelve of 19 on the panel are with ABA member banks.

Community Bank 105

Community Bank FDIC Community Policies 105

ABA Community Banking

OCTOBER 9, 2023

Community banks need to get engaged on the regulators’ capital framework overhaul, outgoing ABA Chair Dan Robb told ABA’s Annual Convention in Nashville this morning. The post Dan Robb: Capital proposal is concerning to community bankers appeared first on ABA Banking Journal.

Community 64

Community Capital Nashville Community Bank 64

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists? What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

ABA Community Banking

DECEMBER 20, 2022

What's on the banking industry's policy radar for 2023? The post Podcast: What’s on banks’ policy agenda for 2023? ABA's Government Relations Council recently met in Washington, D.C., appeared first on ABA Banking Journal.

Policies 59

Policies Washington Industry Resources 59

PYMNTS

JUNE 18, 2019

Chief Executive Officer John Neal said that the 330-year-old insurance market is in discussions with automakers about different policies as car ownership changes. Lloyd’s of London is looking into its auto coverage options to prepare for the impending rise in driverless technology. It won’t be conventional motor insurance.”.

Policies 102

Policies Course Community Technology 102

Abrigo

JANUARY 17, 2024

Takeaway 2 AML staff should recognize human trafficking red flags and know their customers well to help detect suspicious activity in their communities. One issue that hurts people and communities everywhere is human trafficking, and January is Human Trafficking Awareness Month.

Training 259

Training Community Software Texas 259

ABA Community Banking

MAY 26, 2023

The FDIC announced the appointment of seven new members to its Advisory Committee on Community Banking The post FDIC names new community banking committee members appeared first on ABA Banking Journal.

FDIC 52

FDIC Community Bank Community Policies 52

American Banker

OCTOBER 20, 2023

The National Community Reinvestment Coalition and the American Bankers Association have sent dueling letters to the Federal Reserve over whether NCRC advocates pressured ABA member banks to denounce the ABA's litigation against the Consumer Financial Protection Bureau.

Community 83

Community Groups National Policies 83

Finer Points

APRIL 7, 2015

I don’t think there’s much more you can say with the flurry of activity going on at ICBA and throughout the community banking industry right now. Coinciding with last week’s kickoff of Community Banking Month and the final countdown to the ICBA Washington Policy Summit, ICBA also launched Community Banker University.

Community Bank 100

Community Bank Community Washington Policies 100

PYMNTS

AUGUST 30, 2018

China is struggling to bridge its small businesses to financing for growth, with broader fiscal policy at odds with the initiative, according to reports. The publication pointed to the government’s conflicting policy of stricter lending rules as one reason why efforts to boost small business loan volumes hasn’t taken off.

Policies 100

Policies Lending Regulation Community 100

PYMNTS

MAY 13, 2016

Taking a page from the old Tom Petty Handbook, Target CEO Brian Cornell has officially determined that the retailer will not back down on its inclusive bathroom policy. million signatures argue that “Target’s policy is exactly how sexual predators get access to their victims.” The petition and its 1.2

Policies 100

Policies Handbook Mississippi Community 100

BankBazaar

MARCH 13, 2020

With COVID-19 positive case count and deaths increasing by the day, it is important to know if your Life Insurance policy will cover deaths arising out of COVID-19. In fact, if you’ve recently purchased Health Insurance , your policy may not cover it if you contract the disease during the policy waiting period.

Policies 78

Policies Community Company Management 78

South State Correspondent

DECEMBER 13, 2023

Most market participants are focused on just one monetary policy tool available to the Fed – short-term, federal funds rates. Quantitative Tightening The Fed engaged in QE (buying Treasuries and mortgage-backed securities) in response to the great financial crises and then escalated this policy tool during the pandemic.

Community Bank 195

Community Bank Community Policies Tools 195

American Banker

MARCH 21, 2024

The FDIC proposed a new policy to intensify scrutiny on U.S. bank mergers Thursday that emphasizes the resulting institutions' financial stability and ability to serve its community's needs.

FDIC 73

FDIC Policies Community Compliance 73

American Banker

DECEMBER 8, 2023

The Treasury Department's Community Development Financial Institutions Fund has introduced significant updates to the CDFI certification application, aiming to simplify the process and establish clearer standards for responsible lending and community development.

Community 45

Community Lending Policies Compliance 45

CFPB Monitor

DECEMBER 30, 2020

The Federal Housing Finance Agency (FHFA) recently issued a request for information ( RFI ) seeking input on appraisal-related policies, practices and processes in connection with home mortgage loans. The FHFA also seeks input on policies and controls to minimize the occurrence of “gaming and data manipulation.”.

Policies 78

Policies Tools Training Data 78

South State Correspondent

AUGUST 21, 2023

However, that publication, directly and indirectly, identified three discrete risks affecting community banks. We will outline what we think community bankers should glean from this publication. Risks to the Community Banking Sector Moody’s identified three risks to the banking sector, including risks to community banks.

Community Bank 195

Community Bank Community Capital Analysis 195

PYMNTS

FEBRUARY 15, 2018

For community banks serving small- to mid-sized businesses (SMBs), training an eye on credit cards can translate into additional revenue streams and tap into an unmet need for those SMBs. Kearney found 26 percent of small business cardholders have community banking relationships in place. There’s a lot of runway here.

Community Bank 118

Community Bank Community Cards United States 118

CFPB Monitor

MARCH 11, 2019

While the agencies represented by the FFIEC will make any individual adjustments deemed necessary for their existing ROE guidance, financial institutions should be aware of the new format outlined in the Policy Statement which sets forth minimum expectations for what should be included in all ROEs.

Policies 68

Policies Report Risk Management Resources 68

Perficient

MARCH 1, 2021

This means enterprises can more easily control and enforce policies using the same approach to Kubernetes to scale their applications while maintaining the necessary security. They will continue to support the KubeLinter community as well as new communities as Red Hat works to open source StackRox’s offerings.

Security 433

Security Leadership Community Google 433

South State Correspondent

SEPTEMBER 29, 2022

The neutral rate is the theoretical federal funds rate at which monetary policy is neither accommodative nor restrictive and is consistent with the economy maintaining full employment with associated price stability. When short-term interest rates are below the inflation rate, monetary policy is stimulative, further fueling inflation.

Policies 195

Policies Community Bank Community Marketing 195

Independent Banker

DECEMBER 31, 2022

We simply need to remember what makes us special as community bankers, and with that as our foundation, we can embrace this season of change in four primary ways: 1. Demonstrating the community bank difference. That’s the community bank difference, and we should be proud to reiterate it throughout the year. My Top Three.

Community Bank 218

Community Bank Community Hawaii Washington 218

South State Correspondent

OCTOBER 4, 2023

In an article last week ( Here ), we discussed how the higher-for-longer interest rate environment will affect the community bank sector. We argued that community banks must learn to improve performance in a low-growth environment for the foreseeable future. This is especially important when liquidity is scarce, as it is now.

Community Bank 195

Community Bank Community Capital Comparison 195