Gonzobanker

MAY 23, 2023

The historic deposit runs on several niched regional banks have woken up bankers and their investors, regulators and policymakers to the threats that liquidity flows place on the entire industry. Bank leaders are working overtime to defend their performance and relevancy. trillion or 5.5%

social media 159

social media Risk Management Regional Industry 159

South State Correspondent

JANUARY 10, 2024

Community banks’ use of swaps (banks’ primary tool to hedge interest rate risk on loans) has increased substantially over the last ten years. The market expects the current inverted yield curve to remain through much of 2024 (based on long-term interest rates and the expected rate cuts in 2024).

Community Bank 195

Community Bank Community National Regional 195

Bobsguide

JULY 14, 2022

The first phase of the roll out will provide both indicative and executable FX rates to regional mid-tier banks via a plug-in to Finastra’s Fusion Kondor, a solution with low maintenance and ownership cost, backed by the liquidity and robust risk management capabilities of one of the world’s largest FX franchises.

Risk Management 68

Risk Management Regional Marketing Examples 68

South State Correspondent

FEBRUARY 27, 2024

Further, bankers need to be realistic about assumptions such as usage, probability of default and loss given default, and cross-sell opportunities (such as deposit size, deposit stickiness, and deposit costs) – all of these inputs are forward-looking and must be modeled, stress-tested, and adjusted with market changes.

How To 195

How To Community Bank Community Management 195

PYMNTS

MARCH 28, 2019

The growing volume of SME [small and medium-sized enterprise] and cross-border trading drives a huge demand for alternative financing for SMEs that are underserved in the market and opportunities for investors to earn a decent risk-adjusted return,” Dennis Cong, PhD, Managing Director of CEFIF, said in a press release. “We

Fintech 123

Fintech Risk Management User Experience Management 123

South State Correspondent

APRIL 10, 2023

Fair value accounting measures assets and liabilities at current market value instead of historical or amortized value. Nonetheless, with the recent collapse of sizeable regional banks, regulators, investors, analysts, accountants, and bankers are now scrutinizing the fair value of banks’ securities and loan portfolios.

Community Bank 195

Community Bank Community Security Capital 195

Bobsguide

JUNE 13, 2022

Murex , the global leader in trading, risk management and processing solutions for capital markets, is thrilled its integrating MX.3 3 platform has topped the IBS Intelligence Sales League Table 2022’s Wholesale Banking | Treasury & Capital Markets category for the fourth year running. in capital markets.

Capital 78

Capital Leadership Risk Management Regional 78

PYMNTS

APRIL 16, 2019

The banks have also agreed to share data on emerging markets. Deputy Managing Director of MAS Jacqueline Loh said the relationship demonstrates a FinTech that may extend to other countries in the ASEAN region. The MOU dictates that the banks will train FinTech startups with an eye on cross-border transactions.

Fintech 211

Fintech San Francisco National Innovation 211

PYMNTS

JANUARY 28, 2019

Corporates aren’t prepared to tackle the headwinds of market risks, according to two separate reports released last week. The report explores how companies in G20 nations are preparing for risks related to technological disruption, regulation and cybersecurity.

Management 145

Management Risk Management Survey Security 145

PYMNTS

MAY 27, 2020

To lead strategic planning for the firm overall and in conjunction with its regional teams, Chris Newkirk is coming to Visa Inc. as its new chief strategy officer. Newkirk has held multiple leadership roles at Capital One since 2008, most recently as president of Small Business, International & Walmart Partnership.

Strategy 131

Strategy Leadership United States Washington 131

PYMNTS

APRIL 12, 2019

In fact, even regional banks such as PNC Financial (+3.3 percent), Regions Financial (+2.3 Morgan Stanley (+4.4 percent), Bank of America (+3.3 percent), Goldman Sachs (+2.3 percent) and Citigroup (+2.4 percent) also saw increases in share prices. percent), Comerica (+2.7 percent), KeyCorp (+2.4 percent), Huntington Bancshares (+2.3

Regional 122

Regional America Risk Management Operations 122

Abrigo

APRIL 21, 2023

Loan review experts said they might review exception reporting on loans above a specific size, market assessments, demographics, and trend data to identify potential, immediate threats. Or they might target loans with heightened interest rate risk, such as construction loans.

Lending 195

Lending Risk Management Software System 195

Bobsguide

MAY 8, 2022

A recent GFT survey revealed that 95% of banks adopt cloud to improve time to market, while 86% of them do it to improve innovation and scalability. They just adapt existing components to their regions to provide full compliance with regulatory requirements. Cloud has moved from leading edge to the baseline of banking success.

Compliance 166

Compliance Risk Management Digital Banking System 166

Gonzobanker

NOVEMBER 2, 2023

Pillar #2: Leaders Transcend Daily Hustle to Build New Systems Most regional and community banks grew up executing the fundamentals with sheer hustle and hard work. Credit officers don’t approve every loan – rather they build credit models and portfolio management systems.

Leadership 158

Leadership Industry Management Resources 158

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 195

Fintech Community Regional Technology 195

PYMNTS

FEBRUARY 14, 2020

Shippeo said it has 50 large corporate customers across 40 countries, and estimated the market it serves to be worth $6 billion. Trade volumes between the regions was worth more than $320 billion in 2018. CybelAngel , a risk management and cybersecurity startup based in France, raised the equivalent of $36 million in Series B funding.

Digital Banking 131

Digital Banking Capital Risk Management Operations 131

PYMNTS

SEPTEMBER 13, 2018

Bad weather, infestation, speculation: Such factors can not only mean survival or failure for farmers, but impact food prices and the larger global economy without any effort at hedging or risk management. dollar, with economic chaos in emerging markets — and the early and late 1970s, he said.

Risk Management 100

Risk Management Operations Management Industry 100

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. Topping their list of complaints: speed to market/pace of new improvements (or lack thereof) and integration challenges.

Strategy 158

Strategy System Risk Management Technology 158

Abrigo

APRIL 9, 2015

Top down stress testing can uncover concentration and/or portfolio-wide risks – something that isn’t immediately apparent when analyzing individual loans or even groups of loans. If bankers know where vulnerabilities exist, they can use stress test results to allocate capital and make more effective risk management decisions.

Data 150

Data Risk Management Capital Regional 150

South State Correspondent

MAY 3, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP may have prevented the demise of First Republic Bank.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP may have prevented the demise of First Republic Bank.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP may have prevented the demise of First Republic Bank.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

JANUARY 4, 2023

While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year. When offering a higher money market or CD rate, the direct damage done to cost of funds is often the least of a bank’s worries.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

AUGUST 28, 2018

regional bank executives were gearing up for a bumper year, according to Bloomberg. Crediting lower taxes, thanks to the end of the year tax reform bill passed by Congress, regional bank executives saw a sudden and notable pick up in both commercial loan demand and a big jump in spending on credit and debit cards. Bancorp said.

Lending 100

Lending Taxes Rhode Island Regional 100

Bobsguide

JUNE 14, 2022

Users will benefit from advanced treasury and risk management capabilities. The combined solution, available in the cloud or on-premise, is available to clients in France and the Benelux region, with the potential to expand into other geographies in the future.

Analytics 60

Analytics Risk Management Compliance Regional 60

PYMNTS

AUGUST 21, 2019

The software will track chemical use and manage compliance. The CleanChain Compliance Module extension integrates Libryo’s library of 20,000+ legal users making it easier for brands to comprehend federal and regional legal and regulatory obligations.

Compliance 108

Compliance Innovation Software Risk Management 108

Jeff For Banks

NOVEMBER 16, 2020

The markets are taking it all in stride, rallying strongly for most of this week and they seem more grateful for the prospect of a divided Congress, i.e, The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. The housing market is robust across the nation. respectively.

Marketing 78

Marketing National New York City Taxes 78

PYMNTS

JULY 28, 2017

According to a news report in Reuters , citing an internal memo, with the restructuring, Wells Fargo will phase out 57 regional offices in the U.S. and get rid of the regional manager positions in the impacted offices. The credit underwriting staffers and salespeople will stay in the local markets with new management.

Lending 100

Lending Arizona Regional Texas 100

Abrigo

AUGUST 9, 2017

Two ways in which stress testing results can be used to an institution's advantage is to avert risk and improve the risk rating process. Appraised values for properties are then adjusted by the amount of average decline in the market. In addition to preventative benefits, stress testing may provide advantages in recovery.

Columbus 150

Columbus Ohio FDIC Strategy 150

Jeff For Banks

APRIL 22, 2018

Now, if Mother Nature would cooperate… Volatility The markets have been incredibly volatile in the first quarter of 2018. The spike in volatility was a wake-up call to every investor and market participant that thought “vols” would stay historically low forever. This may be the understatement of the year! Welcome to 2018!

Marketing 60

Marketing Philadelphia social media Taxes 60

PYMNTS

SEPTEMBER 13, 2017

Sabre Corporation has published the results of its “ 2017 Asia Pacific Corporate Traveler Study ,” identifying two major trends driving business travel in the region: an increased emphasis on mobility and a growing concern over non-compliance. According to that report, 78 percent of U.S.

Policies 158

Policies Compliance Mobile Survey 158

PYMNTS

MARCH 28, 2018

Citing Better Markets, a nonprofit that tries to keep Wall Street honest, TheStreet.com reported the group said promoting Williams to head up the New York Fed would be problematic because he failed to prevent the fake account scandal at San Francisco-based Wells Fargo, which has had far-reaching implications and has hurt countless consumers.

San Francisco 115

San Francisco Los Angeles New York Risk Management 115

PYMNTS

SEPTEMBER 4, 2019

The Hong Kong Monetary Authority has, as finews.asia reported this past week, amended its credit risk management guidelines in a way that seeks to boost the embrace of analytics when lending to smaller firms. Cash invested on the platform, said the company, stands at $2.7

Lending 134

Lending Fintech Guidelines Meeting 134

Bobsguide

APRIL 27, 2022

The signature of this alliance plays an important role in the strategic vision of Prometeia to gradually expand into the German and Central European market, where SAP FSDP is used by an increasing number of banks to feed Risk analytics and regulatory reporting solutions.

Data 148

Data Analytics Risk Management Management 148

PYMNTS

JANUARY 15, 2019

Yet now, said Reuters, the Fed has said there is not enough risk management in place to allow FinTechs full-fledged access to the payment system. and the Gulf will be on the agenda this week as the Lord Mayor of London Peter Estlin visits a number of cities in the region.

Fintech 148

Fintech St. Louis System Regulation 148

Abrigo

OCTOBER 29, 2014

• Board risk parameters, adequacy of staffing, succession planning and audit. Asset and Liability Management: Asset and liability risk management was deemed a concern as continued low interest rates and pressure on traditional earnings sources cause many banks to increase long-term asset holdings.

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

South State Correspondent

APRIL 27, 2022

Consider a regional bank with a “digital transformation initiative” that rolled out its new “digital user experience” for its retail customers in 2020. The total experience is the product, the user’s journey with the product, the marketing/branding, and the interaction between the users and support staff.

Customer Experience 195

Customer Experience eBook User Experience Policies 195